Off market feb 2018 for $315K

$489,471

Est. refi paymentEst. refi $2,195/mo

•

1,984

sq ft

16640 Lake Smith Rd, Umatilla, FL 32784

About this home

When you think of "The Lake House" you will picture this gorgeous 3 bedroom 2 bath pool home on spring fed Lake Smith in Umatilla!!! From the moment you walk in the stone entrance you will immediately find yourself at home as the view will take your breath away. Completely updated with granite counter tops, stainless appliances, upgraded light fixtures and faucets makes it perfect for entertaining. On almost an acre, the immaculately landscaped yard is fenced with an additional covered parking pad as well as a private dock. This dream home is perfect for anyone who loves the peace and tranquility that come with lake front living.

Single-familyProperty Type

2004Year Built

0.88 acresLot Size

$247Est. Price/Sq.Ft.

2 car garageParking

Listed by Leslie Hanson Rotarius • CATHERINE HANSON REAL ESTATE,

Contact: 352-383-3772

Bought with Jeanette Bokland • ERA GRIZZARD REAL ESTATE

Bought with Linda Bokland • ERA GRIZZARD REAL ESTATE

Redfin checked: a few seconds ago

•Source:Stellar MLS as Distributed by MLS Grid #G4849790

Redfin Estimate

$489,471

$174K since sold in February 2018$2,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 43.8% higher than the average sale price ($340K) of 6 comparable homes.

BOUGHT WITH REDFIN JUN 11, 2026
$370,000
A
4 beds2 baths1,906 sq ft
38905 Pine St, Umatilla, FL 32784
SOLD APR 1, 2026
$445,000
B
3 beds2 baths1,834 sq ft
260 Cassady St, Umatilla, FL 32784
SOLD JUN 18, 2026
$220,000
C
3 beds2 baths1,515 sq ft
1 Bonaire Pl, Umatilla, FL 32784
SOLD SEP 25, 2026
$370,000
D
3 beds2 baths1,798 sq ft
493 Guerrant St, Umatilla, FL 32784
SOLD SEP 24, 2026
$315,500
E
3 beds2 baths1,662 sq ft
80 Whitcomb Ave, Umatilla, FL 32784
SOLD OCT 30, 2026
$321,295
F
4 beds2 baths1,824 sq ft
1952 Pine Meadows Golfcourse Rd, Eustis, FL 32726

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Earn from this home

Sell

$253,291

Est. take-home

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Refinance

Est. cash available

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Rent

$2,632/mo

Redfin rental estimate

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Market trends in 32784, FL

Last updated October 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-list price

97.3%

+1.1% MoM

Median sale price

$320K

$22K MoM

Avg. days on market

93d

2 days MoM

Recently sold homes

1 MoM

New listings for sale

OPEN FRI, 4PM TO 6PM
$1,300,000
5 beds4.5 baths5,260 sq ft
40741 Winken Ln, Umatilla, FL 32784
$550,000
3 beds2.5 baths1,676 sq ft
24553 SE Highway 450, Umatilla, FL 32784
3D WALKTHROUGH
$180,000
3 beds2 baths1,288 sq ft
15954 SE 261st Ave, Umatilla, FL 32784
$165,000
3 beds1 bath1,176 sq ft
38810 Merrell Ave, Umatilla, FL 32784
3D WALKTHROUGH
$419,900
4 beds2 baths1,687 sq ft
41013 Halo Dr, Umatilla, FL 32784
VIDEO TOUR
$434,900
3 beds2 baths1,125 sq ft
10933 N EM EN EL Grove Rd, Leesburg, FL 34788
$419,000
4 beds2.5 baths2,289 sq ft
17836 Palm St, Umatilla, FL 32784
See all

Provided by Redfin

Sale history for 16640 Lake Smith Rd

Date

Event

Price

Stellar MLS as Distributed by MLS Grid #G4849790

Feb 1, 2018

Sold

$315,000

$159/sq ft

Dec 22, 2017

Pending

—

Dec 15, 2017

Price Changed

$315,000

$159/sq ft

Nov 20, 2017

Listed

$325,000

$164/sq ft

Public Records

Dec 5, 2014

Sold

$225,000

$113/sq ft

Stellar MLS as Distributed by MLS Grid #G4640685

Nov 17, 2008

Listing Removed

—

Stellar MLS as Distributed by MLS Grid #G4610477

May 31, 2007

Listing Removed

—

Stellar MLS as Distributed by MLS Grid #G4601805

Apr 27, 2006

Listing Removed

—

Public Records

Oct 2, 2003

Sold

$44,000

$22/sq ft

Public Records

Jan 7, 2000

Sold

$30,000

$15/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$4,675 (+3.4%)

2025

$4,523 (+2.4%)

2024

$4,418 (+8.5%)

2023

$4,073 (+4.6%)

2022

$3,892 (+4.6%)

2021

$3,721 (−4.7%)

2020

$3,905 (+0.7%)

2019

$3,879 (+20.0%)

$70,500 + $199,216

$269,716

2018

$3,231 (+39.5%)

$70,500 + $199,216

$269,716

2017

$2,316 (−1.0%)

$33,605 + $137,930

$171,535

2016

$2,340 (−2.2%)

2015

$2,393 (+15.5%)

$33,605 + $135,417

$169,022

2014

$2,072 (+5.9%)

2013

$1,957 (+21.1%)

2012

$1,616

Tax history for 16640 Lake Smith Rd

Year

Property tax

Land + Additions

Assessment*

2026

$4,675 (+3.4%)

2025

$4,523 (+2.4%)

2024

$4,418 (+8.5%)

2023

$4,073 (+4.6%)

2022

$3,892 (+4.6%)

2021

$3,721 (−4.7%)

2020

$3,905 (+0.7%)

2019

$3,879 (+20.0%)

$70,500 + $199,216

$269,716

2018

$3,231 (+39.5%)

$70,500 + $199,216

$269,716

2017

$2,316 (−1.0%)

$33,605 + $137,930

$171,535

2016

$2,340 (−2.2%)

2015

$2,393 (+15.5%)

$33,605 + $135,417

$169,022

2014

$2,072 (+5.9%)

2013

$1,957 (+21.1%)

2012

$1,616

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.88 Acres

Year renovated

2012

Sq. Ft.

1,984

Year built

2004

Style

Single Family Residential

County

Lake County

APN

23-18-26-1200-000-00600

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Nov 9, 2026.

Property details

Parking

Parking Information
Parking Features: Boat
Garage Spaces: 2
Has Attached Garage
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 3

Bathroom Information
# of Full Baths (Total): 2

Other Rooms Information
Additional Rooms: Attic,Den/Library/Office,Formal Dining Room Separate,Inside Utility
# of Rooms: 8

Heating & Cooling
Heating Information: Central
Cooling Information: Central Air

Interior Features
Interior Features: Attic, Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, Split Bedroom, Vaulted Ceiling(s), Walk-in Closet(s)
Window Features: Blinds
Appliances: Dishwasher, Microwave Hood, Oven, Range, Refrigerator
Flooring: Carpet, Ceramic Tile, Laminate

Exterior

Building Information
Construction Materials: Block, Stucco
Roof: Shingle

Exterior Features
Patio And Porch Features: Deck, Patio, Porch, Screened
Exterior Features: Irrigation System, Sliding Doors

Pool Information
Pool Dimensions: 25x14
Has Private Pool
Pool Features: Fiberglass, In Ground

Property Features
Universal Property Id: US-12069-N-231826120000000600-R-N

Waterfront Information
On Waterfront
Waterfront Features: Lake
Water Body Name: LAKE SMITH
Waterfront Feet Total: 185
Water Frontage Feet Lake: 185
Water View Y/N: 1
Water View Description: Lake
Water Access Y/N: 1
Water Access Description: Lake
Water Extras Y/N: 1
Water Extras Description: Dock - Wood

Property Information
CDD Y/N: 0
Homestead Y/N: 1
Property Type: Residential
Property Sub Type: Single Family Residence
Zoning: R-6

Land Information
Total Acreage: 1/2 to less than 1

Lot Information
Lot Features: In County, Paved, Private
Lot Size Acres: 0.88
Planned Unit Development YN: 0
Other Exemptions YN: 0

Building Information
MFR_BuildingAreaTotalSrchSqM: 256.97

Financial

Tax Information
Tax Annual Amount: $2,340
Tax Year: 2016

Lease / Rent Details
Lease Restrictions YN: 0

Utilities

Utility Information
Water Source: Public
Sewer: Septic Tank

Location

Multi-Unit Information
Furnished: Unfurnished

HOA Information
Association Fee Requirement: None
Association Approval Required Y/N: 0
Association Amenities: Boat Slip

School Information
Elementary School: Umatilla Elem
Middle Or Junior High School: Umatilla Middle
High School: Umatilla High

Location Information
Directions: State Road 19 North to Lake Smith Road.

Condo Information
Condo Land Included Y/N: 0

Community Information
Pets Allowed: Yes

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,984
Stories: 1.0
Lot Size: 0.88 acres
Style: Single Family Residential
Year Built: 2004
Year Renovated: 2012
County: Lake County
APN: 23-18-26-1200-000-00600

Home facts updated by county records on Nov 9, 2026

Other

Miscellaneous Information
Third Party YN: 1

Listing Information
Attribution Contact: 352-383-3772
Previous Status: Pending
Backups Requested YN: 1
Home Warranty YN: No

Listing Date Information
Days to Contract: 32
Status Contractual Search Date: 2018-02-01

Listing Price Information
Calculated List Price By Calculated Sq Ft: 158.77

Green Information
Direction Faces: West

Home Information
Living Area: 1984
Living Area Units: Square Feet
Living Area Source: Public Records
Living Area Meters: 184.32
Building Area Total: 2766
Building Area Units: Square Feet
Building Area Source: Public Records
Foundation Details: Slab
Levels: One
Security Features: Security System Owned

Around this home

Schools

K - 12
Preschool & daycare

Umatilla Elementary School

Public PreK-5 • Assigned • 2.4mi

5/10

Umatilla Middle School

Public 6-8 • Assigned • 2.1mi

4/10

Umatilla High School

Public 9-12 • Assigned • 2.0mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

5/10 Fire Factor

7% chance of being in a wildfire in next 30 years

8/10 Heat Factor

7 days above 108° expected this year, 21 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Umatilla, FL • 32784

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.8 hours in June and 6.5 hours in December, placing it above the U.S. average for solar exposure.

8.8 hrs

6.5 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$465,000 – $563,000

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New listings for sale in 32784

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Lakefront retreat • Private 72-acre lake • Quiet cul-de-sac

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3D WALKTHROUGH

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15954 SE 261st Ave, Umatilla, FL 32784

1.75 acre property • Mature trees • Screened porch

$165,000

3 beds1 bath1,176 sq ft

38810 Merrell Ave, Umatilla, FL 32784

Roof replaced • 0.25 acre lot • Parking

3D WALKTHROUGH

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VIDEO TOUR

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3 beds2 baths1,125 sq ft

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Home values near 16640 Lake Smith Rd

Data from public records.

Address	Redfin Estimate
16607 Lake Smith Rd, Umatilla, FL 3 Beds \| 2 Baths \| 1714 Sq. Ft.	$379,882
16639 Lake Smith Rd, Umatilla, FL 3 Beds \| 2 Baths \| 1866 Sq. Ft.	$478,638
16615 Lake Smith Rd, Umatilla, FL 3 Beds \| 2 Baths \| 1800 Sq. Ft.	$415,497
Lake Smith, UMATILLA, FL - Beds \| - Baths \| - Sq. Ft.	$121,788
38148 Jim Daugherty Rd, Umatilla, FL 2 Beds \| 1 Baths \| 1238 Sq. Ft.	$187,878
37948 Jim Daugherty Rd, Umatilla, FL - Beds \| - Baths \| - Sq. Ft.	$834,444

Address	Redfin Estimate
16616 Lake Smith Rd, Umatilla, FL 3 Beds \| 2 Baths \| 1450 Sq. Ft.	$407,602
16631 Lake Smith Rd, Umatilla, FL 3 Beds \| 2 Baths \| 1714 Sq. Ft.	$449,927
16608 Lake Smith Rd, Umatilla, FL 2 Beds \| 2 Baths \| 1646 Sq. Ft.	$369,579
38221 State Road 19, Umatilla, FL 3 Beds \| 2 Baths \| 1205 Sq. Ft.	$250,085
38320 Umatilla Blvd, Umatilla, FL 4 Beds \| 2 Baths \| 3133 Sq. Ft.	$379,640

Address	Redfin Estimate
16624 Lake Smith Rd, Umatilla, FL 4 Beds \| 2 Baths \| 1572 Sq. Ft.	$337,348
16623 Lake Smith Rd, Umatilla, FL 3 Beds \| 2 Baths \| 1385 Sq. Ft.	$412,356
16632 Lake Smith Rd, Umatilla, FL 4 Beds \| 2 Baths \| 1989 Sq. Ft.	$505,917
38224 Jim Daugherty Rd, Umatilla, FL 3 Beds \| 2 Baths \| 1000 Sq. Ft.	$193,131
38135 State Road 19, Umatilla, FL 2 Beds \| 1 Baths \| 639 Sq. Ft.	$209,563

Property information provided by Stellar MLS as Distributed by MLS Grid when last listed in 2017. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 32784, FL

Sale history for 16640 Lake Smith Rd

Tax history for 16640 Lake Smith Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 32784

Home values near 16640 Lake Smith Rd

More real estate resources