OFF MARKET

Off market apr 2025 for $164K

$185,240

Est. refi paymentEst. refi $1,294/mo

•

1,474

sq ft

228 Derbyshire Rd, Waterloo, IA 50701

About this home

Idyllic Waterloo Location – Charming 3-Bedroom Home! Welcome home to this delightful 3-bedroom, 2-bath residence on Derbyshire in Waterloo! The light and bright living room invites you in, seamlessly flowing into the dining area and then into a cozy sunroom—perfect for morning coffee, afternoon puzzles, or late-night reading sessions. The efficient kitchen has everything you need to whip up meals for your loved ones. Original hardwood floors extend into the three main-level bedrooms, which share a beautifully updated full bath. Venture downstairs to discover a family room, a bonus room, and a second bath—ideal for guests or relaxation. Outside, you’ll find a detached garage and a covered deck, along with plenty of space for both two-legged and four-legged friends to run and play. Don’t miss out on this charming home in a fantastic location! Schedule your showing today!

Single-familyProperty Type

1950Year Built

0.29 acresLot Size

$126Est. Price/Sq.Ft.

1 spaceParking

Listed by Elke Gerdes • Structure Real Estate

Bought with Brad Page • Oakridge Real Estate

Redfin checked: a minute ago

•Source:NEIRBR as distributed by MLS GRID #20251242

Redfin Estimate

$185,240

$20K since sold in April 2025$2,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 12.4% lower than the average sale price ($211K) of 5 comparable homes.

SOLD AUG 7, 2026
$232,000
A
3 beds2 baths1,532 sq ft
204 Cornwall Ave, Waterloo, IA 50702
SOLD MAR 26, 2026
$234,875
B
3 beds2 baths1,569 sq ft
252 Derbyshire Rd, Waterloo, IA 50701
SOLD OCT 28, 2026
$181,500
C
3 beds2 baths1,305 sq ft
122 Forest Ave, Waterloo, IA 50702
SOLD JUN 30, 2026
$234,000
D
3 beds2 baths1,881 sq ft
202 Rosebud Ave, Waterloo, IA 50701
SOLD AUG 17, 2026
$175,000
E
3 beds1.5 baths1,513 sq ft
135 Byron Ave, Waterloo, IA 50702

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$1,546/mo

Redfin rental estimate

List your home for rent

Market trends in 50701, IA

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

98.8%

+0.3% MoM

Median sale price

$215K

$423 MoM

Avg. days on market

13d

7 days MoM

Recently sold homes

109

5 MoM

New listings for sale

FOR SALE BY OWNER
$99,000
2 beds1 bath888 sq ft
515 Maynard Ave, Waterloo, IA 50701
OPEN SUN, 10AM TO 11AM
$185,000
2 beds1 bath1,525 sq ft
940 Littlefield Rd, Waterloo, IA 50701
$154,000
2 beds1 bath864 sq ft
1811 Sager Ave, Waterloo, IA 50701
$158,900
3 beds1.5 baths864 sq ft
2334 Muncy Ave, Waterloo, IA 50701
$220,000
3 beds1.5 baths1,548 sq ft
228 Rosebud Ave, Waterloo, IA 50701
$92,500
1 bed1 bath560 sq ft
725 Martin Rd, Waterloo, IA 50701
FOR SALE BY OWNER
$320,000
— beds2 baths— sq ft
2014 Upton Ave, Waterloo, IA 50701
$345,000
4 beds2.5 baths2,677 sq ft
241 Kenilworth Rd, Waterloo, IA 50701
$830,000
4 beds4 baths4,372 sq ft
1639 W Schrock Rd, Waterloo, IA 50701
$249,900
2 beds2.5 baths1,684 sq ft
122 Maryland Ave, Waterloo, IA 50701
See all

Provided by Redfin

Sale history for 228 Derbyshire Rd

Date

Event

Price

Public Records

May 14, 2025

Sold

$165,000

$112/sq ft

NEIRBR as distributed by MLS GRID #20251242

Apr 30, 2025

Sold

$164,950

$112/sq ft

Mar 29, 2025

Pending

—

Mar 27, 2025

Listed

$164,950

$112/sq ft

NEIRBR as distributed by MLS GRID #20166056

May 5, 2017

Sold

$91,000

$62/sq ft

Oct 14, 2016

Listed

$104,900

$71/sq ft

+11

Well cared for home in fantastic location. This 3 bedroom home features kitchen with plenty of cabinets, dining room, 2nd main floor family room, hardwood flooring, great storage space, covered rear deck, detached garage with lots of cabinets and plenty of potential in the lower level for additional living space. Shed & built in gas grill out back and is walking distance to schools both public or private.

Year

Property tax

Land + Additions

Assessment*

2026

$2,746 (−2.2%)

$31,680 + $115,430

$147,110

2025

$2,808 (+8.8%)

$31,680 + $115,430

$147,110

2024

$2,582 (+5.7%)

$31,680 + $113,750

$145,430

2023

$2,442 (+2.8%)

$31,680 + $107,950

$139,630

2022

$2,376 (−0.7%)

$31,680 + $107,950

$139,630

2021

$2,392 (+1.9%)

$31,680 + $88,430

$120,110

2020

$2,348 (−1.1%)

$25,740 + $88,430

$114,170

2019

$2,374 (+1.2%)

$25,740 + $88,430

$114,170

2018

$2,346 (−10.3%)

$25,740 + $88,430

$114,170

2017

$2,616 (+9.6%)

$25,740 + $88,170

$113,910

2016

$2,386 (+5.6%)

$25,740 + $88,170

$113,910

2014

$2,260

$25,740 + $83,530

$109,270

Tax history for 228 Derbyshire Rd

Year

Property tax

Land + Additions

Assessment*

2026

$2,746 (−2.2%)

$31,680 + $115,430

$147,110

2025

$2,808 (+8.8%)

$31,680 + $115,430

$147,110

2024

$2,582 (+5.7%)

$31,680 + $113,750

$145,430

2023

$2,442 (+2.8%)

$31,680 + $107,950

$139,630

2022

$2,376 (−0.7%)

$31,680 + $107,950

$139,630

2021

$2,392 (+1.9%)

$31,680 + $88,430

$120,110

2020

$2,348 (−1.1%)

$25,740 + $88,430

$114,170

2019

$2,374 (+1.2%)

$25,740 + $88,430

$114,170

2018

$2,346 (−10.3%)

$25,740 + $88,430

$114,170

2017

$2,616 (+9.6%)

$25,740 + $88,170

$113,910

2016

$2,386 (+5.6%)

$25,740 + $88,170

$113,910

2014

$2,260

$25,740 + $83,530

$109,270

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

2.5

Stories

—

Lot width

80 ft.

Lot depth

182 ft.

Lot size

0.29 Acres

Year renovated

—

Sq. Ft.

1,474

Year built

1950

Style

Single Family Residential

County

Black Hawk County

APN

891334426003

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 14, 2026.

R-1

One and Two Family Residence District

The R-1 District is intended to provide for areas of the community which are suitable for low density residential uses that are adjacent to residential, professional office or neighborhood commercial uses. Any outside storage of materials or equipment shall be limited and clearly incidental and accessory to the Principal Permitted Use, and shall not include the outside storage of junk or salvage material or similar debris. Outside storage of materials or equipment shall not be permitted in a front yard. This provision shall not restrict the outside storage of licensed and operable vehicles that are accessory and clearly incidental to the Principal Permitted Use.

Permitted uses

Include but are not limited to:

Community / recreation center
Housing-Single unit
Housing-Multiple units
Infrastructure
Public service
Educational/school
Recreation
Golf related
Cemetery
Park & open space

Property details

Parking

Parking/Garage Information
Has Carport
# of Carport Spaces: 1

Interior

Bathroom Information
# of Full Bathrooms: 1
# of Three Quarter Bathrooms: 1

Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Natural Gas, Forced Air

Interior Features
Appliances: Refrigerator
Fireplace Features: None

Room Information
Has Basement
Basement Details: Block, Concrete, Partially Finished

Exterior

Exterior Features
Roof: Shingle, Asphalt

Building Information
Below Grade Finished Area: 350
Construction Materials: Aluminum Siding

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Single Family Residence

Lot Information
Lot Features: Irregular Lot
Road Surface Type: Concrete
Lot Size Dimensions: 80 x 60 x 182 x 182
Lot Size Acres: 0.29
Zoning Description: R-1

Financial

Tax Information
Tax Annual Amount: $2,790.82

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

Schools Information
Elementary School: Kingsley Elementary
Middle Or Junior School: Hoover Intermediate
High School: West High

Public facts

Beds: 3
Baths: 2.5
Sq. Ft.: 1,474
Stories: —
Lot Size: 0.29 acres
Style: Single Family Residential
Year Built: 1950
Year Renovated: —
County: Black Hawk County
APN: 891334426003

Home facts updated by county records on Oct 14, 2026

Around this home

Schools

K - 12
Preschool & daycare

Kingsley Elementary School

Public K-5 • Assigned • 0.3mi

6/10

Hoover Middle School

Public 6-8 • Assigned • 0.8mi

6/10

West High School

Public 9-12 • Assigned • 0.6mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 101° expected this year, 16 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IA • 50701

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.1 hours in June and 4 hours in December, which is comparable to the U.S. average for solar exposure.

10.1 hrs

4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$176,000 – $214,000

Sell confidently with a local market expert in Waterloo. 3 minutes to get started.

Nearby similar homes

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FOR SALE BY OWNER3D WALKTHROUGH

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Enclosed deck • Built in storage • New flooring

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New listings for sale in 50701

FOR SALE BY OWNER

$99,000

2 beds1 bath888 sq ft

515 Maynard Ave, Waterloo, IA 50701

New siding • New roof • Updated electrical

OPEN SUN, 10AM TO 11AM3D WALKTHROUGH

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2 beds1 bath1,525 sq ft

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New driveway • New furnace • New roof

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2 beds1 bath864 sq ft

1811 Sager Ave, Waterloo, IA 50701

Refreshed bathroom • Unfinished basement • 9,075 sq ft lot

$158,900

3 beds1.5 baths864 sq ft

2334 Muncy Ave, Waterloo, IA 50701

Hardwood floors • Updated bathroom • Updated furnace

$220,000

3 beds1.5 baths1,548 sq ft

228 Rosebud Ave, Waterloo, IA 50701

6,500 sq ft lot • Garage • Built 1940

$92,500

1 bed1 bath560 sq ft

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Surveyed parcel • Zoned r-2 • Huge backyard

FOR SALE BY OWNER

$320,000

— beds2 baths— sq ft

2014 Upton Ave, Waterloo, IA 50701

New roof • New siding • Updated windows

$345,000

4 beds2.5 baths2,677 sq ft

241 Kenilworth Rd, Waterloo, IA 50701

Cozy fireplace • Backyard deck • 9,373 sq ft lot

$830,000

4 beds4 baths4,372 sq ft

1639 W Schrock Rd, Waterloo, IA 50701

Countryside views • Dedicated office • Main floor laundry

Home values near 228 Derbyshire Rd

Data from public records.

Address	Redfin Estimate
245 Derbyshire Road, Waterloo, IA 2 Beds \| 1 Baths \| 1268 Sq. Ft.	$162,745
211 Derbyshire Road, Waterloo, IA 3 Beds \| 1 Baths \| 1638 Sq. Ft.	$181,314
255 Derbyshire Road, Waterloo, IA 3 Beds \| 2 Baths \| 1933 Sq. Ft.	$227,980
249 Derbyshire Road, Waterloo, IA 2 Beds \| 2.5 Baths \| 1245 Sq. Ft.	$179,262
234 Derbyshire Road, Waterloo, IA 3 Beds \| 3 Baths \| 1687 Sq. Ft.	$216,953
240 Derbyshire Road, Waterloo, IA 3 Beds \| 3 Baths \| 3330 Sq. Ft.	$309,441
109 Belleview Road, Waterloo, IA 3 Beds \| 2 Baths \| 1472 Sq. Ft.	$217,472

Address	Redfin Estimate
227 Derbyshire Road, Waterloo, IA 2 Beds \| 1 Baths \| 920 Sq. Ft.	$136,535
215 Derbyshire Road, Waterloo, IA 4 Beds \| 3 Baths \| 1849 Sq. Ft.	$231,997
201 Derbyshire Road, Waterloo, IA 3 Beds \| 2 Baths \| 2122 Sq. Ft.	$249,885
239 Derbyshire Road, Waterloo, IA 6 Beds \| 4 Baths \| 3312 Sq. Ft.	$327,877
248 Derbyshire Road, Waterloo, IA 3 Beds \| 2 Baths \| 1605 Sq. Ft.	$207,398
264 Derbyshire Road, Waterloo, IA 4 Beds \| 2 Baths \| 1744 Sq. Ft.	$224,091
119 Belleview Road, Waterloo, IA 4 Beds \| 2.5 Baths \| 1901 Sq. Ft.	$236,841

Address	Redfin Estimate
221 Derbyshire Road, Waterloo, IA 3 Beds \| 1.5 Baths \| 2288 Sq. Ft.	$213,564
205 Derbyshire Road, Waterloo, IA 3 Beds \| 1.5 Baths \| 1215 Sq. Ft.	$165,033
156 Derbyshire Road, Waterloo, IA 3 Beds \| 3 Baths \| 1598 Sq. Ft.	$235,257
233 Derbyshire Road, Waterloo, IA 3 Beds \| 1 Baths \| 1220 Sq. Ft.	$164,809
252 Derbyshire Road, Waterloo, IA 3 Beds \| 2 Baths \| 1569 Sq. Ft.	$233,792
204 Julie Court, Waterloo, IA 3 Beds \| 2.5 Baths \| 2092 Sq. Ft.	$246,767
131 Belleview Road, Waterloo, IA 3 Beds \| 2 Baths \| 1788 Sq. Ft.	$238,130

Property information provided by NEIRBR as distributed by MLS GRID when last listed in 2025. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 50701, IA

Sale history for 228 Derbyshire Rd

Tax history for 228 Derbyshire Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 50701

Home values near 228 Derbyshire Rd

More real estate resources