Be ready to Fall in love with this highly improved, beautiful home filled with character, charm and quality upgrades throughout! As you enter the front door you will feel RIGHT AT HOME- From the fresh & warm inviting tones, hardwood floors, - paneled doors and yes, even the AMAZING UPGRADED KITCHEN, you just won’t want to leave! So much more. .. The expansive living spaces on the main level give you plenty of options to use how best fits your lifestyle. The finished lower level with the 3rd bedroom, office, sitting room plus a 3/4 bath ( * shower is in laundry room area) add even more space for you to enjoy. STORAGE GALORE: the walk-up attic plus the storage room in lower level allow for all you need! ENJOY THE OUTDOORS: The new privacy fence surrounds the backyard with plenty of room to relax and unwind, & also includes the deck and storage shed too! LOVE THE WAY YOU LIVE!
Single-familyProperty Type
1948Year Built
8,640 sq ftLot Size
$129Est. Price/Sq.Ft.
1 spaceParking
Listed by Deanna Wheeler• Re/Max Concepts
Bought with Betty Wroe• Coldwell Banker Elevated Real Estate
The Perfect Fit! Quality surrounds you in this wonderfully designed home located in the heart of Waterloo! Welcoming you inside, is the spacious family room with beautiful hardwood flooring. Enjoy the elegance of the formal dining room that includes a brick fireplace, centered chandelier light, and an outstanding exterior view! The fantastic kitchen includes smooth tile flooring, built in appliances, and updated counter tops. Moving through the main floor, you will find two awesome bedrooms with hardwood flooring. Finishing off the main level is a conveniently located bathroom that has been beautifully updated. Heading downstairs, you will instantly fall in love with the master bedroom that includes a double wide closet, as well as a half bathroom! Also located downstairs, is a bonus/living room area. This home’s lovely exterior has plenty to offer! Amenities include a lifted back porch, garden area, a spacious fenced in backyard, and a one stall garage. This charming home will not be available long! Make it yours today!
Year
Property tax
Land + Additions
Assessment*
2026
$3,190 (−2.9%)
$24,240 + $142,980
$167,220
2025
$3,286 (+8.7%)
$24,240 + $142,980
$167,220
2024
$3,022 (+0.9%)
$24,240 + $142,980
$167,220
2023
$2,994 (+9.9%)
$24,240 + $137,420
$161,660
2022
$2,724 (−2.4%)
$24,240 + $137,420
$161,660
2021
$2,790 (+1.8%)
$24,240 + $112,090
$136,330
2020
$2,740 (+2.5%)
$19,700 + $112,090
$131,790
2019
$2,674 (+1.0%)
$19,700 + $112,090
$131,790
2018
$2,648 (−3.1%)
$19,700 + $112,090
$131,790
2017
$2,732 (+1.4%)
$19,700 + $107,800
$127,500
2016
$2,694 (+5.9%)
$19,700 + $107,800
$127,500
2014
$2,544
$19,700 + $102,130
$121,830
Tax history for 248 Derbyshire Rd
Year
Property tax
Land + Additions
Assessment*
2026
$3,190 (−2.9%)
$24,240 + $142,980
$167,220
2025
$3,286 (+8.7%)
$24,240 + $142,980
$167,220
2024
$3,022 (+0.9%)
$24,240 + $142,980
$167,220
2023
$2,994 (+9.9%)
$24,240 + $137,420
$161,660
2022
$2,724 (−2.4%)
$24,240 + $137,420
$161,660
2021
$2,790 (+1.8%)
$24,240 + $112,090
$136,330
2020
$2,740 (+2.5%)
$19,700 + $112,090
$131,790
2019
$2,674 (+1.0%)
$19,700 + $112,090
$131,790
2018
$2,648 (−3.1%)
$19,700 + $112,090
$131,790
2017
$2,732 (+1.4%)
$19,700 + $107,800
$127,500
2016
$2,694 (+5.9%)
$19,700 + $107,800
$127,500
2014
$2,544
$19,700 + $102,130
$121,830
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
3
Baths
1.5
Stories
—
Lot width
60 ft.
Lot depth
144 ft.
Lot size
8,625 Sq. Ft.
Year renovated
—
Sq. Ft.
1,605
Year built
1948
Style
Single Family Residential
County
Black Hawk County
APN
891334426006
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 14, 2026.
R-1
One and Two Family Residence District
The R-1 District is intended to provide for areas of the community which are suitable for low density residential uses that are adjacent to residential, professional office or neighborhood commercial uses. Any outside storage of materials or equipment shall be limited and clearly incidental and accessory to the Principal Permitted Use, and shall not include the outside storage of junk or salvage material or similar debris. Outside storage of materials or equipment shall not be permitted in a front yard. This provision shall not restrict the outside storage of licensed and operable vehicles that are accessory and clearly incidental to the Principal Permitted Use.
Permitted uses
Include but are not limited to:
Community / recreation center
Housing-Single unit
Housing-Multiple units
Infrastructure
Public service
Educational/school
Recreation
Golf related
Cemetery
Park & open space
Property details
Parking
Parking/Garage Information
Has Carport
# of Carport Spaces: 1
Interior
Virtual Tour
Bathroom Information
# of Full Bathrooms: 1
# of Three Quarter Bathrooms: 1
Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Natural Gas, Forced Air
Interior Features
Appliances: Dishwasher, Disposal, Microwave, Gas Water Heater
Flooring: Hardwood
Has Fireplace
# of Fireplaces: 1
Room Information
Laundry Features: Lower Level
Has Basement
Exterior
Exterior Features
Patio And Porch Features: Deck
Roof: Shingle, Asphalt
Building Information
Below Grade Finished Area: 440
Construction Materials: Vinyl Siding
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Single Family Residence
Lot Information
Road Surface Type: Concrete
Lot Size Dimensions: 60 x 144
Lot Size Acres: 0.2
Zoning Description: R-1
Financial
Tax Information
Tax Annual Amount: $2,985
Utilities
Utility Information
Water Source: Public
Sewer: Public Sewer
Location
Schools Information
Elementary School: Kingsley Elementary
Middle Or Junior School: Hoover Intermediate
High School: West High
Location Information
Subdivision Name: PROSPECT HILLS ADDITION
Public facts
Beds: 3
Baths: 1.5
Sq. Ft.: 1,605
Stories: —
Lot Size: 8,625 square feet
Style: Single Family Residential
Year Built: 1948
Year Renovated: —
County: Black Hawk County
APN: 891334426006
Home facts updated by county records on Oct 14, 2026
Around this home
Schools
K - 12
Preschool & daycare
Kingsley Elementary School
Public K-5 • Assigned • 0.3mi
6/10
Hoover Middle School
Public 6-8 • Assigned • 0.7mi
6/10
West High School
Public 9-12 • Assigned • 0.6mi
3/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 101° expected this year, 16 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Waterloo, IA • 50701
Average low and high temperatures (°F)
27
11
34
17
55
32
62
42
73
51
82
63
84
68
80
62
79
56
67
47
48
33
33
18
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 10.1 hours in
June and 4 hours in December, which is comparable to the
U.S. average for solar exposure.
10.1 hrs
4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$198,000 – $239,000
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