SOLD NOV 18, 2025

Off market nov 2025 for $152K

$173,407

Est. refi paymentEst. refi $1,083/mo

•

1,168

sq ft

640 Maxwell St, Waterloo, IA 50701

About this home

Check out this affordable, nicely updated one-story home next to Galloway Park. It features a privacy-fenced yard and a spacious living room that is open to the kitchen, which boasts ample cupboards and a movable island for added functionality. The full bathroom includes main floor laundry. The home offers four spacious bedrooms, with one at the rear of the home that could also serve as a second living space. The backyard has a patio and includes two sheds, and an oversized one-stall garage. Many updates have been made, including new windows, flooring, and kitchen cabinets in 2019. All appliances, including the washer and dryer, are included. Please feel free to call your favorite agent today to schedule a private showing. We are also hosting an open house on Sunday, October 12th from 2:00-3:30 P. M.

Single-familyProperty Type

1955Year Built

9,375 sq ftLot Size

$148Est. Price/Sq.Ft.

1 spaceParking

Listed by Tom Herzmann • Oakridge Real Estate

Bought with Carissa Holton • EXP Realty, LLC

Redfin checked: 2 minutes ago

•Source:NEIRBR as distributed by MLS GRID #20254933

Redfin Estimate

$173,407

$21K since sold in November 2025$2,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 2.3% higher than the average sale price ($170K) of 6 comparable homes.

SOLD AUG 3, 2026
$136,000
A
4 beds1 bath1,164 sq ft
819 Hanna Blvd, Waterloo, IA 50701
SOLD JUL 24, 2026
$187,500
B
3 beds1 bath1,176 sq ft
1128 Maynard Ave, Waterloo, IA 50701
SOLD JUN 29, 2026
427 Wheeler Dr, Waterloo, IA 50701
$194,000
C
3 beds1 bath1,419 sq ft
427 Wheeler Dr, Waterloo, IA 50701
SOLD OCT 2, 2026
$184,500
D
3 beds1 bath1,554 sq ft
1223 Maxine Ave, Waterloo, IA 50701
SOLD JUL 15, 2026
$135,000
E
3 beds1 bath925 sq ft
1205 Dorthy Dr, Waterloo, IA 50703
SOLD JAN 27, 2026
$180,000
F
3 beds1 bath1,088 sq ft
520 Hanna Blvd, Waterloo, IA 50701

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Refinance

Est. cash available

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Rent

$1,247/mo

Redfin rental estimate

List your home for rent

Market trends in 50701, IA

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.8%

+0.3% MoM

Median sale price

$215K

$4K MoM

Avg. days on market

2 days MoM

Recently sold homes

116

4 MoM

New listings for sale

NEW 4 HRS AGO
$219,900
2 beds2 baths1,402 sq ft
1506 Aspen Dr, Waterloo, IA 50701
NEW 25 HRS AGO
$132,000
2 beds1 bath1,018 sq ft
612 Upton Ave, Waterloo, IA 50701
NEW 25 HRS AGO
$189,900
3 beds1 bath870 sq ft
1108 Eleanor Dr, Waterloo, IA 50701
NEW 26 HRS AGO
$214,900
3 beds1 bath1,347 sq ft
1710 Huntington Rd. Rd, Waterloo, IA 50701
OPEN SUN, 4:30PM TO 5:30PM
$205,000
3 beds2 baths1,264 sq ft
437 Norris Ct, Waterloo, IA 50701
VIDEO TOUR
$330,000
2 beds2 baths1,256 sq ft
3346 Lincolnshire Rd, Waterloo, IA 50701
VIDEO TOUR
$145,000
2 beds2 baths1,263 sq ft
4214 Kris Line Dr, Waterloo, IA 50701
$159,900
3 beds1 bath960 sq ft
1215 Evergreen Ave, Waterloo, IA 50701
$68,000
3 beds1.5 baths1,144 sq ft
311 Vermont St, Waterloo, IA 50701
$319,900
3 beds2 baths2,652 sq ft
144 Hillcrest Rd, Waterloo, IA 50701
See all

Provided by Redfin

Sale history for 640 Maxwell St

Date

Event

Price

NEIRBR as distributed by MLS GRID #20254933

Nov 18, 2025

Sold

$152,000

$130/sq ft

Oct 14, 2025

Pending

—

Oct 8, 2025

Listed

$159,900

$137/sq ft

Public Records

Jun 6, 2022

Sold

$135,000

$116/sq ft

NEIRBR as distributed by MLS GRID #20192616

Aug 6, 2019

Sold

$78,000

$67/sq ft

May 22, 2019

Listed

$82,000

$70/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$2,642 (+8.5%)

$21,830 + $103,420

$125,250

2024

$2,434 (+22.2%)

$21,830 + $103,420

$125,250

2023

$1,992 (+2.8%)

$21,830 + $99,970

$121,800

2022

$1,938 (+2.9%)

$21,830 + $99,970

$121,800

2021

$1,884 (+19.1%)

$21,830 + $68,830

$90,660

2020

$1,582 (−1.5%)

$18,190 + $65,010

$83,200

2019

$1,606 (+1.3%)

$18,190 + $65,010

$83,200

2018

$1,586 (−12.7%)

$18,190 + $65,010

$83,200

2017

$1,816 (+1.6%)

$18,190 + $65,010

$83,200

2016

$1,788 (+1.1%)

$18,190 + $72,650

$90,840

2014

$1,768

$18,190 + $72,650

$90,840

Tax history for 640 Maxwell St

Year

Property tax

Land + Additions

Assessment*

2025

$2,642 (+8.5%)

$21,830 + $103,420

$125,250

2024

$2,434 (+22.2%)

$21,830 + $103,420

$125,250

2023

$1,992 (+2.8%)

$21,830 + $99,970

$121,800

2022

$1,938 (+2.9%)

$21,830 + $99,970

$121,800

2021

$1,884 (+19.1%)

$21,830 + $68,830

$90,660

2020

$1,582 (−1.5%)

$18,190 + $65,010

$83,200

2019

$1,606 (+1.3%)

$18,190 + $65,010

$83,200

2018

$1,586 (−12.7%)

$18,190 + $65,010

$83,200

2017

$1,816 (+1.6%)

$18,190 + $65,010

$83,200

2016

$1,788 (+1.1%)

$18,190 + $72,650

$90,840

2014

$1,768

$18,190 + $72,650

$90,840

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

—

Lot width

75 ft.

Lot depth

125 ft.

Lot size

9,365 Sq. Ft.

Year renovated

—

Sq. Ft.

1,168

Year built

1955

Style

Single Family Residential

County

Black Hawk County

APN

891321409008

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 8, 2026.

R-2

One and Two Family Residence District

The R-2 District is intended to provide for areas of the community which are suitable for low density residential uses that are adjacent to residential, professional office or neighborhood commercial uses. Any outside storage of materials or equipment shall be limited and clearly incidental and accessory to the Principal Permitted Use, and shall not include the outside storage of junk or salvage material or similar debris. Outside storage of materials or equipment shall not be permitted in a front yard. This provision shall not restrict the outside storage of licensed and operable vehicles that are accessory and clearly incidental to the Principal Permitted Use.

Permitted uses

Include but are not limited to:

Community / recreation center
Housing-Single unit
Housing-Multiple units
Infrastructure
Public service
Educational/school
Recreation
Golf related
Cemetery
Park & open space

Property details

Parking

Parking/Garage Information
Has Carport
# of Carport Spaces: 1
Parking Features: Oversized

Interior

Virtual Tour

Bathroom Information
# of Full Bathrooms: 1

Heating & Cooling
Has Cooling
Cooling: Ceiling Fan(s), Central Air
Has Heating
Heating: Baseboard, Electric, Forced Air, Natural Gas

Interior Features
Appliances: Dishwasher, Dryer, Refrigerator, Washer, Gas Water Heater
Fireplace Features: None

Room Information
Laundry Features: Main Level

Exterior

Exterior Features
Patio And Porch Features: Patio
Fencing: Fenced, Privacy
Roof: Asphalt

Building Information
Construction Materials: Aluminum Siding
Foundation Details: Slab

Property Features
Has View
Security Features: Smoke Detector(s)

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Single Family Residence

Lot Information
Road Surface Type: Concrete
Lot Size Dimensions: 75 x 125
Lot Size Acres: 0.22
Zoning Description: R-2

Financial

Tax Information
Tax Annual Amount: $2,642

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

Schools Information
Elementary School: Fred Becker Elementary
Middle Or Junior School: Central Intermediate
High School: East High

Public facts

Beds: 3
Baths: 1.0
Sq. Ft.: 1,168
Stories: —
Lot Size: 9,365 square feet
Style: Single Family Residential
Year Built: 1955
Year Renovated: —
County: Black Hawk County
APN: 891321409008

Home facts updated by county records on Oct 8, 2026

Around this home

Schools

Fred Becker Elementary School

Public PreK-5 • Assigned • 0.6mi

5/10

Central Middle School

Public 6-8 • Assigned • 1.1mi

2/10

East High School

Public 9-12 • Assigned • 2.7mi

2/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 101° expected this year, 15 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IA • 50701

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10 hours in June and 3.9 hours in December, which is comparable to the U.S. average for solar exposure.

10 hrs

3.9 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$165,000 – $200,000

Sell confidently with a local market expert in Waterloo. 3 minutes to get started.

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New listings for sale in 50701

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Home values near 640 Maxwell St

Data from public records.

Address	Redfin Estimate
702 Maxwell Street, Waterloo, IA 2 Beds \| 1.5 Baths \| 864 Sq. Ft.	$118,687
706 Maxwell Street, Waterloo, IA 2 Beds \| 1 Baths \| 720 Sq. Ft.	$115,238

Address	Redfin Estimate
657 Maxwell Street, Waterloo, IA 2 Beds \| 1.5 Baths \| 876 Sq. Ft.	$141,096
647 Maxwell Street, Waterloo, IA 3 Beds \| 1 Baths \| 1092 Sq. Ft.	$167,817

Address	Redfin Estimate
712 Maxwell Street, Waterloo, IA 3 Beds \| 1 Baths \| 850 Sq. Ft.	$146,229
716 Maxwell Street, Waterloo, IA 2 Beds \| 1 Baths \| 775 Sq. Ft.	$115,520

Property information provided by NEIRBR as distributed by MLS GRID when last listed in 2025. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 50701, IA

Sale history for 640 Maxwell St

Tax history for 640 Maxwell St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 50701

Home values near 640 Maxwell St

More real estate resources