Builder says to get it sold - now offering a $10k builder incentive package! New construction 2024 Florida cottage in Santa Rosa Beach with no HOA and short-term rental allowed. This modern home offers a clean, functional design in a single-level layout just off Hwy 331. This 3 BR, 2.5 BA home features an open-concept living, kitchen, and dining area designed for easy flow and natural light. The kitchen stands out with white shaker cabinetry, stainless steel appliances, subway tile backsplash, and a large island with seating. Luxury vinyl plank flooring runs throughout the home, paired with recessed lighting and a split-bedroom layout that gives separation to the primary suite. The primary bath features a double vanity and a glass-enclosed walk-in shower with tile surround. Exterior features include a solid build with many upgrades including Hardie board siding and trim, a covered front porch, and a large private driveway on a 50x125 lot. The setting offers a simple, low-maintenance footprint with, I'll say it again - NO HOA restrictions - so no headaches, emails, fees, and assessments, just the easy Florida lifestyle you imagine. Need help seeing the full potential of an unfurnished new construction home? Visit The Spin Inn at 1338 N. County Highway 393, MLS #1007973, the builder's professionally designed and fully furnished model home featuring this same floor plan. This property is offered at $445,000 in its current unfurnished condition. Buyers may also select an optional $50,000 professional design and furnishing package by separate written agreement, creating a fully furnished purchase package of $495,000. The package can include a personalized interior concept, coordinated furniture and décor, property setup, website design and introductory short-term-rental operations training, subject to final selections, availability and written specifications. With convenient access to emerald coast beaches, dining, shopping, and all the many things driving relocation to Florida nationwide, this property works as a primary residence, second home, or rental investment. All information is deemed reliable but not guaranteed. Buyer to verify all details, including but not limited to measurements, features, zoning, and permitted uses.
Santa Rosa Beach, located between Grayton Beach State Park and Seaside, is a coastal and low-rise Miramar Beach neighborhood with dune-backed shorelines and pine-flatwood trails. The neighborhood’s character concentrates around the 30A corridor near the County Highway 393 junction, where bike traffic, beach cruisers, and small storefronts set a relaxed, design-forward pace. Architectural cues lean toward coastal cottages and contemporary beach homes with deep porches and metal roofs. Gulf views and rare coastal dune lakes shape daily rhythms, with boardwalks and trailheads threading through scrub and sand. Community pillars include The REP Theatre in Seaside, the open-air E.O. Wilson Park, and the long-running Grayton Beer Company taproom.
Provided by Walk Score and Local Logic
Offer insights
25 Indian Woman Rd · $445,000
$444K and above
75% chance or better to win
Why $444K+ is a strong offer
DAYS ON MARKET
142 days
The average home goes pending in 86 days.
SALE-TO-LIST
97.4%
Most homes are selling 3% below list price.
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Interior features
Tray ceilings
Newly painted
Washer/dryer hookup
Central air conditioning
Central heating
Smoke detector(s)
Bedrooms
3 bedrooms
Master bedroom on the first floor with trey ceiling
Bathrooms
3 total bathrooms (2 full, 1 half)
Kitchen
Cooktop
Dishwasher
Disposal
Refrigerator
Kitchen on the first floor
Laundry & utility
Washer/dryer hookup
Heating & cooling
Central heating
Central electric air conditioning
Exterior features
50 x 125 lot dimensions
Paved county road frontage
Lot accessed from a paved county road
Resid Single Family zoning
Tap fee paid
Home design
Florida Cottage style
Single-story
Built in 2024
Parking
Driveway with space for 4 vehicles
Security
Smoke detector(s)
Construction
Shake roof
Slab foundation
Utilities
Public water
Public sewer
Electric service
HOA & community
No recorded subdivision
Electricity and solar
View estimated energy costs and solar savings for this home
Builder says move it - now offering up to $10,000 toward allowable buyer closing costs and/or an interest-rate buydown! Built in 2024, this modern Florida cottage in Santa Rosa Beach offers a clean, functional design, a single-level layout, no HOA and convenient access just off Highway 331. This 3-bedroom, 2.5-bath home features an open-concept living, kitchen and dining area designed for comfortable flow and natural light. The kitchen includes white shaker cabinetry, stainless steel appliances, a subway tile backsplash and a large island with seating. Luxury vinyl plank flooring runs throughout the home, complemented by recessed lighting and a split-bedroom floor plan that provides added privacy for the primary suite. The primary bathroom features a double vanity and a glass-enclosed walk-in shower with a tiled surround. Exterior features include Hardie board siding and trim, a covered front porch, a spacious private driveway and a 50-by-125-foot lot. The low-maintenance setting offers flexibility without HOA fees, assessments or architectural restrictions. Need help seeing the full potential of an unfurnished new construction home? Visit The Spin Inn at 1338 N. County Highway 393, MLS #792823, the builder's professionally designed and fully furnished model home featuring the same floor plan. This property is offered at $445,000 in its current unfurnished condition. Buyers may also select an optional $50,000 professional design and furnishing package by separate written agreement, creating a fully furnished purchase package of $495,000. The package may include a personalized interior concept, coordinated furniture and décor, property setup, and custom website design subject to final selections, availability and written specifications. With convenient access to Emerald Coast beaches, dining, shopping, Choctawhatchee Bay and the surrounding Santa Rosa Beach area, this property may work well as a primary residence, second home or rental investment. Short-term-rental use is subject to applicable zoning, licensing and regulatory requirements. The $10,000 builder incentive is subject to acceptable contract terms, buyer qualification and any applicable lender requirements. All information is deemed reliable but not guaranteed. Buyer to verify all details, including measurements, features, zoning, rental eligibility and permitted uses.
Year
Property tax
Land + Additions
Assessment*
2025
$2,695 (+534.4%)
2024
$425 (+5.0%)
2023
$405 (+15.3%)
2022
$351
$37,880
Public record
Public record
Zoning
Permits
Beds
3
Baths
3
Stories
1
Lot width
5 ft.
Lot depth
14 ft.
Lot size
6,750 Sq. Ft.
Year renovated
2024
Finished Sq. Ft.
1,412
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,412
Year built
2024
Style
Single Family Residential
County
Walton County
APN
222S20331201080100
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jun 5, 2026.
RP
Residential Preservation District
This district consists primarily of subdivisions existing as of November 7, 1996, approved development projects which are vested or built out, or recorded platted subdivisions that have infrastructure in place and are substantially built out.
Permitted uses
Include but are not limited to:
No uses permitted by right
Mar 22, 2024 • Final
Single family dwelling
New construction
Mar 17, 2023 • Active
Plumbing sub
Plumbing
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Climate risks
2/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.46% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 104° expected this year, 22 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Santa Rosa Beach, FL • 32459
Average low and high temperatures (°F)
59
43
65
52
71
57
76
64
80
70
86
76
88
79
88
78
85
74
79
66
73
59
64
50
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
41/ 100
Low sunlight
Sunscore
There appears to be significant shading by surrounding buildings, terrain, and vegetation.
3.6 hrs
3 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 25 Indian Woman Rd
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $390,000 and $570,000.
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $390K to $570K.