For sale

$370,000

Est. $2,330/mo —

•

1,200

sq ft

95 1st St, Santa Rosa Beach, FL 32459

About this home

Positioned for coastal living, vacation rental income and long term flexibility, this three bedroom, two bathroom bungalow offers a compelling opportunity in Santa Rosa Beach. Built in 2020, the property is established as a vacation rental and equally suited for full time living or a second home near the coast. Generous double parking and a wide staircase welcome you to a spacious front porch with a custom swing, setting the tone for relaxed coastal living. Inside, neutral finishes and wide plank LVP flooring carry throughout the open living, dining and kitchen areas. Granite countertops, coastal gray cabinetry and an attractive backsplash bring a clean, coastal finish to a kitchen designed for everyday living and entertaining. A built in electric fireplace anchors the living area, while natural light adds warmth throughout the interior. A custom barn door conceals the oversized laundry area, with convenient access to the side yard. Both bathrooms feature floor to ceiling tiled showers and polished finishes. The oversized fenced backyard is a standout feature, offering room to entertain, space for pets and play, and room to explore adding a pool. A spacious deck, pavered walkway and firepit create an inviting outdoor setting for evenings with friends and relaxed weekends at home. With no HOA, owners have added flexibility to enjoy the property on their own terms. Ed Walline Regional Beach Access and Blue Mountain Beach are just minutes away, placing the shoreline, dining and shopping of 30A within easy reach. Cessna Landing Boat Ramp is approximately 3 minutes and 37 seconds away, offering convenient access to the bay for boating and days on the water. For buyers looking to enter the Santa Rosa Beach market, secure a coastal second home or pursue a vacation rental investment, this property offers modern construction, usable outdoor space and a location that supports multiple ownership strategies.

Single-familyProperty Type

2020Year Built

6,098 sq ftLot Size

$308Price/Sq.Ft.

6 spacesParking

Listed by Andrew Farmer • NextHome Emerald Coast

Contact: andrew@scenicsir.com

Listing updated: Oct 27, 2026 at 09:38am

Redfin checked: a few seconds ago

•Source:ECAR #996390

Payment calculator

$2,330 per month

Principal and interest$1,967

Property taxes

$233

HOA dues

Home insurance

$130

Utilities

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Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN TODAY, 9AM TO 11AM3D WALKTHROUGH
$2,900,000
5 beds5.5 baths3,684 sq ft
139 Elm St, Santa Rosa Beach, FL 32459
6,534 sq ft lot • Garage • Built 2025
OPEN TODAY, 9AM TO 12:30PM
$3,985,000
4 beds4.5 baths3,064 sq ft
19 Rainer Ln, Inlet Beach, FL 32461
2 garage spots • Built 2025 • Listed 14 days
OPEN TODAY, 11AM TO 2PM
$689,500
4 beds3 baths2,804 sq ft
342 Eastern St, Freeport, FL 32439
0.45 acre lot • 2 garage spots • Pool
OPEN TODAY, 11AM TO 4PM
$815,000
4 beds2.5 baths2,201 sq ft
2005 W Hewett Rd, Santa Rosa Beach, FL 32459
0.24 acre lot • 2 garage spots • Built 2025
OPEN SAT, 10AM TO 1PM
$1,610,000
3 beds3.5 baths2,717 sq ft
8067 Fountains Ln, Miramar Beach, FL 32550
2 garage spots • Community pool • Built 1995
OPEN SAT, 11AM TO 1PM3D WALKTHROUGH
$590,000
2 beds2 baths1,313 sq ft
1096 Scenic Gulf Dr Unit 512, Miramar Beach, FL 32550
2 garage spots • Community pool • Built 1986
OPEN SAT, 12PM TO 4PM
$312,490
4 beds2 baths1,810 sq ft
331 Lago Ln Unit HS 46, Freeport, FL 32439
6,534 sq ft lot • 2 garage spots • Built 2026
OPEN SAT, 3PM TO 5PM
$372,500
4 beds2 baths1,919 sq ft
277 Dickens Dr, Freeport, FL 32439
7,405 sq ft lot • 2 garage spots • Community pool
OPEN SUN, 1PM TO 3PM
$3,125,000
6 beds6.5 baths4,262 sq ft
327 Eastern Lake Rd, Santa Rosa Beach, FL 32459
7,405 sq ft lot • 2 garage spots • Built 2018
OPEN SUN, 1PM TO 3PM
$634,999
4 beds2.5 baths2,309 sq ft
98 Galley Ln, Santa Rosa Beach, FL 32459
0.25 acre lot • 2 garage spots • Built 2022

Around this home

Schools

K - 12
Preschool & daycare

Dune Lakes Elementary School

Public K-5 • Assigned • 9.3mi

10/10

Emerald Coast Middle School

Public 6-8 • Assigned • 6.9mi

9/10

South Walton High School

Public 9-12 • Assigned • 2.6mi

7/10

Provided by GreatSchools

About Santa Rosa

Beach

Santa Rosa Beach, located between Grayton Beach State Park and Seaside, is a coastal and low-rise Miramar Beach neighborhood with dune-backed shorelines and pine-flatwood trails. The neighborhood’s character concentrates around the 30A corridor near the County Highway 393 junction, where bike traffic, beach cruisers, and small storefronts set a relaxed, design-forward pace. Architectural cues lean toward coastal cottages and contemporary beach homes with deep porches and metal roofs. Gulf views and rare coastal dune lakes shape daily rhythms, with boardwalks and trailheads threading through scrub and sand. Community pillars include The REP Theatre in Seaside, the open-air E.O. Wilson Park, and the long-running Grayton Beer Company taproom.

Provided by Walk Score and Local Logic

Offer insights

95 1st St · $370,000

Strong offer

$369K and above

75% chance or better to win

Why $369K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 108 days.

SALE-TO-LIST

Most homes are selling 3% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Breakfast bar
Fireplace
Kitchen island
Pantry
Washer/dryer hookup
Painted woodwork
Unfurnished

Bedrooms
3 bedrooms (all on the first level)
Master bedroom with walk-in closet

Bathrooms
2 full bathrooms
Master bathroom with tile and shower

Kitchen
Kitchen located on the first level
Kitchen island
Pantry
Dishwasher
Disposal
Microwave

Laundry & utility
Washer/dryer hookup
Washer
Dryer
Electric water heater

Flooring
Tile flooring

Heating & cooling
Central heating
Central air
Ceiling fans
Electric heat control

Sale and tax history for 95 1st St

Sale History
Tax History

Date

Event

Price

ECAR #996390

Oct 21, 2026

Price Changed

$370,000

$308/sq ft

Sep 12, 2026

Price Changed

$382,500

$319/sq ft

Feb 27, 2026

Listed

$390,000

$325/sq ft

ECAR #904537

Aug 29, 2022

Sold

$410,000

$342/sq ft

Jul 28, 2022

Pending

—

Jul 25, 2022

Listed

$399,000

$333/sq ft

+23

Welcome Home to this highly desirable beach bungalow in North Santa Rosa Beach, It sits within 10 mins to the public beach access at Ed Walline or Blue Mountain Beach. Perfect home for Primary,Secondary or even an AirBNB due to NO HOA. This 2020 built 3 bedroom, 2 bath features durable & stylish finishes from exterior to interior. Here you have good double parking space, a large stairway welcoming you on a relaxing front porch space w/ custom porch swing. Inside, is open living, dining and kitchen w/ soft neutral coastal tones, a built-in electric fireplace, granite counters, coastal gray cabinets and an attractive backsplash. Over a spacious laundry area is a custom-built barn door, leading to side door exit to the oversized and functional fenced backyard. LVP wide-plank floors run throughout this interior space. Both baths host beautiful tile showers. Bring on the friends, pets, family, etc. as this has a huge Fenced backyard. Have a boat? You are only 5 minutes to Cessna Landing Boat Ramp. 30A beaches, shopping and restaurants are within 10 minutes. This home includes all appliances, including the washer and dryer, otherwise, it is being sold unfurnished. *All listings details are deemed to be correct, but buyer is responsible to verify all data as needed and desired.

ECAR #846225

Jul 20, 2020

Sold

$249,000

$208/sq ft

May 11, 2020

Listed

$249,000

$208/sq ft

Brand New Construction Beach Bungalow in N. Santa Rosa Beach. Great Location- just a few minutes from Cessna Landing Boat Ramp and mins from Beach access on S Hwy 393. This is quality construction built on pilings, finished with Hardie siding, a metal roof and foam under the floors for energy efficiency. An open living, dining and kitchen welcomes you in to 9ft ceilings thru-out! It has a separate laundry room, and large windows to make it light and bright! The kitchen is equipped with functionality and style with plenty cabinets, an island, granite counters, and all appliances. 3 bedrooms and 2 baths, with the Master featuring a walk-in closet, and custom tile-work and granite tops in the bathrooms. To top it all off, you'll enjoy a large wooded backyard.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

5 ft.

Lot depth

13 ft.

Lot size

6,229 Sq. Ft.

Year renovated

2020

Finished Sq. Ft.

1,200

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,200

Year built

2020

Style

Single Family Residential

County

Walton County

APN

222S20331201060030

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 9, 2026.

Climate risks

3/10 Flood Factor

Estimated 10-16% chance of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 104° expected this year, 22 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Santa Rosa Beach, FL • 32459

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

66/ 100

Moderate sunlight

Sunscore

There appears to be some shading by surrounding buildings, terrain, and vegetation.

6.7 hrs

4.3 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 95 1st St

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $305,000 and $525,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $305K to $525K.

SOLD APR 16, 2026
$385,000 Last sold price
2 beds2 baths1,050 sq ft
173 S 3rd St, Santa Rosa Beach, FL 32459
$59/sq ft
4 years newer
SOLD SEP 11, 2026
$305,000 Last sold price
3 beds2 baths1,450 sq ft
119 Central 7th St, Santa Rosa Beach, FL 32459
$98/sq ft
16 years older
SOLD AUG 20, 2026
$415,000 Last sold price
3 beds2 baths1,344 sq ft
735 Indian Woman Rd, Santa Rosa Beach, FL 32459
$1/sq ft
5 years newer
SOLD JUN 17, 2026
$525,000 Last sold price
3 beds2 baths1,842 sq ft
88 S 3rd St, Santa Rosa Beach, FL 32459
$23/sq ft
larger lot
SOLD OCT 21, 2026
$465,000 Last sold price
4 beds2 baths1,959 sq ft
1110 N County Highway 393, Santa Rosa Beach, FL 32459
$71/sq ft
5 years newer
SOLD MAY 8, 2026
$391,500 Last sold price
3 beds2.5 baths2,007 sq ft
38 Creek Ct, Santa Rosa Beach, FL 32459
$113/sq ft
larger lot
22 years older

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Early Access listings

EARLY ACCESSCOMPASS COMING SOON

$2,699,000

4 beds4 baths2,756 sq ft

186 W Grove Ave, Santa Rosa Beach, FL 32459

EARLY ACCESSCOLDWELL BANKER REALTY COMING SOON

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2 beds3 baths1,569 sq ft

15500 Emerald Coast Pkwy #402, Destin, FL 32541

EARLY ACCESSCOMPASS COMING SOON

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EARLY ACCESSCOMPASS COMING SOON

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Land— sq ft

16 Blk 9 N Montigo Santa Rosa Bch, Santa Rosa Beach, FL 32459

EARLY ACCESSCOMPASS COMING SOON

$1,900,000

4 beds3 baths2,080 sq ft

Undisclosed address, Destin, FL 32541

EARLY ACCESSCOLDWELL BANKER REALTY COMING SOON

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1 bed1 bath816 sq ft

9800 Grand Sandestin Blvd #5215, Miramar Beach, FL 32550

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NEW CONSTRUCTION

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3D WALKTHROUGH

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New listings for sale in 32459

NEW 14 HRS AGO

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NEW 20 HRS AGO

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$4,295,000

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Details provided by ECAR and may not match the public record. Learn more.

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About this home

Payment calculator

Affordability tools

See this home in person

Nearby open houses (10)

Around this home

Schools

Offer insights

Property details

Sale and tax history for 95 1st St

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 95 1st St

Early Access listings

Nearby similar homes

New listings for sale in 32459

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