SOLD NOV 19, 2025

Off market nov 2025 for $3.5M

$3,628,000

Est. refi paymentEst. refi $24,660/mo

•

3,494

sq ft

12 Chapman Oak Way, Santa Rosa Beach, FL 32459

About this home

Beautifully crafted Beach home tucked away on a large, private lot in Watercolor! This spacious coastal residence features 4 spacious bedrooms with En Suite baths, an inviting open concept layout ideal for entertaining, a high-end kitchen with Quartz countertops & Wolf Appliances, newly refinished Hardwood Floors, a 2-sided Fireplace, Vaulted & Cypress ceilings, Shiplap Walls & Crown Molding throughout and multiple covered porches. The oversized backyard is a rare find, complete with a Private Pool, Summer Kitchen & serene views of the beautiful Preservation Area located behind this lovely beach home. Offered mostly furnished! Enjoy great amenities including the Watercolor Beach Club, multiple community pools, parks, nature trails & easy access to Western Lake, Seaside & all of 30a!

Single-familyProperty Type

2006Year Built

9,583 sq ftLot Size

$1,038Est. Price/Sq.Ft.

4 spacesParking

Listed by Nathan Lambert • Lambert Realty and Development

Listed by Corina Lambert • Lambert Realty and Development

Bought with Louise Lechat • Stay on 30A Realty

Redfin checked: 2 minutes ago

•Source:ECAR #974892

Redfin Estimate

$3,628,000

$128K since sold in November 2025$83K since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 26% higher than the average sale price ($2.88M) of 6 comparable homes.

SOLD AUG 14, 2026
$2,650,000
A
4 beds4.5 baths2,518 sq ft
277 Pine Needle Way, Santa Rosa Beach, FL 32459
SOLD AUG 24, 2026
$2,799,000
B
4 beds4.5 baths3,271 sq ft
384 E Royal Fern Way, Santa Rosa Beach, FL 32459
SOLD JUN 16, 2026
$2,750,000
C
4 beds4.5 baths3,024 sq ft
75 Wisteria Way, Santa Rosa Beach, FL 32459
SOLD MAY 22, 2026
$2,925,000
D
4 beds4.5 baths2,797 sq ft
295 Pine Needle Way, Santa Rosa Beach, FL 32459
SOLD JUL 26, 2026
$2,650,000
E
4 beds3.5 baths2,496 sq ft
86 Thicket Cir, Santa Rosa Beach, FL 32459
SOLD JUL 2, 2026
$3,500,000
F
4 beds4 baths3,300 sq ft
339 Spartina Cir, Santa Rosa Beach, FL 32459

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Earn from this home

Sell

$659,668

Est. take-home

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Refinance

Est. cash available

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Rent

$5,288/mo

Redfin rental estimate

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Market trends in 32459, FL

Last updated September 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.9%

+0.3% MoM

Median sale price

$915K

$35K MoM

Avg. days on market

87d

1 days MoM

Recently sold homes

360

36 MoM

New listings for sale

NEW 3 HRS AGO
$1,195,000
4 beds2 baths2,300 sq ft
10 Fairway Dr, Santa Rosa Beach, FL 32459
NEW 7 HRS AGO
$597,000
4 beds3.5 baths2,215 sq ft
104 Hatton Ct, Santa Rosa Beach, FL 32459
NEW 7 HRS AGO
$399,000
4 beds3 baths1,812 sq ft
31 Hornbeam Way, Santa Rosa Beach, FL 32459
NEW 7 HRS AGO
$679,000
5 beds3 baths3,169 sq ft
110 Conner Cir, Santa Rosa Beach, FL 32459
NEW 8 HRS AGO
$1,299,000
3 beds3 baths2,113 sq ft
244 Baird Rd, Santa Rosa Beach, FL 32459
NEW 9 HRS AGO
$2,500,000
4 beds3.5 baths2,500 sq ft
27 Bramble Ln, Santa Rosa Beach, FL 32459
$2,850,000
5 beds4.5 baths3,400 sq ft
163 Hammock Ln, Santa Rosa Beach, FL 32459
OPEN SAT, 1PM TO 3PM
$724,900
3 beds2.5 baths1,915 sq ft
228 Golf Villa Dr, Santa Rosa Beach, FL 32459
NEW 25 HRS AGO
$2,100,000
4 beds3.5 baths2,520 sq ft
156 Savelle Dr, Santa Rosa Beach, FL 32459
NEW 31 HRS AGO
$3,250,000
5 beds3.5 baths3,456 sq ft
99 Magnolia St, Santa Rosa Beach, FL 32459
See all

Provided by Redfin

Sale history for 12 Chapman Oak Way

Date

Event

Price

ECAR #974892

Nov 19, 2025

Sold

$3,500,000

$1,002/sq ft

Aug 26, 2025

Price Changed

$3,685,000

$1,055/sq ft

Jun 14, 2025

Price Changed

$3,895,000

$1,115/sq ft

Apr 25, 2025

Listed

$3,995,000

$1,143/sq ft

ECAR #753806

Jul 14, 2016

Sold

$1,650,000

$472/sq ft

May 26, 2016

Listed

$1,695,000

$485/sq ft

NAMLS #725142

Nov 25, 2015

Listing Removed

—

Mar 10, 2015

Listed

$1,750,000

$501/sq ft

NAMLS #515968

Sep 15, 2010

Listing Removed

—

May 8, 2009

Listed

$1,639,000

$469/sq ft

ECAR #382467

Mar 20, 2006

Sold

$1,650,000

$472/sq ft

Jul 2, 2004

Listed

$1,995,000

$571/sq ft

NAMLS #367453

Sep 9, 2004

Listing Removed

—

Aug 5, 2004

Listed

$700,000

$200/sq ft

Public Records

Dec 22, 2003

Sold

$231,500

$66/sq ft

Public Records

May 22, 2003

Sold

$18,095,600

$5,179/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$21,618 (+3.0%)

2024

$20,994 (+9.6%)

2023

$19,159 (+13.1%)

2022

$16,942 (+12.3%)

2021

$15,085 (+8.9%)

2020

$13,856 (+14.4%)

2019

$12,116 (+2.9%)

$527,448 + $692,537

$1,219,985

2018

$11,769 (+5.4%)

$512,086 + $668,218

$1,180,304

2017

$11,162 (+2.6%)

$497,171 + $628,994

$1,126,165

2016

$10,876 (+5.2%)

$478,049 + $615,727

$1,093,776

2015

$10,334 (+11.1%)

$446,775 + $601,712

$1,048,487

2014

$9,303

Tax history for 12 Chapman Oak Way

Year

Property tax

Land + Additions

Assessment*

2025

$21,618 (+3.0%)

2024

$20,994 (+9.6%)

2023

$19,159 (+13.1%)

2022

$16,942 (+12.3%)

2021

$15,085 (+8.9%)

2020

$13,856 (+14.4%)

2019

$12,116 (+2.9%)

$527,448 + $692,537

$1,219,985

2018

$11,769 (+5.4%)

$512,086 + $668,218

$1,180,304

2017

$11,162 (+2.6%)

$497,171 + $628,994

$1,126,165

2016

$10,876 (+5.2%)

$478,049 + $615,727

$1,093,776

2015

$10,334 (+11.1%)

$446,775 + $601,712

$1,048,487

2014

$9,303

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

9,741 Sq. Ft.

Year renovated

2006

Sq. Ft.

2,993

Year built

2006

Style

Single Family Residential

County

Walton County

APN

143S19254000000480

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 9, 2026.

Coastal Center District

This district is primarily residential, allowing medium residential densities and supporting uses. All development is required to be connected to a public water and sewer system.

Permitted uses

Include but are not limited to:

Bank
Day care facility
Housing-Single unit
Housing-Multiple units
Mixed use building
Office
Medical office
Educational/school
Library
Museum / gallery

Property details

Parking

Parking Information
Has Carport
No
Parking Features: Carport Detached
Carport Spaces: 1.00
Driveway Spaces: 3.00

Interior

Bedroom Information
Bedrooms: 4
Bedroom: First, Second
Master Bedroom: Second

Bathroom Information
Full Baths: 4
Half Baths: 1
Total Baths: 5.00
Master Bedroom/Master Bath: MBath Cultured Mrble, MBath Double Vanity, MBath Garden Tub, MBath Separate Shwr, MBath Tile, MBed Walk-in Closet

Room Information
Rooms: Bedroom, Dining Room, Living Room, Master Bedroom
Living Room: First

Room 1
Living Room
Area: 374.00
Dimensions: 22 x 17
Length: 22.00
Width: 17.00
Level: 1

Room 2
Dining Room
Area: 425.00
Dimensions: 25 x 17
Length: 25.00
Width: 17.00
Level: 1
Remarks: Kitchen/Dining Combo

Room 3
Bedroom
Area: 210.00
Dimensions: 15 x 14
Length: 15.00
Width: 14.00
Level: 1

Room 4
Bedroom
Area: 195.00
Dimensions: 15 x 13
Length: 15.00
Width: 13.00
Level: 2

Room 5
Bedroom
Area: 210.00
Dimensions: 15 x 14
Length: 15.00
Width: 14.00
Level: 2

Room 6
Master Bedroom
Area: 195.00
Dimensions: 15 x 13
Length: 15.00
Width: 13.00
Level: 2

Interior Features
Appliances: Dishwasher, Disposal, Dryer, Ice Machine, Microwave, Oven Double, Refrigerator W/IceMk, Stove/Oven Gas, Washer
Interior: Ceiling Crwn Molding, Ceiling Vaulted, Fireplace, Floor Hardwood, Floor Tile, Furnished - Some, Kitchen Island, Lighting Recessed, Newly Painted, Owner's Closet, Pantry, Wet Bar, Window Treatment All

Exterior

Exterior Features
Has Pool
Pool Type: Private
Exterior: BBQ Pit/Grill, Fenced Back Yard, Fireplace, Patio Open, Pool - In-Ground, Porch Open, Porch Screened, Shower, Sprinkler System

Lot Information
Acreage: 0.22
Lot Dimensions: 40x104x12x35x95x115
Lot Features: Covenants, Cul-De-Sac, Irregular, Level, Restrictions, Within 1/2 Mile to Water
Lot/Parcel Access: Paved Road, Private Road
Zoning: Residential Single Family

Building Information
Construction Status: Construction Complete
Construction/Siding: Frame, Roof Metal, Siding CmntFbrHrdBrd, Trim Wood

Financial

Tax Information
Last Tax Year: 2024
Last Taxes: 20993.74

Financial Information
Mortgage Type: None
Brokerage Interest: No Interest
Buyer
Seller

Utilities

Utility Information
Utilities: Electric, Gas - Natural, Phone, Public Sewer, Public Water, Tap Fee Paid, TV Cable
Energy: AC - 2 or More, AC - Central Elect, AC - High Efficiency, Ceiling Fans, Double Pane Windows, Heat Cntrl Electric, Storm Doors, Storm Windows, Water Heater - Elect

Location

Assessment Information
Assessment Fees: Yes
Assessment Amount: 1790.00
Assessment Paid: Quarterly
Annual Assessment Amount: $7,160

Homeowners Association Information
Fees Include: Accounting, Land Recreation, Management, Master Association, Recreational Faclty, Trash
New Buyer Fee
%

School Information
Elementary School: Dune Lakes
Middle School: Emerald Coast
High School: South Walton

Location Information
Sub Area: 1802 - East of Hwy 395
Area: 18 - 30A East
Street #: 12
Street Name: Chapman Oak
Street Suffix: Way
City: Santa Rosa Beach
County: Walton
State: FL
Zip Code: 32459
Project Name/Subdivision: WATERCOLOR
Absolute Longitude: 86.127643
Longitude: -86.127643
Latitude: 30.324963
Directions: From Hwy 98 turn south on Hwy 395 S and follow to the stoplight at the Publix Shopping Center. Turn right into Watercolor on W Lake Forest Dr and then take an immediate left on Pine Needle Way. Follow to Chapman Oak Way on your right hand side. 12 Chapman Oak Way will be on the right side.

Project Facilities
BBQ Pit/Grill, Beach, Deed Access, Exercise Room, Fishing, Handicap Provisions, Pavillion/Gazebo, Pets Allowed, Picnic Area, Playground, Pool, Short Term Rental - Allowed, Tennis, TV Cable, Waterfront

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 2,993
Stories: 2.0
Lot Size: 9,741 square feet
Style: Single Family Residential
Year Built: 2006
Year Renovated: 2006
County: Walton County
APN: 143S19254000000480

Home facts updated by county records on Sep 8, 2026

Other

Listing Price Information
List Price: 3685000.00
List Price/SqFt: 1054.67

Property Information
Apx SqFt(Htd/Cooled): 3494.00
Design: Beach House
Sub-Type: Detached Single Family

Listing Information
Immediate Occupancy: Immediate Occupancy

Around this home

Schools

Dune Lakes Elementary School

Public K-5 • Assigned • 3.4mi

10/10

Emerald Coast Middle School

Public 6-8 • Assigned • 2.4mi

8/10

South Walton High School

Public 9-12 • Assigned • 4.9mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

4/10 Fire Factor

2% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 105° expected this year, 22 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Santa Rosa Beach, FL • 32459

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.5 hours in June and 5.5 hours in December, placing it above the U.S. average for solar exposure.

9.5 hrs

5.5 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$3.45M – $4.17M

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New listings for sale in 32459

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NEW 8 HRS AGO

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OPEN SAT, 1PM TO 3PM

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Home values near 12 Chapman Oak Way

Data from public records.

Address	Redfin Estimate
20 Chapman Oak Way, Santa Rosa Beach, FL 5 Beds \| 5 Baths \| 3268 Sq. Ft.	$3,120,809
36 Chapman Oak Way, Santa Rosa Beach, FL 5 Beds \| 5 Baths \| 4808 Sq. Ft.	$4,405,010

Address	Redfin Estimate
48 Chapman Oak Way, Santa Rosa Beach, FL 5 Beds \| 5.5 Baths \| 3955 Sq. Ft.	$4,434,345
151 Royal Fern Way, Santa Rosa Beach, FL 5 Beds \| 5.5 Baths \| 3443 Sq. Ft.	$3,439,645

Address	Redfin Estimate
40 Chapman Oak Way, Santa Rosa Beach, FL 6 Beds \| 5 Baths \| 5768 Sq. Ft.	—
243 Pine Needle Way, Santa Rosa Beach, FL 5 Beds \| 5.5 Baths \| 3953 Sq. Ft.	$4,227,639

Property information provided by ECAR when last listed in 2025. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 32459, FL

Sale history for 12 Chapman Oak Way

Tax history for 12 Chapman Oak Way

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 32459

Home values near 12 Chapman Oak Way

More real estate resources