OFF MARKET

Off market jul 2025 for $175K

$191,305

Est. refi paymentEst. refi $1,247/mo

•

1,372

sq ft

746 Stephan Ave, Waterloo, IA 50701

About this home

From morning coffee on the front porch to evenings on deck, this 3 bedroom, 1.5 bath home offers the kind of space that feels good to come home to. Inside, you’ll find updated flooring, fresh neutral paint, and plenty of charm throughout. The kitchen has a clean, modern look with gray cabinets, marble-look counters, and space for a dining table or coffee bar setup. It opens nicely to the living room, making the main floor feel open and functional. Two bedrooms on this level feature original hardwood floors and sit just off the full bath. Great setup for guests, kids, or a home office. Upstairs, the spacious primary bedroom gives you a quiet retreat with its own updated half bath featuring the cutest wallpaper. The basement offers potential to finish in the future, but it’s already perfect for laundry, storage, or a home gym. Out back, the deck is great for grilling and relaxing. The fenced yard keeps pets and kids safe while you enjoy the warm weather. The two-stall garage offers great storage for vehicles and tools. This home is as cute as it is practical. If you’ve been waiting for something move-in ready this one’s worth a look. Reach out to schedule your tour.

Single-familyProperty Type

1960Year Built

8,970 sq ftLot Size

$139Est. Price/Sq.Ft.

2 spacesParking

Listed by Paige Peyton • Oakridge Real Estate

Bought with Lucas Bartlett • Oakridge Real Estate

Redfin checked: 2 minutes ago

•Source:NEIRBR as distributed by MLS GRID #20252817

Redfin Estimate

$191,305

$16K since sold in July 2025$4,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 3.3% lower than the average sale price ($198K) of 6 comparable homes.

SOLD SEP 11, 2026
$180,000
A
3 beds1.5 baths1,517 sq ft
1030 Downing Ave, Waterloo, IA 50701
SOLD APR 27, 2026
$216,400
B
3 beds1.5 baths1,584 sq ft
1221 Julian Ave, Waterloo, IA 50701
SOLD JUN 29, 2026
427 Wheeler Dr, Waterloo, IA 50701
$194,000
C
3 beds1 bath1,419 sq ft
427 Wheeler Dr, Waterloo, IA 50701
SOLD SEP 4, 2026
$163,000
D
3 beds1 bath1,414 sq ft
1851 Downing Ave, Waterloo, IA 50701
SOLD MAR 12, 2026
$195,000
E
3 beds1.5 baths1,285 sq ft
600 Beverly Hills St, Waterloo, IA 50701
SOLD APR 30, 2026
$239,000
F
3 beds2 baths1,325 sq ft
1906 Coachman Dr, Waterloo, IA 50701

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$1,261/mo

Redfin rental estimate

List your home for rent

Market trends in 50701, IA

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

98.8%

+0.3% MoM

Median sale price

$215K

$4K MoM

Avg. days on market

2 days MoM

Recently sold homes

116

4 MoM

New listings for sale

OPEN SUN, 1PM TO 2PM
$220,000
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FOR SALE BY OWNER
$464,900
4 beds4 baths2,587 sq ft
545 Excelsior Ln, Waterloo, IA 50701
NEW 27 HRS AGO
$249,900
2 beds2 baths1,644 sq ft
1926 Kamille Ct, Waterloo, IA 50701
NEW 30 HRS AGO
$235,000
4 beds2 baths1,768 sq ft
3905 Sager Ave, Waterloo, IA 50701
NEW 1 DAY AGO
$219,900
4 beds1.5 baths2,756 sq ft
501 Columbia Cir, Waterloo, IA 50701
$119,500
1 bed1 bath480 sq ft
841 Knoll Ave, Waterloo, IA 50701
FOR SALE BY OWNER
$229,000
4 beds3 baths1,100 sq ft
1906 Rainbow Dr, Waterloo, IA 50701
$274,900
5 beds3 baths2,124 sq ft
211 Lambeth Rd, Waterloo, IA 50701
VIDEO TOUR
$219,900
3 beds2 baths1,291 sq ft
1803 Huntington Rd, Waterloo, IA 50701
$188,000
4 beds1 bath1,085 sq ft
530 Martin Rd, Waterloo, IA 50701
See all

Provided by Redfin

Sale history for 746 Stephan Ave

Date

Event

Price

NEIRBR as distributed by MLS GRID #20252817

Jul 21, 2025

Sold

$175,000

$128/sq ft

Jun 19, 2025

Pending

—

Jun 17, 2025

Listed

$169,900

$124/sq ft

NEIRBR as distributed by MLS GRID #20202124

Jun 19, 2020

Sold

$125,000

$91/sq ft

May 4, 2020

Listed

$125,000

$91/sq ft

+22

So much to offer to it's new owner! Hurry to this 3 bedroom, 1.5 bath home located in a great Waterloo neighborhood. Before you even walk in the door you are greeted by a cute front porch perfect for holiday decorating or sitting out on a warm summer night. Just inside you will find the living room, eat-in kitchen with fresh neutral paint and tons of cupboard space. Two bedrooms and a full bath complete the main floor. Upstairs is the huge true master which has beautiful hardwood floors a half bath and good closet space. The basement is neat and clean and ready for your finish or perfect the way it is for storage, kids play area or man cave. There are sliders in the kitchen that go on to the deck for easy grilling and outside entertaining. The yard is fully fenced and has a fire ring perfect for cool summer nights. The two stall detached garage is all set up for you vehicles and toys. A true master, 2 stall garage, vinyl siding, roof in '17 and 3 bedrooms in a great location for under $125,000 Wow! Schedule your showing today!

Year

Property tax

Land + Additions

Assessment*

2026

$2,814 (−7.6%)

$21,130 + $127,600

$148,730

2025

$3,046 (+8.7%)

$21,130 + $127,600

$148,730

2024

$2,802 (+14.1%)

$21,130 + $127,600

$148,730

2023

$2,456 (+2.8%)

$21,130 + $129,550

$150,680

2022

$2,390 (−5.2%)

$21,130 + $129,550

$150,680

2021

$2,520 (+4.0%)

$21,130 + $99,570

$120,700

2020

$2,422 (+3.7%)

$16,250 + $103,640

$119,890

2019

$2,336 (+1.0%)

$16,250 + $101,220

$117,470

2018

$2,312 (−3.1%)

$16,250 + $101,220

$117,470

2017

$2,386 (+1.4%)

$16,250 + $96,160

$112,410

2016

$2,352 (+0.9%)

$16,250 + $96,160

$112,410

2014

$2,332

$16,250 + $96,160

$112,410

Tax history for 746 Stephan Ave

Year

Property tax

Land + Additions

Assessment*

2026

$2,814 (−7.6%)

$21,130 + $127,600

$148,730

2025

$3,046 (+8.7%)

$21,130 + $127,600

$148,730

2024

$2,802 (+14.1%)

$21,130 + $127,600

$148,730

2023

$2,456 (+2.8%)

$21,130 + $129,550

$150,680

2022

$2,390 (−5.2%)

$21,130 + $129,550

$150,680

2021

$2,520 (+4.0%)

$21,130 + $99,570

$120,700

2020

$2,422 (+3.7%)

$16,250 + $103,640

$119,890

2019

$2,336 (+1.0%)

$16,250 + $101,220

$117,470

2018

$2,312 (−3.1%)

$16,250 + $101,220

$117,470

2017

$2,386 (+1.4%)

$16,250 + $96,160

$112,410

2016

$2,352 (+0.9%)

$16,250 + $96,160

$112,410

2014

$2,332

$16,250 + $96,160

$112,410

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

—

Lot width

65 ft.

Lot depth

138 ft.

Lot size

8,973 Sq. Ft.

Year renovated

—

Sq. Ft.

1,025

Year built

1960

Style

Single Family Residential

County

Black Hawk County

APN

891321451004

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 14, 2026.

R-3

Multiple Residence District

The R-3 District is intended to provide for areas of the community which are suitable for low, medium and high density residential uses that are adjacent to residential, professional office or neighborhood commercial uses. Any outside storage of materials or equipment shall be limited and clearly incidental and accessory to the Principal Permitted Use, and shall not include the outside storage of junk or salvage material or similar debris. Outside storage of materials or equipment shall not be permitted in a front yard. This provision shall not restrict the outside storage of licensed and operable vehicles that are accessory and clearly incidental to the Principal Permitted Use.

Permitted uses

Include but are not limited to:

Community / recreation center
Day care facility
Hospital / medical center
Housing-Group
Housing-Single unit
Housing-Multiple units
Housing-Student
Infrastructure
Public service
Park & open space

Property details

Parking

Parking/Garage Information
Has Carport
# of Carport Spaces: 2
Parking Features: Garage Door Opener

Interior

Bathroom Information
# of Full Bathrooms: 1
# of Half Bathrooms: 1

Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Natural Gas, Forced Air

Interior Features
Interior Features: Eat-in Kitchen
Appliances: Range, Free-Standing Range, Refrigerator, Gas Water Heater
Fireplace Features: None

Room Information
Laundry Features: Lower Level
Has Basement
Basement Details: Block, Unfinished

Exterior

Exterior Features
Roof: Shingle, Asphalt

Building Information
Construction Materials: Vinyl Siding

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Single Family Residence

Lot Information
Road Surface Type: Concrete
Lot Size Dimensions: 65 x 138
Lot Size Acres: 0.21
Zoning Description: R-1

Financial

Tax Information
Tax Annual Amount: $3,012

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

Schools Information
Elementary School: Fred Becker Elementary
Middle Or Junior School: Central
High School: East High

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,025
Stories: —
Lot Size: 8,973 square feet
Style: Single Family Residential
Year Built: 1960
Year Renovated: —
County: Black Hawk County
APN: 891321451004

Home facts updated by county records on Oct 14, 2026

Around this home

Schools

Fred Becker Elementary School

Public PreK-5 • Assigned • 0.4mi

5/10

Central Middle School

Public 6-8 • Assigned • 0.8mi

2/10

East High School

Public 9-12 • Assigned • 2.9mi

2/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 101° expected this year, 15 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IA • 50701

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10 hours in June and 3.9 hours in December, which is comparable to the U.S. average for solar exposure.

10 hrs

3.9 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$182,000 – $221,000

Sell confidently with a local market expert in Waterloo. 3 minutes to get started.

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New listings for sale in 50701

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FOR SALE BY OWNER

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NEW 27 HRS AGO

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NEW 1 DAY AGO

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FOR SALE BY OWNER

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VIDEO TOUR

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Home values near 746 Stephan Ave

Data from public records.

Address	Redfin Estimate
760 Stephan Avenue, Waterloo, IA 3 Beds \| 1.5 Baths \| 1043 Sq. Ft.	$154,943
732 Stephan Avenue, Waterloo, IA 3 Beds \| 2.5 Baths \| 1508 Sq. Ft.	$223,447

Address	Redfin Estimate
754 Stephan Avenue, Waterloo, IA 4 Beds \| 2 Baths \| 1381 Sq. Ft.	$204,693
725 Stephan Avenue, Waterloo, IA 4 Beds \| 2.5 Baths \| 1805 Sq. Ft.	$225,604

Address	Redfin Estimate
716 Stephan Avenue, Waterloo, IA 5 Beds \| 4 Baths \| 2175 Sq. Ft.	$249,089
719 Stephan Avenue, Waterloo, IA 3 Beds \| 1 Baths \| 954 Sq. Ft.	$147,775

Property information provided by NEIRBR as distributed by MLS GRID when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 50701, IA

Sale history for 746 Stephan Ave

Tax history for 746 Stephan Ave

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 50701

Home values near 746 Stephan Ave

More real estate resources