440 Horseshoe Loop Rd, Terra Ceia, FL 34250

Off Market Jun 2021 for $760K

$1,234,744

Est. refi paymentEst. refi $6,025/mo

•

2,874

sq ft

440 Horseshoe Loop Rd, Terra Ceia, FL 34250

About this home

Enjoy peace and tranquility from this beautiful two story elevated home located in the quaint island community of Terra Ceia. Your retreat sits on a five acre lot surrounded by lush greenery and gentle breezes from the bay. Features of this unique home include solid wood cabinets throughout the home, impact glass and window film tint throughout, ten foot ceilings in all living areas, a 6 year new Carrier 13 seer AC upstairs and new evaporator coil in downstairs unit, interior walls were insulated during construction for added soundproofing, and Florida FoamSeal was applied to roofing for the added hurricane protection. Main floor includes kitchen with breakfast bar, family room with gas fireplace, dining area with double doors to deck, guest bedroom, a music room that can be easily converted to another bedroom and laundry room. Master situated on second floor with walk-in closets, laundry chute and beautiful deck to relax on, master bath offers garden tub and walk-in shower. Also on the second floor is large game room which has doors to a large balcony looking over the bay. Neighborhood offers Kayak launch and Community boat launch and fishing pier with membership.

Single-familyProperty Type

2003Year Built

5 acresLot Size

$430Est. Price/Sq.Ft.

2 car garageParking

Listed by Barry Bright • BRIGHT REALTY

Listed by Jennifer Bright • BRIGHT REALTY

Bought with Sean Bates • EXP REALTY LLC

Redfin checked: 2 minutes ago

•Source:Stellar MLS as Distributed by MLS Grid #A4495182

Redfin Estimate

$1,234,744

$475K since sold in June 2021$7,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 3% higher than the average sale price ($1.20M) of 6 comparable homes.

SOLD MAY 7, 2026
$1,225,000
A
3 beds3 baths2,665 sq ft
31 Island Ct, Terra Ceia, FL 34250
SOLD APR 24, 2026
$525,900
B
4 beds3 baths2,691 sq ft
935 Bayshore Dr, Terra Ceia, FL 34250
SOLD JUL 17, 2026
$1,034,148
C
3 beds3 baths2,777 sq ft
4506 17th St W, Palmetto, FL 34221
SOLD MAY 21, 2026
$1,425,000
D
4 beds3.5 baths3,043 sq ft
1215 Bayshore Dr, Terra Ceia, FL 34250
SOLD JUL 3, 2026
$1,800,000
E
3 beds3 baths2,733 sq ft
724 Bayshore Dr, Terra Ceia, FL 34250
SOLD MAY 20, 2026
$1,180,000
F
4 beds3.5 baths3,298 sq ft
455 Horseshoe Loop Rd, Terra Ceia, FL 34250

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Earn from this home

Sell

$614,785

Est. take-home

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Refinance

Est. cash available

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Rent

$4,084/mo

Redfin rental estimate

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Market trends in Palmetto, FL

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

97.3%

0.1% MoM

Median sale price

$347K

$6K MoM

Avg. days on market

83d

8 days MoM

Recently sold homes

5 MoM

Provided by Redfin

Sale history for 440 Horseshoe Loop Rd

Tax history for 440 Horseshoe Loop Rd

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

5 Acres

Year renovated

2010

Sq. Ft.

2,874

Year built

2003

Style

Single Family Residential

County

Manatee County

APN

2181530209

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 15, 2026.

RSF-1

Residential Single Family Districts

The purpose of these districts is to provide for residences in a suburban environment at low to medium densities, to accommodate residential support uses (as defined in; Abandonment shall mean the visible or otherwise apparent intention of an owner to discontinue a structure, use of a structure, or lot; or the removal of the characteristic equipment or furnishings used in the performance of the use without its replacement by similar equipment or furnishings, or the replacement of a nonconforming use or structure by a conforming use or structure; for 6 consecutive months.; and other limited non-residential uses, and to protect these areas from the encroachment of incompatible uses.

Permitted uses

Include but are not limited to:

Housing-Group
Housing-Single unit
Housing-Senior
Infrastructure
Office
Educational/school
Fire house
Police station
Post office
Recreation

May 14, 2025 • Final

Roof standard

Remove existing roofing and renail the deck. Install GAF roofing underlayment and GAF shingles.

Roofing

Jun 9, 2022 • Final

Pool-spa

Construct a swimming pool and a large fire pit structure.

Pool and hot tub

Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.

Property details

Parking

Parking Information
Garage Dimensions: 24x24
Parking Features: Under Building
Garage Spaces: 2
Has Attached Garage
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 2

Bathroom Information
# of Full Baths (Total): 3

Laundry Room Information
Laundry Features: Inside, Laundry Chute, Laundry Room

Other Rooms Information
Additional Rooms: Bonus Room,Inside Utility
# of Rooms: 12

Fireplace Information
Has Fireplace
Fireplace Features: Wood Burning

Heating & Cooling
Heating Information: Central
Cooling Information: Central Air

Interior Features
Interior Features: Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-in Closet(s), Window Treatments
Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Tankless Water Heater, Washer
Flooring: Carpet, Ceramic Tile, Wood

Exterior

Building Information
Construction Materials: Block
Roof: Shingle

Exterior Features
Exterior Features: Balcony

Property Features
Universal Property Id: US-12081-N-2181530209-R-N

Waterfront Information
Waterfront Feet Total: 0
Water View Y/N: 1
Water View Description: Bay/Harbor - Partial
Water Access Y/N: 0
Water Extras Y/N: 1
Water Extras Description: Boat Ramp - Private

Property Information
CDD Y/N: 0
Homestead Y/N: 1
Property Type: Residential
Property Sub Type: Single Family Residence
Zoning: RSF1

Land Information
Total Acreage: 5 to less than 10

Lot Information
Lot Size Acres: 5
Road Surface Type: Asphalt
Lot Size Square Meters: 20234

Financial

Tax Information
Tax Annual Amount: $6,286
Tax Year: 2020

Lease / Rent Details
Lease Restrictions YN: 0

Utilities

Utility Information
Water Source: Public
Sewer: Septic Tank
Utilities: Electricity Connected, Public

Location

Multi-Unit Information
Unit Number YN: 0
Furnished: Partially

HOA Information
Has HOA
Association Fee Requirement: Optional
Association Approval Required Y/N: 0

School Information
Elementary School: Palm View Elementary
Middle Or Junior High School: Buffalo Creek Middle
High School: Palmetto High

Location Information
Directions: From I-275 take Ext 2 to US 41 towards Palmetto then take US 19 and turn left onto Bayshore Dr in Terra Ceia. Turn left onto Horseshoe Loop follow to 440.

Community Information
Community Features: Boat Ramp
Pets Allowed: Yes

Public facts

Beds: 2
Baths: 3.0
Sq. Ft.: 2,874
Stories: 2.0
Lot Size: 5 acres
Style: Single Family Residential
Year Built: 2003
Year Renovated: 2010
County: Manatee County
APN: 2181530209

Home facts updated by county records on Jul 15, 2026

Other

Miscellaneous Information
Third Party YN: 1

Listing Information
Previous Status: Pending
Backups Requested YN: 1

Listing Date Information
Days to Contract: 12
Status Contractual Search Date: 2021-06-28

Listing Price Information
Calculated List Price By Calculated Sq Ft: 276.62

Green Information
Green Verification Count: 0
Direction Faces: North

Home Information
Living Area: 2874
Living Area Units: Square Feet
Living Area Source: Public Records
Living Area Meters: 267.00
Building Area Units: Square Feet
Foundation Details: Slab, Stem Wall
Levels: Two
Security Features: Security System, Smoke Detector(s)

Around this home

Schools

Palm View Elementary School

Public PreK-8 • Assigned • 2.3mi

4/10

Palmetto High School

Public 8-12 • Assigned • 2.4mi

2/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

9/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

10/10 Heat Factor

7 days above 107° expected this year, 30 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Terra Ceia, FL • 34250

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.2 hours in June and 6.3 hours in December, placing it above the U.S. average for solar exposure.

9.2 hrs

6.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.17M – $1.42M

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Nearby similar homes

FOR SALE BY OWNER

$40,000

2 beds2 baths1,008 sq ft

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$209,000

2 beds2 baths782 sq ft

1810 9th St W, Palmetto, FL 34221

$159,000

2 beds2 baths1,080 sq ft

5619 Bayshore Rd #435, Palmetto, FL 34221

$239,900

2 beds2 baths804 sq ft

1220 12th Ave W, Palmetto, FL 34221

$625,000

2 beds2 baths1,519 sq ft

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$450,000

3 beds2 baths1,825 sq ft

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Home values near 440 Horseshoe Loop Rd

Data from public records.

Address	Redfin Estimate
510 Horseshoe Loop Rd, Terra Ceia, FL 2 Beds \| 2 Baths \| 1224 Sq. Ft.	$723,779
155 Horseshoe Loop Rd, Terra Ceia, FL 2 Beds \| 1 Baths \| 2176 Sq. Ft.	$810,899

Address	Redfin Estimate
435 Horseshoe Loop Rd, Terra Ceia, FL - Beds \| - Baths \| - Sq. Ft.	$530,900
455 Horseshoe Loop Rd, Terra Ceia, FL 4 Beds \| 3.5 Baths \| 3298 Sq. Ft.	$1,318,598

Address	Redfin Estimate
516 Horseshoe Loop Rd, Terra Ceia, FL 2 Beds \| 2 Baths \| 1224 Sq. Ft.	$183,035
470 Horseshoe Loop Rd, Terra Ceia, FL 4 Beds \| 3 Baths \| 2407 Sq. Ft.	$1,355,475

Property information provided by Stellar MLS as Distributed by MLS Grid when last listed in 2021. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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