Pending

$139,900

Est. $1,145/mo —

•

1,679

sq ft

235 Denver St, Waterloo, IA 50701

About this home

Space, charm, and plenty of room to spread out! Welcome to 235 Denver Street in Waterloo, offering 5 bedrooms, 2 bathrooms, and a spacious layout with room for a variety of needs. Step inside to discover inviting living spaces, beautiful original woodwork, and an abundance of natural light throughout. The kitchen features ample cabinetry, generous counter space, and a large center island, perfect for everyday living and entertaining. You'll appreciate the comfortable living room, spacious bedrooms, and additional flexibility this home has to offer. Outside, enjoy a fenced-in backyard with room to relax, garden, or entertain, along with a detached two-stall garage. A major bonus is the recently replaced roof on both the house and garage! With its combination of space, character, and valuable updates, this home has so much to offer. Schedule your showing today!

Single-familyProperty Type

1908Year Built

6,300 sq ftLot Size

$83Price/Sq.Ft.

2 spacesParking

Listed by Michelle Miller • Oakridge Real Estate

Listing updated: Oct 31, 2026 at 07:19am

Redfin checked: 2 minutes ago

•Source:NEIRBR as distributed by MLS GRID #20265175

Payment calculator

$1,145 per month

Principal and interest$763

Property taxes

$297

HOA dues

Home insurance

$85

Utilities

Add

5 minutes to get started. No credit impact.

Affordability tools

Open houses

No upcoming open houses.

Nearby open houses (6)

OPEN SUN, 11:30AM TO 12:30PM3D WALKTHROUGH
$160,000
3 beds1 bath1,590 sq ft
319 Belmont Ave, Waterloo, IA 50701
9,200 sq ft lot • Garage • Built 1946
OPEN SUN, 12PM TO 1PM
$349,900
4 beds3.5 baths2,400 sq ft
5568 Summerland Dr, Waterloo, IA 50701
6,500 sq ft lot • Garage • Built 2005
OPEN SUN, 12PM TO 1PM3D WALKTHROUGH
$169,900
2 beds1 bath1,008 sq ft
1104 Madison St, Cedar Falls, IA 50613
6,240 sq ft lot • Garage • Built 1945
OPEN SUN, 1PM TO 2PM
$259,000
3 beds2 baths1,728 sq ft
7125 La Porte Rd, Washburn, IA 50702
1.07 acre lot • Garage • Built 2020
OPEN SUN, 1PM TO 2PM3D WALKTHROUGH
$410,000
5 beds3 baths2,886 sq ft
5334 Lafayette Rd, Elk Run Heights, IA 50707
0.63 acre lot • Garage • Built 2016
OPEN SUN, 2PM TO 3PM3D & VIDEO TOUR
$314,900
3 beds2 baths1,960 sq ft
3110 Alameda St, Cedar Falls, IA 50613
0.23 acre lot • Garage • Built 1951

Around this home

Schools

K - 12
Preschool & daycare

Irving Elementary School

Public K-5 • Assigned • 0.4mi

5/10

Central Middle School

Public 6-8 • Assigned • 2.3mi

2/10

West High School

Public 9-12 • Assigned • 1.3mi

3/10

Provided by GreatSchools

About Church Row

Historic

Church Row Historic, located between Downtown Waterloo and the Cedar River, is a historic and walkable Waterloo neighborhood with landmark architecture and a calm streetscape. The neighborhood’s character concentrates along W 4th Street near the Grout Museum District, where museum façades, civic buildings, and pocket greens set a cultured, weekday-busy rhythm. The Grout Museum District and the Sullivan Brothers Iowa Veterans Museum anchor local storytelling in restored, early-20th-century structures. Nearby, the Waterloo Center for the Arts adds galleries and performances to the mix. Side streets read as brick, stone, and mature trees, with sidewalks that suit a coffee-and-museum loop. Riverfront paths and downtown blocks keep the geography compact and urban.

Provided by Walk Score and Local Logic

Offer insights

235 Denver St · $139,900

Strong offer

$144K and above

75% chance or better to win

Why $144K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 13 days.

SALE-TO-LIST

Most homes are selling 1% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Partially finished basement

Bathrooms
2 full bathrooms

Heating & cooling
Central air
Forced-air heating
Natural gas heating

Sale and tax history for 235 Denver St

Sale History
Tax History

Date

Event

Price

NEIRBR as distributed by MLS GRID #20265175

Oct 30, 2026

Pending

—

Oct 22, 2026

Listed

$139,900

$83/sq ft

NEIRBR as distributed by MLS GRID #20220549

Mar 25, 2022

Sold

$115,000

$68/sq ft

Feb 14, 2022

Listed

$109,000

$65/sq ft

+25

There is much opportunity in this two-story, five bedroom home with great renovations! Located near Irving Elementary, restaurants, and shopping, this offer has a great location! The main level, beginning with a sunroom entry, has newly updated flooring, a spacious kitchen with beautiful countertops, and a fantastic living space. The kitchen features like new stainless steel stove, refrigerator, and dishwasher. The master bedroom and bathroom are also included in the main level and boast a convenient walk-in closet! The upper level is the perfect area for the family, containing four large bedrooms and a shared bathroom. The lower level has another room as well as unfinished potential areas for a living space and bathroom. This spacious home in Waterloo is filled with prominent updates and features! Don’t miss this opportunity!

Year

Property tax

Land + Additions

Assessment*

2026

$3,336 (+106.7%)

$6,750 + $167,610

$174,360

2025

$1,614 (+8.9%)

$6,750 + $167,610

$174,360

2024

$1,482 (+22.9%)

$6,750 + $167,610

$174,360

2023

$1,206 (+22.6%)

$6,750 + $77,870

$84,620

2022

$984 (−16.0%)

$6,750 + $77,870

$84,620

2021

$1,172 (+2.1%)

$6,750 + $48,200

$54,950

2020

$1,148 (−1.4%)

$6,750 + $53,560

$60,310

2019

$1,164 (+1.2%)

$6,750 + $53,560

$60,310

2018

$1,150 (+7.1%)

$6,750 + $53,560

$60,310

2017

$1,074 (+1.7%)

$6,750 + $53,560

$60,310

2016

$1,056 (+1.1%)

$6,750 + $48,520

$55,270

2014

$1,044

$6,750 + $48,520

$55,270

Public record

Public record
Zoning

Beds

Baths

Stories

—

Lot width

45 ft.

Lot depth

140 ft.

Lot size

6,316 Sq. Ft.

Year renovated

—

Finished Sq. Ft.

1,880

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,880

Year built

1908

Style

Single Family Residential

County

Black Hawk County

APN

891326303017

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 14, 2026.

R-3

Multiple Residence District

The R-3 District is intended to provide for areas of the community which are suitable for low, medium and high density residential uses that are adjacent to residential, professional office or neighborhood commercial uses. Any outside storage of materials or equipment shall be limited and clearly incidental and accessory to the Principal Permitted Use, and shall not include the outside storage of junk or salvage material or similar debris. Outside storage of materials or equipment shall not be permitted in a front yard. This provision shall not restrict the outside storage of licensed and operable vehicles that are accessory and clearly incidental to the Principal Permitted Use.

Permitted uses

Include but are not limited to:

Community / recreation center
Day care facility
Hospital / medical center
Housing-Group
Housing-Single unit
Housing-Multiple units
Housing-Student
Infrastructure
Public service
Park & open space

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 101° expected this year, 16 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IA • 50701

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

83/ 100

Very good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.3 hrs

5 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 235 Denver St

$138,866

$1,034 under list price of $140K

Nearby comparable homes

The Redfin Estimate uses 5 recent nearby sales, priced between $120K to $151K.

SOLD AUG 21, 2026
$150,000 Last sold price
4 beds2 baths1,728 sq ft
609 Baltimore St, Waterloo, IA 50701
$4/sq ft
larger lot
no basement
SOLD OCT 2, 2026
$135,500 Last sold price
3 beds2 baths1,396 sq ft
530 Bayard St, Waterloo, IA 50702
$14/sq ft
smaller lot
1 year newer
SOLD AUG 28, 2026
$151,000 Last sold price
3 beds1 bath1,428 sq ft
226 Arden St, Waterloo, IA 50701
$23/sq ft
larger lot
17 years newer
SOLD SEP 14, 2026
$120,000 Last sold price
2 beds1 bath1,404 sq ft
1520 W 7th St, Waterloo, IA 50702
$2/sq ft
32 years newer
SOLD JUN 30, 2026
$147,000 Last sold price
4 beds1 bath1,168 sq ft
301 Bertch Ave, Waterloo, IA 50701
$43/sq ft
smaller lot
19 years newer

Rental earnings

Est. $1,705 per month, based on comparable rentals

This home is pending

The seller has accepted an offer, and this property is now .

Questions? Redfin partner agents are here to help

Typically responds in about 1 minute.

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New listings for sale in 50701

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Updated kitchen • Fenced-in backyard • 9,709 sq ft lot

OPEN SUN, 11:30AM TO 12:30PM3D WALKTHROUGH

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319 Belmont Ave, Waterloo, IA 50701

New siding • New roof • New soffit

OPEN SUN, 12PM TO 1PM

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5568 Summerland Dr, Waterloo, IA 50701

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6,000 sq ft lot • Garage • Built 1927

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4 beds2.5 baths2,385 sq ft

500 Sunset Rd, Waterloo, IA 50701

Arched doorways • Solid-panel doors • Built-ins

VIDEO TOUR

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4944 Fostoria Dr, Waterloo, IA 50701

Updated kitchen • Private balcony • Cozy fireplace

$70,000

2 beds1 bath1,016 sq ft

224 Western Ave, Waterloo, IA 50701

4,200 sq ft lot • Garage • Built 1918

$255,000

3 beds2.5 baths1,632 sq ft

2128 Cardinal Dr, Waterloo, IA 50701

Spacious kitchen • Large 3rd bedroom • Ensuite

3D & VIDEO TOUR

$599,900

5 beds5 baths5,059 sq ft

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Two story home • Elegant dining room • Spacious office

Details provided by NEIRBR as distributed by MLS GRID and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Affordability tools

Open houses

Nearby open houses (6)

Around this home

Schools

Offer insights

Property details

Sale and tax history for 235 Denver St

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 235 Denver St

This home is pending

Questions? Redfin partner agents are here to help

Nearby similar homes

New listings for sale in 50701

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