SOLD AUG 26, 2026

Closed on aug 2026

$368,500

•

2,706

sq ft

1316 Summerfield, Waterloo, IL 62298

Track this home’s value and nearby sales activity

About this home

Welcome home to this beautiful two-story home in the Stonefield neighborhood! With inviting curb appeal, a covered front porch, attractive landscaping, and a stunning weeping willow tree in the back, this property is ready to impress from the moment you arrive. Step inside to a welcoming foyer that opens to the formal dining room and flows into the spacious living room, complete with a cozy fireplace. The open-concept layout continues into the kitchen, featuring plenty of space for cooking and gathering, along with a breakfast area for everyday dining. Luxury vinyl plank flooring runs throughout the main level, and you'll also find a convenient laundry room and half bath on the main floor. Upstairs, you'll discover three secondary bedrooms, a full bathroom, and a spacious primary suite featuring a walk-in closet and private bathroom with a double vanity, soaking tub, and separate shower. The partially finished basement provides even more living space with a family room, bonus room, full bathroom, and an unfinished storage area. Just in time for summer, the backyard is designed for entertaining and relaxation. Enjoy the above-ground pool with deck, stamped concrete patio, stamped walkway, vinyl privacy fence, and storage shed. Whether you're hosting friends, spending time with family, or simply unwinding outdoors, this backyard offers the perfect setting. Additional updates include a newer roof(2026), along with windows, doors, and gutters that have all been replaced within the last four years. The dining room table is also negotiable. With generous living space inside and out, this Stonefield home is one you won't want to miss!

Single-familyProperty Type

2004Year Built

0.28 acresLot Size

$136Price/Sq.Ft.

$10/moHOA Dues

2 car garageParking

Listed by Monica Schmidt • eXp Realty

Bought with Jessica Gratzl • Keller Williams Pinnacle

Redfin checked: 3 minutes ago

•Source:MARIS as Distributed by MLS Grid #26044712

Redfin Estimate

$379,278

$11K over list price of $369K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 7.5% higher than the average sale price ($353K) of 6 comparable homes.

SOLD AUG 7, 2026
$345,000
A
4 beds3.5 baths2,803 sq ft
711 Morrison Ave, Waterloo, IL 62298
SOLD JUN 10, 2026
$348,000
B
3 beds3 baths2,562 sq ft
4705 Vandebrook Dr, Waterloo, IL 62298
SOLD JUN 2, 2026
$399,000
C
4 beds3 baths3,449 sq ft
624 Katie Dr, Waterloo, IL 62298
SOLD JUL 10, 2026
$355,000
D
3 beds2.5 baths2,204 sq ft
1304 Fieldstone, Waterloo, IL 62298
SOLD JUL 15, 2026
$330,000
E
4 beds3 baths2,845 sq ft
454 Mary Dr, Waterloo, IL 62298
SOLD JUL 10, 2026
$339,900
F
3 beds3 baths2,532 sq ft
1339 Summerfield, Waterloo, IL 62298

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Market trends in 62298, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.9%

+1.0% MoM

Median sale price

$342K

$5K MoM

Avg. days on market

45d

1 days MoM

Recently sold homes

4 MoM

New listings for sale

NEW 27 HRS AGO
$424,999
4 beds3.5 baths3,069 sq ft
1033 Turtle Dove Trl, Waterloo, IL 62298
OPEN SAT, 12PM TO 2PM
$499,000
4 beds3 baths3,068 sq ft
6107 Briar Trl, Waterloo, IL 62298
$285,000
4 beds2 baths2,060 sq ft
210 W 4th St, Waterloo, IL 62298
$215,000
3 beds1 bath1,797 sq ft
458 N Library St, Waterloo, IL 62298
$10,000
2 beds2 baths1,200 sq ft
5245 Timber Lake Dr, Waterloo, IL 62298
See all

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Rental estimate

Est. $1,425 per month, based on comparable rentals

Sale and tax history for 1316 Summerfield

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2025

$6,052 (+7.0%)

$16,790 + $88,140

$104,930

2024

$5,656 (+10.2%)

$16,790 + $88,140

$104,930

2023

$5,131 (+1.8%)

$16,401 + $85,153

$101,554

2022

$5,041 (+1.7%)

$15,210 + $72,470

$87,680

2021

$4,956 (+4.8%)

$15,410 + $69,690

$85,100

2020

$4,726 (+2.9%)

$13,010 + $69,080

$82,090

2019

$4,594 (+7.0%)

$13,010 + $63,700

$76,710

2018

$4,291 (+2.1%)

$13,010 + $60,890

$73,900

2017

$4,202 (+2.4%)

$10,000 + $57,540

$67,540

2016

$4,104 (+2.1%)

$9,270 + $58,120

$67,390

2015

$4,019 (+2.6%)

$9,270 + $58,120

$67,390

2014

$3,917 (+10.7%)

$10,770 + $55,810

$66,580

2013

$3,539

$10,770 + $51,370

$62,140

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.28 Acres

Year renovated

2004

Sq. Ft.

1,068

Year built

2004

Style

Single Family Residential

County

Monroe County

APN

10-01-134-073-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 17, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Features: Attached, Driveway, Garage, Oversized
Garage Spaces: 2
Has Attached Garage
Has Garage

Interior

Bedroom Information
# of Bedrooms: 4
# of Bedrooms Main: 0
Main And Upper Level Bedrooms: 4
Upper Level Bedrooms: 4
Lower Level Bedrooms: 0

Bathroom Information
# of Full Baths (Total): 3
# of Half Baths (Total): 1
Main Level Bathrooms Half: 1
Main Level Bathrooms Full: 0
Main And Upper Level Bathrooms: 3
Upper Level Bathrooms Half: 0
Upper Level Bathrooms Full: 2
Lower Level Bathrooms Half: 0
Lower Level Bathrooms Full: 1

Room 1 Information
Room Type: Dining Room
Room Level: Main

Room 2 Information
Room Type: Living Room
Room Level: Main

Room 3 Information
Room Type: Kitchen
Room Level: Main

Room 4 Information
Room Type: Bathroom
Room Description: Half Bathroom
Room Level: Main

Room 5 Information
Room Type: Laundry
Room Level: Main

Room 6 Information
Room Type: Bedroom
Room Level: Upper

Room 7 Information
Room Type: Bedroom
Room Level: Upper

Room 8 Information
Room Type: Bedroom
Room Level: Upper

Room 9 Information
Room Type: Bathroom
Room Level: Upper

Room 10 Information
Room Level: Upper

Room 11 Information
Room Level: Upper

Room 12 Information
Room Type: Family Room
Room Level: Lower

Room 13 Information
Room Type: Bonus Room
Room Level: Lower

Room 14 Information
Room Type: Bathroom
Room Level: Lower

Laundry Room Information
Laundry Features: Main Level

Basement Information
Has Basement
Basement Features: Partially Finished, Full

Other Rooms Information
Room Count: 14
# of Rooms: 14

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Family Room

Heating & Cooling
Heating Information: Forced Air
Cooling Information: Central Air

Interior Features
Interior Features: Double Vanity, Eat-in Kitchen
Appliances: Dishwasher, Microwave, Oven, Refrigerator
Flooring: Carpet

Exterior

Building Information
Construction Materials: Brick, Vinyl Siding

Exterior Features
Patio And Porch Features: Covered, Deck, Front Porch, Patio
Fencing: Back Yard, Vinyl

Pool Information
Pool YN: 1
Has Private Pool
Pool Features: Above Ground

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Other Structures: Shed(s)
Above Grade Finished Area: 2,706
Above Grade Finished Area Source: Other
Below Grade Finished Area: 682
Below Grade Finished Area Source: Other

Lot Information
Lot Features: Back Yard
Lot Size Acres: 0.28
Lot Size Source: Public Records

Financial

Tax Information
Tax Annual Amount: $5,656
Tax Annual Amount Description: Owner Occupied
Tax Year: 2024
Property Assessment City Tax YN: 1

Utilities

Utility Information
Water Source: Public
Electric: Other
Sewer: Public Sewer
Utilities: Electricity Connected

Location

HOA Information
Association Name: Stonefield
Has HOA
Association Amenities: Other
Association Fee: $120
Association Fee Frequency: Annually
Association Fee Includes: Other

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Address Line: 1316 Summerfield, WTRL IL 62298

Public facts

Beds: 3
Baths: 4.0
Sq. Ft.: 1,068
Stories: 2.0
Lot Size: 0.28 acres
Style: Single Family Residential
Year Built: 2004
Year Renovated: 2004
County: Monroe County
APN: 10-01-134-073-000

Home facts updated by county records on Sep 17, 2026

Other

Listing Information
Home Warranty YN: No

Home Information
Living Area: 2706
Living Area Source: Other
Living Area Srch Sq Ft: 2706.00
Living Area Unknown YN: 0
Above Grade Finished Area Srch Sq Ft: 2706.00
Below Grade Finished Area Srch Sq Ft: 682.00
Building Features: Basement, Bathrooms, Pool
Public Records
Structure Type: House
Levels: Two

Around this home

Schools

Gardner Elementary School

Public 4-5 • Assigned • 2.0mi

6/10

Waterloo Junior High School

Public 6-8 • Assigned • 2.2mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.0mi

6/10

Provided by GreatSchools

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 107° expected this year, 20 days in 30 years

2/10 Wind Factor

2% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

96/ 100

Exceptional sunlight

Sunscore

This home receives average direct sun exposure in Waterloo. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.3 hrs

6.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$361,000 – $437,000

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New listings for sale in 62298

NEW 27 HRS AGO

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1033 Turtle Dove Trl, Waterloo, IL 62298

OPEN SAT, 12PM TO 2PM

$499,000

4 beds3 baths3,068 sq ft

6107 Briar Trl, Waterloo, IL 62298

$285,000

4 beds2 baths2,060 sq ft

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$215,000

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458 N Library St, Waterloo, IL 62298

$10,000

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5245 Timber Lake Dr, Waterloo, IL 62298

Home values near 1316 Summerfield

Data from public records.

Address	Redfin Estimate
1331 Summerfield, Waterloo, IL 3 Beds \| 5 Baths \| 1102 Sq. Ft.	$396,394
1319 Summerfield, Waterloo, IL 4 Beds \| 4 Baths \| 2576 Sq. Ft.	$398,589

Address	Redfin Estimate
1336 Summerfield, Waterloo, IL 3 Beds \| 2 Baths \| 1500 Sq. Ft.	$208,554
1311 Summerfield, Waterloo, IL 4 Beds \| 2.5 Baths \| 2432 Sq. Ft.	$361,525

Address	Redfin Estimate
1332 Summerfield, Waterloo, IL 4 Beds \| 5 Baths \| 2008 Sq. Ft.	$374,683
1312 Summerfield, Waterloo, IL 3 Beds \| 3 Baths \| 1556 Sq. Ft.	$334,950

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2026. This data may not match . Learn more.

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