BEAUTIFUL HOME IN THE HEART OF BANKS COUNTY!!! Located on one acre on a fantastic country road, this 2 bedroom/1.5 bath has so much to offer. You will feel the love of your friendly neighbors without a "neighborhood" or HOA. You can front porch sit in the mornings with your coffee or the evenings with your cold drink. You have just enough trees to make some shade to keep cool for your summer cookouts. Throw up some tables and camping chairs and invite all of the family and your friends. Not to keep talking about the outside, but there's more! There's a building to store all of your things and shelter for storage or grilling. You want a horse? No problem...you have a fence already in place waiting for your horse. There's also plenty of room to park your rv or boat, plant a garden, or a trampoline for the kids. Come on in the front door to the cozy, open concept kitchen and living areas. The current owners enjoy their Thanksgiving and Christmas holidays so much because of the roomy and openness of the family area. The 2 bedrooms are a nice size and there's also another flex room that could be used for another bedroom. There's a full bathroom off from the common area and a half bath in one of the bedrooms. This home has a really great floor plan that could be easily added on to. The sunroom is another great feature that could have many functions such as playroom or another dining area. I almost forgot...off from the carport is a spacious storage room for more of your stuff. The roof is 4 years old, HVAC is 5 years old, and water heater is 2 years old. You will be close to everything since conveniently located less than 10 minutes from Homer, 15 minutes from Cornelia, 20 minutes to Commerce, 30 minutes to Gainesville, 45 minutes to Athens, about an hour to Atlanta. COME MAKE THE QUIET LIFE YOURS AT 891 SILVER SHOALS ROAD;)
Single-familyProperty Type
1989Year Built
1 acresLot Size
$232Est. Price/Sq.Ft.
4 spacesParking
Listed by Shannon Pace• Virtual Properties Realty.com
Bought with Rodney Hill• Keller Williams Lanier Partners
Source:FMLS #7419648
Redfin Estimate
$287,932
$7,068 since sold in August 2024$2,000 since July
Recently sold homes
Estimate history
Homes for sale
This home's estimate is 30.3% higher than the average sale price ($221K) of 6 comparable homes.
BEAUTIFUL HOME IN THE HEART OF BANKS COUNTY!!! Located on one acre on a fantastic country road, this 2 bedroom/1.5 bath has so much to offer. You will feel the love of your friendly neighbors without a "neighborhood" or HOA. You can front porch sit in the mornings with your coffee or the evenings with your cold drink. You have just enough trees to make some shade to keep cool for your summer cookouts. Throw up some tables and camping chairs and invite all of the family and your friends. Not to keep talking about the outside, but there's more! There's a building to store all of your things and shelter for storage or grilling. You want a horse? No problem...you have a fence already in place waiting for your horse. There's also plenty of room to park your rv or boat, plant a garden, or a trampoline for the kids. Come on in the front door to the cozy, open concept kitchen and living areas. The current owners enjoy their Thanksgiving and Christmas holidays so much because of the roomy and openness of the family area. The 2 bedrooms are a nice size and there's also another flex room that could be used for another bedroom. There's a full bathroom off from the common area and a half bath in one of the bedrooms. This home has a really great floor plan that could be easily added on to. The sunroom is another great feature that could have many functions such as playroom or another dining area. I almost forgot...off from the carport is a spacious storage room for more of your stuff. The roof is 4 years old, HVAC is 5 years old, and water heater is 2 years old. You will be close to everything since conveniently located less than 10 minutes from Homer, 15 minutes from Cornelia, 20 minutes to Commerce, 30 minutes to Gainesville, 45 minutes to Athens, about an hour to Atlanta. COME MAKE THE QUIET LIFE YOURS AT 891 SILVER SHOALS ROAD;)
GAMLS #7525500
Oct 29, 2015
Sold
$65,000
$52/sq ft
Cute Country Cottage home on 1 acre. 2 or 3 bedroom 1.5 bath. Nice open & wooded 1 acre tract.
Year
Property tax
Land + Additions
Assessment*
2025
$1,304 (+31.6%)
$7,804 + $66,602
$74,406
2024
$991 (+182.6%)
$7,804 + $66,602
$74,406
2023
$351 (−41.6%)
$7,095 + $63,219
$70,314
2022
$601 (−25.7%)
$6,852 + $48,382
$55,234
2021
$809 (+2.4%)
$6,852 + $41,756
$48,608
2020
$790 (−0.5%)
$3,838 + $32,623
$36,461
2019
$794 (+10.6%)
$3,838 + $32,623
$36,461
2018
$718 (+9.1%)
$2,953 + $29,686
$32,639
2017
$658 (−9.4%)
$2,568 + $26,348
$28,916
2016
$726 (+224.1%)
$2,568 + $26,348
$28,916
2015
$224 (−16.4%)
$2,568 + $26,348
$28,916
2014
$268
$5,064 + $26,348
$31,412
Tax history for 891 Silver Shoals Rd
Year
Property tax
Land + Additions
Assessment*
2025
$1,304 (+31.6%)
$7,804 + $66,602
$74,406
2024
$991 (+182.6%)
$7,804 + $66,602
$74,406
2023
$351 (−41.6%)
$7,095 + $63,219
$70,314
2022
$601 (−25.7%)
$6,852 + $48,382
$55,234
2021
$809 (+2.4%)
$6,852 + $41,756
$48,608
2020
$790 (−0.5%)
$3,838 + $32,623
$36,461
2019
$794 (+10.6%)
$3,838 + $32,623
$36,461
2018
$718 (+9.1%)
$2,953 + $29,686
$32,639
2017
$658 (−9.4%)
$2,568 + $26,348
$28,916
2016
$726 (+224.1%)
$2,568 + $26,348
$28,916
2015
$224 (−16.4%)
$2,568 + $26,348
$28,916
2014
$268
$5,064 + $26,348
$31,412
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Bedroom Features: Master on Main,Split Bedroom Plan
Interior Features
Interior Features: Beamed Ceilings, Disappearing Attic Stairs, High Speed Internet, Open Floorplan
Common Walls: No Common Walls
Appliances: Electric Range, Electric Water Heater, Range Hood
Flooring: Other
Room Information
LaundryFeatures: In Kitchen, Main Level
Kitchen Features: Eat-in Kitchen,Kitchen Island,Laminate Counters,Solid Surface Counters,View to Family Room
Dining Room Features: Great Room,Open Concept
Room Type: Family Room, Great Room - 2 Story, Sun Room
Basement: Crawl Space
Exterior
Property Information
Levels: One
Above Grade Finished Area: 1,240
Construction Materials: Vinyl Siding
Exterior Features: Storage
Roof: Composition, Shingle
Fencing: Wood
Patio And Porch Features: Covered, Front Porch, Side Porch
Property Condition: Resale
Foundation Details: Block
Other Structures: Outbuilding
Ownership: Fee Simple
Lot Information
Waterfrontage Length: 0
TaxLegalDescription: 0
Financial
Financial Information
Buyer Financing: FHA
Utilities
Utility Information
Cooling: Ceiling Fan(s), Central Air
Heating: Central, Electric
Water Source: Public, Well
Electric: 220 Volts
Sewer: Septic Tank
Utilities: Cable Available, Electricity Available, Natural Gas Available, Phone Available, Water Available
Location
Multi-Family Information
# Of Units To Be Built: 0
School Information
Elementary School: Banks County
Middle Or Junior School: Banks County
High School: Banks County
Location Information
Directions: FROM HOMER, TURN ONTO YONAH HOMER ROAD; DRIVE 4.3 MILES AND TURN LEFT ONTO SILVER SHOALS ROAD; DRIVE 1.5 MILES AND HOME IS ON LEFT. ALSO GPS FRIENDLY.
Road Surface Type: Paved
Road Frontage Type: County Road
Public facts
Beds: 2
Baths: 1.5
Sq. Ft.: 1,240
Stories: 1.0
Lot Size: 1 acres
Style: Single Family Residential
Year Built: 1989
Year Renovated: 2004
County: Banks County
APN: B27 056
Home facts updated by county records on Jul 10, 2026
Around this home
Schools
Banks County Primary School
Public PreK-2 • Assigned • 4.3mi
Banks County Middle School
Public 6-8 • Assigned • 6.5mi
7/10
Banks County High School
Public 9-12 • Assigned • 5.8mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
2/10 Fire Factor
0.00% chance of being in a wildfire in next 30 years
5/10 Heat Factor
7 days above 104° expected this year, 18 days in 30 years
3/10 Wind Factor
7% chance of strong winds in next 30 years
4/10 Air Factor
3 unhealthy days expected this year, 6 days in 30 years
Provided by First Street
Historical weather
Lula, GA • 30554
Average low and high temperatures (°F)
48
31
58
38
68
46
75
54
76
59
84
67
90
72
85
68
80
64
72
53
64
46
55
36
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.9 hours in
June and 3.9 hours in December, placing it below the
U.S. average for solar exposure.
8.9 hrs
3.9 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$274,000 – $332,000
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