For sale

$390,000

Est. $2,419/mo —

•

1,200

sq ft

95 1st St, Santa Rosa Beach, FL 32459

About this home

A rare opportunity to step seamlessly into the Santa Rosa Beach lifestyle, this three-bedroom, two-bathroom bungalow offers the flexibility today's buyers crave. Already established as a successful vacation rental with proven income history, it also lives beautifully as a full-time residence or second home near the coast. Built in 2020 and thoughtfully finished from exterior to interior, the home welcomes you with generous double parking and a wide staircase leading to a spacious front porch complete with a custom swing -- the kind of spot made for slow mornings and evening breezes. Inside, soft neutral tones and wide-plank LVP flooring create a relaxed coastal aesthetic throughout the open living, dining and kitchen areas. Granite countertops, coastal gray cabinetry and an attractive backsplash frame a kitchen designed for both everyday living and entertaining. A built-in electric fireplace anchors the main living space with warmth and character while natural light fills the interior. A custom barn door conceals the oversized laundry area and leads to a convenient side exit, keeping daily life practical and organized. Both bathrooms feature beautifully tiled showers that add a polished touch. Out back, the scale is a true standout. The oversized fenced yard offers ample room for gatherings, pets and play -- even future pool plans -- with a spacious deck, pavered walkway and firepit creating an inviting outdoor setting. Whether hosting friends after a beach day or unwinding beneath the stars, this backyard was built for real outdoor living. With no HOA restrictions, flexibility is built in. Public beach access at Ed Walline Regional Beach Access and Blue Mountain Beach is just minutes away, along with 30A dining and shopping. Boating enthusiasts will appreciate being just five minutes from Cessna Landing Boat Ramp, which offers easy access to the bay and open water. For those seeking a smart investment, a great starter home or a coastal retreat with room to grow, this property offers space, style and location in equal measure.

Single-familyProperty Type

2020Year Built

6,098 sq ftLot Size

$325Price/Sq.Ft.

6 spacesParking

Listed by Andrew Farmer • NextHome Emerald Coast

Contact: andrew@scenicsir.com

Listing updated: Aug 21, 2026 at 02:19pm

Redfin checked: a minute ago

•Source:ECAR #996390

Payment calculator

$2,419 per month

Principal and interest$2,050

Property taxes

$233

HOA dues

Home insurance

$137

Utilities

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Open houses

No upcoming open houses.

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Around this home

Schools

K - 12
Preschool & daycare

Dune Lakes Elementary School

Public K-5 • Assigned • 9.3mi

10/10

Emerald Coast Middle School

Public 6-8 • Assigned • 6.9mi

8/10

South Walton High School

Public 9-12 • Assigned • 2.6mi

8/10

Provided by GreatSchools

About Santa Rosa

Beach

Santa Rosa Beach, located between Grayton Beach State Park and Seaside, is a coastal and low-rise Miramar Beach neighborhood with dune-backed shorelines and pine-flatwood trails. The neighborhood’s character concentrates around the 30A corridor near the County Highway 393 junction, where bike traffic, beach cruisers, and small storefronts set a relaxed, design-forward pace. Architectural cues lean toward coastal cottages and contemporary beach homes with deep porches and metal roofs. Gulf views and rare coastal dune lakes shape daily rhythms, with boardwalks and trailheads threading through scrub and sand. Community pillars include The REP Theatre in Seaside, the open-air E.O. Wilson Park, and the long-running Grayton Beer Company taproom.

Provided by Walk Score and Local Logic

Offer insights

95 1st St · $390,000

Strong offer

$389K and above

75% chance or better to win

Why $389K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 82 days.

SALE-TO-LIST

Most homes are selling 3% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Breakfast bar
Fireplace
Kitchen island
Pantry
Washer/dryer hookup
Painted woodwork
Unfurnished

Bedrooms
3 bedrooms (all on the first level)
Master bedroom with walk-in closet

Bathrooms
2 full bathrooms
Master bathroom with tile and shower

Kitchen
Kitchen located on the first level
Kitchen island
Pantry
Dishwasher
Disposal
Microwave

Laundry & utility
Washer/dryer hookup
Washer
Dryer
Electric water heater

Flooring
Tile flooring

Heating & cooling
Central heating
Central air
Ceiling fans
Electric heat control

Sale and tax history for 95 1st St

Sale History
Tax History

Date

Event

Price

ECAR #996390

Feb 27, 2026

Listed

$390,000

$325/sq ft

NAMLS #904537

Aug 29, 2022

Sold

$410,000

$342/sq ft

Aug 29, 2022

Sold

$410,000

$342/sq ft

Jul 28, 2022

Pending

—

Jul 28, 2022

Pending

—

Jul 25, 2022

Listed

$399,000

$333/sq ft

Jul 25, 2022

Listed

$399,000

$333/sq ft

+23

Welcome Home to this highly desirable beach bungalow in North Santa Rosa Beach, It sits within 10 mins to the public beach access at Ed Walline or Blue Mountain Beach. Perfect home for Primary,Secondary or even an AirBNB due to NO HOA. This 2020 built 3 bedroom, 2 bath features durable & stylish finishes from exterior to interior. Here you have good double parking space, a large stairway welcoming you on a relaxing front porch space w/ custom porch swing. Inside, is open living, dining and kitchen w/ soft neutral coastal tones, a built-in electric fireplace, granite counters, coastal gray cabinets and an attractive backsplash. Over a spacious laundry area is a custom-built barn door, leading to side door exit to the oversized and functional fenced backyard. LVP wide-plank floors run throughout this interior space. Both baths host beautiful tile showers. Bring on the friends, pets, family, etc. as this has a huge Fenced backyard. Have a boat? You are only 5 minutes to Cessna Landing Boat Ramp. 30A beaches, shopping and restaurants are within 10 minutes. This home includes all appliances, including the washer and dryer, otherwise, it is being sold unfurnished. *All listings details are deemed to be correct, but buyer is responsible to verify all data as needed and desired.

ECAR #846225

Jul 20, 2020

Sold

$249,000

$208/sq ft

Jul 20, 2020

Sold

$249,000

$208/sq ft

May 11, 2020

Listed

$249,000

$208/sq ft

Brand New Construction Beach Bungalow in N. Santa Rosa Beach. Great Location- just a few minutes from Cessna Landing Boat Ramp and mins from Beach access on S Hwy 393. This is quality construction built on pilings, finished with Hardie siding, a metal roof and foam under the floors for energy efficiency. An open living, dining and kitchen welcomes you in to 9ft ceilings thru-out! It has a separate laundry room, and large windows to make it light and bright! The kitchen is equipped with functionality and style with plenty cabinets, an island, granite counters, and all appliances. 3 bedrooms and 2 baths, with the Master featuring a walk-in closet, and custom tile-work and granite tops in the bathrooms. To top it all off, you'll enjoy a large wooded backyard. *All info deemed correct but buyer responsible to verify all details as needed and desired.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

5 ft.

Lot depth

13 ft.

Lot size

6,229 Sq. Ft.

Year renovated

2020

Finished Sq. Ft.

1,200

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,200

Year built

2020

Style

Single Family Residential

County

Walton County

APN

222S20331201060030

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 9, 2026.

Climate risks

3/10 Flood Factor

Estimated 10-16% chance of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 104° expected this year, 22 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Santa Rosa Beach, FL • 32459

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

66/ 100

Moderate sunlight

Sunscore

There appears to be some shading by surrounding buildings, terrain, and vegetation.

6.7 hrs

4.3 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 95 1st St

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $290,000 and $570,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $290K to $570K.

SOLD APR 16, 2026
$385,000 Last sold price
2 beds2 baths1,050 sq ft
173 S 3rd St, Santa Rosa Beach, FL 32459
$42/sq ft
4 years newer
SOLD JUL 2, 2026
$570,000 Last sold price
3 beds2 baths1,480 sq ft
1317 N Co Highway 393, Santa Rosa Beach, FL 32459
$60/sq ft
smaller lot
5 years newer
SOLD AUG 18, 2026
$403,000 Last sold price
3 beds2.5 baths1,874 sq ft
76 Mosaic Oaks Cir, Santa Rosa Beach, FL 32459
$110/sq ft
smaller lot
7 years older
SOLD DEC 12, 2025
$450,000 Last sold price
2 beds2 baths1,080 sq ft
99 S 3rd St, Santa Rosa Beach, FL 32459
$92/sq ft
3 years newer
SOLD JUN 11, 2026
$399,000 Last sold price
4 beds2 baths2,038 sq ft
935 Indian Woman Rd, Santa Rosa Beach, FL 32459
$129/sq ft
1 year newer
SOLD AUG 3, 2026
$290,000 Last sold price
3 beds1.5 baths1,024 sq ft
108 N 7th St, Santa Rosa Beach, FL 32459
$42/sq ft
16 years older

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