This beautifully designed 3.5BR, 3.5BA coastal home offers an exceptional blend of modern luxury and Southern charm, tucked within the serene Cottage Grove community. Built in 2020 and surrounded by state forest and preserve, it provides both privacy and proximity with plenty of room for a pool, and just a mile from the beach with a new multi-use path leading directly to Gulf Place on 30A. Inside, 10-ft. ceilings and engineered hardwood floors set the stage for refined coastal living. The gourmet kitchen is a chef's dream, featuring a large island with ample storage, KitchenAid commercial-style appliances, and a wine refrigerator with custom cabinetry in the dining area. Plus a half bath featuring designer tile flooring and a dedicated extra home office with single bed offers flexibility on the main level, while designer lighting and quartz countertops elevate the space. Upstairs, the spacious primary bedroom offers a luxurious tile shower with dual vanities, and a large walk-in closet. The suite opens to a private balcony overlooking the tranquil community pond, which is a perfect spot for morning coffee and stunning sunsets. The second floor also offers another guest room with ensuite bathroom, and a huge bunk room with four built-in bunks, plus another guest bathroom. The screened porch with a summer kitchen extends the living space outdoors, overlooking a spacious backyard with an outdoor firepit and plenty of room for a pool. Notable additions include an epoxy-finished garage floor, surround sound speakers and security system. Move-in ready and sold furnished with a few exclusions, this home also includes a golf cart for effortless coastal cruising. With a gated entrance, community pool, and the opportunity for 30+ day rentals, Cottage Grove offers a peaceful retreat minutes from everything 30A has to offer.
Single-familyProperty Type
2020Year Built
$530Est. Price/Sq.Ft.
1 garage spacesParking
Listed by Kandace Tomes-Holland• Scenic Sotheby's International Realty
Coastal cottage community just north of 30A with only 38 homes and no short term rentals. New 8' multi use path leads directly to Gulf Place on 30A. Surrounded by state forest and preserve, this southern cottage home built in 2020 has a balcony off master with view of community pond. Large gourmet kitchen with island has tons of storage. Kitchen Aid commercial style appliances and wine refrigerator with cabinets in dining area. 10' ceilings, hardwood floors throughout; tile in bathrooms. Home office and powder bath off kitchen. Large screened porch with summer kitchen overlook backyard which can fit a pool! Move in ready; dining and living furniture included. Epoxy finished garage floor. Surround sound speakers and security cameras installed. This outstanding home is a must see!
Year
Property tax
Land + Additions
Assessment*
2025
$7,747 (+20.2%)
2024
$6,446 (+0.5%)
$113,400 + $592,288
$705,688
2023
$6,412 (+4.0%)
$113,400 + $592,288
$705,688
2022
$6,166 (+28.2%)
$120,046 + $545,260
$665,306
2021
$4,808 (+444.9%)
$96,625 + $437,737
$534,362
2020
$882 (+927.9%)
$88,400
2019
$86
$8,645
Tax history for 90 White Cottage Rd
Year
Property tax
Land + Additions
Assessment*
2025
$7,747 (+20.2%)
2024
$6,446 (+0.5%)
$113,400 + $592,288
$705,688
2023
$6,412 (+4.0%)
$113,400 + $592,288
$705,688
2022
$6,166 (+28.2%)
$120,046 + $545,260
$665,306
2021
$4,808 (+444.9%)
$96,625 + $437,737
$534,362
2020
$882 (+927.9%)
$88,400
2019
$86
$8,645
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
3
Baths
4
Stories
2
Lot width
5 ft.
Lot depth
13 ft.
Lot size
6,272 Sq. Ft.
Year renovated
2020
Sq. Ft.
2,324
Year built
2020
Style
Single Family Residential
County
Walton County
APN
342S20332720000050
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jun 5, 2026.
SN
Small Neighborhood District
This district is intended for areas transitioning from fragmented developments to an area with higher density and a mixed use core that will facilitate neighborhood continuity. Each Small Neighborhood shall provide for a mixture of uses to encourage economic diversity and sustainability within the area, promote the future viability of the neighborhood, and encourage a walking and bicycle-friendly design to conserve energy and reduce emissions.
Directions: Heading south from Hwy 98 onto on Hwy 393, turn right into the gated community of Cottage Grove. The property is the fifth home on the right.
Project Facilities
Gated Community, No Rental, Pets Allowed, Pool
Public facts
Beds: 3
Baths: 4.0
Sq. Ft.: 2,324
Stories: 2.0
Lot Size: 6,272 square feet
Style: Single Family Residential
Year Built: 2020
Year Renovated: 2020
County: Walton County
APN: 342S20332720000050
Home facts updated by county records on Jun 5, 2026
Other
Listing Price Information
List Price: 1295000.00
List Price/SqFt: 557.23
Property Information
Apx SqFt(Htd/Cooled): 2324.00
Design: Beach House
Sub-Type: Detached Single Family
Waterview: Pond
Listing Information
Immediate Occupancy: Immediate Occupancy
Around this home
Schools
Van R. Butler Elementary School
Public K-5 • Assigned • 1.8mi
9/10
Emerald Coast Middle School
Public 6-8 • Assigned • 7.0mi
8/10
South Walton High School
Public 9-12 • Assigned • 3.1mi
8/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.77% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 104° expected this year, 21 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Santa Rosa Beach, FL • 32459
Average low and high temperatures (°F)
59
43
65
52
71
57
76
64
80
70
86
76
88
79
88
78
85
74
79
66
73
59
64
50
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.4 hours in
June and 5.4 hours in December, placing it above the
U.S. average for solar exposure.
9.4 hrs
5.4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$1.17M – $1.42M
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