OFF MARKET

Off Market May 2025 for $375K

$432,707

Est. refi paymentEst. refi $2,582/mo

•

—

sq ft

864 Silver Shoals Rd, Lula, GA 30554

About this home

Charming Banks County Retreat on 2.73 Acres-No HOA, No Subdivision! Welcome to your private escape in the heart of Banks County! This beautifully updated 3-bedroom, 3-bath home offers comfortable living across two levels, with plenty of space to relax, entertain, and enjoy the outdoors. The main level features 2 bedrooms and 2 full bathrooms, along with a stylishly updated kitchen and bathrooms that blend modern finishes with timeless charm. Downstairs, the finished basement offers a spacious living room, a third bedroom and bathroom, plus a large storage area-perfect for guests, teens, or even a separate living space. Step outside and gather around the fire pit, ideal for cozy evenings with friends and family. With 2.73 acres to spread out, you'll love the freedom of no subdivision or HOA, plus the added bonus of a detached shop-perfect for hobbies, storage, or a home-based business. Located just minutes from local schools, shopping, and easy access to I-85, this home offers the best of country living with convenience close by. Don't miss your chance to own this one-of-a-kind property-schedule your showing today!

Single-familyProperty Type

2020Year Built

2.73 acresLot Size

2 garage spacesParking

Listed by Allison McClure • GA Realty LLC

Bought with Non Member • ATHENS AREA ASSOCIATION OF REALTORS

Redfin checked: a minute ago

•Source:Hive MLS #CM1025007

Redfin Estimate

$432,707

$58K since sold in May 2025$2,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 16.7% higher than the average sale price ($371K) of 6 comparable homes.

SOLD APR 30, 2026
$433,000
A
4 beds3 baths2,325 sq ft
1539 Scales Creek Rd, Homer, GA 30547
SOLD MAY 22, 2026
$405,000
B
3 beds2 baths1,917 sq ft
791 Silver Shoals Rd, Lula, GA 30554
SOLD NOV 17, 2025
$300,000
C
3 beds3 baths2,688 sq ft
995 Pritchett Rd, Lula, GA 30554
SOLD AUG 10, 2026
$285,000
D
4 beds3 baths2,105 sq ft
1460 John Morris Rd, Maysville, GA 30558
SOLD AUG 31, 2026
$375,000
E
3 beds2 baths1,989 sq ft
125 Wild Turkey Pass, Homer, GA 30547
SOLD APR 21, 2026
$426,000
F
3 beds2 baths— sq ft
338 Ridge Ln, Lula, GA 30554

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$3,597/mo

Redfin rental estimate

List your home for rent

Market trends in 30554, GA

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.9%

+1.6% MoM

Median sale price

$336K

$145 MoM

Avg. days on market

40d

14 days MoM

Recently sold homes

1 MoM

New listings for sale

$309,900
3 beds2 baths1,326 sq ft
5923 Carter St, Lula, GA 30554
$349,000
3 beds2 baths1,218 sq ft
6214 Helen St, Lula, GA 30554
$349,900
4 beds3 baths— sq ft
115 Brookside Ct, Lula, GA 30554
3D WALKTHROUGH
$250,000
2 beds2 baths— sq ft
5908 Wall St, Lula, GA 30554
$359,000
4 beds2.5 baths2,239 sq ft
6314 Woodland Station Dr, Lula, GA 30554
See all

Provided by Redfin

Sale history for 864 Silver Shoals Rd

Date

Event

Price

GAMLS #10498141

May 23, 2025

Sold

$375,000

Apr 23, 2025

Pending

—

Apr 11, 2025

Listed

$385,000

Hive MLS #CM1025007

May 23, 2025

Sold

$375,000

Apr 11, 2025

Listed

$385,000

Public Records

Oct 5, 2021

Sold

$160,000

Public Records

Oct 1, 1987

Sold

$12,000

Year

Property tax

Land + Additions

Assessment*

2025

$2,556 (+9.2%)

$18,427 + $115,422

$133,849

2024

$2,341 (+15.2%)

$18,427 + $115,422

$133,849

2023

$2,031 (+51.1%)

$16,752 + $102,032

$118,784

2022

$1,345 (−31.4%)

$17,620 + $82,184

$99,804

2021

$1,962 (+2.1%)

$18,875 + $45,126

$64,001

2020

$1,920 (−0.5%)

$23,059 + $60,693

$83,752

2019

$1,930 (+6.6%)

$23,059 + $60,693

$83,752

2018

$1,810 (−2.6%)

$23,059 + $54,190

$77,249

2017

$1,857 (−2.8%)

$16,470 + $59,548

$76,018

2016

$1,910 (−0.3%)

$16,470 + $59,548

$76,018

2015

$1,915 (−7.4%)

$16,470 + $59,548

$76,018

2014

$2,067

$28,072 + $59,548

$87,620

Tax history for 864 Silver Shoals Rd

Year

Property tax

Land + Additions

Assessment*

2025

$2,556 (+9.2%)

$18,427 + $115,422

$133,849

2024

$2,341 (+15.2%)

$18,427 + $115,422

$133,849

2023

$2,031 (+51.1%)

$16,752 + $102,032

$118,784

2022

$1,345 (−31.4%)

$17,620 + $82,184

$99,804

2021

$1,962 (+2.1%)

$18,875 + $45,126

$64,001

2020

$1,920 (−0.5%)

$23,059 + $60,693

$83,752

2019

$1,930 (+6.6%)

$23,059 + $60,693

$83,752

2018

$1,810 (−2.6%)

$23,059 + $54,190

$77,249

2017

$1,857 (−2.8%)

$16,470 + $59,548

$76,018

2016

$1,910 (−0.3%)

$16,470 + $59,548

$76,018

2015

$1,915 (−7.4%)

$16,470 + $59,548

$76,018

2014

$2,067

$28,072 + $59,548

$87,620

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

2.73 Acres

Year renovated

2010

Sq. Ft.

2,353

Year built

2000

Style

Single Family Residential

County

Banks County

APN

B27 012

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 10, 2026.

Property details

Parking

Parking/Garage Information
# of Parking Spaces Total: 4
Has Garage
# of Garage Spaces: 2
Parking Features: Attached, Detached

Interior

Bedroom Information
Main Level Bedrooms: 2

Bathroom Information
# of Full Bathrooms: 3
# of Main Level Bathrooms: 2

Heating & Cooling
Has Cooling
Cooling: Central Air, Electric
Has Heating
Heating: Electric

Interior Features
Interior Features: Kitchen Island
Appliances: Dishwasher, Refrigerator

Room Information
# of Rooms Total: 6
Has Basement
Basement Details: Full, Bath/Stubbed

Exterior

Exterior Features
Exterior Features: Other
Patio And Porch Features: Deck

Building Information
Above Grade Finished Area: 1,598
Above Grade Finished Area Units: Square Feet
Below Grade Finished Area Units: Square Feet
# of Stories Total: 1
Construction Materials: Vinyl Siding

Property Features
Other Structures: Other

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Single Family Residence

Lot Information
Lot Features: Level
Lot Size : 2.73
Lot Size Area: 2.73
Lot Size Units: Acres
Lot Size Acres: 2.73

Financial

Tax Information
Tax Annual Amount: $2,031

Utilities

Utility Information
Water Source: Public
Sewer: Septic Tank

Location

Schools Information
Elementary School: Banks County
Middle Or Junior School: Banks County
High School: Banks County

Location Information
Directions: Hwy 51N to Brewer Rd, right on Silver Shoals Rd
Subdivision Name: No Recorded Subdivision

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 2,353
Stories: —
Lot Size: 2.73 acres
Style: Single Family Residential
Year Built: 2000
Year Renovated: 2010
County: Banks County
APN: B27 012

Home facts updated by county records on Jul 10, 2026

Other

Listing Information
List AOR: Athens Area Association of REALTORS

Around this home

Schools

Banks County Primary School

Public PreK-2 • Assigned • 4.2mi

Banks County Middle School

Public 6-8 • Assigned • 6.4mi

7/10

Banks County High School

Public 9-12 • Assigned • 5.8mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

5/10 Heat Factor

7 days above 104° expected this year, 18 days in 30 years

3/10 Wind Factor

4% chance of strong winds in next 30 years

4/10 Air Factor

3 unhealthy days expected this year, 6 days in 30 years

Provided by First Street

Historical weather

Lula, GA • 30554

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.9 hours in June and 3.9 hours in December, placing it below the U.S. average for solar exposure.

8.9 hrs

3.9 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$412,000 – $498,000

Sell confidently with a local market expert in Lula. 3 minutes to get started.

Nearby similar homes

$28,000,000

4 beds6.5 baths10,180 sq ft

1103 Apple Pie Ridge Rd, Alto, GA 30510

$529,000

Land— sq ft

269 Garrison Shoals Rd, Lula, GA 30554

$389,990

3 beds2.5 baths1,933 sq ft

144 Muscadine Pass, Homer, GA 30547

$323,900

3 beds2 baths1,450 sq ft

456 Highland Pointe Dr, Alto, GA 30510

NEW CONSTRUCTION

$421,813

3 beds2.5 baths1,713 sq ft

128 Classic Overlook-lot 8A, Homer, GA 30547

3D WALKTHROUGH

$630,000

4 beds3.5 baths5,226 sq ft

1009 Baldwin Heights Rd, Baldwin, GA 30511

New listings for sale in 30554

$309,900

3 beds2 baths1,326 sq ft

5923 Carter St, Lula, GA 30554

$349,000

3 beds2 baths1,218 sq ft

6214 Helen St, Lula, GA 30554

$349,900

4 beds3 baths— sq ft

115 Brookside Ct, Lula, GA 30554

3D WALKTHROUGH

$250,000

2 beds2 baths— sq ft

5908 Wall St, Lula, GA 30554

$359,000

4 beds2.5 baths2,239 sq ft

6314 Woodland Station Dr, Lula, GA 30554

Home values near 864 Silver Shoals Rd

Data from public records.

Address	Redfin Estimate
1043 Silver Shoals Rd, Lula, GA 3 Beds \| 1 Baths \| 1202 Sq. Ft.	$214,130
780 Silver Shoals Rd, Lula, GA 3 Beds \| 1 Baths \| 1632 Sq. Ft.	$236,771

Address	Redfin Estimate
759 Silver Shoals Rd, Lula, GA 3 Beds \| 2.5 Baths \| 2352 Sq. Ft.	$647,575
791 Silver Shoals Rd, Lula, GA 3 Beds \| 2 Baths \| 1917 Sq. Ft.	$406,103

Address	Redfin Estimate
891 Silver Shoals Rd, Lula, GA 2 Beds \| 1.5 Baths \| 1240 Sq. Ft.	$287,148
913 Silver Shoals Rd, Lula, GA 3 Beds \| 2 Baths \| 1870 Sq. Ft.	$343,381

Property information provided by Hive MLS when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 30554, GA

Sale history for 864 Silver Shoals Rd

Tax history for 864 Silver Shoals Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 30554

Home values near 864 Silver Shoals Rd

More real estate resources