SOLD DEC 19, 2025

Off Market Dec 2025 for $800K

$991,812

Est. refi paymentEst. refi $5,898/mo

•

1,079

sq ft

923 Indies Rd, Ramrod Key, FL 33042

About this home

This updated 3 bedroom, 2 bath canal front home is located on the desirable Oceanside of Ramrod Key with quick boating access and no bridges, making it a dream location for fishing, diving, and exploring Keys waters. From the covered porch, enjoy peaceful peek-a-boo views of the ocean while relaxing with the gentle breezes. Inside, the home features newer flooring, new central air conditioning, and a remodeled kitchen and baths, blending modern comfort with coastal charm. The open living area flows easily onto the screened porch overlooking the canal, perfect for outdoor dining or evening relaxation. A composite dock with fish cleaning station makes boating days effortless, while the paver backyard provides low-maintenance outdoor living. The property also boasts a garage, oversized downstairs enclosure, and extra-high covered parking ideal for storing a large boat, RV, or all your Keys toys. An exterior elevator adds to the home's comfort and practicality.

Single-familyProperty Type

2002Year Built

6,000 sq ftLot Size

$919Est. Price/Sq.Ft.

Listed by Christina Davis • Coldwell Banker Schmitt RE Co.

Listed by Kathleen Gomez • Coldwell Banker Schmitt RE Co.

Bought with Brian Kruszewski • LoKation Real Estate - Pompano Beach

Redfin checked: a minute ago

•Source:FLKMLS #616538

Redfin Estimate

$991,812

$192K since sold in December 2025$3,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 5.7% higher than the average sale price ($938K) of 6 comparable homes.

SOLD JUN 10, 2026
$540,000
A
3 beds2 baths984 sq ft
27059 Old State Road 4A, Ramrod Key, FL 33042
SOLD JUN 25, 2026
$880,000
B
3 beds2 baths1,408 sq ft
27415 Barbuda Ln, Ramrod Key, FL 33042
SOLD JUN 17, 2026
$1,399,000
C
3 beds2 baths1,512 sq ft
823 Indies Rd, Ramrod Key, FL 33042
SOLD JUL 31, 2026
$985,000
D
3 beds2 baths1,056 sq ft
24225 W Caribbean Dr, Summerland Key, FL 33042
SOLD MAY 14, 2026
$1,100,000
E
3 beds2 baths1,144 sq ft
1011 E Caribbean Dr, Summerland Key, FL 33042
SOLD JAN 14, 2026
$725,000
F
3 beds2 baths1,078 sq ft
27394 Saint Lucie Ln, Ramrod Key, FL 33042

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Earn from this home

Refinance

Est. cash available

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Rent

$3,935/mo

Redfin rental estimate

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Market trends in 33042, FL

Last updated July 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.8%

+1.2% MoM

Median sale price

$1.1M

$10K MoM

Avg. days on market

121d

11 days MoM

Recently sold homes

4 MoM

New listings for sale

NEW 9 HRS AGO
$759,000
3 beds2 baths985 sq ft
27937 Coral Shores Rd, Summerland Key, FL 33042
$982,600
2 beds2 baths864 sq ft
701 Spanish Main Dr #198, Cudjoe Key, FL 33042
$950,000
2 beds1 bath902 sq ft
24923 Park Dr, Summerland Key, FL 33042
3D WALKTHROUGH
$1,099,000
3 beds2 baths1,488 sq ft
27334 Guadaloupe Ln, Ramrod Key, FL 33042
$849,000
3 beds3 baths1,800 sq ft
22832 John Silver Ln, Cudjoe Key, FL 33042
See all

Provided by Redfin

Sale history for 923 Indies Rd

Tax history for 923 Indies Rd

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

6,000 Sq. Ft.

Year renovated

2012

Sq. Ft.

1,079

Year built

2002

Style

Single Family Residential

County

Monroe County

APN

3266 29 00201680000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 10, 2026.

III

Improved Subdivision District

The purpose of the IS district is to accommodate the legally vested residential development rights of the owners of lots in subdivisions that were lawfully established and improved prior to the adoption of this LDC. For the purpose of this section, improved lots are those that are served by a dedicated and accepted existing road of porous or nonporous material, that have an approved potable water supply, and that have sufficient uplands to accommodate the proposed use in accordance with the required setbacks. This district is not intended to be used for new land use districts of this classification within the county.

Zone overlays

Tier III Overlay District

Permitted uses

Include but are not limited to:

Housing-Multiple units
Infrastructure

Property details

Parking

Parking / Garage Information
Vehicle Storage: Garage, Covered Parking

Interior

Interior Features
Interior Features: Granite Counter Top
Flooring: Carpet, Other Floors
Cooling/Heating: Central A/C
Appliances: Washer, Microwave, Range, Refrigerator, Dishwasher, Dryer
Furnished: Furniture Negotiable

Bathroom Information
# of Full Baths: 2

Exterior

Boat Slip/Dock Information
Dockage: Dock Length: 40
Dockage: Dock: Composite

Exterior Features
Exterior Features: Storage
Porch/Balcony: Screened P/B
Shutters: Panel

Security
No Security

Property Features
Accessibility Features: Elevator
On Waterfront
Waterfront Type: Canal Front, Salt Ponds
Waterview: Canal View, Salt Ponds

Property Information
Deed Restrictions: Unknown
Pets: Pets Allowed
Rentals Allowed: With Restrictions
Min Rental Days: 28

Lot Information
Acres: 0.14
Zoning: IS - Improved Subivision District
Land Size: Less Than 1/4 Acre
Control Depth: 3
Flood Zone: AE

Building Information
Year Built: 2,002
Sq. Ft. Source: Property Data Card
Building Style: Above Flood: Yes
Building Style: Stilt Column Height: Tall - 10Ft & Over
Construction: Modular
Roof: Metal Roof

Subdivision/Neighborhood
Subdivision: Breezeswept Bch Est (27.5)
Marathon Neighborhood: N/A

Financial

Tax Information
Taxes: $3,377.90
Tax Year: 2,024
Tax Exemptions: None

Financial Information
Terms: No Seller Finance, FHA, VA, Conventional, Cash

Utilities

Utility Information
Utilities: FKAA, Buyer to Verify, Municipal Sewer
Has Public Sewer Hook-up

Location

Homeowners Association Information
Association Info: 1st Right of Refusal: No
Association Info: Association Fee $: 0.00
Fee Includes: None

Location Information
Side: Ocean
Mile Marker: 27.50
Directions: US 1 to MM 27, turn onto Indies Rd next to the Shell Gas Station, follow Indies all the way down to 923 Indies Rd.

Public facts

Beds: 2
Baths: 2.0
Sq. Ft.: 1,079
Stories: 1.0
Lot Size: 6,000 square feet
Style: Single Family Residential
Year Built: 2002
Year Renovated: 2012
County: Monroe County
APN: 3266 29 00201680000000

Home facts updated by county records on Jul 10, 2026

Around this home

Schools

Sugarloaf School

Public PreK-8 • Assigned • 7.7mi

6/10

Key West High School

Public 9-12 • Assigned • 24.1mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

Heat Factor

We're working on getting current and accurate heat risk information for this home.

10/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Ramrod Key, FL • 33042

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10 hours in June and 7.3 hours in December, placing it above the U.S. average for solar exposure.

10 hrs

7.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$943,000 – $1.14M

Sell confidently with a local market expert in Ramrod Key. 3 minutes to get started.

Nearby similar homes

NEW 9 HRS AGO3D WALKTHROUGH

$759,000

3 beds2 baths985 sq ft

27937 Coral Shores Rd, Summerland Key, FL 33042

NEW CONSTRUCTION

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23940 Overseas Hwy, Summerland Key, FL 33042

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1817 Watson Blvd, Big Pine Key, FL 33043

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3635 Trade Winds St, Big Pine Key, FL 33043

(305) 809-8085

3D WALKTHROUGH

$1,155,000

3 beds2 baths984 sq ft

17183 W Green Turtle Ln, Sugarloaf Key, FL 33042

$649,000

2 beds2 baths960 sq ft

24740 Park Dr, Summerland Key, FL 33042

New listings for sale in 33042

NEW 9 HRS AGO3D WALKTHROUGH

$759,000

3 beds2 baths985 sq ft

27937 Coral Shores Rd, Summerland Key, FL 33042

$982,600

2 beds2 baths864 sq ft

701 Spanish Main Dr #198, Cudjoe Key, FL 33042

$950,000

2 beds1 bath902 sq ft

24923 Park Dr, Summerland Key, FL 33042

3D WALKTHROUGH

$1,099,000

3 beds2 baths1,488 sq ft

27334 Guadaloupe Ln, Ramrod Key, FL 33042

$849,000

3 beds3 baths1,800 sq ft

22832 John Silver Ln, Cudjoe Key, FL 33042

Home values near 923 Indies Rd

Data from public records.

Address	Redfin Estimate
853 Indies Rd, Ramrod Key, FL 3 Beds \| 2 Baths \| 1248 Sq. Ft.	$818,032
833 Indies Rd, Ramrod Key, FL 2 Beds \| 1.5 Baths \| 1073 Sq. Ft.	$999,804

Address	Redfin Estimate
873 Indies Rd, Ramrod Key, FL 3 Beds \| 2 Baths \| 1081 Sq. Ft.	$1,028,185
943 Indies Rd, Ramrod Key, FL 3 Beds \| 2 Baths \| 1480 Sq. Ft.	$758,963

Address	Redfin Estimate
27310 West Indies Dr, Ramrod Key, FL 2 Beds \| 3 Baths \| 1120 Sq. Ft.	$1,218,353
843 Indies Rd, Ramrod Key, FL 3 Beds \| 2 Baths \| 1158 Sq. Ft.	$959,574

Property information provided by FLKMLS when last listed in 2025. This data may not match . Learn more.

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