Off market sep 2025 for $420K

$412,356

Est. refi paymentEst. refi $2,599/mo

•

1,385

sq ft

16623 Lake Smith Rd, Umatilla, FL 32784

About this home

This home is not just a residence; it's a lifestyle. Imagine waking up and starting your day with a refreshing swim in your sparkling private pool, followed by a relaxing soak in the invigorating jacuzzi. Then, take advantage of your private lake access, where endless water adventures and marine life await! Step inside this beautifully appointed 3 bedroom / 2 full bath home on a cul de sac and discover a spacious layout ideal for entertaining or just relaxing. The open-concept design creates a seamless flow between living areas. The heart of this home is the kitchen built for both grand entertaining and passionate cooking. An expansive kitchen island provides plenty of space for guests to gather and socialize while you whip up delicious meals. This kitchen is designed to create unforgettable moments and lasting memories. The split floor plan offers the perfect blend for togetherness and personal space. Make every day a vacation in your own fully fenced backyard! Entertain family and friends with ease in your expansive outdoor area, creating memories that will last a lifetime! Sparkling, salt-water pool and an expansive screened enclosure – perfect for enjoying the Florida lifestyle year-round since this property also has a solar heater for that pool! Imagine relaxing evenings poolside or jacuzzi lounging, entertaining guests, and dining alfresco, all without the worry of pests or debris. Property is just shy of 3/4 of an acre and has two 12x20 sheds. One shed has electric, insulated and AC with panelling and flooring for a nice "she shed" or "man cave". Property is under irrigation with a designated well. Ample room for your RV, boat or other toys! Even has a plug for yout RV! NO HOA!!! This property really does have it all!

Single-familyProperty Type

2000Year Built

0.68 acresLot Size

$298Est. Price/Sq.Ft.

2 car garageParking

Listed by Jami Robinson • LPT REALTY, LLC

Contact: 877-366-2213

Bought with Christi Charpia • ERA GRIZZARD REAL ESTATE

Redfin checked: 3 minutes ago

•Source:Stellar MLS as Distributed by MLS Grid #G5100088

Redfin Estimate

$412,356

$7,644 since sold in September 2025$4,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 55.7% higher than the average sale price ($265K) of 6 comparable homes.

SOLD JUN 18, 2026
$220,000
A
3 beds2 baths1,515 sq ft
1 Bonaire Pl, Umatilla, FL 32784
SOLD MAY 27, 2026
$299,000
B
3 beds2 baths1,334 sq ft
37402 Chicago Ave, Umatilla, FL 32784
SOLD JUL 24, 2026
$300,000
C
3 beds2 baths1,468 sq ft
60 Outlook St, Umatilla, FL 32784
SOLD SEP 24, 2026
$315,500
D
3 beds2 baths1,662 sq ft
80 Whitcomb Ave, Umatilla, FL 32784
SOLD AUG 26, 2026
$175,000
E
3 beds2 baths1,380 sq ft
285 E Lake St, Umatilla, FL 32784
SOLD SEP 30, 2026
$280,000
F
3 beds2 baths1,669 sq ft
37406 Turner Dr, Umatilla, FL 32784

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Earn from this home

Sell

$57,602

Est. take-home

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Refinance

Est. cash available

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Rent

$2,503/mo

Redfin rental estimate

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Market trends in 32784, FL

Last updated October 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-list price

97.3%

+1.1% MoM

Median sale price

$320K

$22K MoM

Avg. days on market

93d

2 days MoM

Recently sold homes

1 MoM

New listings for sale

OPEN FRI, 4PM TO 6PM
$1,300,000
5 beds4.5 baths5,260 sq ft
40741 Winken Ln, Umatilla, FL 32784
$550,000
3 beds2.5 baths1,676 sq ft
24553 SE Highway 450, Umatilla, FL 32784
3D WALKTHROUGH
$180,000
3 beds2 baths1,288 sq ft
15954 SE 261st Ave, Umatilla, FL 32784
$165,000
3 beds1 bath1,176 sq ft
38810 Merrell Ave, Umatilla, FL 32784
3D WALKTHROUGH
$419,900
4 beds2 baths1,687 sq ft
41013 Halo Dr, Umatilla, FL 32784
VIDEO TOUR
$434,900
3 beds2 baths1,125 sq ft
10933 N EM EN EL Grove Rd, Leesburg, FL 34788
$419,000
4 beds2.5 baths2,289 sq ft
17836 Palm St, Umatilla, FL 32784
See all

Provided by Redfin

Sale history for 16623 Lake Smith Rd

Date

Event

Price

Stellar MLS as Distributed by MLS Grid #G5100088

Sep 24, 2025

Sold

$420,000

$303/sq ft

Aug 12, 2025

Pending

—

Jul 25, 2025

Listed

$450,000

$325/sq ft

Stellar MLS as Distributed by MLS Grid #G5043948

Aug 6, 2021

Sold

$365,000

$264/sq ft

Jul 6, 2021

Pending

—

Jul 2, 2021

Listed

$359,900

$260/sq ft

Florida living at its best!!! Enjoy the peace and quiet in this beautiful Lake County home, tucked away from the hustle and bustle, just minutes from all your daily conveniences. This beautiful home awaits you on a quiet cul-de-sac with a serene lake view lot and community access to Lake Smith. Quality and pride of ownership will be your first impression of this three bedroom, two bath home. The interior was completely remodeled and upgraded in 2018 with Waterproof Vinyl Plank Flooring, new cabinets and quartz countertops, new appliances, plantation blinds, paint, 50 gallon hot water heater, and a new custom designed pool cage. The pool was also resurfaced and retiled in 2018. The roof was replaced in 2019 with architectural shingles. The seamless gutters were installed in 2020. This large lot is about ¾ acre with a privacy fenced backyard. The solar heated pool and hot tub will be the center point for your summers and family gatherings! This large pool area is like having a private Oasis in your backyard! Two large 12x20 sheds. One shed has electricity, paneling, insulation and A/C which makes it ideal for a she shed or mancave. The second shed is perfect for your tools and lawn mower. There is a 50amp RV Hookup in the backyard. All of this comes with NO HOA. Don’t miss out on this immaculate home!!! Schedule your showing today!

Stellar MLS as Distributed by MLS Grid #G4851931

Mar 9, 2018

Sold

$189,000

$136/sq ft

Jan 22, 2018

Pending

—

Jan 20, 2018

Listed

$189,000

$136/sq ft

TUCKED AWAY IN A LAKE ACCESS COMMUNITY WITH NO HOA! What could be better than have only 7 other neighbors and no HOA Rules? Here it is!!! Don't Dilley Dalley on this Peach of House! Drive out to the Peace and Tranquility of this Secluded Neighborhood in the Beautiful town of Umatilla! This house is ready for you to Paint Your Imagination and make your own Splashes with color on the walls and Dips in the pool! The house has had only one owner since it was built in 2000! This lot is about 3/4 Acre with the backyard fenced in and the pool being the center point for your Florida Summers! Need a Workshop with electricity? Plus another walk-in shed for storage? This is for you! Placed on the property for perfect access! Your animals will love you for this property! Lots of running area to play and have fun! Love fishing? Well, bring your boat and fishing poles! Love quiet? Better hurry to catch this gem! Make this a quick stop on your house-hunting tour and you will fall in love!

Public Records

Apr 28, 2000

Sold

$17,000

$12/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$3,222 (−23.2%)

2025

$4,195 (−0.6%)

$45,100 + $247,708

$292,808

2024

$4,221 (+7.6%)

$45,100 + $248,624

$293,724

2023

$3,924 (+2.0%)

$45,100 + $243,111

$288,211

2022

$3,847 (+117.7%)

$45,100 + $242,196

$287,296

2021

$1,767 (−3.9%)

2020

$1,838 (+1.3%)

2019

$1,815 (+69.2%)

2018

$1,073 (+6.3%)

2017

$1,009 (+0.9%)

2016

$1,000 (−1.6%)

2015

$1,016 (−25.4%)

2014

$1,362 (+4.9%)

2013

$1,299 (+37.0%)

2012

$948

Tax history for 16623 Lake Smith Rd

Year

Property tax

Land + Additions

Assessment*

2026

$3,222 (−23.2%)

2025

$4,195 (−0.6%)

$45,100 + $247,708

$292,808

2024

$4,221 (+7.6%)

$45,100 + $248,624

$293,724

2023

$3,924 (+2.0%)

$45,100 + $243,111

$288,211

2022

$3,847 (+117.7%)

$45,100 + $242,196

$287,296

2021

$1,767 (−3.9%)

2020

$1,838 (+1.3%)

2019

$1,815 (+69.2%)

2018

$1,073 (+6.3%)

2017

$1,009 (+0.9%)

2016

$1,000 (−1.6%)

2015

$1,016 (−25.4%)

2014

$1,362 (+4.9%)

2013

$1,299 (+37.0%)

2012

$948

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.68 Acres

Year renovated

2006

Sq. Ft.

1,385

Year built

2000

Style

Single Family Residential

County

Lake County

APN

23-18-26-1200-000-00300

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Nov 9, 2026.

Property details

Parking

Parking Information
Garage Dimensions: 22x17
Parking Features: Garage Door Opener
Garage Spaces: 2
Has Attached Garage
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 3

Bathroom Information
# of Full Baths (Total): 2

Laundry Room Information
Laundry Features: Inside, Laundry Room, Washer Hookup

Other Rooms Information
# of Rooms: 7

Heating & Cooling
Heating Information: Central
Cooling Information: Central Air

Interior Features
Interior Features: High Ceilings, Open Floorplan, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Window Treatments
Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Flooring: Laminate

Exterior

Building Information
Construction Materials: Block
Roof: Shingle

Exterior Features
Patio And Porch Features: Deck, Rear Porch, Screened
Exterior Features: Private Mailbox, Rain Gutters, Sliding Doors, Storage
Fencing: Wood

Pool Information
Pool Dimensions: 12x30
Spa Features: Above Ground, Heated
Has Private Pool
Pool Features: Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure, Solar Heat
Has Spa

Property Features
Universal Property Id: US-12069-N-231826120000000300-R-N

Waterfront Information
Waterfront Feet Total: 0
Water View Y/N: 0
Water Access Y/N: 1
Water Access Description: Lake
Water Extras Y/N: 0

Farm Information
Number Of Wells: 1
Number Of Septics: 1

Property Information
CDD Y/N: 0
Homestead Y/N: 1
Other Equipment: Irrigation Equipment
Property Type: Residential
Property Sub Type: Single Family Residence
Other Structures: Shed(s), Storage
Zoning: R-6

Land Information
Total Acreage: 1/2 to less than 1

Lot Information
Lot Features: Cul-De-Sac, Landscaped, Level, Paved
Lot Size Acres: 0.68
Road Surface Type: Asphalt
Road Responsibility: Public Maintained Road
Lot Size Square Meters: 2771

Building Information
MFR_BuildingAreaTotalSrchSqM: 128.67

Financial

Tax Information
Tax Annual Amount: $4,220.88
Tax Year: 2024

Lease / Rent Details
Lease Restrictions YN: 0

Utilities

Utility Information
Water Source: Public
Sewer: Septic Tank
Utilities: Electricity Connected, Underground Utilities, Water Connected
Additional Water Information: Private area on the water with a dock. Can launch Kayaks, canoes etc. from dock area.

Location

Multi-Unit Information
Unit Number YN: 0

HOA Information
MFR_Association2YN: 0

School Information
Elementary School: Umatilla Elem
Middle Or Junior High School: Umatilla Middle
High School: Umatilla High

Location Information
Directions: Hwy 19 to Lake Smith Rd. Property on left

Community Information
Pets Allowed: Yes

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,385
Stories: 1.0
Lot Size: 0.68 acres
Style: Single Family Residential
Year Built: 2000
Year Renovated: 2006
County: Lake County
APN: 23-18-26-1200-000-00300

Home facts updated by county records on Nov 9, 2026

Other

Miscellaneous Information
Third Party YN: 1

Listing Information
Attribution Contact: 877-366-2213
Previous Status: Pending
Backups Requested YN: 1

Listing Date Information
Days to Contract: 12
Status Contractual Search Date: 2025-09-24

Listing Price Information
Calculated List Price By Calculated Sq Ft: 324.91

Green Information
Green Verification Count: 0
Direction Faces: Southwest

Home Information
Living Area: 1385
Living Area Units: Square Feet
Living Area Source: Public Records
Living Area Meters: 128.67
Building Area Total: 1385
Building Area Units: Square Feet
Building Area Source: Public Records
Foundation Details: Slab
Stories Total: 1
Levels: One

Around this home

Schools

K - 12
Preschool & daycare

Umatilla Elementary School

Public PreK-5 • Assigned • 2.3mi

5/10

Umatilla Middle School

Public 6-8 • Assigned • 2.0mi

4/10

Umatilla High School

Public 9-12 • Assigned • 2.0mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

5/10 Fire Factor

7% chance of being in a wildfire in next 30 years

9/10 Heat Factor

7 days above 108° expected this year, 22 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Umatilla, FL • 32784

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.8 hours in June and 6.5 hours in December, placing it above the U.S. average for solar exposure.

8.8 hrs

6.5 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$392,000 – $475,000

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Home values near 16623 Lake Smith Rd

Data from public records.

Address	Redfin Estimate
16607 Lake Smith Rd, Umatilla, FL 3 Beds \| 2 Baths \| 1714 Sq. Ft.	$379,882
16640 Lake Smith Rd, Umatilla, FL 3 Beds \| 2 Baths \| 1984 Sq. Ft.	$489,471
16615 Lake Smith Rd, Umatilla, FL 3 Beds \| 2 Baths \| 1800 Sq. Ft.	$415,497
Lake Smith, UMATILLA, FL - Beds \| - Baths \| - Sq. Ft.	$121,788
38148 Jim Daugherty Rd, Umatilla, FL 2 Beds \| 1 Baths \| 1238 Sq. Ft.	$187,878

Address	Redfin Estimate
16616 Lake Smith Rd, Umatilla, FL 3 Beds \| 2 Baths \| 1450 Sq. Ft.	$407,602
16639 Lake Smith Rd, Umatilla, FL 3 Beds \| 2 Baths \| 1866 Sq. Ft.	$478,638
16608 Lake Smith Rd, Umatilla, FL 2 Beds \| 2 Baths \| 1646 Sq. Ft.	$369,579
38221 State Road 19, Umatilla, FL 3 Beds \| 2 Baths \| 1205 Sq. Ft.	$250,085
38320 Umatilla Blvd, Umatilla, FL 4 Beds \| 2 Baths \| 3133 Sq. Ft.	$379,640

Address	Redfin Estimate
16624 Lake Smith Rd, Umatilla, FL 4 Beds \| 2 Baths \| 1572 Sq. Ft.	$337,348
16631 Lake Smith Rd, Umatilla, FL 3 Beds \| 2 Baths \| 1714 Sq. Ft.	$449,927
16632 Lake Smith Rd, Umatilla, FL 4 Beds \| 2 Baths \| 1989 Sq. Ft.	$505,917
38224 Jim Daugherty Rd, Umatilla, FL 3 Beds \| 2 Baths \| 1000 Sq. Ft.	$193,131

Property information provided by Stellar MLS as Distributed by MLS Grid when last listed in 2025. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 32784, FL

Sale history for 16623 Lake Smith Rd

Tax history for 16623 Lake Smith Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 32784

Home values near 16623 Lake Smith Rd

More real estate resources