Welcome to 674 Gold Ridge Road, a single-level ranch home on 1.25 wooded acres in the Yellow Creek Estates community of Dahlonega, located in a USDA-eligible area where qualified buyers may be able to finance with zero down through a USDA Rural Development loan. Built in 1992, this three-bedroom, two-bath home offers 1,295 square feet of easy one-level living, with every bedroom on the main floor. The heart of the home is the family room, more than 22 feet across and anchored by a floor-to-ceiling stone fireplace, with wood-look flooring that carries into the dining area and kitchen. The kitchen features warm wood cabinetry, stainless steel appliances, and a double sink beneath a window that looks out to the trees. From the dining area, step straight out to the 11' x 21' screened porch with a ceiling fan overhead, and an open deck adds even more room to grill and gather outside. The primary bedroom includes a private full bath and two closets, while two additional bedrooms share a full hall bath. A covered front porch welcomes you home, and a paved driveway and storage shed add everyday practicality. The property sits outside the Dahlonega city limits in unincorporated Lumpkin County, is served by well water and a septic system, and has open pastureland nearby. Whether you're searching for a full-time residence, a second home, or a North Georgia getaway with room to breathe, 674 Gold Ridge Road offers comfortable one-level living in a quiet wooded setting, plus the rare opportunity of zero-down USDA financing that can make North Georgia mountain living more attainable than you might expect. Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. USDA financing is subject to buyer income limits and lender approval. Photos & lot lines may be virtually staged to assist buyers in visualizing the property's potential. For any questions or to schedule a private showing, please contact the listing broker at Gold Peach Realty.
Single-familyProperty Type
1992Year Built
1.25 acresLot Size
$269Price/Sq.Ft.
Listed by Nicole Van den Bergh• Gold Peach Realty LLC
3BR/2BA RANCH ON 1.25 ACRE. FEATURES INCLUDE FAMILY ROOM W/FIREPLACE & SCREENED PORCH.
FMLS #4278413
Mar 9, 2012
Sold
$64,000
$49/sq ft
Sep 28, 2011
Listed
$64,900
$50/sq ft
Price Reduced! 3BR/2BA ranch on 1.25 private acre. Features include family room w/fireplace, screened porch & out building. Great Price!
Public Records
Mar 24, 1996
Sold
$62,700
$48/sq ft
Public Records
Jul 20, 1989
Sold
$7,000
$5/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$1,685 (−1.5%)
$10,000 + $72,779
$82,779
2024
$1,711 (+43.8%)
$10,000 + $69,812
$79,812
2023
$1,190 (−20.8%)
$10,000 + $64,760
$74,760
2022
$1,503 (+14.9%)
$10,000 + $60,166
$70,166
2021
$1,309 (+7.7%)
$10,000 + $52,722
$62,722
2020
$1,215 (−0.9%)
$10,000 + $38,044
$48,044
2019
$1,226 (+12.9%)
$10,000 + $38,044
$48,044
2018
$1,086 (+0.9%)
$6,900 + $33,377
$40,277
2017
$1,077 (+12.6%)
$6,900 + $32,322
$39,222
2015
$956 (+5.1%)
$6,900 + $29,240
$36,140
2014
$910
$6,900 + $29,622
$36,522
Public record
Public record
Zoning
Beds
—
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
1.25 Acres
Year renovated
—
Finished Sq. Ft.
1,295
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,295
Year built
1992
Style
Single Family Residential
County
Lumpkin County
APN
099 067
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 21, 2026.
AR-1
Agricultural Residential 1
To provide for locations within the county to be developed and reserved for agricultural, residential, and compatible commercial or recreational purposes.
Permitted uses
Include but are not limited to:
Religious facility
Housing-Single unit
Agriculture
Park & open space
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.15% chance of being in a wildfire in next 30 years
4/10 Heat Factor
7 days above 101° expected this year, 18 days in 30 years
2/10 Wind Factor
4% chance of strong winds in next 30 years
4/10 Air Factor
4 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Dahlonega, GA • 30533
Average low and high temperatures (°F)
47
30
58
37
68
45
75
53
75
58
84
65
89
70
81
65
81
62
72
51
64
45
54
35
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
92/ 100
Exceptional sunlight
Sunscore
This home receives average direct sun exposure in Dahlonega. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8.4 hrs
5.4 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 674 Gold Ridge Rd
$346,485
$2,515 under list price of $349K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $280K to $450K.