OFF MARKET

Off market mar 2016 for $299K

$540,450

Est. refi paymentEst. refi $2,297/mo

•

1,831

sq ft

320 State St, St Charles, IL 60174

About this home

In town meticulously maintained home with wrap around front porch. Spacious back deck with pergola overlooks perennial garden and brick paved walkways. There is a 2nd floor porch to have your coffee in the mornings. New fire pit in back yard. Completely updated electrical and plumbing. Exterior of home recently painted. New central air conditioning. Updated bathrooms. Original (recently re-finished) hardwood flooring and stained glass on first floor. Kitchen updated with new flooring, counter tops and stainless appliances. Upstairs has master and 2nd bedroom with a tandem (3rd bedroom). 4th bedroom on main floor. Near shopping, restaurants, bike trails and parks.

Single-familyProperty Type

1893Year Built

1,089 sq ftLot Size

$295Est. Price/Sq.Ft.

2 car garageParking

Listed by Dennis OBrien • Baird & Warner Fox Valley-Geneva

Bought with Carl Cho • Southwestern Real Estate, Inc.

Redfin checked: 2 minutes ago

•Source:MRED as Distributed by MLS Grid #09133987

Redfin Estimate

$540,450

$241K since sold in March 2016$9,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 33.7% higher than the average sale price ($404K) of 3 comparable homes.

SOLD SEP 11, 2026
$435,000
A
3 beds2 baths1,566 sq ft
701 Monroe Ave, St Charles, IL 60174
SOLD SEP 29, 2026
$455,000
B
3 beds2 baths1,265 sq ft
1212 Dean St, St Charles, IL 60174
SOLD OCT 7, 2026
$322,500
C
3 beds2 baths1,800 sq ft
423 S 14th St, St Charles, IL 60174

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Earn from this home

Sell

$329,819

Est. take-home

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Refinance

Est. cash available

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Rent

$2,519/mo

Redfin rental estimate

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Market trends in 60174, IL

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

101.2%

0.6% MoM

Median sale price

$452K

$4K MoM

Avg. days on market

47d

0 days MoM

Recently sold homes

133

3 MoM

New listings for sale

NEW
$229,000
2 beds1 bath921 sq ft
1344 S 14th St Unit D1, St Charles, IL 60174
3D WALKTHROUGH
$800,000
3 beds3.5 baths2,117 sq ft
807 Viewpointe Dr, St Charles, IL 60174
$265,900
3 beds1 bath1,011 sq ft
6N135 Sylvia Ln, St Charles, IL 60174
3D WALKTHROUGH
$360,000
4 beds1 bath1,616 sq ft
722 S 9th Ave, St Charles, IL 60174
3D WALKTHROUGH
$549,888
4 beds3 baths1,325 sq ft
1224 Fox Glade Ct, St Charles, IL 60174
$990,000
4 beds3.5 baths3,864 sq ft
1187 Willowgate Ln #1187, St. Charles, IL 60174
OPEN TODAY, 12PM TO 2PM
$415,000
3 beds2 baths1,500 sq ft
1724 Division St, St Charles, IL 60174
OPEN TODAY, 11AM TO 1PM
$1,375,108
5 beds5.5 baths6,924 sq ft
1209 Fox Glen Dr, St Charles, IL 60174
OPEN TODAY, 10AM TO 2PM
$485,000
3 beds3 baths2,242 sq ft
119 Whittington Crse #119, St. Charles, IL 60174
OPEN TODAY, 12PM TO 2:30PM
$549,900
3 beds3.5 baths2,286 sq ft
108 Shoreline Ct, St Charles, IL 60174
See all

Provided by Redfin

Redfin agents who toured

Historic home with nice charm. Larger dining room in the home. Two bedrooms upstairs with a third room only accessible through one of the bedrooms. One bedroom downstairs. Floors upstairs seem to be uneven.
11 years ago• May not reflect the current state of the home
Jennifer Engel
Redfin Premier agent
Well maintained charming home with original refinished hardwood and molding. Updated kitchen with stainless steel appliances. Lower ceiling in eating area. Unfinished basement with taller ceilings. Vents and returns all on floor. One bedroom on...
11 years ago• May not reflect the current state of the home
Maria Thompson
Redfin agent
Downtown location, within a block of restaurants, bars, entertainment, and shopping. Great for having parties, as you will be able to use the St Charles public parking and they allow for 24 hour overnight parking. Wrap around porch, original...
11 years ago• May not reflect the current state of the home
John Wright
Redfin Partner agent

Sale history for 320 State St

Year

Property tax

Land + Additions

Assessment*

2025

$8,343 (+3.7%)

$36,375 + $98,579

$134,954

2024

$8,043 (+5.5%)

$36,375 + $98,579

$134,954

2023

$7,627 (+0.2%)

$33,516 + $90,831

$124,347

2022

$7,611 (+4.5%)

$29,997 + $81,295

$111,292

2021

$7,286 (+2.8%)

$32,539 + $72,729

$105,268

2020

$7,086 (+2.0%)

$31,016 + $69,325

$100,341

2019

$6,947 (+4.3%)

$29,835 + $65,339

$95,174

2018

$6,663 (+3.0%)

$29,835 + $65,339

$95,174

2017

$6,469 (−4.4%)

$29,285 + $62,040

$91,325

2016

$6,770 (+30.3%)

$28,284 + $59,919

$88,203

2015

$5,196 (−6.2%)

$27,291 + $57,815

$85,106

2013

$5,542 (+2.4%)

$27,267 + $38,629

$65,896

2012

$5,411 (+0.6%)

$27,267 + $38,629

$65,896

2011

$5,380 (−2.0%)

$27,597 + $40,667

$68,264

2010

$5,490 (+3.8%)

$29,607 + $51,015

$80,622

2009

$5,291 (−3.4%)

$29,607 + $51,015

$80,622

2008

$5,479 (−1.9%)

$29,997 + $60,194

$90,191

2007

$5,586

$29,997 + $57,716

$87,713

Tax history for 320 State St

Year

Property tax

Land + Additions

Assessment*

2025

$8,343 (+3.7%)

$36,375 + $98,579

$134,954

2024

$8,043 (+5.5%)

$36,375 + $98,579

$134,954

2023

$7,627 (+0.2%)

$33,516 + $90,831

$124,347

2022

$7,611 (+4.5%)

$29,997 + $81,295

$111,292

2021

$7,286 (+2.8%)

$32,539 + $72,729

$105,268

2020

$7,086 (+2.0%)

$31,016 + $69,325

$100,341

2019

$6,947 (+4.3%)

$29,835 + $65,339

$95,174

2018

$6,663 (+3.0%)

$29,835 + $65,339

$95,174

2017

$6,469 (−4.4%)

$29,285 + $62,040

$91,325

2016

$6,770 (+30.3%)

$28,284 + $59,919

$88,203

2015

$5,196 (−6.2%)

$27,291 + $57,815

$85,106

2013

$5,542 (+2.4%)

$27,267 + $38,629

$65,896

2012

$5,411 (+0.6%)

$27,267 + $38,629

$65,896

2011

$5,380 (−2.0%)

$27,597 + $40,667

$68,264

2010

$5,490 (+3.8%)

$29,607 + $51,015

$80,622

2009

$5,291 (−3.4%)

$29,607 + $51,015

$80,622

2008

$5,479 (−1.9%)

$29,997 + $60,194

$90,191

2007

$5,586

$29,997 + $57,716

$87,713

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

1.5

Stories

Lot width

—

Lot depth

—

Lot size

0.25 Acres

Year renovated

—

Sq. Ft.

1,750

Year built

1893

Style

Single Family Residential

County

Kane County

APN

0927353024

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 8, 2026.

CBD-2

Mixed Use Business District

The purpose of the CBD-2 Mixed Use District is to provide for a properly scaled mixed-use transition between single-family residential neighborhoods and the retail core of the CBD-1 Central Business District. The CBD-2 District permits a mix of retail, service, office, and medium-density residential uses within buildings that are of a reduced height and scale than that permitted in the CBD-1 District. However, development in this district is also intended to retain a pedestrian-oriented character, similar to that of the CBD-1 District.

Permitted uses

Include but are not limited to:

Religious facility
Bank
Day care facility
General retail
Housing-Single unit
Housing-Multiple units
Housing-Senior
Bed & breakfast
Mixed use building
Office

Property details

Parking

Parking Information
# Of Cars: 2
# of Garage Spaces: 2
Parking: Garage
Garage Ownership: Owned
Garage On-Site: Yes
Garage Type: Detached
Garage Details: Garage Door Opener(s),Transmitter(s)
Driveway: Asphalt

Interior

Bathroom Information
# of Baths (Full): 2

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Possible: 3

Room Information
Room Type: Tandem Room
Level: Second
Dimensions: 13 x 12
Flooring: Wood Laminate

Room Information
Room Type: Breakfast Room
Level: Main
Dimensions: 11 x 10
Flooring: Wood Laminate

Room Information
Room Type: Bedroom 2
Level: Second
Dimensions: 13 x 11
Flooring: Hardwood

Room Information
Room Type: Bedroom 3
Level: Main
Dimensions: 11 x 9
Flooring: Hardwood

Room Information
Room Type: Dining Room
Level: Main
Dimensions: 20 x 11
Window Treatments: None
Flooring: Hardwood

Room Information
Room Type: Kitchen
Level: Main
Dimensions: 14 x 9
Window Treatments: None
Flooring: Wood Laminate

Room Information
Room Type: Living Room
Level: Main
Dimensions: 16 x 12
Window Treatments: None
Flooring: Hardwood

Room Information
Room Type: Master Bedroom
Level: Second
Dimensions: 16 x 13
Flooring: Hardwood

Additional Rooms Information
Breakfast Room, Tandem Room
Attic: Unfinished
Dining Room: Separate
Basement: Full
Basement Description: Unfinished,Exterior Access

Interior Features
Interior Features: Hardwood Floors, Wood Laminate Floors
# of Rooms: 8

Equipment
Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
Humidifier, Water-Softener Owned, CO Detectors, Ceiling Fan(s)

Exterior

Exterior Features
Exterior Features: Deck, Porch, Roof Deck, Brick Paver Patio

Building Information
Living Area Source: Landlord/Tenant/Seller
Exterior Building Type: Frame
Age: 100+ Years
Built Before 1978 (Y/N): Yes
Roof: Asphalt
Foundation Details: Stone

Property Information
Property Type: Detached Single
Property Type: 2 Stories
Ownership: Fee Simple
Rehab (Y/N): No
Parcel Number: 0927353024

Lot Information
Dimensions: 56 X 198
Lot Size: .25-.49 Acre
Lot Features: Corner Lot, Fenced Yard

Financial

Tax Information
Tax Annual Amount: $5,107
Tax Year: 2014
Tax Exemptions: Homeowner,Senior

Financial Information
Finance Code: Conventional
Special Service Area: N

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer
Electric: Circuit Breakers, 100 Amp Service

Heating & Cooling
Heating: Natural Gas, Forced Air
Cooling: Central Air

Location

School Information
Elementary School District: 303
Middle Or Junior School District: 303
High School District: 303

Location Information
Township: ST. CHARLES
Corporate Limits: ST. CHARLES
Directions: Rout 31 North of Route 64 - 2 blocks to State St. West to home

Public facts

Beds: 3
Baths: 1.5
Sq. Ft.: 1,750
Stories: 2.0
Lot Size: 0.25 acres
Style: Single Family Residential
Year Built: 1893
Year Renovated: —
County: Kane County
APN: 0927353024

Home facts updated by county records on Sep 8, 2026

Other

Listing Information
Holds Earnest Money: Yes
Possession: Closing

Around this home

Schools

K - 12
Preschool & daycare

Munhall Elementary School

Public K-5 • Assigned • 1.4mi

8/10

Thompson Middle School

Public 6-8 • Assigned • 0.3mi

7/10

St Charles East High School

Public 9-12 • Assigned • 2.1mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 101° expected this year, 14 days in 30 years

2/10 Wind Factor

0% chance of strong winds in next 30 years

4/10 Air Factor

3 unhealthy days expected this year, 5 days in 30 years

Provided by First Street

Historical weather

St Charles, IL • 60174

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.2 hours in June and 3.4 hours in December, placing it below the U.S. average for solar exposure.

10.2 hrs

3.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$514,000 – $622,000

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Nearby similar homes

3D WALKTHROUGH

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Plantation shutters • Updated ensuite bath • Custom-built wet-bar

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New listings for sale in 60174

NEW

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Main floor living • Private patio • Ample cabinet space

3D WALKTHROUGH

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3D WALKTHROUGH

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Refreshed kitchen • New countertops • New sink

3D WALKTHROUGH

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$990,000

4 beds3.5 baths3,864 sq ft

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OPEN TODAY, 12PM TO 2PM

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OPEN TODAY, 11AM TO 1PM

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5 beds5.5 baths6,924 sq ft

1209 Fox Glen Dr, St Charles, IL 60174

Main-floor office • Gourmet kitchen • Wet bar

OPEN TODAY, 10AM TO 2PM

$485,000

3 beds3 baths2,242 sq ft

119 Whittington Crse #119, St. Charles, IL 60174

Hardwood floors • Vaulted ceiling • Elegant cabinetry

Home values near 320 State St

Data from public records.

Address	Redfin Estimate
312 State Street, St Charles, IL 3 Beds \| - Baths \| - Sq. Ft.	$414,666
202 N 5th Street, St Charles, IL 4 Beds \| 2 Baths \| - Sq. Ft.	$463,928
316 Cedar Street, St. Charles, IL 2 Beds \| 2 Baths \| 2248 Sq. Ft.	$581,359

Address	Redfin Estimate
206 N 5th Street, St Charles, IL 2 Beds \| 2 Baths \| 1545 Sq. Ft.	$475,197
210 N 5th Street, St Charles, IL 3 Beds \| 2 Baths \| 1605 Sq. Ft.	$419,533

Address	Redfin Estimate
210 N 5th Street #2, St Charles, IL 3 Beds \| 2 Baths \| 1400 Sq. Ft.	$426,316
222 N 5th Street, St Charles, IL 3 Beds \| 2 Baths \| 1788 Sq. Ft.	—

Property information provided by MRED as Distributed by MLS Grid when last listed in 2016. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 60174, IL

Redfin agents who toured

Sale history for 320 State St

Tax history for 320 State St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 60174

Home values near 320 State St

More real estate resources