For sale
$3,800,000
Est. $24,647/mo —
10
bd
•
10 ba
•
5,992
sq ft

21 Penny Ln, Santa Rosa Beach, FL 32459

map-entry

About this home

Single-familyProperty Type
2022Year Built
0.25 acresLot Size
$634Price/Sq.Ft.
2 garage spacesParking
Listed by Ask Allison Real Estate Group • Compass
Listing updated:
Redfin checked: 2 minutes ago
•Source:ECAR #1010814
56 days on Redfin • 235 views • 8 favorites

Payment calculator

$24,647 per month

Principal and interest$20,997
Property taxes
HOA dues
Home insurance
Utilities
Down payment
20% ($760,000)
Home price
$3,800,000
Loan details
30-yr fixed, 7.38%
5 minutes to get started. No credit impact. 

See this home in person

Open houses
No upcoming open houses.

Around this home

Schools

Dune Lakes Elementary School

Public K-5 • Assigned • 9.2mi

10/10
Emerald Coast Middle School

Public 6-8 • Assigned • 6.9mi

8/10
South Walton High School

Public 9-12 • Assigned • 3.6mi

8/10
Provided by GreatSchools
About Santa Rosa
Beach

Provided by Walk Score and Local Logic

Offer insights

21 Penny Ln · $3,800,000
$3.76M and above
75% chance or better to win
Why $3.76M+ is a strong offer
DAYS ON MARKET
57 days
The average home goes pending in 88 days.
SALE-TO-LIST
96.5%
Most homes are selling 3% below list price.
About offer insights

Property details

Kitchen

Kitchen

Bathroom

Bathroom

Bedroom

Bedroom

Living

Living

Dining

Dining

  • Interior features
  • Furnished
  • Breakfast bar
  • Beamed ceilings
  • Crown molding
  • Vaulted ceilings
  • Fireplaces (multiple)
  • Hallway bunk beds
  • Kitchen island
  • Recessed lighting
  • Owner's closet
  • Pantry
  • Pull-down attic stairs
  • Built-in shelving
  • Upgraded media wing
  • Washer/dryer hookup
  • Wet bar
  • Painted woodwork
  • Elevator
  • Double pane windows
  • Window treatments
  • Doors with energy-efficient features
  • Bedrooms
  • 10 bedrooms (various levels including first, second and third; several with walk-in closets)
  • Master suite with walk-in closet, balcony, dressing area, double vanity, cultured marble surfaces, separate shower and tile finishes
  • Bathrooms
  • 11 bathrooms total
  • 9 full baths
  • 2 half baths
  • Master bathroom features include double vanity, separate shower and tile
  • Kitchen
  • Cooktop
  • Dishwasher
  • Disposal
  • Double oven
  • Range hood
  • Microwave
  • Freezer
  • Kitchen island
  • Pantry
  • Breakfast bar
  • Outdoor kitchen noted in exterior features
  • Laundry & utility
  • Washer and dryer included in appliances list (washer, dryer)
  • Washer/dryer hookup
  • Gas water heater and tankless water heater
  • Flooring
  • Hardwood floors
  • Tile floors
  • Heating & cooling
  • Central heating (natural gas)
  • Multiple AC units (2 or more)/heat pump system
  • Ceiling fans
  • Electric heat controls

Sale and tax history for 21 Penny Ln

Public record

Beds
8
Baths
9
Stories
3
Lot width
11 ft.
Lot depth
10 ft.
Lot size
0.25 Acres
Year renovated
2022
Finished Sq. Ft.
6,413
Unfinished Sq. Ft.
—
Total Sq. Ft.
6,413
Year built
2022
Style
Single Family Residential
County
Walton County
APN
023S20341600000254
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 9, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 104° expected this year, 22 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Santa Rosa Beach, FL • 32459
Average low and high temperatures (°F)
59
43
65
52
71
57
76
64
80
70
86
76
88
79
86
77
86
72
79
66
73
59
64
50
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec

Sun exposure

48/ 100

Low sunlight

Sunscore

There appears to be significant shading by surrounding buildings, terrain, and vegetation.

6 hrs
1.2 hrs
JuneDecember
Provided by Shadowmap

Redfin Estimate for 21 Penny Ln

$3,630,380
$170K under list price of $3.80M
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $1.8M to $4.7M.

More resources

Rental earnings

Est. $6,683 per month, based on comparable rentals

Tour for free, no strings attached

Make a winning offer with the help of a local agent
Details provided by ECAR and may not match the public record. Learn more.
Download the Redfin App on the Apple App Store
Download the Redfin App from the Google Play Store
GreatSchools Ratings provided by GreatSchools.org.