For sale

$94,900

Est. $796/mo —

•

1,221

sq ft

1305 Oak Dr, Decatur, IL 62526

About this home

Just steps from Lake Decatur, this charming 3-bedroom, 1-bath home offers the character, location, and potential you've been looking for! From the moment you arrive, you'll appreciate the home's unique charm. Main floor consisting of two bedrooms, one full bathroom, living room & kitchen / dining space. Upstairs, a spacious loft/bedroom provides flexible living space with plenty of possibilities. The unfinished basement adds valuable storage and potential, while the former garage area offers the opportunity to convert it back to garage space. Whether you're looking for a year-round home, weekend retreat, or a property near the water, this one is all about LOCATION, LOCATION, LOCATION! All for less than $100k!

Single-familyProperty Type

1948Year Built

4,792 sq ftLot Size

$78Price/Sq.Ft.

Listed by Austin Deaton • Brinkoetter REALTORS®

Listing updated: Oct 5, 2026 at 08:38am

Redfin checked: 2 minutes ago

•Source:CIBR #6260768

Payment calculator

$796 per month

Principal and interest$524

Property taxes

$227

HOA dues

Home insurance

$44

Utilities

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Open houses

No upcoming open houses.

Nearby open houses (9)

OPEN SUN, 12PM TO 2PM
$164,900
3 beds2 baths2,115 sq ft
1680 W William St, Decatur, IL 62522
OPEN SUN, 12PM TO 2PM
$449,900
5 beds4.5 baths6,146 sq ft
3278 Marble Pt, Decatur, IL 62521
OPEN SUN, 1PM TO 3PM
$115,000
4 beds2.5 baths1,355 sq ft
2035 Dickinson Ave, Decatur, IL 62521
OPEN SUN, 1PM TO 3PM
$289,900
3 beds2 baths1,912 sq ft
8055 Lehman Rd, Decatur, IL 62521
OPEN SUN, 1PM TO 3PM
$695,000
6 beds6 baths7,067 sq ft
1990 Reserve Way, Decatur, IL 62521
OPEN SUN, 1PM TO 3PM
$224,900
3 beds3 baths3,034 sq ft
8 NE Carroll Dr, Decatur, IL 62526
OPEN OCT 25, 1PM TO 3PM
$195,000
3 beds2 baths1,875 sq ft
304 Southampton Dr, Decatur, IL 62526
OPEN OCT 25, 3:30PM TO 5:30PM
$229,900
3 beds1.5 baths1,679 sq ft
2309 Glenn Ave, Decatur, IL 62521
OPEN OCT 27, 9AM TO 11AM
$384,900
4 beds2.5 baths2,879 sq ft
5527 Oakland Ave, Forsyth, IL 62535

Around this home

Schools

K - 12
Preschool & daycare

Michael E Baum Elementary School

Public K-6 • Assigned • 1.7mi

3/10

Stephen Decatur Middle School

Public 7-8 • Assigned • 3.6mi

2/10

Eisenhower High School

Public 9-12 • Assigned • 3.2mi

2/10

Provided by GreatSchools

About

Lakeview

Lakeview, located between Lake Decatur and downtown Decatur, is a residential and lakeside Decatur neighborhood with curving shoreline streets and broad water views. The neighborhood’s character concentrates along the Lake Shore Drive corridor near the lakefront, where marinas, picnic lawns, and walking paths set a relaxed, outdoors-forward rhythm. Housing leans toward mid-century ranches and tidy brick homes, with pockets of newer builds overlooking the water. Daily life often orbits the lake’s trail loops, fishing spots, and open green space. Community pillars nearby include the Devon Lakeshore Amphitheater for concerts, the Decatur Area Arts Council for exhibitions, and the Scovill Zoo for a classic afternoon outing. The geography keeps the horizon wide, with sunsets and sailboats as regular scenery.

Provided by Walk Score and Local Logic

Offer insights

1305 Oak Dr · $94,900

Strong offer

$95.07K and above

75% chance or better to win

Why $95.07K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 23 days.

SALE-TO-LIST

Most homes are selling 5% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Fireplace (1)
Unfinished full basement
Has view

Bathrooms
1 full bathroom

Kitchen
Refrigerator
Gas water heater

Heating & cooling
Central air conditioning
Forced air heating

Sale and tax history for 1305 Oak Dr

Sale History
Tax History

Date

Event

Price

CIBR #6260768

Oct 5, 2026

Price Changed

$94,900

$78/sq ft

Sep 16, 2026

Listed

$99,900

$82/sq ft

CIBR #6202899

Sep 11, 2020

Sold

$65,000

$53/sq ft

Jul 15, 2020

Listed

$65,000

$53/sq ft

Can see the lake from the house. Many updates in this adorable cottage house. Roof, furnace and A/C 2016. Insulation in the walls, attic and basement in 2016. New drywall on the walls and ceiling in the bathroom with new flooring and toilet. New front concrete steps and sidewalk 2017. New luxury vinyl flooring in the kitchen in 2017. New Retaining wall, 2 storms doors and ceiling fan in 2019. Half the basement was a garage at one point and can go back and still have plenty of basement left.

Year

Property tax

Land + Additions

Assessment*

2025

$2,723 (+3.4%)

$3,576 + $25,597

$29,173

2024

$2,633 (+0.8%)

$3,576 + $25,597

$29,173

2023

$2,611 (+6.5%)

$3,334 + $23,862

$27,196

2022

$2,453 (+6.4%)

$3,216 + $23,017

$26,233

2021

$2,304 (+92.3%)

$2,638 + $20,953

$23,591

2020

$1,198 (+4.2%)

$2,504 + $19,891

$22,395

2019

$1,150 (+1.1%)

$2,412 + $14,570

$16,982

2018

$1,137 (−3.7%)

$2,388 + $14,426

$16,814

2017

$1,181 (−2.4%)

$2,349 + $14,474

$16,823

2016

$1,210 (+4.7%)

$2,437 + $15,012

$17,449

2015

$1,155 (+25.3%)

$4,017 + $13,286

$17,303

2014

$922 (−3.9%)

$1,543 + $14,074

$15,617

2013

$959

$1,601 + $14,603

$16,204

Public record

Public record
Zoning

Beds

—

Baths

Stories

Lot width

—

Lot depth

—

Lot size

4,792 Sq. Ft.

Year renovated

—

Finished Sq. Ft.

840

Unfinished Sq. Ft.

—

Total Sq. Ft.

840

Year built

1948

Style

Other

County

Macon County

APN

04-13-08-258-006

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 14, 2026.

Single Family Residence District

The purpose of this district, and of districts R-2 and R-3 is to encourage and protect single-family neighborhoods and the land uses which are compatible with them.

Permitted uses

Include but are not limited to:

Community / recreation center
Religious facility
Housing-Single unit
Housing-Senior
Housing-Other
Public service
Educational/school
Library
Museum / gallery
Park & open space

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 104° expected this year, 19 days in 30 years

2/10 Wind Factor

2% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Decatur, IL • 62526

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

Try the sun simulator tool to see how light moves across the property at different times of day and year.

Provided by Shadowmap

Redfin Estimate for 1305 Oak Dr

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $28,200 and $135,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $28K to $135K.

SOLD OCT 2, 2026
4156 Lakewood Ave, Decatur, IL 62526
$106,300 Last sold price
3 beds1 bath1,092 sq ft
4156 Lakewood Ave, Decatur, IL 62526
$19/sq ft
larger lot
18 years newer
SOLD MAY 7, 2026
$135,000 Last sold price
2 beds1 bath1,143 sq ft
4345 E Oak Dr, Decatur, IL 62526
$40/sq ft
larger lot
2 years newer
SOLD SEP 14, 2026
$90,000 Last sold price
2 beds1.5 baths1,163 sq ft
2930 E Wood St, Decatur, IL 62521
$1/sq ft
larger lot
5 years newer
SOLD SEP 1, 2026
$28,200 Last sold price
2 beds1 bath1,044 sq ft
3820 E Grand Ave, Decatur, IL 62526
$51/sq ft
larger lot
9 years older
SOLD JUL 31, 2026
$124,500 Last sold price
3 beds2 baths1,176 sq ft
646 N Cove Ct, Decatur, IL 62521
$28/sq ft
larger lot
33 years newer
SOLD JUN 29, 2026
$109,000 Last sold price
3 beds1 bath1,394 sq ft
3201 E Division St, Decatur, IL 62526
larger lot
24 years older

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Details provided by CIBR and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Affordability tools

See this home in person

Nearby open houses (9)

Around this home

Schools

Offer insights

Property details

Sale and tax history for 1305 Oak Dr

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 1305 Oak Dr

Early Access listings

Nearby similar homes

New listings for sale in 62526

More real estate resources