Lake Living with A Covered Slip Dock at $450K! Welcome to 120 Ridgemore Circle, where comfort, convenience, and DEEP-water access on Lake Hartwell come together. If you've been searching for an affordable lake home on great water-this is it! Forget the fixer-upper mobile homes tucked away in shallow coves-this home is located in a desirable lake community and includes a covered slip dock on the main Tugalo River channel. This spacious 2-bedroom, 2-bath home (with additional finished space downstairs) offers flexibility and thoughtful design at a price you don't often find on the lake. The main level welcomes you with an open floor plan connecting the living, dining, and kitchen areas. The kitchen features a center island with cooktop, stainless steel appliances, and ample cabinetry. Two bedrooms and a full bath are located just down the hall. From the primary bedroom, step onto the covered back deck and enjoy your morning coffee. You can also relax on the side deck and enjoy peaceful lake views. The lower level offers even more living space with a fireplace, wet bar, and full bath-ideal for a game room, second living area, or a large guest suite. The garage and laundry area are also conveniently located on this level. Outside, follow the concrete path (or take your golf cart!) down to your covered slip dock with excellent water depth. Two storage buildings and an additional covered parking area provide room for lake toys, tools, and equipment. Enjoy all the perks of Lake Hartwell living-deep water, a well-maintained home, and space to spread out-all at an affordable price.
Single-familyProperty Type
1990Year Built
0.62 acresLot Size
$248Price/Sq.Ft.
Listed by Bradley Sanders• Hammock Realty North Georgia
Bought with James Allison• Leading Edge Real Estate LLC
Est. $2,718 per month, based on comparable rentals
Sale and tax history for 120 Ridgemore Cir
Sale History
Tax History
Date
Event
Price
GAMLS #10612244
May 15, 2026
Sold
$438,600
$248/sq ft
Apr 10, 2026
Pending
—
Mar 30, 2026
Price Changed
$450,000
$254/sq ft
Feb 12, 2026
Price Changed
$459,000
$259/sq ft
Nov 10, 2025
Price Changed
$469,000
$265/sq ft
Sep 3, 2025
Listed
$479,000
$270/sq ft
Public Records
Jun 11, 2018
Sold
$184,100
$104/sq ft
GAMLS #8344566
Jun 7, 2018
Sold
$184,900
$104/sq ft
Mar 19, 2018
Listed
$184,900
$104/sq ft
Custom built home in sought after neighborhood of Ridgemore Circle is now available. Home offers a year-round view of the water AND deep water access from single-slip covered boat dock without lakefront taxes! Positioned in the center of the cul-de-sac, this 2 BR/2 BA home has it all. Upon entry, you'll find the den, complete with fireplace, bar and full bath. Upstairs offers open floor plan with oak floors in the LR, tile kitchen and baths, solid countertops and stainless steel appliances. Large deck off the kitchen, screen porch off the main BR. Art studio/workshop with electric and covered porch, double carport for add parking, tool shed, well house. Steps away is the lakefront easement leading to the single-slip, covered dock on deep water. Call today!
Waterfront Features: Corps of Engineers Control, Deep Water Access, Dock Rights, Floating Dock, Lake, Lake Privileges
Water Body Name: Lake Hartwell
Building Information
Year Built: 1990
Building Area Total: 1772
Building Area Units: Square Feet
Building Area Source: Public Records
Financial
Tax Information
Parcel Number: 064F 024
Tax Annual Amount: 247.1
Tax Year: 2025
Financial Information
Buyer Financing: Conventional
Utilities
Utility Information
Water Source: Public, Shared Well
Sewer: Septic Tank
Utilities: Electricity Available, High Speed Internet, Phone Available, Water Available
Location
Other Expenses
Initiation Fee: 0
HOA Information
No
Association Fee: 0
Association Fee Includes: None
School Information
Elementary School: Other
Location Information
Unparsed Address: 120 Ridgemore Circle, Toccoa GA 30577
City: Toccoa
County Or Parish: Stephens
State Or Province: GA
PostalCode: 30577
Country: US
Subdivision Name: Ridgemore
Coordinates: -83.171744,34.600823
Directions: Take Oak Valley Road from Big A Road. Turn right onto Holly Springs Road at Currahee Club. Turn left onto Ridgemore Drive. Turn right onto Ridgemore Circle. Home will be on the right.
Community Information
Community Features: Lake
Public facts
Beds: 2
Baths: 2.0
Sq. Ft.: 1,772
Stories: 1.0
Lot Size: 0.58 acres
Style: Single Family Residential
Year Built: 1990
Year Renovated: 2000
County: Stephens County
APN: 064F 024
Home facts updated by county records on Jul 15, 2026
Other
Miscellaneous Information
Photos Count: 48
Listing Information
List Price: 450000
Search Price: 438600
Close Price: 438600
Listing Id: 10612244
Original List Price: 479000
Listing Date Information
On Market Date: 2025-09-25
Close Date: 2026-05-15
Listing Contract Date: 2025-09-03
Purchase Contract Date: 2026-04-10
Off Market Date: 2026-04-10
Around this home
Schools
Big A Elementary School
Public PreK-K • Assigned • 7.7mi
Stephens County Middle School
Public 6-8 • Assigned • 8.1mi
5/10
Stephens County High School
Public 9-12 • Assigned • 7.6mi
5/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
2/10 Fire Factor
0.00% chance of being in a wildfire in next 30 years
5/10 Heat Factor
7 days above 105° expected this year, 18 days in 30 years
2/10 Wind Factor
1% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Toccoa, GA • 30577
Average low and high temperatures (°F)
51
31
60
38
71
46
77
54
77
59
86
67
91
72
81
67
81
64
74
53
66
46
56
37
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
92/ 100
Exceptional sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.5 hrs
6.8 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$374,000 – $452,000
Sell confidently with a local market expert in Toccoa.