SOLD BY REDFIN OCT 7, 2022

Off market oct 2022 for $386K

$506,831

•

1,615

sq ft

520 State St, St. Charles, IL 60174

About this home

The perfect pairing of vintage details and charm paired with modern amenities. Just a short stroll to downtown St Charles, schools and restaurants and steps from Lincoln Park. You will love the private fenced yard with deck, patio, and yard space. Inside, this home has been updated with air conditioning, all new lighting, an awesome new Kitchen, updated baths and refinished floors, all while keeping the original charm of the home. The Kitchen features Shaker style cabinetry, Quartz counters and backsplash. The Screened Porch is a welcoming space to enjoy your morning coffee. The huge dining room is great for hosting family gatherings. The first floor bedroom is perfect for a guest room since there is a full bathroom on this floor. The upstairs features a loft space currently used as a fitness area, in addition to three more bedrooms and the hall bathroom. The flexible floor plan allows a space for every activity. This one won't last!

Single-familyProperty Type

1925Year Built

7,919 sq ftLot Size

$314Est. Price/Sq.Ft.

2 car garageParking

Seller's agent

Christy Alwin Redfin Corporation

Buyer's agent

Cindy Kashul Redfin Corporation

Redfin checked: 2 minutes ago

•Source:MRED as Distributed by MLS Grid #11478192

Redfin Estimate

$506,831

$121K since sold in October 2022$26K since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 20.4% higher than the average sale price ($421K) of 5 comparable homes.

SOLD JUN 18, 2026
$420,000
A
5 beds2 baths1,866 sq ft
22 N 12th St, St Charles, IL 60174
SOLD JUL 30, 2026
$394,000
B
4 beds2 baths— sq ft
202 N 5th St, St Charles, IL 60174
SOLD SEP 11, 2026
$435,000
C
3 beds2 baths1,566 sq ft
701 Monroe Ave, St Charles, IL 60174
SOLD SEP 11, 2026
$431,000
D
3 beds1.5 baths1,340 sq ft
309 S 6th St, St Charles, IL 60174
SOLD JUN 30, 2026
$425,000
E
3 beds2 baths1,591 sq ft
1020 Dean St, St Charles, IL 60174

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Earn from this home

Sell

$196,763

Est. take-home

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Rent

$3,948/mo

Redfin rental estimate

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Market trends in 60174, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

101.2%

0.6% MoM

Median sale price

$452K

$4K MoM

Avg. days on market

47d

0 days MoM

Recently sold homes

133

3 MoM

New listings for sale

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4 beds2.5 baths2,526 sq ft
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EARLY ACCESS
Unknown
3 beds1.5 baths1,413 sq ft
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OPEN SAT, 11AM TO 2PM
$650,000
4 beds2.5 baths1,815 sq ft
122 S 5th St, St Charles, IL 60174
See all

Provided by Redfin

Sale history for 520 State St

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

7,919

Year renovated

2024

Sq. Ft.

1,615

Year built

1925

Style

Single Family Residential

County

Kane County

APN

—

Parking Spaces

Basement

Yes

Accessible

HOA Dues

—

Garage

Yes

Features

—

Last updated by owner on Jul 23, 2024.

RT-4

Traditional Single and Two-Family Residential District

The purpose of the RT-4 Traditional Single- and Two-Family Residential District is to preserve higher density single- and two-family residential development in older neighborhoods of the City, and to accommodate new residential development with a similar character. The minimum lot size in this district is 5,000 sq ft. This district is primarily located in older residential neighborhoods near the downtown area. The RT-4 District also provides for auxiliary dwelling units and limited nonresidential uses compatible with surrounding residential neighborhoods.

Permitted uses

Include but are not limited to:

Housing-Group
Housing-Single unit
Housing-Multiple units
Housing-Other
Infrastructure
Park & open space

Property details

Parking

Parking Information
# Of Cars: 2
# of Garage Spaces: 2
Parking: Garage
Garage Ownership: Owned
Garage On-Site: Yes
Garage Type: Detached
Garage Details: None/NA

Interior

Bathroom Information
# of Baths (Full): 2
Bath Amenities: Whirlpool,Soaking Tub

Bedroom Information
# of Bedrooms: 4
# of Bedrooms Possible: 4

Room Information
Room Type: Foyer
Level: Main
Dimensions: 7 x 6
Flooring: Hardwood

Room Information
Room Type: Walk In Closet
Level: Second
Dimensions: 5 x 4
Flooring: Hardwood

Room Information
Room Type: Loft
Level: Second
Dimensions: 18 x 10
Flooring: Hardwood

Room Information
Room Type: Storage
Level: Basement
Dimensions: 14 x 11
Flooring: Other

Room Information
Room Type: Storage
Level: Basement
Dimensions: 12 x 6
Flooring: Other

Room Information
Room Type: Enclosed Porch
Level: Main
Dimensions: 12 x 4
Flooring: Wood Laminate

Room Information
Room Type: Bedroom 2
Level: Second
Dimensions: 13 x 11
Flooring: Hardwood

Room Information
Room Type: Bedroom 3
Level: Second
Dimensions: 15 x 13
Flooring: Hardwood

Room Information
Room Type: Bedroom 4
Level: Main
Dimensions: 11 x 10
Flooring: Hardwood

Room Information
Room Type: Dining Room
Level: Main
Dimensions: 14 x 13
Flooring: Hardwood

Room Information
Room Type: Kitchen
Type: Pantry-Closet,Custom Cabinetry,Granite Counters,SolidSurfaceCounter,Updated Kitchen
Level: Main
Dimensions: 13 x 12
Flooring: Hardwood

Room Information
Room Type: Laundry
Level: Basement
Dimensions: 25 x 16
Flooring: Other

Room Information
Room Type: Living Room
Level: Main
Dimensions: 14 x 13
Flooring: Hardwood

Room Information
Room Type: Master Bedroom
Level: Second
Dimensions: 18 x 12
Flooring: Hardwood
Bath: Full

Additional Rooms Information
Attic: Unfinished
Dining Room: Separate
Basement: Full
Basement Description: Unfinished
Laundry Features: Gas Dryer Hookup, Electric Dryer Hookup

Interior Features
Interior Features: Hardwood Floors, Walk-In Closet(s)
# of Rooms: 8

Equipment
Appliances: Range, Microwave, Dishwasher, High End Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Water Softener Owned
Water-Softener Owned, Ceiling Fan(s)

Exterior

Exterior Features
Exterior Features: Deck, Patio, Porch, Porch Screened

Building Information
Living Area Source: Assessor
Exterior Building Type: Vinyl Siding,Frame
Age: 91-100 Years
Built Before 1978 (Y/N): Yes

Property Information
Property Type: Detached Single
Property Type: 2 Stories
Ownership: Fee Simple
Property Currently Being Leased: No
Rebuilt (Y/N): No
Rehab (Y/N): Yes
Rehab Year: 2021
General Information: School Bus Service
Parcel Number: 0927351008

Lot Information
Dimensions: 7920
Lot Size: Less Than .25 Acre

Financial

Tax Information
Tax Annual Amount: $5,882.02
Tax Year: 2021
Tax Exemptions: Homeowner

Financial Information
Finance Code: Conventional
Special Service Area: N

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer
Electric: Circuit Breakers, 200+ Amp Service

Heating & Cooling
Heating: Natural Gas, Electric, Radiator(s)
Cooling: Central Air, Space Pac

Location

Community Information
Community Features: Park, Curbs, Sidewalks, Street Lights, Street Paved

Homeowners Association Information
Master Association Fee Frequency: Not Required

School Information
Elementary School District: 303
Elementary School: Lincoln Elementary School
Middle Or Junior School District: 303
Middle Or Junior School: Thompson Middle School
High School District: 303
High School: St Charles East High School

Location Information
Township: St. Charles
Corporate Limits: St. Charles
Directions: From Main St turn north onto N 6th St. Located on the corner of 6th and State St.

Public facts

Beds: 4
Baths: 2.0
Sq. Ft.: 1,615
Stories: —
Parking Spaces: 2
Basement: Yes
Accessible: No
Lot Size: 7,919 square feet
Style: Single Family Residential
Year Built: 1925
Year Renovated: 2024
County: Kane County
APN: —
HOA Dues: —
Garage: Yes
Features: —

Home facts updated by owner on Jul 23, 2024

Other

Listing Information
Holds Earnest Money: No
Possession: Closing

Around this home

Schools

Munhall Elementary School

Public K-5 • Assigned • 1.5mi

8/10

Thompson Middle School

Public 6-8 • Assigned • 0.2mi

7/10

St Charles East High School

Public 9-12 • Assigned • 2.2mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 101° expected this year, 14 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

4/10 Air Factor

3 unhealthy days expected this year, 5 days in 30 years

Provided by First Street

Historical weather

St. Charles, IL • 60174

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.2 hours in June and 3.4 hours in December, placing it below the U.S. average for solar exposure.

10.2 hrs

3.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$482,000 – $583,000

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Home values near 520 State St

Data from public records.

Address	Redfin Estimate
615 State Street, St Charles, IL 2 Beds \| 1.5 Baths \| 1117 Sq. Ft.	$258,529
501 State Street, St Charles, IL 3 Beds \| 1 Baths \| 1040 Sq. Ft.	$252,797

Address	Redfin Estimate
610 State Street, St Charles, IL 4 Beds \| 3 Baths \| - Sq. Ft.	$424,611
520 State Street, St Charles, IL 4 Beds \| 2 Baths \| - Sq. Ft.	—

Address	Redfin Estimate
614 State Street, St Charles, IL 2 Beds \| 1 Baths \| 1107 Sq. Ft.	$233,932
211 N 6th Street, St Charles, IL 2 Beds \| - Baths \| - Sq. Ft.	$348,604

Property information provided by MRED as Distributed by MLS Grid when last listed in 2022. This data may not show owner updates. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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