This amazing Lake Hartwell property has it all. The home is sited on a very private setting with almost an acre of land and has over 200 of lake frontage. The home has been completely remodeled with three bedrooms and three baths over two finished levels. The main level has a family room with fireplace and a second common room opening to the screened porch and an open deck overlooking the lake. The terrace level has a large rec room opening to a covered patio with fire pit. There is an improved path to the covered slip dock on the main channel. The home also has an attached two car garage and a detached garage for storing your cars and your lake toys.
Single-familyProperty Type
1989Year Built
0.99 acresLot Size
$275Est. Price/Sq.Ft.
1 garage spacesParking
Listed by Spot On The Lake• KW Realty Atlanta Partners
Bought with Michael Miller• KW Realty Atlanta Partners
PERFECT SLICE OF HEAVEN ON HARTWELL!! B'FUL ACRE INCLUDES 3 BR (OPT 4TH), 3 BA HOME W/ FINISHED BASEMENT, SUNROOM, SCR.PORCH, O'SZD DECK, BIG RMS W/ LOTS OF SPACE. CYPRUS SIDING, 2 CAR ATTACHED GAR PLUS ADDITIONAL DET BOAT GARAGE. GENTLE SLOPE TO COV'D DOCK, BLACKTOP GOLF CART, B'FUL VIEWS OF OPEN WATER FROM EVERYWHERE. QUIET COMMUNITY OF 7 HOMES NESTLED IN THE TREES ALONG THE TUGALOO. B'FULLY MAINTAINED AND SHOWS LIKE A DREAM! 206 FT OF WATERFRONT! WOW!!
Year
Property tax
Land + Additions
Assessment*
2025
$6,278 (+21.1%)
$76,748 + $151,970
$228,718
2024
$5,186 (−0.5%)
$76,748 + $101,463
$178,211
2023
$5,210 (+4.9%)
$76,748 + $94,368
$171,116
2022
$4,969 (−1.3%)
$76,748 + $90,156
$166,904
2021
$5,033 (−0.3%)
$76,748 + $84,216
$160,964
2020
$5,050 (−0.4%)
$76,748 + $83,167
$159,915
2019
$5,071
$76,748 + $83,167
$159,915
2018
$5,071 (−1.6%)
$76,748 + $83,167
$159,915
2017
$5,151 (+1.6%)
$76,748 + $83,167
$159,915
2016
$5,070 (+14.0%)
$76,748 + $83,167
$159,915
2014
$4,447
$76,748 + $57,000
$133,748
Tax history for 99 Ridgemore Cir
Year
Property tax
Land + Additions
Assessment*
2025
$6,278 (+21.1%)
$76,748 + $151,970
$228,718
2024
$5,186 (−0.5%)
$76,748 + $101,463
$178,211
2023
$5,210 (+4.9%)
$76,748 + $94,368
$171,116
2022
$4,969 (−1.3%)
$76,748 + $90,156
$166,904
2021
$5,033 (−0.3%)
$76,748 + $84,216
$160,964
2020
$5,050 (−0.4%)
$76,748 + $83,167
$159,915
2019
$5,071
$76,748 + $83,167
$159,915
2018
$5,071 (−1.6%)
$76,748 + $83,167
$159,915
2017
$5,151 (+1.6%)
$76,748 + $83,167
$159,915
2016
$5,070 (+14.0%)
$76,748 + $83,167
$159,915
2014
$4,447
$76,748 + $57,000
$133,748
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Waterfront Features: Corps of Engineers Control, Deep Water Access, Lake Privileges
Water Body Name: Lake Hartwell
Plat Page: 0
Building Information
Year Built: 1989
Building Area Total: 3650
Building Area Units: Square Feet
Financial
Tax Information
Parcel Number: 064F 020
Tax Annual Amount: 4447
Tax Year: 2014
Financial Information
Buyer Financing: Conventional 95%
Utilities
Utility Information
Water Source: Public
Sewer: Septic Tank
Utilities: Cable Available
Location
Other Expenses
Initiation Fee: 0
HOA Information
Association Fee: 0
Association Fee Includes: None
School Information
Elementary School: Big A
Middle Or Junior School: Other
High School: Stephens County
Bus Information
Es Bus Yn: Yes
Ms Bus Yn: Yes
Hs Bus Yn: Yes
Location Information
Unparsed Address: 99 Ridgemore Circle, Toccoa GA 30577
State Or Province: GA
PostalCode: 30577
Country: US
District: 215
Subdivision Name: None
Coordinates: -83.1709819,34.6012947
Directions: I-85N TO EXIT 173,L ON HWY 17,R ON HWY 328,L ON TOWER RD,L AT DEAD END (HWY 336),EXTREME R ON E SILVER SHOALS RD,L ON HOLLEY SPRINGS,R ON RIDGEMORE DR,R ON RIDGEMORE
Community Information
Community Features: Lake, Street Lights
Public facts
Beds: 3
Baths: 3.5
Sq. Ft.: 3,528
Stories: 1.0
Lot Size: 0.99 acres
Style: Single Family Residential
Year Built: 1989
Year Renovated: 1998
County: Stephens County
APN: 064F 020
Home facts updated by county records on Jul 15, 2026
Other
Miscellaneous Information
Photos Count: 25
Listing Information
Has Home Warranty
Listing Terms: Cash, Conventional
List Price: 475000
Search Price: 437500
Close Price: 437500
Listing Id: 7423260
Original List Price: 450000
Listing Date Information
On Market Date: 2015-03-23
Close Date: 2015-05-12
Due Diligence Date: 2015-05-06
Purchase Contract Date: 2015-04-06
Off Market Date: 2015-04-06
Around this home
Schools
Big A Elementary School
Public PreK-K • Assigned • 7.8mi
Stephens County Middle School
Public 6-8 • Assigned • 8.2mi
5/10
Stephens County High School
Public 9-12 • Assigned • 7.6mi
5/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
2/10 Fire Factor
0.00% chance of being in a wildfire in next 30 years
5/10 Heat Factor
7 days above 105° expected this year, 18 days in 30 years
2/10 Wind Factor
1% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Toccoa, GA • 30577
Average low and high temperatures (°F)
51
31
60
38
71
46
77
54
77
59
86
67
91
72
81
67
81
64
74
53
66
46
56
37
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.9 hours in
June and 4 hours in December, placing it below the
U.S. average for solar exposure.
8.9 hrs
4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$953,000 – $1.15M
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