OFF MARKET

Off market jun 2023 for $313K

$373,188

Est. refi paymentEst. refi $2,551/mo

•

1,650

sq ft

455 S State St, Elgin, IL 60123

About this home

Well maintained 2 unit building with separate gas and electricity for each unit. Sperate entrances, updated kitchens, and updated bathrooms eliminate any work required to have rentable units with cash flow. The basement offers plenty of storage with washer and dryer for the tenants. A massive 4-car garage is a nice feature and currently rented below market at $200 per month through 10/24. Plenty of off-street parking with 5 spaces in addition to the 4-car garage. All mechanicals are in working order and within their expected life span. No lead pipes within this beautiful home. Charming old home without the Historic District rules and regulations. Great property for the owner occupant or to add to your rental property inventory.

Multi-familyProperty Type

1888Year Built

7,840 sq ftLot Size

$226Est. Price/Sq.Ft.

4 garage spacesParking

Listed by Mary Hager-Swanson • Swanson Real Estate

Bought with Michelle Cole • eXp Realty

Redfin checked: a minute ago

•Source:MRED as Distributed by MLS Grid #11767379

Redfin Estimate

$373,188

$60K since sold in June 2023$0 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 35.5% higher than the average sale price ($275K) of 6 comparable homes.

SOLD JUL 14, 2026
$277,000
A
3 beds1 bath1,100 sq ft
515 Oak St, Elgin, IL 60123
SOLD APR 30, 2026
$324,900
B
3 beds2 baths2,340 sq ft
453 Orchard St, Elgin, IL 60123
SOLD SEP 28, 2026
$210,000
C
3 beds1.5 baths1,612 sq ft
330 Oak St, Elgin, IL 60123
SOLD NOV 5, 2025
$280,000
D
3 beds2 baths2,160 sq ft
302 Griswold St, Elgin, IL 60123
SOLD SEP 22, 2026
$300,000
E
3 beds2 baths1,038 sq ft
85 Wilcox Ave, Elgin, IL 60123
SOLD SEP 25, 2026
$260,000
F
3 beds1.5 baths1,250 sq ft
501 Raymond St, Elgin, IL 60120

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Earn from this home

Sell

$119,335

Est. take-home

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Est. cash available

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Market trends in 60123, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

101.3%

0.7% MoM

Median sale price

$328K

$3K MoM

Avg. days on market

44d

4 days MoM

Recently sold homes

140

11 MoM

New listings for sale

NEW 23 HRS AGO
$389,900
3 beds2 baths1,759 sq ft
273 Governors Ln, Elgin, IL 60123
$300,000
3 beds2 baths1,216 sq ft
279 S Aldine St, Elgin, IL 60123
$200,000
2 beds2 baths1,200 sq ft
1450 Plymouth Ln #203, Elgin, IL 60123
$465,000
5 beds2.5 baths2,292 sq ft
1450 Ashwood Dr, Elgin, IL 60123
$404,900
3 beds3.5 baths1,764 sq ft
532 Shenandoah Trl, Elgin, IL 60123
$414,900
3 beds3 baths2,518 sq ft
980 S State St, Elgin, IL 60123
$549,900
4 beds2.5 baths3,122 sq ft
2023 Torino Dr, Elgin, IL 60123
OPEN TODAY, 12:30PM TO 2:30PM
$399,000
4 beds3 baths3,100 sq ft
576 Shagbark Dr, Elgin, IL 60123
$450,000
3 beds3 baths2,182 sq ft
Elgin, IL 60123
$220,000
2 beds2 baths986 sq ft
3 Creekside Cir Unit B, Elgin, IL 60123
See all

Provided by Redfin

Sale history for 455 S State St

Date

Event

Price

MRED as Distributed by MLS Grid #11767379

Jun 26, 2023

Sold (MLS) (Closed)

$313,000

$190/sq ft

May 9, 2023

Contingent (Contingent - Continue to Show)

—

May 3, 2023

Relisted (Active)

—

Apr 28, 2023

Contingent (Contingent - Continue to Show)

—

Apr 25, 2023

Listed (Active)

$314,900

$191/sq ft

MRED as Distributed by MLS Grid #06451954

Apr 2, 2007

Listing Removed

—

Public Records

Jan 3, 1994

Sold

$104,000

$63/sq ft

Public Records

Apr 4, 1989

Sold

$66,500

$40/sq ft

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Year

Property tax

Land + Additions

Assessment*

2025

$4,632 (+90.1%)

$16,038 + $52,675

$68,713

2024

$2,437 (−50.0%)

$16,038 + $52,675

$68,713

2023

$4,874 (+15.9%)

$14,772 + $48,517

$63,289

2022

$4,206 (+4.0%)

$13,345 + $43,831

$57,176

2021

$4,046 (+2.5%)

$12,168 + $36,333

$48,501

2020

$3,948 (+2.5%)

$11,376 + $33,969

$45,345

2019

$3,851 (+0.3%)

$10,345 + $30,891

$41,236

2018

$3,841 (+1.7%)

$10,345 + $30,891

$41,236

2017

$3,777 (+4.0%)

$9,746 + $29,101

$38,847

2016

$3,634 (+0.3%)

$9,213 + $27,511

$36,724

2015

$3,621 (+12.3%)

$8,547 + $25,523

$34,070

2013

$3,224 (−18.5%)

$7,941 + $23,714

$31,655

2012

$3,957 (−15.7%)

$7,941 + $23,714

$31,655

2011

$4,692 (−4.6%)

$8,577 + $30,135

$38,712

2010

$4,917 (+3.6%)

$10,626 + $45,573

$56,199

2009

$4,746 (+6.0%)

$10,626 + $45,573

$56,199

2008

$4,478 (+1.6%)

$11,392 + $48,856

$60,248

2007

$4,409

$11,026 + $46,990

$58,016

Tax history for 455 S State St

Year

Property tax

Land + Additions

Assessment*

2025

$4,632 (+90.1%)

$16,038 + $52,675

$68,713

2024

$2,437 (−50.0%)

$16,038 + $52,675

$68,713

2023

$4,874 (+15.9%)

$14,772 + $48,517

$63,289

2022

$4,206 (+4.0%)

$13,345 + $43,831

$57,176

2021

$4,046 (+2.5%)

$12,168 + $36,333

$48,501

2020

$3,948 (+2.5%)

$11,376 + $33,969

$45,345

2019

$3,851 (+0.3%)

$10,345 + $30,891

$41,236

2018

$3,841 (+1.7%)

$10,345 + $30,891

$41,236

2017

$3,777 (+4.0%)

$9,746 + $29,101

$38,847

2016

$3,634 (+0.3%)

$9,213 + $27,511

$36,724

2015

$3,621 (+12.3%)

$8,547 + $25,523

$34,070

2013

$3,224 (−18.5%)

$7,941 + $23,714

$31,655

2012

$3,957 (−15.7%)

$7,941 + $23,714

$31,655

2011

$4,692 (−4.6%)

$8,577 + $30,135

$38,712

2010

$4,917 (+3.6%)

$10,626 + $45,573

$56,199

2009

$4,746 (+6.0%)

$10,626 + $45,573

$56,199

2008

$4,478 (+1.6%)

$11,392 + $48,856

$60,248

2007

$4,409

$11,026 + $46,990

$58,016

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

7,840

Year renovated

—

Sq. Ft.

1,650

Year built

1888

Style

Multi-Family (2-4 Unit)

County

Kane County

APN

0624154008

Parking Spaces

Basement

Yes

Accessible

HOA Dues

$0 /month

Garage

Yes

Features

—

Last updated by owner on Jun 9, 2024.

Property details

Parking

Parking Information
# Of Cars: 4
# of Garage Spaces: 4
Parking: Garage
Garage Ownership: Owned
Garage On-Site: Yes
Garage Type: Detached
Garage Details: Garage Door Opener(s),Transmitter(s),7 Foot or more high garage door

Interior

Bathroom Information
# of Baths (Full): 2

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Possible: 3

Additional Rooms Information
Basement: Full
Basement Description: Unfinished,Exterior Access

Interior Features
# of Rooms: 7

Equipment
TV-Cable, CO Detectors, Ceiling Fan(s), Water Heater-Gas

Exterior

Exterior Features
Exterior Features: Deck, Porch, Storms/Screens

Building Information
# Of Units in Building: 2
Exterior Building Type: Aluminum Siding
Age: 100+ Years
Built Before 1978 (Y/N): Yes
Roof: Asphalt
Foundation Details: Concrete Perimeter, Stone

Property Information
Property Type: Two to Four Units
Model: 2 UNIT
Ownership: Fee Simple
Rebuilt (Y/N): No
Rehab (Y/N): No
General Information: School Bus Service,Commuter Bus,Commuter Train,Interstate Access
Parcel Number: 0624154008

Lot Information
Dimensions: 60 X 132
Lot Size: Less Than .25 Acre
Zoning: MULTI

Financial

Tax Information
Tax Annual Amount: $4,045.56
Tax Year: 2021

Financial Information
Finance Code: FHA
Special Service Area: N

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Heating & Cooling
Heating: Natural Gas, Forced Air, Sep Heating Systems - 2+, Indv Controls

Location

Community Information
Community Features: Curbs, Sidewalks, Street Lights, Street Paved

Unit Type 1 Information
Floor Number: 1
# of Rooms: 4
# of Bedrooms: 2
# of Bathrooms (Total): 1
# of Full Bathrooms: 1
Appliances and Features: Stove,Refrigerator
Security Deposit: 0.00
Rent: $1,060
Tenant Pays: Electric,Gas,Heat
Lease Expiration Date: Sunday, October 1, 2023

Unit Type 2 Information
Floor Number: 2
# of Rooms: 3
# of Bedrooms: 1
# of Bathrooms (Total): 1
# of Full Bathrooms: 1
Appliances and Features: Stove,Refrigerator,Washer,Dryer
Tenant Pays: Electric,Gas,Heat
Lease Expiration Date: VACAN

School Information
Elementary School District: 46
Elementary School: Lowrie Elementary School
Middle Or Junior School District: 46
Middle Or Junior School: Abbott Middle School
High School District: 46
High School: Larkin High School

Location Information
Township: Elgin
Corporate Limits: Elgin
Directions: ROUTE 31 (STATE ST) WEST OF ROUTE 20 TO BUILDING ON EAST SIDE OF STREET

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,650
Stories: —
Parking Spaces: 7
Basement: Yes
Accessible: No
Lot Size: 7,840 square feet
Style: Multi-Family (2-4 Unit)
Year Built: 1888
Year Renovated: —
County: Kane County
APN: 0624154008
HOA Dues: $0/month
Garage: Yes
Features: —

Home facts updated by owner on Jun 9, 2024

Other

Expense Information
Water Sewer Expense: $1,520
Water Expense Source: Actual
Insurance Expense: $1,372

Listing Information
Holds Earnest Money: Yes
Possession: Closing

Around this home

Schools

Lowrie Elementary School

Public K-6 • Assigned • 0.2mi

3/10

Abbott Middle School

Public 7-8 • Assigned • 1.2mi

3/10

Larkin High School

Public PreK-12 • Assigned • 1.7mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 101° expected this year, 14 days in 30 years

2/10 Wind Factor

0% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Elgin, IL • 60123

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.2 hours in June and 3.4 hours in December, placing it below the U.S. average for solar exposure.

10.2 hrs

3.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$355,000 – $430,000

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New listings for sale in 60123

NEW 23 HRS AGO

$389,900

3 beds2 baths1,759 sq ft

273 Governors Ln, Elgin, IL 60123

$300,000

3 beds2 baths1,216 sq ft

279 S Aldine St, Elgin, IL 60123

$200,000

2 beds2 baths1,200 sq ft

1450 Plymouth Ln #203, Elgin, IL 60123

$465,000

5 beds2.5 baths2,292 sq ft

1450 Ashwood Dr, Elgin, IL 60123

$404,900

3 beds3.5 baths1,764 sq ft

532 Shenandoah Trl, Elgin, IL 60123

$414,900

3 beds3 baths2,518 sq ft

980 S State St, Elgin, IL 60123

$549,900

4 beds2.5 baths3,122 sq ft

2023 Torino Dr, Elgin, IL 60123

OPEN TODAY, 12:30PM TO 2:30PM

$399,000

4 beds3 baths3,100 sq ft

576 Shagbark Dr, Elgin, IL 60123

$450,000

3 beds3 baths2,182 sq ft

Elgin, IL 60123

Home values near 455 S State St

Data from public records.

Address	Redfin Estimate
456 S State Street, Elgin, IL 3 Beds \| 2.5 Baths \| - Sq. Ft.	$319,416
460 S State Street, Elgin, IL 2 Beds \| 1.5 Baths \| - Sq. Ft.	$273,820

Address	Redfin Estimate
470 S State Street, Elgin, IL 3 Beds \| 1.5 Baths \| 1536 Sq. Ft.	$292,964
473 S State Street, Elgin, IL 3 Beds \| 1.5 Baths \| - Sq. Ft.	$253,059

Address	Redfin Estimate
464 S State Street, Elgin, IL 3 Beds \| 2 Baths \| 1440 Sq. Ft.	$328,432
461 S State Street, Elgin, IL 5 Beds \| 3 Baths \| 2400 Sq. Ft.	$364,335

Property information provided by MRED as Distributed by MLS Grid when last listed in 2023. This data may not show owner updates. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 60123, IL

Sale history for 455 S State St

Tax history for 455 S State St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 60123

Home values near 455 S State St

More real estate resources