OFF MARKET

Off Market Aug 2020 for $950K

$2,089,279

Est. refi paymentEst. refi $6,124/mo

•

1,860

sq ft

15700 Rusty Rd, Spirit Lake, IA 51360

About this home

Classic Okoboji Cottage feel in a home built in 1993. Lots of wood and tile floors plus knotty pine wood ceilings, and even built-in bunks in the upper level loft with a brand new private bathroom. There are two main floor bedrooms and a full bath. Beautiful West Lake views from a two story wall of windows lakeside and also a lakeside patio. The whole family will enjoy your private dock on 50' of lakeshore. Comfortable for the whole family and friends, in Okoboji cottage style, year around. This one checks all of the right boxes. Don't let this one get away.

Single-familyProperty Type

1993Year Built

0.26 acresLot Size

$1,123Est. Price/Sq.Ft.

2 car garageParking

Listed by Michael Jensen • Jensen Real Estate

Listed by Jim Jensen • Jensen Real Estate

Bought with Mike Schrunk • RE/MAX Lakes Realty

Redfin checked: a minute ago

•Source:Iowa Great Lakes BOR #201087

Redfin Estimate

$2,089,279

$1.1M since sold in August 2020$220K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 330.1% higher than the average sale price ($486K) of 5 comparable homes.

SOLD SEP 1, 2026
$874,000
A
3 beds2.5 baths2,510 sq ft
15633 Harbor Dr, Spirit Lake, IA 51360
SOLD APR 6, 2026
$390,000
B
3 beds2 baths1,804 sq ft
1002 Eloise St St, Okoboji, IA 51355
SOLD AUG 10, 2026
$390,000
C
4 beds2 baths2,160 sq ft
2906 Zenith Ave, Spirit Lake, IA 51360
SOLD JUL 17, 2026
$398,000
D
4 beds2 baths1,440 sq ft
1316 Summer Circle Dr, Okoboji, IA 51355
SOLD MAR 27, 2026
$377,000
E
3 beds2 baths1,689 sq ft
600 Jackson Ave, Spirit Lake, IA 51360

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$1,880/mo

Redfin rental estimate

List your home for rent

Market trends in 51360, IA

Last updated August 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

96.0%

0.3% MoM

Median sale price

$510K

$50K MoM

Avg. days on market

49d

3 days MoM

Recently sold homes

3 MoM

New listings for sale

$400,000
2 beds2.5 baths2,268 sq ft
4111 12th St, Spirit Lake, IA 51360
$225,000
2 beds1 bath976 sq ft
1208 Fargo Ave, Spirit Lake, IA 51360
$245,000
3 beds2 baths1,486 sq ft
809 15th St, Spirit Lake, IA 51360
$244,000
2 beds2 baths1,116 sq ft
2003 Chicago Ave, Spirit Lake, IA 51360
$539,500
5 beds3 baths2,569 sq ft
3618 Keokuk Ave, Spirit Lake, IA 51360
$152,500
2 beds1 bath714 sq ft
2000 Boston Ave Ave, Spirit Lake, IA 51360
$499,000
3 beds2 baths1,728 sq ft
103 21st St #11, Spirit Lake, IA 51360
$200,000
3 beds1 bath1,020 sq ft
1761 260th Ave #57, Spirit Lake, IA 51360
$399,000
4 beds3 baths2,432 sq ft
1302 32nd St, Spirit Lake, IA 51360
$369,000
3 beds2 baths1,460 sq ft
3722 Lincoln Ave Ave, Spirit Lake, IA 51360
See all

Provided by Redfin

Sale history for 15700 Rusty Rd

Date

Event

Price

Public Records

Oct 29, 2020

Sold

$950,000

$511/sq ft

Iowa Great Lakes BOR #201087

Aug 31, 2020

Sold

$950,000

$511/sq ft

Jul 21, 2020

Listed

$969,000

$521/sq ft

Iowa Great Lakes BOR #170315

Jan 12, 2018

Sold

$840,000

$452/sq ft

Mar 22, 2017

Listed

$890,000

$478/sq ft

This one packs a punch! On 50' of beautiful blue West Lakes Okoboji it offers great views, great finishes, great lakeside patios, and so much more! This quality home was built in 1993 by Bill Eich and featured in the Okoboji Magazine. From the floor to the board on board Washington knotty pine ceilings, there is so much to love. After a day on the lake, you can gather around the large kitchen breakfast bar area or in the rec room and bunk house area on the second level. Prepare for Okoboji Fun!

Year

Property tax

Land + Additions

Assessment*

2026

$15,116 (+14.9%)

$1,706,300 + $391,800

$2,098,100

2025

$13,160 (−3.4%)

$1,706,300 + $391,800

$2,098,100

2024

$13,622 (+28.9%)

$1,706,300 + $391,800

$2,098,100

2023

$10,566 (+6.8%)

$1,299,500 + $349,700

$1,649,200

2022

$9,894 (−4.6%)

$1,299,500 + $349,700

$1,649,200

2021

$10,372 (+2.1%)

$813,600 + $268,000

$1,081,600

2020

$10,160 (+16.4%)

$813,600 + $223,100

$1,036,700

2019

$8,726 (+1.7%)

$813,600 + $215,500

$1,029,100

2018

$8,576 (+2.5%)

$813,600 + $215,500

$1,029,100

2017

$8,364 (+7.2%)

$678,000 + $211,500

$889,500

2015

$7,800 (+3.2%)

$678,000 + $211,500

$889,500

2014

$7,556 (−9.1%)

$637,300 + $170,500

$807,800

2013

$8,310

$637,300 + $170,500

$807,800

Tax history for 15700 Rusty Rd

Year

Property tax

Land + Additions

Assessment*

2026

$15,116 (+14.9%)

$1,706,300 + $391,800

$2,098,100

2025

$13,160 (−3.4%)

$1,706,300 + $391,800

$2,098,100

2024

$13,622 (+28.9%)

$1,706,300 + $391,800

$2,098,100

2023

$10,566 (+6.8%)

$1,299,500 + $349,700

$1,649,200

2022

$9,894 (−4.6%)

$1,299,500 + $349,700

$1,649,200

2021

$10,372 (+2.1%)

$813,600 + $268,000

$1,081,600

2020

$10,160 (+16.4%)

$813,600 + $223,100

$1,036,700

2019

$8,726 (+1.7%)

$813,600 + $215,500

$1,029,100

2018

$8,576 (+2.5%)

$813,600 + $215,500

$1,029,100

2017

$8,364 (+7.2%)

$678,000 + $211,500

$889,500

2015

$7,800 (+3.2%)

$678,000 + $211,500

$889,500

2014

$7,556 (−9.1%)

$637,300 + $170,500

$807,800

2013

$8,310

$637,300 + $170,500

$807,800

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

50 ft.

Lot depth

230 ft.

Lot size

0.26 Acres

Year renovated

1993

Sq. Ft.

2,225

Year built

1993

Style

Single Family Residential

County

Dickinson County

APN

0602404018

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 18, 2026.

Property details

Parking

Parking/Garage Information
Has Garage
Has Attached Garage
# of Garage Spaces: 2
Parking Features: Concrete, Gravel, Garage Door Opener, Attached

Interior

Bathroom Information
# of Full Bathrooms: 2

Heating & Cooling
Has Cooling
Cooling: Central Air, Ceiling Fan(s)
Has Heating
Heating: Natural Gas, Forced Air

Interior Features
Interior Features: Breakfast Bar, Vaulted Ceiling(s)
Window Features: Skylight(s), Window Coverings
Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Oven, Washer, Gas Water Heater
Has Fireplace
Fireplace Features: Gas

Exterior

Exterior Features
Exterior Features: Boat Slip
Patio And Porch Features: Patio

Building Information
Above Grade Finished Area: 1,860
Levels: Two
Construction Materials: Cement Siding

Property Features
On Waterfront
Waterfront Features: Lake
Has View

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Single Family Residence

Lot Information
Lot Features: Level, Waterfront
Water Body Name: West Okoboji Lake
Road Responsibility: Private Maintained Road
Lot Size Dimensions: 50 x 225
Lot Size Acres: 0.26

Financial

Tax Information
Tax Annual Amount: $8,726

Utilities

Utility Information
Sewer: Public Sewer

Location

Schools Information
School District: Spirit Lake

Location Information
Directions: Hwy 86 to north Anchor, east on 155th St. to south on Landings Ave. and continue on Rusty Rd.

Public facts

Beds: 2
Baths: 2.0
Sq. Ft.: 2,225
Stories: 1.0
Lot Size: 0.26 acres
Style: Single Family Residential
Year Built: 1993
Year Renovated: 1993
County: Dickinson County
APN: 0602404018

Home facts updated by county records on Sep 18, 2026

Around this home

Schools

Spirit Lake Elementary School

Public PreK-4 • Assigned • 4.0mi

5/10

Spirit Lake Middle School

Public 5-8 • Assigned • 4.0mi

5/10

Spirit Lake High School

Public 9-12 • Assigned • 3.9mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.62% chance of being in a wildfire in next 30 years

2/10 Heat Factor

7 days above 99° expected this year, 16 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Spirit Lake, IA • 51360

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.3 hours in June and 4 hours in December, which is comparable to the U.S. average for solar exposure.

10.3 hrs

4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.99M – $2.40M

Sell confidently with a local market expert in Spirit Lake. 3 minutes to get started.

Nearby similar homes

$1,000,000

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NEW CONSTRUCTION

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3D WALKTHROUGH

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$659,000

5 beds3 baths2,888 sq ft

4201 12th St, Spirit Lake, IA 51360

New listings for sale in 51360

$400,000

2 beds2.5 baths2,268 sq ft

4111 12th St, Spirit Lake, IA 51360

$225,000

2 beds1 bath976 sq ft

1208 Fargo Ave, Spirit Lake, IA 51360

$245,000

3 beds2 baths1,486 sq ft

809 15th St, Spirit Lake, IA 51360

$244,000

2 beds2 baths1,116 sq ft

2003 Chicago Ave, Spirit Lake, IA 51360

$539,500

5 beds3 baths2,569 sq ft

3618 Keokuk Ave, Spirit Lake, IA 51360

$152,500

2 beds1 bath714 sq ft

2000 Boston Ave Ave, Spirit Lake, IA 51360

$499,000

3 beds2 baths1,728 sq ft

103 21st St #11, Spirit Lake, IA 51360

$200,000

3 beds1 bath1,020 sq ft

1761 260th Ave #57, Spirit Lake, IA 51360

$399,000

4 beds3 baths2,432 sq ft

1302 32nd St, Spirit Lake, IA 51360

Home values near 15700 Rusty Rd

Data from public records.

Address	Redfin Estimate
15712 Rusty Road, Spirit Lake, IA 3 Beds \| 2 Baths \| 1828 Sq. Ft.	$2,137,139
15724 Rusty Road, Spirit Lake, IA 2 Beds \| 2 Baths \| 2076 Sq. Ft.	$2,058,609

Address	Redfin Estimate
15716 Rusty Road, Spirit Lake, IA 3 Beds \| 2.5 Baths \| 2869 Sq. Ft.	$2,899,839
15704 Rusty Road, Spirit Lake, IA 3 Beds \| 3 Baths \| 5017 Sq. Ft.	$2,067,752

Address	Redfin Estimate
15720 Rusty Road, Spirit Lake, IA 3 Beds \| 3 Baths \| 2212 Sq. Ft.	$2,666,483
15708 Rusty Road, Spirit Lake, IA 6 Beds \| 7 Baths \| 7249 Sq. Ft.	$4,224,003

Property information provided by Iowa Great Lakes BOR when last listed in 2020. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 51360, IA

Sale history for 15700 Rusty Rd

Tax history for 15700 Rusty Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 51360

Home values near 15700 Rusty Rd

More real estate resources