OFF MARKET

Off market jun 2024 for $260K

$325,092

Est. refi paymentEst. refi $2,086/mo

•

—

sq ft

439 S State St, Elgin, IL 60123

About this home

MULTIPLE OFFERS RECEIVED-DEADLINE 5/26 AT 9:00 PM Fabulous investment opportunity in great shape and ready for new ownership. New hot water heater in 2020, new water line in 2020, upgraded electric in 2018, laundry onsite, new roof in 2007, new exterior staircase 2019, freshly painted, and many other upgrades. The wrap around porch and 2 car detached garage make this a great investment. Tenants are responsible for snow removal, electricity, and gas. Upper unit boiler replaced in 1998 and the lower unit boiler in 2022. New Driveway in 2017 and new windows installed systematically between 2015-2017. Property is in good condition and is being sold "as is". Transferable home warranty is good until 2027! Listing agent is related to the seller.

Multi-familyProperty Type

1900Year Built

2 garage spacesParking

Listed by Raymond Watson • RE/MAX Suburban

Bought with Denise Sowder • Berkshire Hathaway HomeServices Starck Real Estate

Redfin checked: 3 minutes ago

•Source:MRED as Distributed by MLS Grid #12061099

Redfin Estimate

$325,092

$65K since sold in June 2024$36K since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 15.1% higher than the average sale price ($282K) of 6 comparable homes.

SOLD JUL 20, 2026
$335,000
A
4 beds2 baths— sq ft
571 Walnut Ave, Elgin, IL 60123
SOLD MAY 13, 2026
$275,000
B
4 beds2 baths1,800 sq ft
518 Raymond St, Elgin, IL 60120
SOLD APR 30, 2026
$324,900
C
3 beds2 baths2,340 sq ft
453 Orchard St, Elgin, IL 60123
SOLD MAY 13, 2026
$175,000
D
4 beds2 baths— sq ft
677 Wellington Ave, Elgin, IL 60120
SOLD JUN 16, 2026
$285,000
E
4 beds1.5 baths1,648 sq ft
447 Ashland Ave, Elgin, IL 60123
SOLD SEP 22, 2026
$300,000
F
3 beds2 baths1,038 sq ft
85 Wilcox Ave, Elgin, IL 60123

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Earn from this home

Sell

$109,475

Est. take-home

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Refinance

Est. cash available

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Market trends in 60123, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

101.3%

0.7% MoM

Median sale price

$325K

$141 MoM

Avg. days on market

44d

4 days MoM

Recently sold homes

143

14 MoM

New listings for sale

3D WALKTHROUGH
$525,000
4 beds3.5 baths2,995 sq ft
1766 Newbridge Cir, Elgin, IL 60123
$455,000
4 beds2.5 baths2,780 sq ft
41 Hamilton Ave, Elgin, IL 60123
$284,900
3 beds2 baths1,024 sq ft
115 S Du Bois Ave, Elgin, IL 60123
$274,900
3 beds1.5 baths1,680 sq ft
6 Cypress Sq, Elgin, IL 60123
3D WALKTHROUGH
$429,900
4 beds3.5 baths2,000 sq ft
585 Yellowstone Dr, Elgin, IL 60123
$65,000
2 beds2 baths— sq ft
1130 Country Club Rd, Elgin, IL 60123
$445,000
4 beds2.5 baths1,782 sq ft
1419 N Madlock Ct, Elgin, IL 60123
$249,999
2 beds2 baths1,008 sq ft
1820 W Highland Ave Unit D, Elgin, IL 60123
$399,900
4 beds3 baths1,056 sq ft
1175 Royal Blvd, Elgin, IL 60123
$389,900
3 beds2 baths1,520 sq ft
1300 N Lyle Ave, Elgin, IL 60123
See all

Provided by Redfin

Sale history for 439 S State St

Date

Event

Price

MRED as Distributed by MLS Grid #12061099

Jun 25, 2024

Sold (MLS) (Closed)

$260,000

May 27, 2024

Contingent (Contingent - No Showings)

—

May 23, 2024

Listed (Active)

$245,000

MRED as Distributed by MLS Grid #10862708

Jan 29, 2021

Sold (MLS) (Closed Sale)

$157,500

Dec 30, 2020

Pending (Contingent (Do Not Show))

—

Dec 28, 2020

Relisted (Reactivated)

—

Oct 21, 2020

Pending

—

Oct 13, 2020

Relisted (Reactivated)

—

Sep 28, 2020

Pending

—

Sep 18, 2020

Listed (New)

$170,000

This cash flowing 2 unit is in wonderful shape and ready for new ownership. New hot water heater in 2020, new water line in 2020, upgraded electric in 2018, laundry onsite, new roof in 2007, new exterior staircase 2019, freshly painted, and many other upgrades. The wrap around porch and 2 car detached garage make this a wonderful investment. Tenants are responsible for snow removal, electricity, and gas. Upper unit boiler replaced in 1998 and the lower unit boiler is original. New Driveway in 2017 and new windows installed systematically between 2015-2017.

Year

Property tax

Land + Additions

Assessment*

2025

$5,625 (+3.5%)

$16,038 + $57,692

$73,730

2024

$5,435 (+3.9%)

$16,038 + $57,692

$73,730

2023

$5,230 (+16.1%)

$14,772 + $53,138

$67,910

2022

$4,506 (+4.0%)

$13,345 + $48,006

$61,351

2021

$4,334 (+2.5%)

$12,168 + $39,794

$51,962

2020

$4,230 (+2.5%)

$11,376 + $37,205

$48,581

2019

$4,126 (+0.3%)

$10,345 + $33,833

$44,178

2018

$4,115 (+1.7%)

$10,345 + $33,833

$44,178

2017

$4,047 (+4.0%)

$9,746 + $31,873

$41,619

2016

$3,893 (+0.4%)

$9,213 + $30,131

$39,344

2015

$3,879 (+12.3%)

$8,547 + $27,953

$36,500

2013

$3,454 (−18.7%)

$7,941 + $25,973

$33,914

2012

$4,250 (−13.5%)

$7,941 + $25,973

$33,914

2011

$4,911 (−4.6%)

$8,577 + $33,006

$41,583

2010

$5,146 (+3.6%)

$10,626 + $48,188

$58,814

2009

$4,967 (+6.0%)

$10,626 + $48,188

$58,814

2008

$4,687 (+1.1%)

$11,392 + $51,659

$63,051

2007

$4,638

$11,026 + $49,999

$61,025

Tax history for 439 S State St

Year

Property tax

Land + Additions

Assessment*

2025

$5,625 (+3.5%)

$16,038 + $57,692

$73,730

2024

$5,435 (+3.9%)

$16,038 + $57,692

$73,730

2023

$5,230 (+16.1%)

$14,772 + $53,138

$67,910

2022

$4,506 (+4.0%)

$13,345 + $48,006

$61,351

2021

$4,334 (+2.5%)

$12,168 + $39,794

$51,962

2020

$4,230 (+2.5%)

$11,376 + $37,205

$48,581

2019

$4,126 (+0.3%)

$10,345 + $33,833

$44,178

2018

$4,115 (+1.7%)

$10,345 + $33,833

$44,178

2017

$4,047 (+4.0%)

$9,746 + $31,873

$41,619

2016

$3,893 (+0.4%)

$9,213 + $30,131

$39,344

2015

$3,879 (+12.3%)

$8,547 + $27,953

$36,500

2013

$3,454 (−18.7%)

$7,941 + $25,973

$33,914

2012

$4,250 (−13.5%)

$7,941 + $25,973

$33,914

2011

$4,911 (−4.6%)

$8,577 + $33,006

$41,583

2010

$5,146 (+3.6%)

$10,626 + $48,188

$58,814

2009

$4,967 (+6.0%)

$10,626 + $48,188

$58,814

2008

$4,687 (+1.1%)

$11,392 + $51,659

$63,051

2007

$4,638

$11,026 + $49,999

$61,025

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

7,758 Sq. Ft.

Year renovated

—

Sq. Ft.

—

Year built

—

Style

Single Family Residential

County

Kane County

APN

0624154005

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 8, 2026.

Property details

Parking

Parking Information
# of Garage Spaces: 2
# of Parking (Total): 6
Parking On-Site: Yes
Parking: Garage,Space/s
Parking Ownership: Owned
Garage Ownership: Owned
Garage On-Site: Yes
Garage Type: Detached

Interior

Bathroom Information
# of Baths (Full): 2

Bedroom Information
# of Bedrooms: 4
# of Bedrooms Possible: 4

Additional Rooms Information
Basement: Full
Basement Description: Unfinished

Interior Features
# of Rooms: 10

Exterior

Building Information
# Of Units in Building: 2
Exterior Building Type: Cedar
Age: 100+ Years
Built Before 1978 (Y/N): Yes

Property Information
Property Type: Two to Four Units
Ownership: Fee Simple
Rebuilt (Y/N): No
Rehab (Y/N): No
General Information: School Bus Service,Commuter Bus,Commuter Train,Interstate Access
Parcel Number: 0624154005

Lot Information
Dimensions: 138X159X132X53
Lot Size: Less Than .25 Acre

Financial

Tax Information
Tax Annual Amount: $4,505.70
Tax Year: 2022

Financial Information
Finance Code: FHA
Special Service Area: N

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Heating & Cooling
Heating: Natural Gas, Sep Heating Systems - 2+, Indv Controls, Zoned

Location

Community Information
Community Features: Sidewalks, Street Lights, Street Paved

Unit Type 1 Information
Floor Number: 1
# of Rooms: 5
# of Bedrooms: 2
# of Bathrooms (Total): 1
# of Full Bathrooms: 1
Appliances and Features: Stove,Refrigerator,Window Air Conditioner
Security Deposit: 1400
Rent: $1,400
Tenant Pays: Electric,Gas
Lease Expiration Date: NONE

Unit Type 2 Information
Floor Number: 2
# of Rooms: 5
# of Bedrooms: 2
# of Bathrooms (Total): 1
# of Full Bathrooms: 1
Appliances and Features: Stove,Refrigerator,Window Air Conditioner
Security Deposit: $1,400
Rent: $1,400
Tenant Pays: Electric,Gas
Lease Expiration Date: Monday, September 1, 2025

School Information
Elementary School District: 46
Middle Or Junior School District: 46
High School District: 46

Location Information
Township: Elgin
Corporate Limits: Elgin
Directions: rte 20 to rte 31 north - property on east side of 31

Public facts

Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 7,758 square feet
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Kane County
APN: 0624154005

Home facts updated by county records on Sep 8, 2026

Other

Expense Information
Water Sewer Expense: $960
Water Expense Source: Owner Projection

Listing Information
Holds Earnest Money: Yes
Possession: Closing, Tenant's Rights, Lease Out Stand
Some Photos Virtually Staged?: No

Around this home

Schools

Lowrie Elementary School

Public K-6 • Assigned • 0.2mi

3/10

Abbott Middle School

Public 7-8 • Assigned • 1.2mi

3/10

Larkin High School

Public PreK-12 • Assigned • 1.7mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 102° expected this year, 14 days in 30 years

2/10 Wind Factor

0% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Elgin, IL • 60123

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.2 hours in June and 3.4 hours in December, placing it below the U.S. average for solar exposure.

10.2 hrs

3.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$309,000 – $374,000

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NEW CONSTRUCTION3D WALKTHROUGH

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NEW CONSTRUCTION3D WALKTHROUGH

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NEW CONSTRUCTION3D WALKTHROUGH

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New listings for sale in 60123

3D WALKTHROUGH

$525,000

4 beds3.5 baths2,995 sq ft

1766 Newbridge Cir, Elgin, IL 60123

$455,000

4 beds2.5 baths2,780 sq ft

41 Hamilton Ave, Elgin, IL 60123

$284,900

3 beds2 baths1,024 sq ft

115 S Du Bois Ave, Elgin, IL 60123

$274,900

3 beds1.5 baths1,680 sq ft

6 Cypress Sq, Elgin, IL 60123

3D WALKTHROUGH

$429,900

4 beds3.5 baths2,000 sq ft

585 Yellowstone Dr, Elgin, IL 60123

$65,000

2 beds2 baths— sq ft

1130 Country Club Rd, Elgin, IL 60123

$445,000

4 beds2.5 baths1,782 sq ft

1419 N Madlock Ct, Elgin, IL 60123

$249,999

2 beds2 baths1,008 sq ft

1820 W Highland Ave Unit D, Elgin, IL 60123

$399,900

4 beds3 baths1,056 sq ft

1175 Royal Blvd, Elgin, IL 60123

Home values near 439 S State St

Data from public records.

Address	Redfin Estimate
424 South State St, Elgin, IL 3 Beds \| 3 Baths \| 1716 Sq. Ft.	$325,624
460 South State St, Elgin, IL 2 Beds \| 1.5 Baths \| - Sq. Ft.	$269,603

Address	Redfin Estimate
455 South State St, Elgin, IL 3 Beds \| 2 Baths \| 1650 Sq. Ft.	$375,608
432 South State St, Elgin, IL 4 Beds \| 2 Baths \| 2370 Sq. Ft.	$329,293

Address	Redfin Estimate
456 South State St, Elgin, IL 3 Beds \| 2.5 Baths \| - Sq. Ft.	$317,449
420 South State St, Elgin, IL 5 Beds \| 2 Baths \| - Sq. Ft.	$381,995

Property information provided by MRED as Distributed by MLS Grid when last listed in 2024. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 60123, IL

Sale history for 439 S State St

Tax history for 439 S State St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 60123

Home values near 439 S State St

More real estate resources