OFF MARKET

Off Market Aug 2025 for $1M

$1,280,770

Est. refi paymentEst. refi $6,799/mo

•

2,690

sq ft

20500 Dolphin Rd, Spirit Lake, IA 51360

About this home

This extraordinary, fully remodeled home on West Okoboji Harbor is a rare gem! Positioned on one of the largest lots in The Harbor, this property offers expansive indoor and outdoor living spaces designed for both comfort and style. Step outside to a large patio and a charming screened-in porch, ideal for soaking in the lake breeze, hosting gatherings, or simply unwinding in a serene setting. Inside, a new addition and top-to-bottom renovation have transformed this home into a modern retreat. The open-concept design is enhanced by breathtaking floor-to-ceiling windows, illuminating the space with natural light and showcasing stunning views of The Harbor. A spacious three-car heated garage provides plenty of room for vehicles, lake toys, or extra storage, ensuring both convenience and comfort year-round. Thoughtfully designed with both beauty and functionality in mind, this home features 4 bedrooms, 4 bathrooms, and a favored main-level laundry. Completely move-in ready and meticulously updated, this home seamlessly blends the charm of West Okoboji Harbor with sleek, contemporary style.

Single-familyProperty Type

1953Year Built

0.69 acresLot Size

$476Est. Price/Sq.Ft.

3 car garageParking

Listed by Amy Maris • Okoboji Realty

Contact: PRIM: (712) 330-2890

Bought with Amy Maris • Okoboji Realty

Redfin checked: a few seconds ago

•Source:Iowa Great Lakes BOR #250249

Redfin Estimate

$1,280,770

$281K since sold in August 2025$56K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 21.4% higher than the average sale price ($1.06M) of 6 comparable homes.

SOLD JUN 18, 2026
$425,000
A
5 beds3 baths2,928 sq ft
3714 Lincoln Ave, Spirit Lake, IA 51360
SOLD JUN 11, 2026
$1,550,000
B
4 beds3 baths2,670 sq ft
2714 Breezy Heights Dr, Milford, IA 51351
SOLD DEC 18, 2025
$998,000
C
4 beds4 baths2,608 sq ft
15211 Lakeview Dr, Spirit Lake, IA 51360
SOLD MAR 23, 2026
$635,000
D
4 beds3.5 baths2,671 sq ft
1111 Eloise St, Okoboji, IA 51355
SOLD SEP 1, 2026
$874,000
E
3 beds2.5 baths2,510 sq ft
15633 Harbor Dr, Spirit Lake, IA 51360
SOLD JUL 8, 2026
$1,850,000
F
4 beds3 baths2,592 sq ft
1001 Oak Pl, Milford, IA 51351

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Earn from this home

Refinance

Est. cash available

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Rent

$2,499/mo

Redfin rental estimate

List your home for rent

Market trends in 51360, IA

Last updated August 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

96.0%

0.3% MoM

Median sale price

$510K

$50K MoM

Avg. days on market

49d

3 days MoM

Recently sold homes

3 MoM

New listings for sale

$400,000
2 beds2.5 baths2,268 sq ft
4111 12th St, Spirit Lake, IA 51360
$225,000
2 beds1 bath976 sq ft
1208 Fargo Ave, Spirit Lake, IA 51360
$245,000
3 beds2 baths1,486 sq ft
809 15th St, Spirit Lake, IA 51360
$244,000
2 beds2 baths1,116 sq ft
2003 Chicago Ave, Spirit Lake, IA 51360
$539,500
5 beds3 baths2,569 sq ft
3618 Keokuk Ave, Spirit Lake, IA 51360
$152,500
2 beds1 bath714 sq ft
2000 Boston Ave Ave, Spirit Lake, IA 51360
$499,000
3 beds2 baths1,728 sq ft
103 21st St #11, Spirit Lake, IA 51360
$200,000
3 beds1 bath1,020 sq ft
1761 260th Ave #57, Spirit Lake, IA 51360
$399,000
4 beds3 baths2,432 sq ft
1302 32nd St, Spirit Lake, IA 51360
$369,000
3 beds2 baths1,460 sq ft
3722 Lincoln Ave Ave, Spirit Lake, IA 51360
See all

Provided by Redfin

Sale history for 20500 Dolphin Rd

Date

Event

Price

Iowa Great Lakes BOR #250249

Aug 29, 2025

Sold

$1,000,000

$372/sq ft

Aug 25, 2025

Pending

—

Aug 17, 2025

Contingent

—

Jun 9, 2025

Price Changed

$1,185,000

$441/sq ft

Mar 12, 2025

Listed

$1,275,000

$474/sq ft

Iowa Great Lakes BOR #190647

Jul 1, 2019

Sold

$380,000

$141/sq ft

May 8, 2019

Listed

$394,000

$146/sq ft

+14

Let the Harbor lights lead you home! This West Lake property is positioned on one of the largest Harbor lots and boasts nearly three-fourths acre of land. The property widens at the roadside, providing extra green space for outside family fun, greater building potential to expand, and unusual privacy and distance from the neighbors. The two bedroom, three bathroom home has multiple family areas, a fresh kitchen and two additional sleeping rooms. There are also two decks overlooking the waterfront, ideal for relaxing and watching the Harbor activity. A promising opportunity!

Year

Property tax

Land + Additions

Assessment*

2026

$7,880 (+7.3%)

$554,100 + $485,100

$1,039,200

2025

$7,342 (−3.4%)

$554,100 + $485,100

$1,039,200

2024

$7,598 (+18.6%)

$608,600 + $485,100

$1,093,700

2023

$6,408 (+30.9%)

$497,900 + $432,400

$930,300

2022

$4,894 (+4.9%)

$497,900 + $432,400

$930,300

2021

$4,664 (+2.6%)

$331,900 + $332,800

$664,700

2020

$4,548 (+8.8%)

$331,900 + $189,900

$521,800

2019

$4,180 (+1.7%)

$304,300 + $167,100

$471,400

2018

$4,110 (+2.1%)

$304,300 + $165,200

$469,500

2017

$4,026 (+8.9%)

$276,600 + $149,600

$426,200

2015

$3,698 (+3.2%)

$276,600 + $149,600

$426,200

2014

$3,582 (−4.0%)

$260,000 + $122,900

$382,900

2013

$3,732

$260,000 + $122,900

$382,900

Tax history for 20500 Dolphin Rd

Year

Property tax

Land + Additions

Assessment*

2026

$7,880 (+7.3%)

$554,100 + $485,100

$1,039,200

2025

$7,342 (−3.4%)

$554,100 + $485,100

$1,039,200

2024

$7,598 (+18.6%)

$608,600 + $485,100

$1,093,700

2023

$6,408 (+30.9%)

$497,900 + $432,400

$930,300

2022

$4,894 (+4.9%)

$497,900 + $432,400

$930,300

2021

$4,664 (+2.6%)

$331,900 + $332,800

$664,700

2020

$4,548 (+8.8%)

$331,900 + $189,900

$521,800

2019

$4,180 (+1.7%)

$304,300 + $167,100

$471,400

2018

$4,110 (+2.1%)

$304,300 + $165,200

$469,500

2017

$4,026 (+8.9%)

$276,600 + $149,600

$426,200

2015

$3,698 (+3.2%)

$276,600 + $149,600

$426,200

2014

$3,582 (−4.0%)

$260,000 + $122,900

$382,900

2013

$3,732

$260,000 + $122,900

$382,900

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.69 Acres

Year renovated

1953

Sq. Ft.

2,690

Year built

1953

Style

Single Family Residential

County

Dickinson County

APN

0602327015

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 18, 2026.

Property details

Parking

Parking/Garage Information
Has Garage
Has Attached Garage
# of Garage Spaces: 3
Parking Features: Attached

Interior

Bathroom Information
# of Full Bathrooms: 1
# of Three Quarter Bathrooms: 2
# of Half Bathrooms: 1

Heating & Cooling
Has Heating
Heating: Natural Gas, Forced Air

Interior Features
Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Gas Water Heater, Water Purifier

Room Information
Laundry Features: Main Level
Has Basement
Basement Details: Partially Finished, Partial

Exterior

Exterior Features
Exterior Features: Boat Slip
Patio And Porch Features: Patio, Porch

Building Information
Above Grade Finished Area: 2,115
Below Grade Finished Area: 575
Levels: One
# of Stories Total: 1
Construction Materials: Block

Property Features
On Waterfront
Waterfront Features: Lake

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Single Family Residence

Lot Information
Lot Features: Waterfront
Water Body Name: West Okoboji Harbor
Lot Size Dimensions: 32 x 230 x 192
Lot Size Acres: 0.7

Financial

Tax Information
Tax Annual Amount: $7,342

Utilities

Utility Information
Water Source: Private
Sewer: Public Sewer

Location

HOA Information
Has Homeowners Association
Association Fee: $775
Association Fee Frequency: Quarterly
Derived Association Fee (Monthly): $258.33

Schools Information
School District: Spirit Lake

Public facts

Beds: 4
Baths: 4.0
Sq. Ft.: 2,690
Stories: 1.0
Lot Size: 0.69 acres
Style: Single Family Residential
Year Built: 1953
Year Renovated: 1953
County: Dickinson County
APN: 0602327015

Home facts updated by county records on Sep 18, 2026

Other

Listing Information
AttributionContact: PRIM: (712) 330-2890

Around this home

Schools

Spirit Lake Elementary School

Public PreK-4 • Assigned • 4.2mi

5/10

Spirit Lake Middle School

Public 5-8 • Assigned • 4.2mi

5/10

Spirit Lake High School

Public 9-12 • Assigned • 4.1mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.62% chance of being in a wildfire in next 30 years

2/10 Heat Factor

7 days above 99° expected this year, 16 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Spirit Lake, IA • 51360

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.3 hours in June and 4 hours in December, which is comparable to the U.S. average for solar exposure.

10.3 hrs

4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.22M – $1.47M

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Nearby similar homes

$400,000

2 beds2.5 baths2,268 sq ft

4111 12th St, Spirit Lake, IA 51360

$784,000

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2917 Sportsmans Drive Dr, Milford, IA 51351

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7 beds3 baths3,422 sq ft

1410 35th St, Spirit Lake, IA 51360

$2,250,000

6 beds4.5 baths7,019 sq ft

3116 Sunner Ave, Spirit Lake, IA 51360

$719,000

5 beds2 baths1,475 sq ft

57 & 61 Dewey St, Arnolds Park, IA 51331

3D WALKTHROUGH

$435,000

3 beds2.5 baths1,324 sq ft

290 240th Avenue Ave #159, Arnolds Park, IA 51331

New listings for sale in 51360

$400,000

2 beds2.5 baths2,268 sq ft

4111 12th St, Spirit Lake, IA 51360

$225,000

2 beds1 bath976 sq ft

1208 Fargo Ave, Spirit Lake, IA 51360

$245,000

3 beds2 baths1,486 sq ft

809 15th St, Spirit Lake, IA 51360

$244,000

2 beds2 baths1,116 sq ft

2003 Chicago Ave, Spirit Lake, IA 51360

$539,500

5 beds3 baths2,569 sq ft

3618 Keokuk Ave, Spirit Lake, IA 51360

$152,500

2 beds1 bath714 sq ft

2000 Boston Ave Ave, Spirit Lake, IA 51360

$499,000

3 beds2 baths1,728 sq ft

103 21st St #11, Spirit Lake, IA 51360

$200,000

3 beds1 bath1,020 sq ft

1761 260th Ave #57, Spirit Lake, IA 51360

$399,000

4 beds3 baths2,432 sq ft

1302 32nd St, Spirit Lake, IA 51360

Home values near 20500 Dolphin Rd

Data from public records.

Address	Redfin Estimate
20516 Dolphin Road, Spirit Lake, IA 3 Beds \| 3 Baths \| 2779 Sq. Ft.	$1,028,065
20524 Dolphin Road, Spirit Lake, IA 3 Beds \| 3 Baths \| 2706 Sq. Ft.	$831,735

Address	Redfin Estimate
20508 Dolphin Road, Spirit Lake, IA 4 Beds \| 2.5 Baths \| 3293 Sq. Ft.	$1,041,460
20557 Dolphin Road, Spirit Lake, IA 5 Beds \| 2.5 Baths \| 2216 Sq. Ft.	$855,560

Address	Redfin Estimate
20532 Dolphin Road, Spirit Lake, IA 3 Beds \| 2 Baths \| 2832 Sq. Ft.	$795,446
20549 Dolphin Road, Spirit Lake, IA 4 Beds \| 3 Baths \| 3620 Sq. Ft.	$1,244,382

Property information provided by Iowa Great Lakes BOR when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 51360, IA

Sale history for 20500 Dolphin Rd

Tax history for 20500 Dolphin Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 51360

Home values near 20500 Dolphin Rd

More real estate resources