SOLD MAR 11, 2026

Sold on Mar 2026

$514,500

•

1,977

sq ft

195 Lullaby Loop, Santa Rosa Beach, FL 32459

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About this home

Welcome to this beautifully maintained DR Horton-built home in the sought-after Whispering Lake subdivision, just one mile from Publix and a quick drive to the sugar-white sands of 30A. With a blend of coastal Florida living and classic Georgia Southern charm, this 3-bedroom, 2-bathroom home offers comfort, convenience, and timeless style. The exterior has been freshly painted and most of the back fence is being replaced. Step inside to find hardwood floors throughout, 9 and 10-foot ceilings, and an open layout perfect for both relaxing and entertaining. The kitchen features stainless steel appliances, generous cabinetry, and bar seating that flows seamlessly into the living and dining areas. Most of the home has crown moulding, the spacious bedrooms offer ample closet space. The primary suite includes a large walk-in closet, an en suite bath with a dual sink vanity, and a large walk-in shower. You'll love the private laundry room (washer and dryer included!) located just inside the 2-car garage. Out back, enjoy peaceful mornings or breezy evenings on your covered patio, overlooking a preserved wooded area no rear neighbors, just nature! This original-owner home has been lovingly cared for and is move-in ready. Whether you're searching for your forever home or a peaceful retreat near the beach, this one checks all the boxes!

Single-familyProperty Type

2014Year Built

7,405 sq ftLot Size

$260Price/Sq.Ft.

$87/moHOA Dues

2 garage spacesParking

Listed by Jan Schaefer • Berkshire Hathaway Home Services PenFed Realty

Bought with Christine Baeza • Dockside Realty Inc

Redfin checked: a minute ago

•Source:ECAR #982632

Redfin Estimate

$515,837

$1,337 since sold in March 2026$6,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 1% lower than the average sale price ($521K) of 6 comparable homes.

SOLD JUL 15, 2026
$475,000
A
3 beds2 baths1,702 sq ft
260 Whispering Lake Dr, Santa Rosa Beach, FL 32459
SOLD JAN 21, 2026
$435,000
B
3 beds2 baths1,998 sq ft
375 Cox Rd, Santa Rosa Beach, FL 32459
SOLD JUN 30, 2026
$549,000
C
3 beds2.5 baths2,296 sq ft
834 S Church St, Santa Rosa Beach, FL 32459
SOLD AUG 18, 2026
$403,000
D
3 beds2.5 baths1,874 sq ft
76 Mosaic Oaks Cir, Santa Rosa Beach, FL 32459
SOLD JUN 25, 2026
$799,900
E
3 beds2 baths1,808 sq ft
101 Sweet Breeze Dr, Santa Rosa Beach, FL 32459
SOLD JUN 5, 2026
$465,000
F
3 beds2.5 baths1,883 sq ft
110 Mosaic Oaks Cir, Santa Rosa Beach, FL 32459

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Market trends in 32459, FL

Last updated July 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.3%

0.1% MoM

Median sale price

$952K

$215 MoM

Avg. days on market

93d

8 days MoM

Recently sold homes

403

13 MoM

New listings for sale

NEW 5 HRS AGO
$975,000
3 beds2.5 baths1,972 sq ft
222 Bay Magnolia Ln, Santa Rosa Beach, FL 32459
NEW 9 HRS AGO
$4,590,000
4 beds3.5 baths3,285 sq ft
3820 E County Highway 30a Unit 201, Santa Rosa Beach, FL 32459
NEW 13 HRS AGO
$837,000
3 beds2.5 baths1,896 sq ft
40 Salty Dr, Santa Rosa Beach, FL 32459
NEW 16 HRS AGO
$11,900,000
6 beds6 baths6,726 sq ft
4895 W County Hwy 30a, Santa Rosa Beach, FL 32459
EARLY ACCESS
$695,000
2 beds3 baths1,008 sq ft
Santa Rosa Beach, FL 32459
NEW 29 HRS AGO
$1,050,000
2 beds2 baths1,156 sq ft
37 Town Center Loop Unit 418, Santa Rosa Beach, FL 32459
NEW 33 HRS AGO
$1,897,000
4 beds4 baths2,730 sq ft
345 Morgans Trl, Santa Rosa Beach, FL 32459
NEW 34 HRS AGO
$819,950
5 beds3 baths2,409 sq ft
36 Pine Lake Dr, Santa Rosa Beach, FL 32459
NEW 1 DAY AGO
$7,500,000
5 beds5.5 baths4,583 sq ft
45 Days Ln, Santa Rosa Beach, FL 32459
OPEN SEP 5, 2PM TO 4PM
$3,800,000
10 beds10 baths5,992 sq ft
21 Penny Ln, Santa Rosa Beach, FL 32459
See all

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Rental estimate

Est. $4,020 per month, based on comparable rentals

Sale and tax history for 195 Lullaby Loop

Sale History
Tax History

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

6 ft.

Lot depth

12 ft.

Lot size

7,230 Sq. Ft.

Year renovated

2014

Sq. Ft.

1,977

Year built

2014

Style

Single Family Residential

County

Walton County

APN

262S20337010000170

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Small Neighborhood District

This district is intended for areas transitioning from fragmented developments to an area with higher density and a mixed use core that will facilitate neighborhood continuity. Each Small Neighborhood shall provide for a mixture of uses to encourage economic diversity and sustainability within the area, promote the future viability of the neighborhood, and encourage a walking and bicycle-friendly design to conserve energy and reduce emissions.

Permitted uses

Include but are not limited to:

Bank
Day care facility
Housing-Single unit
Housing-Multiple units
Mixed use building
Office
Medical office
Educational/school
Library
Museum / gallery

Property details

Parking

Parking Information
No
Has Garage
Parking Features: Garage, Garage Attached
Garage Spaces: 2.00
Driveway Spaces: 2.00

Interior

Bedroom Information
Bedrooms: 3
Bedroom: First
Master Bedroom: First

Bathroom Information
Full Baths: 2
Total Baths: 2.00
Master Bedroom/Master Bath: MBath Double Vanity, MBath Shower Only, MBath Tile, MBath Walk-In Closet, MBed First Floor, MBed Trey Ceiling

Room Information
Rooms: Bedroom, Breakfast Room, Dining Room, Kitchen, Laundry, Living Room, Master Bathroom, Master Bedroom, Other
Kitchen: First
Living Room: First

Room 1
Breakfast Room
Area: 204.24
Dimensions: 11.1 x 18.4
Length: 11.10
Width: 18.40
Level: 1
Remarks: 9' Ceiling

Room 2
Dining Room
Area: 132.09
Dimensions: 11.1 x 11.9
Length: 11.10
Width: 11.90
Level: 1
Remarks: 9'/10' Ceiling

Room 3
Laundry
Area: 62.37
Dimensions: 6.3 x 9.9
Length: 6.30
Width: 9.90
Level: 1
Remarks: Washer & Dryer Convey

Room 4
Kitchen
Area: 143.19
Dimensions: 12.9 x 11.1
Length: 12.90
Width: 11.10
Level: 1
Remarks: 9' Ceiling

Room 5
Living Room
Area: 340.81
Dimensions: 17.3 x 19.7
Length: 17.30
Width: 19.70
Level: 1
Remarks: 9'/10' Ceiling

Room 6
Other
Area: 154.00
Dimensions: 15.4 x 10
Length: 15.40
Width: 10.00
Level: 1
Remarks: Covered Porch

Room 7
Master Bedroom
Area: 221.65
Dimensions: 14.3 x 15.5
Length: 14.30
Width: 15.50
Level: 1
Remarks: 9'/10' Ceiling

Room 8
Master Bathroom
Area: 81.91
Dimensions: 8.11 x 10.1
Length: 8.11
Width: 10.10
Level: 1
Remarks: 9' Ceiling

Room 9
Other
Area: 49.55
Dimensions: 8.11 x 6.11
Length: 8.11
Width: 6.11
Level: 1
Remarks: Master BR Closet

Room 10
Bedroom
Area: 189.95
Dimensions: 13.1 x 14.5
Length: 13.10
Width: 14.50
Level: 1
Remarks: 9' Ceiling - BR #2

Room 11
Bedroom
Area: 171.74
Dimensions: 13.1 x 13.11
Length: 13.10
Width: 13.11
Level: 1
Remarks: 9' Ceiling - BR #3

Interior Features
Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer
Interior: Built-In Bookcases, Ceiling Cathedral, Floor Hardwood, Furnished - None, Kitchen Island, Window Treatment All

Exterior

Exterior Features
Pool Type: None
Exterior: Fenced Back Yard, Fenced Privacy, Hurricane Shutters, Patio Covered

Lot Information
Acreage: 0.17
Lot Dimensions: 116 x 60 x 116 x 60
Lot Features: Cul-De-Sac
Lot/Parcel Access: Paved Road
Zoning: Residential Single Family

Building Information
Construction Status: Construction Complete
Construction/Siding: Brick, Roof Dimensional Shg, Siding Brick Some, Siding CmntFbrHrdBrd

Financial

Tax Information
Last Tax Year: 2024
Last Taxes: 1941.31

Financial Information
Mortgage Type: None
Financing: Conventional, VA
Brokerage Interest: No Interest
Buyer
Seller

Utilities

Utility Information
Utilities: Electric, Public Sewer, Public Water
Energy: AC - Central Elect, Double Pane Windows, Heat Cntrl Electric, Storm Doors, Water Heater - Elect

Location

Assessment Information
Assessment Fees: Yes
Assessment Amount: 261.44
Assessment Paid: Quarterly
Annual Assessment Amount: $1,045.76

Homeowners Association Information
Fees Include: Accounting, Management
New Buyer Fee
$

School Information
Elementary School: Dune Lakes
Middle School: Emerald Coast
High School: South Walton

Location Information
Sub Area: 1604 - Churchill Bayou to Hwy 393
Area: 16 - North Santa Rosa Beach
Street #: 195
Street Name: Lullaby
Street Suffix: Loop
City: Santa Rosa Beach
County: Walton
State: FL
Zip Code: 32459
Project Name/Subdivision: WHISPERING LAKE
Absolute Longitude: 86.217253
Longitude: -86.217253
Latitude: 30.378407
Directions: Highway 98 to Veterans Road. Continue straight until the end of Veterans and turn Right onto Lullaby Loop. 195 will be the 5th house from the end of the loop.

Project Facilities
Dock, Fishing, No Short Term Rental

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 1,977
Stories: 1.0
Lot Size: 7,230 square feet
Style: Single Family Residential
Year Built: 2014
Year Renovated: 2014
County: Walton County
APN: 262S20337010000170

Home facts updated by county records on Aug 26, 2026

Other

Listing Price Information
List Price: 514500.00
List Price/SqFt: 260.24

Property Information
Apx SqFt(Htd/Cooled): 1977.00
Design: Craftsman Style
Is Homestead
Sub-Type: Detached Single Family

Listing Information
As Is

Around this home

Schools

Dune Lakes Elementary School

Public K-5 • Assigned • 8.8mi

10/10

Emerald Coast Middle School

Public 6-8 • Assigned • 6.4mi

8/10

South Walton High School

Public 9-12 • Assigned • 2.2mi

8/10

Provided by GreatSchools

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

4/10 Fire Factor

0.93% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 104° expected this year, 23 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Santa Rosa Beach, FL • 32459

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 5.4 hours in December, placing it above the U.S. average for solar exposure.

9.4 hrs

5.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$491,000 – $594,000

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Home values near 195 Lullaby Loop

Data from public records.

Address	Redfin Estimate
159 Lullaby Loop, Santa Rosa Beach, FL 3 Beds \| 2.5 Baths \| 2201 Sq. Ft.	$486,628
119 Lullaby Loop, Santa Rosa Beach, FL 3 Beds \| 2 Baths \| 1808 Sq. Ft.	$482,575

Address	Redfin Estimate
227 Lullaby Loop, Santa Rosa Beach, FL 3 Beds \| 2 Baths \| 1808 Sq. Ft.	$470,386
137 Lullaby Loop, Santa Rosa Beach, FL 3 Beds \| 2 Baths \| 1871 Sq. Ft.	$456,603

Address	Redfin Estimate
107 Lullaby Loop, Santa Rosa Beach, FL 3 Beds \| 2 Baths \| 1793 Sq. Ft.	—
149 Lullaby Loop, Santa Rosa Beach, FL 4 Beds \| 3.5 Baths \| 2510 Sq. Ft.	$646,054

Property information provided by ECAR when last listed in 2025. This data may not match . Learn more.

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