Off market aug 2024 for $220K

$290,611

Est. refi paymentEst. refi $1,518/mo

•

1,536

sq ft

470 S State St, Elgin, IL 60123

About this home

Stately Dutch Colonial Home with beautiful woodwork, custom built-ins and windows offers tons of character and charm. Original Hardwood floors, leaded glass windows, large dining and living room and kitchen. 3 bedrooms up with full bath. 26x7 enclosed front porch. Mechanical ages 2013 Central Air and Furnace, Roof 2010, high ceiling basement waiting to be finished. Washer and dryer included. Owner has never lived in home, selling property AS IS. 2 Car detached garage. NO FHA CASH OR CONVENTIONAL ONLY.

Single-familyProperty Type

1913Year Built

7,380 sq ftLot Size

$189Est. Price/Sq.Ft.

2 car garageParking

Listed by Michelle Collingbourne • eXp Realty - St. Charles

Bought with Lorena Mercado • GREAT HOMES REAL ESTATE, INC.

Redfin checked: a minute ago

•Source:MRED as Distributed by MLS Grid #12080322

Redfin Estimate

$290,611

$71K since sold in August 2024$8,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 18.7% higher than the average sale price ($245K) of 6 comparable homes.

SOLD SEP 25, 2026
$260,000
A
3 beds1.5 baths1,250 sq ft
501 Raymond St, Elgin, IL 60120
SOLD SEP 28, 2026
$210,000
B
3 beds1.5 baths1,612 sq ft
330 Oak St, Elgin, IL 60123
SOLD JUL 31, 2026
$220,000
C
3 beds1 bath1,727 sq ft
618 Washburn St, Elgin, IL 60123
SOLD JUN 30, 2026
$180,000
D
3 beds2 baths1,560 sq ft
648 S Liberty St, Elgin, IL 60120
SOLD MAR 27, 2026
$330,000
E
3 beds2 baths1,525 sq ft
457 Arlington Ave, Elgin, IL 60120
SOLD JUN 25, 2026
$269,000
F
3 beds1 bath1,270 sq ft
286 Villa St, Elgin, IL 60120

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Earn from this home

Sell

$106,598

Est. take-home

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Refinance

Est. cash available

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Rent

$1,599/mo

Redfin rental estimate

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Market trends in 60123, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

101.3%

0.7% MoM

Median sale price

$325K

$141 MoM

Avg. days on market

44d

4 days MoM

Recently sold homes

143

14 MoM

New listings for sale

OPEN SUN, 12:30PM TO 2:30PM
$399,000
4 beds3 baths3,100 sq ft
576 Shagbark Dr, Elgin, IL 60123
$450,000
3 beds3 baths2,182 sq ft
Elgin, IL 60123
NEW 32 HRS AGO
$220,000
2 beds2 baths986 sq ft
3 Creekside Cir Unit B, Elgin, IL 60123
NEW
$275,000
2 beds1.5 baths1,143 sq ft
1676 Pebble Beach Cir #1676, Elgin, IL 60123
3D WALKTHROUGH
$525,000
4 beds3.5 baths3,000 sq ft
1766 Newbridge Cir, Elgin, IL 60123
$455,000
4 beds2.5 baths2,780 sq ft
41 Hamilton Ave, Elgin, IL 60123
$284,900
3 beds2 baths1,024 sq ft
115 S Du Bois Ave, Elgin, IL 60123
$274,900
3 beds1.5 baths1,680 sq ft
6 Cypress Sq, Elgin, IL 60123
$65,000
2 beds2 baths— sq ft
1130 Country Club Rd, Elgin, IL 60123
$445,000
4 beds2.5 baths1,782 sq ft
1419 N Madlock Ct, Elgin, IL 60123
See all

Provided by Redfin

Sale history for 470 S State St

Date

Event

Price

MRED as Distributed by MLS Grid #12080322

Aug 2, 2024

Sold (MLS) (Closed)

$220,000

$143/sq ft

Jul 8, 2024

Contingent (Contingent - Continue to Show)

—

Jun 24, 2024

Price Changed

$249,000

$162/sq ft

Jun 13, 2024

Listed (Active)

$259,000

$169/sq ft

Public Records

Nov 10, 2022

Sold

$200,000

$130/sq ft

MRED as Distributed by MLS Grid #11397007

Oct 24, 2022

Sold (MLS) (Closed)

$199,900

$130/sq ft

Oct 6, 2022

Pending

—

Sep 17, 2022

Relisted (Active)

—

Sep 3, 2022

Contingent (Contingent - Continue to Show)

—

May 6, 2022

Listed (Active)

$199,900

$130/sq ft

+17

MRED as Distributed by MLS Grid #08795773

Apr 30, 2015

Sold (MLS) (Closed Sale)

$118,000

$77/sq ft

Apr 21, 2015

Pending (Contingent (Do Not Show))

—

Dec 10, 2014

Contingent

—

Dec 2, 2014

Listed (New)

$117,900

$77/sq ft

+20

SHORT SALE, subject to lender's approval. Beautiful 3 BR Dutch Colonial. Original woodwork & custom built-ins throughout. Ceramic backsplash in kitchen, stained glass in dining. New in 2013: kitchen floor, furnace, & C/A. New in 2010: water heater & roof. Hardwood floors in foyer, D/R, living room, and all upstairs. Pocket door in foyer. Full BSMT has full bath. Huge enclosed porch, 2 car garage. Great corner lot!

MRED as Distributed by MLS Grid #08601732

Nov 28, 2014

Listing Removed

—

Jun 4, 2014

Contingent

—

MRED as Distributed by MLS Grid #08461943

May 1, 2014

Listing Removed

—

Public Records

Oct 27, 2009

Sold

$124,000

$81/sq ft

MRED as Distributed by MLS Grid #07319671

Oct 28, 2009

Sold (MLS) (Closed Sale)

$123,900

$81/sq ft

Sep 16, 2009

Contingent

—

Sep 9, 2009

Listed (New)

$119,900

$78/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$5,702 (+4.5%)

$17,264 + $65,473

$82,737

2024

$5,458 (+5.2%)

$17,264 + $65,473

$82,737

2023

$5,187 (+5.4%)

$15,901 + $60,305

$76,206

2022

$4,923 (+4.7%)

$14,365 + $54,481

$68,846

2021

$4,701 (+3.0%)

$13,098 + $49,677

$62,775

2020

$4,563 (+3.1%)

$12,246 + $46,444

$58,690

2019

$4,424 (−2.5%)

$11,136 + $42,235

$53,371

2018

$4,538 (+2.5%)

$11,136 + $42,235

$53,371

2017

$4,429 (+5.1%)

$10,491 + $41,410

$51,901

2016

$4,215 (+1.8%)

$9,918 + $39,147

$49,065

2015

$4,142 (+12.0%)

$9,201 + $36,318

$45,519

2013

$3,697 (−8.9%)

$8,550 + $33,745

$42,295

2012

$4,056 (−2.8%)

$8,550 + $33,745

$42,295

2011

$4,172 (−5.8%)

$9,235 + $36,450

$45,685

2010

$4,428 (+2.8%)

$11,442 + $45,162

$56,604

2009

$4,308 (+4.1%)

$11,442 + $45,162

$56,604

2008

$4,139 (+1.4%)

$12,266 + $48,415

$60,681

2007

$4,084

$11,872 + $46,859

$58,731

Tax history for 470 S State St

Year

Property tax

Land + Additions

Assessment*

2025

$5,702 (+4.5%)

$17,264 + $65,473

$82,737

2024

$5,458 (+5.2%)

$17,264 + $65,473

$82,737

2023

$5,187 (+5.4%)

$15,901 + $60,305

$76,206

2022

$4,923 (+4.7%)

$14,365 + $54,481

$68,846

2021

$4,701 (+3.0%)

$13,098 + $49,677

$62,775

2020

$4,563 (+3.1%)

$12,246 + $46,444

$58,690

2019

$4,424 (−2.5%)

$11,136 + $42,235

$53,371

2018

$4,538 (+2.5%)

$11,136 + $42,235

$53,371

2017

$4,429 (+5.1%)

$10,491 + $41,410

$51,901

2016

$4,215 (+1.8%)

$9,918 + $39,147

$49,065

2015

$4,142 (+12.0%)

$9,201 + $36,318

$45,519

2013

$3,697 (−8.9%)

$8,550 + $33,745

$42,295

2012

$4,056 (−2.8%)

$8,550 + $33,745

$42,295

2011

$4,172 (−5.8%)

$9,235 + $36,450

$45,685

2010

$4,428 (+2.8%)

$11,442 + $45,162

$56,604

2009

$4,308 (+4.1%)

$11,442 + $45,162

$56,604

2008

$4,139 (+1.4%)

$12,266 + $48,415

$60,681

2007

$4,084

$11,872 + $46,859

$58,731

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

1.5

Lot width

—

Lot depth

—

Lot size

0.25 Acres

Year renovated

—

Sq. Ft.

—

Year built

—

Style

Single Family Residential

County

Kane County

APN

0623279036

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 8, 2026.

Property details

Parking

Parking Information
# of Garage Spaces: 2
# of Parking (Total): 2
Parking: Garage
Garage Ownership: Owned
Garage On-Site: Yes
Garage Type: Detached
Garage Details: None/NA

Interior

Bathroom Information
# of Baths (Full): 1
# of Baths (1/2): 1
Basement Bathrooms (Y/N): Yes

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Possible: 3

Room Information
Room Type: Eating Area
Level: Main
Dimensions: 12 x 10

Room Information
Room Type: Enclosed Porch
Level: Main
Dimensions: 26 x 7

Room Information
Room Type: Foyer
Level: Main
Dimensions: 8 x 8
Flooring: Hardwood

Room Information
Room Type: Bedroom 2
Level: Second
Dimensions: 13 x 11
Flooring: Hardwood

Room Information
Room Type: Bedroom 3
Level: Second
Dimensions: 15 x 12
Flooring: Hardwood

Room Information
Room Type: Bedroom 4

Room Information
Room Type: Dining Room
Level: Main
Dimensions: 14 x 12
Flooring: Hardwood

Room Information
Room Type: Family Room

Room Information
Room Type: Kitchen
Type: Eating Area-Table Space
Level: Main
Dimensions: 13 x 10
Flooring: Vinyl

Room Information
Room Type: Laundry

Room Information
Room Type: Living Room
Level: Main
Dimensions: 16 x 13
Flooring: Hardwood

Room Information
Room Type: Master Bedroom
Level: Second
Dimensions: 15 x 11
Flooring: Hardwood
Bath: None

Additional Rooms Information
Dining Room: Separate
Basement: Full
Basement Description: Unfinished

Interior Features
Interior Features: Hardwood Floors, Built-in Features, Historic/Period Mlwk, Separate Dining Room
# of Rooms: 7

Equipment
Appliances: Range, Refrigerator, Washer, Dryer

Exterior

Exterior Features
Exterior Features: Porch, Porch Screened

Building Information
Living Area Source: Assessor
Exterior Building Type: Vinyl Siding
Age: 100+ Years
Built Before 1978 (Y/N): Yes

Property Information
Property Type: Detached Single
Property Type: 2 Stories
Ownership: Fee Simple
Property Currently Being Leased: No
Rebuilt (Y/N): No
Rehab (Y/N): No
General Information: School Bus Service,Commuter Bus,Commuter Train
Parcel Number: 0623279036

Lot Information
Dimensions: 60X123
Lot Size: Less Than .25 Acre

Financial

Tax Information
Tax Annual Amount: $5,186.84
Tax Year: 2023
Tax Exemptions: Homeowner

Financial Information
Finance Code: Conventional
Special Service Area: N

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer
Electric: 100 Amp Service

Heating & Cooling
Heating: Natural Gas, Forced Air
Cooling: Central Air

Location

Community Information
Community Features: Sidewalks, Street Paved

Homeowners Association Information
Master Association Fee Frequency: Not Required

School Information
Elementary School District: 46
Middle Or Junior School District: 46
High School District: 46

Location Information
Township: Elgin
Corporate Limits: Elgin
Directions: Route 20 to Route 31 or S State Street north to home on west side of street

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: —
Stories: 1.5
Lot Size: 0.25 acres
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Kane County
APN: 0623279036

Home facts updated by county records on Sep 8, 2026

Other

Listing Information
Holds Earnest Money: Yes
Possession: Closing
Some Photos Virtually Staged?: No

Around this home

Schools

Lowrie Elementary School

Public K-6 • Assigned • 0.2mi

3/10

Abbott Middle School

Public 7-8 • Assigned • 1.1mi

3/10

Larkin High School

Public PreK-12 • Assigned • 1.6mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 101° expected this year, 14 days in 30 years

2/10 Wind Factor

0% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Elgin, IL • 60123

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.2 hours in June and 3.4 hours in December, placing it below the U.S. average for solar exposure.

10.2 hrs

3.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$277,000 – $335,000

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Nearby similar homes

$349,900

2 beds2.5 baths1,900 sq ft

157 River Walk Ct, Elgin, IL 60120

$315,000

3 beds2 baths1,400 sq ft

626 Bent St, Elgin, IL 60120

$379,896

3 beds2 baths3,060 sq ft

468 Locust St, Elgin, IL 60123

3D WALKTHROUGH

$500,000

8 beds4 baths6,040 sq ft

214 S State St, Elgin, IL 60123

$324,900

3 beds1 bath1,200 sq ft

557 Willard Ave, Elgin, IL 60120

$474,900

5 beds2.5 baths4,592 sq ft

186 N Du Bois Ave, Elgin, IL 60123

New listings for sale in 60123

OPEN SUN, 12:30PM TO 2:30PM

$399,000

4 beds3 baths3,100 sq ft

576 Shagbark Dr, Elgin, IL 60123

$450,000

3 beds3 baths2,182 sq ft

Elgin, IL 60123

NEW 32 HRS AGO

$220,000

2 beds2 baths986 sq ft

3 Creekside Cir Unit B, Elgin, IL 60123

NEW

$275,000

2 beds1.5 baths1,143 sq ft

1676 Pebble Beach Cir #1676, Elgin, IL 60123

3D WALKTHROUGH

$525,000

4 beds3.5 baths3,000 sq ft

1766 Newbridge Cir, Elgin, IL 60123

$455,000

4 beds2.5 baths2,780 sq ft

41 Hamilton Ave, Elgin, IL 60123

$284,900

3 beds2 baths1,024 sq ft

115 S Du Bois Ave, Elgin, IL 60123

$274,900

3 beds1.5 baths1,680 sq ft

6 Cypress Sq, Elgin, IL 60123

$65,000

2 beds2 baths— sq ft

1130 Country Club Rd, Elgin, IL 60123

Home values near 470 S State St

Data from public records.

Address	Redfin Estimate
455 South State St, Elgin, IL 3 Beds \| 2 Baths \| 1650 Sq. Ft.	$375,608
464 South State St, Elgin, IL 3 Beds \| 2 Baths \| 1440 Sq. Ft.	$327,701

Address	Redfin Estimate
456 South State St, Elgin, IL 3 Beds \| 2.5 Baths \| - Sq. Ft.	$317,449
460 South State St, Elgin, IL 2 Beds \| 1.5 Baths \| - Sq. Ft.	$269,603

Address	Redfin Estimate
500 South State St, Elgin, IL 3 Beds \| 3 Baths \| 2000 Sq. Ft.	$317,270
512 South State St, Elgin, IL 3 Beds \| 1.5 Baths \| 1400 Sq. Ft.	$305,588

Property information provided by MRED as Distributed by MLS Grid when last listed in 2024. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 60123, IL

Sale history for 470 S State St

Tax history for 470 S State St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 60123

Home values near 470 S State St

More real estate resources