For sale

$699,000

Est. $4,221/mo —

•

1,992

sq ft

92 W Harborview Rd, Santa Rosa Beach, FL 32459

About this home

A Rare Three-Unit Opportunity with No HOA in Santa Rosa Beach! Opportunities like this are exceptionally hard to find -- Located at 92 W Harborview Road, this unique property offers three separate livable spaces, no HOA, and the flexibility to serve as a full-time residence, multi-generational family compound, or a long/short term rental investment! All together, the property features five bedrooms, two kitchens, and two living rooms. The detached guest house was fully renovated in 2021 and consists of two units fit with their own private entrances. Guest house interior photographs are not available as both are currently tenant occupied. The units may be viewed during scheduled showings. The spacious yard provides even more potential, with plenty of room to add a swimming pool and create a private outdoor oasis for entertaining, relaxing, or enhancing future rental appeal. The main home features a full kitchen and living room with 3 bedrooms and 2 full bathrooms. The guest house is split into two separate units. One unit has its own full kitchen and living room with 1 bedroom and 1 full bath. The second guest space is studio style with a kitchenette and 1 full bathroom. The location is equally impressive! Enjoy convenient proximity to the beautiful beaches of Santa Rosa Beach, shopping at Grand Boulevard, Ascension Sacred Heart Hospital, and more! However you dream up 92 W Harborview for yourself, this home is a truly rare investment and lifestyle opportunity!

Single-familyProperty Type

1977Year Built

0.38 acresLot Size

$351Price/Sq.Ft.

Listed by Taylor Simpson • Berkshire Hathaway Home Services PenFed Realty

Listed by Brooke O'Keefe • Berkshire Hathaway Home Services PenFed Realty

Listing updated: Jul 29, 2026 at 10:02am

Redfin checked: 2 minutes ago

•Source:ECAR #1008701

Payment calculator

$4,221 per month

Principal and interest$3,489

Property taxes

$377

HOA dues

Home insurance

$355

Utilities

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Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN TODAY, 5PM TO 7PM
$395,000
3 beds2 baths1,506 sq ft
38 Howard St, Niceville, FL 32578
OPEN WED, 1PM TO 3PM
$6,625,000
5 beds5.5 baths5,686 sq ft
393 Wilderness Way, Santa Rosa Beach, FL 32459
OPEN WED, 3PM TO 6PM3D WALKTHROUGH
$1,800,000
6 beds4.5 baths3,155 sq ft
220 N Saint Francis Dr, Miramar Beach, FL 32550
OPEN THU, 12PM TO 3PM
$1,750,000
4 beds4.5 baths2,631 sq ft
339 Matts Way, Santa Rosa Beach, FL 32459
OPEN SAT, 9AM TO 2PM
$414,900
3 beds2.5 baths1,410 sq ft
25 Timber View Pl, Santa Rosa Beach, FL 32459
OPEN SAT, 11AM TO 1PM3D WALKTHROUGH
$349,900
4 beds2 baths1,768 sq ft
379 This Way, Freeport, FL 32439
OPEN SAT, 11AM TO 1PM3D WALKTHROUGH
$349,900
4 beds2 baths1,788 sq ft
380 This Way, Freeport, FL 32439
OPEN SAT, 12PM TO 4PM
$309,990
4 beds2 baths1,732 sq ft
343 Lago Ln Unit HS 45, Freeport, FL 32439
OPEN SAT, 12PM TO 4PM
$377,490
4 beds3 baths2,142 sq ft
48 Free Point Cir Unit HS B5, Freeport, FL 32439
OPEN SAT, 1PM TO 4PM3D WALKTHROUGH
$1,069,000
3 beds3 baths2,544 sq ft
4600 Sailmaker Ln, Destin, FL 32541

Around this home

Schools

K - 12
Preschool & daycare

Van R. Butler Elementary School

Public K-5 • Assigned • 4.2mi

9/10

Emerald Coast Middle School

Public 6-8 • Assigned • 12.1mi

8/10

South Walton High School

Public 9-12 • Assigned • 7.9mi

8/10

Provided by GreatSchools

About Santa Rosa

Beach

Santa Rosa Beach, located between Grayton Beach State Park and Seaside, is a coastal and low-rise Miramar Beach neighborhood with dune-backed shorelines and pine-flatwood trails. The neighborhood’s character concentrates around the 30A corridor near the County Highway 393 junction, where bike traffic, beach cruisers, and small storefronts set a relaxed, design-forward pace. Architectural cues lean toward coastal cottages and contemporary beach homes with deep porches and metal roofs. Gulf views and rare coastal dune lakes shape daily rhythms, with boardwalks and trailheads threading through scrub and sand. Community pillars include The REP Theatre in Seaside, the open-air E.O. Wilson Park, and the long-running Grayton Beer Company taproom.

Provided by Walk Score and Local Logic

Offer insights

92 W Harborview Rd · $699,000

Strong offer

$699K and above

75% chance or better to win

Why $699K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 86 days.

SALE-TO-LIST

Most homes are selling 3% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Vaulted ceilings
Fireplace
In-law floorplan with lockout capability
Pantry
Washer/dryer hookup
Furnished

Bedrooms
5 bedrooms
Master suite with walk-in closet

Bathrooms
4 full bathrooms

Kitchen
Dishwasher
Disposal
Microwave
Pantry
Electric water heater

Laundry & utility
Washer and dryer included (washer, dryer listed)
Washer/dryer hookup

Flooring
Tile flooring

Heating & cooling
Central air conditioning
Multiple AC systems (2 or more)

Sale and tax history for 92 W Harborview Rd

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2025

$4,528 (−4.2%)

$138,000 + $363,112

$501,112

2024

$4,727 (+14.9%)

2023

$4,115 (+5.7%)

$46,964 + $405,942

$452,906

2022

$3,894 (+164.0%)

$52,130 + $368,091

$420,221

2021

$1,475 (+32.1%)

$45,596 + $106,771

$152,367

2020

$1,117 (+2.9%)

$41,715 + $70,133

$111,848

2019

$1,085 (+3.3%)

$40,110 + $69,126

$109,236

2018

$1,050 (+0.8%)

$38,567 + $66,704

$105,271

2017

$1,041 (+3.4%)

$37,444 + $67,634

$105,078

2016

$1,007 (+10.1%)

$36,004 + $66,205

$102,209

2015

$915 (+1.1%)

$33,649 + $56,387

$90,036

2014

$905

Public record

Public record
Zoning
Permits

Beds

Baths

Stories

1.5

Lot width

11 ft.

Lot depth

15 ft.

Lot size

0.38 Acres

Year renovated

2007

Finished Sq. Ft.

1,992

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,992

Year built

1977

Style

Single Family Residential

County

Walton County

APN

132S21422500020050

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jun 5, 2026.

Climate risks

3/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

10/10 Heat Factor

7 days above 104° expected this year, 22 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Santa Rosa Beach, FL • 32459

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

92/ 100

Exceptional sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9 hrs

6.1 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 92 W Harborview Rd

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $500,000 and $785,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $500K to $785K.

SOLD MAR 20, 2026
$500,000 Last sold price
3 beds2 baths1,977 sq ft
741 Cocobolo Dr, Santa Rosa Beach, FL 32459
$98/sq ft
smaller lot
38 years newer
SOLD JUL 24, 2026
$685,000 Last sold price
3 beds3 baths2,288 sq ft
501 Carson Oaks Ln, Santa Rosa Beach, FL 32459
$52/sq ft
smaller lot
28 years newer
SOLD MAR 27, 2026
$722,500 Last sold price
4 beds3 baths2,134 sq ft
354 Driftwood Point Rd, Santa Rosa Beach, FL 32459
$12/sq ft
larger lot
27 years newer
SOLD JUL 31, 2026
$785,000 Last sold price
4 beds3 baths2,992 sq ft
565 E Shipwreck Rd, Santa Rosa Beach, FL 32459
$89/sq ft
larger lot
28 years newer
SOLD MAY 8, 2026
$570,000 Last sold price
4 beds2 baths1,980 sq ft
772 Loblolly Bay Dr, Santa Rosa Beach, FL 32459
$63/sq ft
38 years newer
SOLD OCT 6, 2025
$560,000 Last sold price
3 beds2 baths1,981 sq ft
204 Cocobolo Dr, Santa Rosa Beach, FL 32459
$68/sq ft
37 years newer

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(850) 790-5190

Early Access listings

EARLY ACCESSCOMPASS COMING SOON

Contact for price

7 beds9 baths5,892 sq ft

2708 E County Highway 30A, Santa Rosa Beach, FL 32459

EARLY ACCESSCOMPASS COMING SOON

$995,000

4 beds5 baths2,247 sq ft

Undisclosed address, Santa Rosa Beach, FL 32459

EARLY ACCESSCORCORAN® COMING SOON

$1,750,000

4 beds4.5 baths2,637 sq ft

56 W Crabbing Hole Ln, Inlet Beach, FL 32461

EARLY ACCESSCOMPASS COMING SOON

$68,500

Land— sq ft

3528 Rosewood Cir, Lynn Haven, FL 32444

EARLY ACCESSCOMPASS COMING SOON

$3,995,000

6 beds7 baths7,216 sq ft

389 Driftwood Point Rd, Santa Rosa Beach, FL 32459

EARLY ACCESSCOMPASS COMING SOON

$199,998

Land— sq ft

20 Cypress Walk, Santa Rosa Beach, FL 32459

Nearby similar homes

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3D WALKTHROUGH

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New listings for sale in 32459

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NEW 13 HRS AGO

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4 beds3 baths3,121 sq ft

391 Allen Loop Dr, Santa Rosa Beach, FL 32459

EARLY ACCESSCOMPASS COMING SOON

Unknown

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2708 E County Highway 30A, Santa Rosa Beach, FL 32459

NEW 19 HRS AGO

$1,350,000

4 beds3 baths2,196 sq ft

4341 E County Highway 30a Unit A302, Santa Rosa Beach, FL 32459

3D WALKTHROUGH

$514,000

3 beds2 baths1,895 sq ft

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Details provided by ECAR and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

See this home in person

Nearby open houses (10)

Around this home

Schools

Offer insights

Property details

Sale and tax history for 92 W Harborview Rd

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 92 W Harborview Rd

Early Access listings

Nearby similar homes

New listings for sale in 32459

More real estate resources