Welcome to this charming ranch-style home nestled in a desirable location near Lake Decatur! Offering 3 bedrooms and 2 bathrooms, this home features a functional layout with great potential to make it your own. Enjoy your morning coffee or unwind in the evening on the lovely screened-in porch, perfect for relaxing while taking in the peaceful surroundings. The detached 2-car garage provides ample space for parking, storage, or a workshop. Conveniently located near the lake, this home offers both comfort and location-don't miss your opportunity to make it yours!
Est. $1,054 per month, based on comparable rentals
Sale and tax history for 646 N Cove Ct
Sale History
Tax History
Date
Event
Price
MRED as Distributed by MLS Grid #12597727
Jul 31, 2026
Sold (MLS) (Closed)
$124,500
$106/sq ft
Jun 15, 2026
Pending
—
May 8, 2026
Price Changed
$120,000
$102/sq ft
Mar 20, 2026
Listed (Active)
$130,000
$111/sq ft
CIBR #6251331
May 13, 2025
Sold
$111,000
$94/sq ft
Apr 12, 2025
Pending
—
Apr 9, 2025
Listed
$110,000
$94/sq ft
+17
Nestled in a quiet area of Longreek Township, this 3-bedroom, 2-bath ranch offers the perfect blend of privacy and convenience. Located within walking distance to the lake, you can enjoy scenic views, water activities, and tranquil strolls just minutes from your doorstep. Step inside to find a spacious living area filled with natural light, perfect for cozy nights in or entertaining guests. One of the home’s standout features is the screened-in porch, tucked away in the woods, where you can unwind and soak in the sights and sounds of nature. Whether sipping morning coffee, reading a book, or hosting summer gatherings, this outdoor space is sure to be a favorite spot. With its desirable location near the lake, serene wooded setting, and inviting living spaces, this home is a true hidden gem that just needs your special touch!!! Don’t miss the chance to make it yours—schedule a showing today!
Year
Property tax
Land + Additions
Assessment*
2025
$3,509 (+8.0%)
$7,470 + $34,724
$42,194
2024
$3,249 (+6.5%)
$7,470 + $34,724
$42,194
2023
$3,050 (+5.5%)
$7,226 + $31,101
$38,327
2022
$2,892 (+6.2%)
$6,714 + $28,899
$35,613
2021
$2,723 (−2.4%)
$6,210 + $26,731
$32,941
2020
$2,790 (+5.1%)
$5,984 + $25,760
$31,744
2019
$2,655 (+4.1%)
$5,833 + $25,110
$30,943
2018
$2,551 (+1.4%)
$5,719 + $24,620
$30,339
2017
$2,515 (−0.1%)
$5,594 + $24,081
$29,675
2016
$2,518 (+5.1%)
$5,522 + $23,770
$29,292
2015
$2,395 (+6.6%)
$5,451 + $23,465
$28,916
2014
$2,246 (+2.0%)
$5,451 + $23,465
$28,916
2013
$2,202
$5,451 + $23,465
$28,916
Public record
Public record
Zoning
Beds
—
Baths
1
Stories
1
Lot width
—
Lot depth
—
Lot size
10,019 Sq. Ft.
Year renovated
—
Sq. Ft.
1,152
Year built
1981
Style
Other
County
Macon County
APN
09-13-09-352-001
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 20, 2026.
R2
Single Family Residence District
The purpose of this district, and of districts R-2 and R-3 is to encourage and protect single-family neighborhoods and the land uses which are compatible with them.
Permitted uses
Include but are not limited to:
Community / recreation center
Religious facility
Housing-Single unit
Housing-Senior
Housing-Other
Public service
Educational/school
Library
Museum / gallery
Park & open space
Property details
Parking
Parking Information
# of Garage Spaces: 2
# of Parking (Total): 2
Parking Features: Detached, Garage
Interior
Bathroom Information
# of Baths (Full): 2
Bedroom Information
# of Bedrooms: 3
# of Bedrooms Possible: 3
Room Information
Room Type: Screened Porch
Level: Main
Dimensions: 23 x 9
Room Information
Room Type: Bedroom 2
Level: Main
Dimensions: 11 x 11
Room Information
Room Type: Bedroom 3
Level: Main
Dimensions: 12 x 7
Room Information
Room Type: Bedroom 4
Room Information
Room Type: Dining Room
Level: Main
Dimensions: 9 x 9
Room Information
Room Type: Family Room
Room Information
Room Type: Kitchen
Level: Main
Dimensions: 9 x 9
Room Information
Room Type: Laundry
Level: Main
Dimensions: 7 x 5
Room Information
Room Type: Living Room
Level: Main
Dimensions: 18 x 14
Room Information
Room Type: Master Bedroom
Level: Main
Dimensions: 11 x 11
Bath: Full
Additional Rooms Information
Basement: Crawl Space
Interior Features
# of Rooms: 6
Exterior
Building Information
Living Area Source: Estimated
Age: 41-50 Years
Built Before 1978 (Y/N): No
Construction Materials: Vinyl Siding, Brick
Aprox. Total Finished Sq Ft: 1,176
Property Information
Property Type: Detached Single
Property Type: 1 Story
Main Sq Ft: 1176
Ownership: Fee Simple
Property Currently Being Leased: No
Rebuilt (Y/N): No
Rehab (Y/N): No
Total Finished/Unfinshed Sq Ft: 1,176
Total Sq Ft: 1,176
Parcel Number: 091309352001
Lot Information
Dimensions: 80 x 125
Lot Size: Less Than .25 Acre
Financial
Tax Information
Tax Annual Amount: $3,249
Tax Year: 2024
Financial Information
Finance Code: FHA
Special Service Area: N
Utilities
Utility Information
Water Source: Public
Sewer: Public Sewer
Heating & Cooling
Heating: Natural Gas
Cooling: Central Air
Location
Homeowners Association Information
Master Association Fee Frequency: Not Required
School Information
Elementary School District: 61
Middle Or Junior School District: 61
High School District: 61
Location Information
Township: Decatur
Corporate Limits: Unincorporated
Directions: From I-72, take Exit 144 toward US-36/Eldorado St. Head east, turn right onto Country Club Rd, then left onto Cove Ct. Property is on the right.
Public facts
Beds: —
Baths: 1.0
Sq. Ft.: 1,152
Stories: 1.0
Lot Size: 10,019 square feet
Style: Other
Year Built: 1981
Year Renovated: —
County: Macon County
APN: 09-13-09-352-001
Home facts updated by county records on Aug 20, 2026
Other
Listing Information
Holds Earnest Money: No
Possession: Closing
Some Photos Virtually Staged?: No
Around this home
5/100 Car-Dependent13/100 Somewhat bikeable
Schools
Places
Transit
Michael E Baum Elementary School
Public K-6 • Assigned • 1.4mi
3/10
Stephen Decatur Middle School
Public 7-8 • Assigned • 4.2mi
2/10
Eisenhower High School
Public 9-12 • Assigned • 3.3mi
2/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 104° expected this year, 17 days in 30 years
2/10 Wind Factor
2% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Decatur, IL • 62521
Average low and high temperatures (°F)
32
17
42
25
61
38
68
48
74
54
83
66
88
71
84
65
82
58
72
48
54
38
40
26
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
92/ 100
Exceptional sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.6 hrs
6.4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$123,000 – $149,000
Sell confidently with a local market expert in Decatur.