Discover the charm of this character home in Waterloo, offering cozy living spaces and plenty of potential. The main floor features a welcoming living room with a fireplace, dining room, two bedrooms, a full bathroom, and kitchen. Upstairs, you’ll find an additional room ready to be finished into a non conforming bedroom, playroom, or used for storage. The basement adds versatility with additional living space or a non-conforming bedroom option, a three-quarter bathroom, laundry area, and abundant storage space. Outside, enjoy a backyard surrounded by lilac bushes, a patio perfect for relaxing, and a detached one-stall garage with extra parking. Straw in yard will be removed as grass seed starts to grow. A new roof was installed on the home in August 2025. This home combines comfort, character, and opportunity in one inviting package. Schedule your showing today!
Charming home with 2 bed, 1 & 3/4 baths, hardwood floors, fireplace in living room, formal dining and breakfast nook (seller has the table in the basement) for the booth. Lower level has a family room and 3/4 bath! Walk up attic is finished and would make a great play area for children or reading area. This home has been well cared for and it shows!! On Demand water heater system, exterior paint recently, steel roofing and play house for children in the back yard. Detached single garage!!
Year
Property tax
Land + Additions
Assessment*
2025
$1,770 (+8.9%)
$10,400 + $94,400
$104,800
2024
$1,626 (+12.6%)
$10,400 + $94,400
$104,800
2023
$1,444 (+2.8%)
$10,400 + $81,410
$91,810
2022
$1,404 (−9.4%)
$10,400 + $81,410
$91,810
2021
$1,550 (+1.8%)
$10,400 + $64,180
$74,580
2020
$1,522 (−5.2%)
$9,100 + $67,960
$77,060
2019
$1,606 (+1.1%)
$9,100 + $68,020
$77,120
2018
$1,588 (−3.2%)
$9,100 + $68,020
$77,120
2017
$1,640 (−9.6%)
$9,100 + $70,830
$79,930
2016
$1,814 (+30.9%)
$9,100 + $70,830
$79,930
2014
$1,386
$9,100 + $61,390
$70,490
Public record
Public record
Zoning
Beds
2
Baths
1.5
Stories
—
Lot width
52 ft.
Lot depth
139 ft.
Lot size
7,228 Sq. Ft.
Year renovated
—
Sq. Ft.
871
Year built
1927
Style
Single Family Residential
County
Black Hawk County
APN
891323126009
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 12, 2026.
R-2
One and Two Family Residence District
The R-2 District is intended to provide for areas of the community which are suitable for low density residential uses that are adjacent to residential, professional office or neighborhood commercial uses. Any outside storage of materials or equipment shall be limited and clearly incidental and accessory to the Principal Permitted Use, and shall not include the outside storage of junk or salvage material or similar debris. Outside storage of materials or equipment shall not be permitted in a front yard. This provision shall not restrict the outside storage of licensed and operable vehicles that are accessory and clearly incidental to the Principal Permitted Use.
Permitted uses
Include but are not limited to:
Community / recreation center
Housing-Single unit
Housing-Multiple units
Infrastructure
Public service
Educational/school
Recreation
Golf related
Cemetery
Park & open space
Property details
Parking
Parking/Garage Information
Has Carport
# of Carport Spaces: 1
Parking Features: Detached
Interior
Virtual Tour
Bathroom Information
# of Full Bathrooms: 1
# of Three Quarter Bathrooms: 1
Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Natural Gas
Interior Features
Appliances: Free-Standing Range, Refrigerator, Washer, Gas Water Heater, Water Softener Owned
Flooring: Hardwood
Has Fireplace
# of Fireplaces: 1
Room Information
Laundry Features: Lower Level
Has Basement
Basement Details: Block, Partially Finished
Exterior
Exterior Features
Patio And Porch Features: Patio
Door Features: French Doors
Roof: Shingle, Asphalt
Building Information
Construction Materials: Stucco
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Single Family Residence
Lot Information
Road Surface Type: Gravel
Lot Size Dimensions: 52 x 139
Lot Size Acres: 0.17
Zoning: R-2
Zoning Description: R-2
Financial
Tax Information
Tax Annual Amount: $1,991.69
Utilities
Utility Information
Water Source: Public
Sewer: Public Sewer
Location
Schools Information
Elementary School: Lincoln Elementary Waterloo
Middle Or Junior School: Central
High School: West High - Waterloo
Public facts
Beds: 2
Baths: 1.5
Sq. Ft.: 871
Stories: —
Lot Size: 7,228 square feet
Style: Single Family Residential
Year Built: 1927
Year Renovated: —
County: Black Hawk County
APN: 891323126009
Home facts updated by county records on Aug 12, 2026
Other
Listing Information
List AOR: neirbr
Around this home
Schools
Lincoln Elementary School
Public PreK-5 • Assigned • 0.8mi
3/10
George Washington Carver Academy
Public 6-8 • Assigned • 0.8mi
2/10
East High School
Public 9-12 • Assigned • 1.4mi
2/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 101° expected this year, 15 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Waterloo, IA • 50703
Average low and high temperatures (°F)
27
10
34
16
55
32
62
41
73
50
82
62
84
67
80
62
79
56
69
46
48
32
33
17
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
77/ 100
Good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8.3 hrs
4.6 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$120,000 – $146,000
Sell confidently with a local market expert in Waterloo.