Set on a private 1.26-acre lot in desirable Heritage Oaks and within award-winning District 303 schools, this brick and cedar home offers space, comfort, and a functional layout. The circular driveway and stately facade welcome you to a home filled with natural light from ample windows, with the south-facing front creating bright, inviting spaces year-round. Inside, the vaulted living room features a dramatic brick fireplace and connects seamlessly to the kitchen, updated in 2023 with crisp white cabinetry and equipped with a new double oven and dishwasher (2024). The main-floor full bath adds flexibility for guests or a spacious home office with a separate entrance to a front patio. Upstairs, the primary suite is joined by three additional bedrooms-one with an en suite and another with a Jack-and-Jill bath. The finished walkout basement includes a large wet bar, wine cellar, fireplace, and full bath, with the option to add an additional bedroom with its own fireplace. A main-level office with industrial-style finishes and a separate exterior entrance provides a private workspace. The circular driveway and 3-car side-load garage offer convenience, while the oversized lot with mature landscaping and established trees provides privacy and a peaceful setting. Recent updates include the roof (2020), two HVAC systems and furnaces (2023), and the well pump (2024). Located in unincorporated St. Charles, just minutes from South Elgin amenities.
Single-familyProperty Type
2000Year Built
$185Est. Price/Sq.Ft.
3 car garageParking
Listed by Henry Torn• ListWithFreedom.com
Bought with Jennifer Daring• Coldwell Banker Realty
This pristine brick and cedar estate residence is perched majestically on a 1.28 acre corner lot with over 200 mature trees & bushes. Located in the prestigious Heritage Oaks neighborhood with District 303 schools! This warm, inviting home features a beautiful kitchen that opens to an open family room with a soaring two-story brick fireplace and floor-to-ceiling windows that provide beautiful vistas of the surrounding area. Front and rear staircases access upper level. Full bath on the main floor offers potential for an in-law arrangement. Gleaming refinished hardwood flooring throughout the first floor. Entire home has been freshly painted. New carpet on upper and main levels. The upper level boasts a spacious master bedroom/bath, three additional large bedrooms, jack-n-jill bath, walk-in closets, and a 4th bedroom with an en-suite bath. An enormous finished walkout basement with wine cellar, built-in wet bar, fireplace, and a full bathroom has all you need for entertainment and relaxation. Basement has a workshop with storage galore and walks out to a lovely patio with fire pit and is surrounded by greenery including many pine, maple and apple trees. Pool table & media equipment are included for instant entertainment! Large 3 car, heated, side-load garage. Security system and outdoor home surveillance included. New roof in 2020. Fences are permitted upon approval from HOA architectural review committee. (White kitchen option! Quote available upon request to have kitchen cabinets professionally painted. Virtual staging photos included. ) * * Highly motivated seller: Willing to include a Home Warranty, willing to entertain a Home Sale/Close Contingency, and will include a 12 count of toilet paper upon close! * *
MRED as Distributed by MLS Grid #10595293
Feb 24, 2020
Listing Removed
—
Jan 15, 2020
Listed (New)
*
Year
Property tax
Land + Additions
Assessment*
2025
$14,060 (+7.2%)
$42,437 + $176,156
$218,593
2024
$13,121 (+4.9%)
$42,437 + $176,156
$218,593
2023
$12,508 (−2.4%)
$39,102 + $154,231
$193,333
2022
$12,810 (+6.5%)
$34,997 + $138,039
$173,036
2021
$12,025 (+0.7%)
$32,282 + $141,193
$173,475
2020
$11,944 (−6.8%)
$30,771 + $133,808
$164,579
2019
$12,817 (−2.2%)
$29,599 + $142,831
$172,430
2018
$13,101 (−10.1%)
$29,599 + $142,831
$172,430
2017
$14,580 (−5.1%)
$32,541 + $143,191
$175,732
2016
$15,356 (−0.6%)
$31,428 + $161,514
$192,942
2015
$15,450 (+15.0%)
$30,324 + $155,841
$186,165
2013
$13,437 (−9.0%)
$30,297 + $131,685
$161,982
2012
$14,772 (+5.8%)
$30,297 + $131,685
$161,982
2011
$13,959 (+5.7%)
$30,664 + $158,562
$189,226
2010
$13,209 (+2.1%)
$32,897 + $167,795
$200,692
2009
$12,941 (−0.2%)
$32,897 + $167,795
$200,692
2008
$12,967 (+7.7%)
$33,330 + $192,081
$225,411
2007
$12,043
$33,330 + $184,188
$217,518
Tax history for 38W042 Mallard Lake Rd
Year
Property tax
Land + Additions
Assessment*
2025
$14,060 (+7.2%)
$42,437 + $176,156
$218,593
2024
$13,121 (+4.9%)
$42,437 + $176,156
$218,593
2023
$12,508 (−2.4%)
$39,102 + $154,231
$193,333
2022
$12,810 (+6.5%)
$34,997 + $138,039
$173,036
2021
$12,025 (+0.7%)
$32,282 + $141,193
$173,475
2020
$11,944 (−6.8%)
$30,771 + $133,808
$164,579
2019
$12,817 (−2.2%)
$29,599 + $142,831
$172,430
2018
$13,101 (−10.1%)
$29,599 + $142,831
$172,430
2017
$14,580 (−5.1%)
$32,541 + $143,191
$175,732
2016
$15,356 (−0.6%)
$31,428 + $161,514
$192,942
2015
$15,450 (+15.0%)
$30,324 + $155,841
$186,165
2013
$13,437 (−9.0%)
$30,297 + $131,685
$161,982
2012
$14,772 (+5.8%)
$30,297 + $131,685
$161,982
2011
$13,959 (+5.7%)
$30,664 + $158,562
$189,226
2010
$13,209 (+2.1%)
$32,897 + $167,795
$200,692
2009
$12,941 (−0.2%)
$32,897 + $167,795
$200,692
2008
$12,967 (+7.7%)
$33,330 + $192,081
$225,411
2007
$12,043
$33,330 + $184,188
$217,518
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Permits
Beds
—
Baths
—
Stories
—
Lot width
—
Lot depth
—
Lot size
1.26 Acres
Year renovated
—
Sq. Ft.
—
Year built
—
Style
Single Family Residential
County
Kane County
APN
0907275004
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 8, 2026.
Jun 19, 2020 • Active
Residential repair
Roofing
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
# of Garage Spaces: 3
# of Parking (Total): 3
Parking Features: On Site, Attached, Garage
Interior
Bathroom Information
# of Baths (Full): 5
Basement Bathrooms (Y/N): Yes
Bedroom Information
# of Bedrooms: 4
# of Bedrooms Possible: 4
Room Information
Room Type: Bedroom 2
Level: Second
Dimensions: 12 x 13
Room Information
Room Type: Bedroom 3
Level: Second
Dimensions: 12 x 10
Room Information
Room Type: Bedroom 4
Level: Second
Dimensions: 14 x 14
Room Information
Room Type: Dining Room
Level: Main
Dimensions: 15 x 16
Room Information
Room Type: Family Room
Level: Main
Dimensions: 19 x 20
Room Information
Room Type: Kitchen
Level: Main
Dimensions: 24 x 15
Room Information
Room Type: Laundry
Room Information
Room Type: Living Room
Level: Main
Dimensions: 18 x 20
Room Information
Room Type: Master Bedroom
Level: Second
Dimensions: 18 x 20
Bath: Full
Additional Rooms Information
Dining Room: None
Basement: Other, Walk-Out Access
Basement Sq. Ft.: 1,290
Interior Features
# of Rooms: 8
Equipment
Appliances: Double Oven, Dishwasher, Refrigerator, Washer, Dryer, Gas Oven
Exterior
Building Information
Living Area Source: Landlord/Tenant/Seller
Below Grade Finished Area: 1,290
Age: 21-25 Years
Built Before 1978 (Y/N): No
Construction Materials: Brick
Aprox. Total Finished Sq Ft: 4,681
Property Information
Property Type: Detached Single
Property Type: 2 Stories
Main Sq Ft: 1782
Ownership: Fee Simple
Rebuilt (Y/N): No
Rehab (Y/N): No
Total Finished/Unfinshed Sq Ft: 4,681
Total Sq Ft: 3,391
Upper Sq Ft: 1609
Parcel Number: 0907275004
Lot Information
Dimensions: 216x381x104x324
Lot Size: 1.0-1.99 Acres
Financial
Tax Information
Tax Annual Amount: $12,508
Tax Year: 2023
Financial Information
Finance Code: Conventional
Special Service Area: N
Utilities
Utility Information
Water Source: Well
Sewer: Septic Tank
Heating & Cooling
Heating: Natural Gas, Electric
Cooling: Central Air
Location
Homeowners Association Information
Association Fee: $300
Association Fee Frequency: Annually
Association Fee Includes: Other
Master Association Fee Frequency: Not Required
School Information
Elementary School District: 303
Elementary School: Ferson Creek Elementary School
Middle Or Junior School District: 303
Middle Or Junior School: Thompson Middle School
High School District: 303
High School: St Charles North High School
Location Information
Township: St. Charles
Corporate Limits: Unincorporated
Directions: From Randall Road turn onto Silver Lake Rd. Turn Left on Burr road. Turn Left on Mallard Lake Rd. The house is the first house on the left.
Public facts
Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 1.26 acres
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Kane County
APN: 0907275004
Home facts updated by county records on Sep 8, 2026
Other
Listing Information
Holds Earnest Money: No
Possession: Closing
Some Photos Virtually Staged?: No
Teams Information
Buyer Team Name: The Daring Team
Around this home
Schools
Ferson Creek School
Public PreK-5 • Assigned • 0.6mi
10/10
Thompson Middle School
Public 6-8 • Assigned • 4.2mi
7/10
St Charles North High School
Public 9-12 • Assigned • 2.4mi
8/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 101° expected this year, 14 days in 30 years
2/10 Wind Factor
0% chance of strong winds in next 30 years
3/10 Air Factor
3 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
St Charles, IL • 60175
Average low and high temperatures (°F)
28
14
37
20
54
33
62
43
70
49
80
62
84
67
81
63
79
57
67
47
49
36
34
21
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 10.2 hours in
June and 3.5 hours in December, placing it below the
U.S. average for solar exposure.
10.2 hrs
3.5 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$825,000 – $999,000
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