Tucked beneath a canopy of trees on nearly half an acre you will find this charming 3-bedroom, 2.5-bath home offering comfort and coastal convenience. Located just minutes from a boat launch and from the white sand beaches of South Walton and the tranquil waters of Choctawhatchee Bay, this home invites you to slow down, breathe deep, and live fully. Step onto the wide, welcoming front porch—perfect for morning coffee or sunset chats—and feel the calm of country living surround you. Around back, a screened-in porch provides the ultimate afternoon retreat, ideal for a quiet nap or getting lost in your favorite book as birdsong floats on the breeze. Inside, hardwood floors and a see-through fireplace create a warm and inviting first impression. The open-concept living area flows gracefully from a spacious living room into an intimate dining space and onward to a country-style kitchen with classic cabinetry and tiled flooring designed for gatherings that turn into memories. Each of the home's 3 bedrooms offers generous space, with the primary suite featuring a massive cedar-lined walk-in closet. The bathrooms have been tastefully updated, giving the home a fresh and modern feel without losing its timeless character. A large, oversized garage with extra covered parking ensures there's room for your vehicles, boat, or recreational gear especially handy with a public boat ramp less than a mile away. With public water and sewer, no HOA, and easy access to both the beach and bay, this home strikes the rare balance between seclusion and convenience. Whether you're searching for a permanent residence, a second home retreat, or a quiet escape from the crowds, this South of the Bay sanctuary puts you close to everything but far from ordinary.
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
3
Baths
2
Stories
1
Lot width
15 ft.
Lot depth
13 ft.
Lot size
6,229 Sq. Ft.
Year renovated
2020
Sq. Ft.
1,056
Year built
2020
Style
Single Family Residential
County
Walton County
APN
222S20331200040120
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 9, 2026.
RP
Residential Preservation District
This district consists primarily of subdivisions existing as of November 7, 1996, approved development projects which are vested or built out, or recorded platted subdivisions that have infrastructure in place and are substantially built out.
Lot Features: Flood Insurance Req, Level, Survey Available
Lot/Parcel Access: County Road, Private Road
Zoning: Residential Single Family
Building Information
Construction Status: Construction Complete
Construction/Siding: Roof Membrane, Roof Pitched, Stone, Trim Wood
Financial
Tax Information
Last Tax Year: 2024
Last Taxes: 559.44
Financial Information
Mortgage Type: VA
Financing: Conventional, FHA, VA
Brokerage Interest: No Interest
Seller
Seller
Utilities
Utility Information
Utilities: Electric, Phone, Public Sewer, Public Water
Energy: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Insulated Doors, Insulated Floors, Ridge Vent, Storm Doors, Water Heater - Elect
Location
School Information
Elementary School: Van R Butler
Middle School: Emerald Coast
High School: South Walton
Location Information
Sub Area: 1605 - Live Oak Pt and Old Town of Santa Rosa
Area: 16 - North Santa Rosa Beach
Street #: 11
Street Direction: N
Street Name: 4th
Street Suffix: Street
City: Santa Rosa Beach
County: Walton
State: FL
Zip Code: 32459
Project Name/Subdivision: TOWN OF SANTA ROSA
Absolute Longitude: 86.223649
Longitude: -86.223649
Latitude: 30.393904
Directions: From Highway 98, take Hwy 393 North to Chat Holley Road and then turn right (East) and then go North (left) on Indian Woman Road. Go Left on East Ann, and continue to N 4th Street.
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 1,056
Stories: 1.0
Lot Size: 6,229 square feet
Style: Single Family Residential
Year Built: 2020
Year Renovated: 2020
County: Walton County
APN: 222S20331200040120
Home facts updated by county records on Sep 8, 2026
Other
Listing Price Information
List Price: 425000.00
List Price/SqFt: 233.00
Property Information
Apx SqFt(Htd/Cooled): 1824.00
Design: Country
Is Homestead
Sub-Type: Detached Single Family
Listing Information
As Is
Immediate Occupancy: Immediate Occupancy
Around this home
Schools
Dune Lakes Elementary School
Public K-5 • Assigned • 9.5mi
10/10
Emerald Coast Middle School
Public 6-8 • Assigned • 7.0mi
8/10
South Walton High School
Public 9-12 • Assigned • 2.7mi
8/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
5/10 Flood Factor
Estimated 47-57% chance of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.31% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 104° expected this year, 22 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Santa Rosa Beach, FL • 32459
Average low and high temperatures (°F)
59
43
65
52
71
57
76
64
80
70
86
76
88
79
86
77
85
74
79
66
73
59
64
50
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.4 hours in
June and 5.4 hours in December, placing it above the
U.S. average for solar exposure.
9.4 hrs
5.4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$441,000 – $534,000
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