OFF MARKET

Last listed at $289,900, closed on jul 2019

$410,225

Est. refi paymentEst. refi $2,198/mo

•

3,090

sq ft

15 Northern Cir, Waterloo, IL 62298

About this home

Amazing 4 bedroom Waterloo home nestled on just over 1/2 an acre on a quiet cul-de-sac. As you approach note the great curb appeal offered by the extensive landscaping, brick exterior, & covered front porch. Step inside to find the dining room w/ beautiful hardwood floors on your right, & living room w/ chair rail on your left. The family room features a gas fireplace & great natural light pouring through the bay window. The eat-in kitchen was completely remodeled in February 2019 & boasts quartz counters, center island, pantry, & breakfast area w/ built in desk, & sliding glass doors leading to the lovely covered patio. Also on the main level find 2 1/2 baths, & laundry room w/ built in cabinets. Head upstairs to find the generously sized master bedroom w/ attached master bath featuring dual vanity, garden tub, separate shower& walk in closet. Also on the upper level bedrooms 2-4 & full hall bath. The partially finished lower level offers a family room, game room, & 3/4 bath.

Single-familyProperty Type

1994Year Built

0.62 acresLot Size

$133Est. Price/Sq.Ft.

4 car garageParking

Listed by Linda Frierdich • Century 21 Advantage

Bought with Tammy Hines • Tammy Mitchell Hines & Co.

Redfin checked: a few seconds ago

•Source:MARIS as Distributed by MLS Grid #19036761

Redfin Estimate

$410,225

$120K over list price of $290K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 5.5% higher than the average sale price ($389K) of 6 comparable homes.

SOLD JUL 10, 2026
$415,000
A
4 beds3.5 baths2,966 sq ft
450 Paul Dr, Waterloo, IL 62298
SOLD JUL 23, 2026
$375,000
B
4 beds3 baths3,014 sq ft
421 Hartmann Ln, Waterloo, IL 62298
SOLD JUL 15, 2026
$330,000
C
4 beds3 baths2,845 sq ft
454 Mary Dr, Waterloo, IL 62298
SOLD MAY 20, 2026
$429,000
D
3 beds3 baths3,100 sq ft
435 Paul Dr, Waterloo, IL 62298
SOLD JUL 23, 2026
$390,000
E
3 beds3 baths3,257 sq ft
1042 Illinois Ave, Waterloo, IL 62298
SOLD MAY 29, 2026
$395,000
F
5 beds2.5 baths2,962 sq ft
601 Hartman Ln, Waterloo, IL 62236

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$1,586/mo

Redfin rental estimate

List your home for rent

Market trends in 62298, IL

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

98.7%

0.3% MoM

Median sale price

$350K

$7K MoM

Avg. days on market

44d

0 days MoM

Recently sold homes

22 MoM

New listings for sale

$299,900
2 beds3 baths1,616 sq ft
713 Willow Ln, Waterloo, IL 62298
$219,900
7 beds3 baths1,532 sq ft
201 Koenigsmark Ave, Waterloo, IL 62298
OPEN SAT, 11AM TO 1PM
$499,000
3 beds3.5 baths4,900 sq ft
6120 Old Baum Church Rd, Waterloo, IL 62298
$285,000
3 beds2 baths1,770 sq ft
609 Paula Dr, Waterloo, IL 62298
3D WALKTHROUGH
$560,000
4 beds3 baths2,741 sq ft
476 Hayden Dr, Waterloo, IL 62298
$329,000
3 beds2 baths1,762 sq ft
745 N Market St, Waterloo, IL 62298
$267,500
3 beds1.5 baths2,491 sq ft
902 Evansville Ave, Waterloo, IL 62298
$399,900
3 beds2 baths1,584 sq ft
5842 Deer Hill Rd, Waterloo, IL 62298
OPEN SUN, 3PM TO 4PM
$30,000
Studio— baths784 sq ft
238 Grand Ave Unit A, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 15 Northern Cir

Year

Property tax

Land + Additions

Assessment*

2025

$7,368 (+8.1%)

$19,180 + $107,320

$126,500

2024

$6,816 (+18.2%)

$19,180 + $107,320

$126,500

2023

$5,767 (−0.3%)

$18,344 + $102,801

$121,145

2022

$5,785 (−1.0%)

$16,740 + $81,090

$97,830

2021

$5,845 (+1.0%)

$16,830 + $79,940

$96,770

2020

$5,789 (−1.1%)

$14,310 + $81,430

$95,740

2019

$5,851 (+8.6%)

$14,310 + $78,320

$92,630

2017

$5,385 (+0.3%)

$13,500 + $71,320

$84,820

2016

$5,368 (+7.3%)

$13,320 + $72,970

$86,290

2015

$5,002 (+3.9%)

$13,320 + $72,970

$86,290

2014

$4,814 (+2.9%)

$14,310 + $67,090

$81,400

2013

$4,677

$14,310 + $64,920

$79,230

Tax history for 15 Northern Cir

Year

Property tax

Land + Additions

Assessment*

2025

$7,368 (+8.1%)

$19,180 + $107,320

$126,500

2024

$6,816 (+18.2%)

$19,180 + $107,320

$126,500

2023

$5,767 (−0.3%)

$18,344 + $102,801

$121,145

2022

$5,785 (−1.0%)

$16,740 + $81,090

$97,830

2021

$5,845 (+1.0%)

$16,830 + $79,940

$96,770

2020

$5,789 (−1.1%)

$14,310 + $81,430

$95,740

2019

$5,851 (+8.6%)

$14,310 + $78,320

$92,630

2017

$5,385 (+0.3%)

$13,500 + $71,320

$84,820

2016

$5,368 (+7.3%)

$13,320 + $72,970

$86,290

2015

$5,002 (+3.9%)

$13,320 + $72,970

$86,290

2014

$4,814 (+2.9%)

$14,310 + $67,090

$81,400

2013

$4,677

$14,310 + $64,920

$79,230

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.62 Acres

Year renovated

1994

Sq. Ft.

1,287

Year built

1994

Style

Single Family Residential

County

Monroe County

APN

07-25-349-054-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Total: 0
Parking Features: Attached Garage, Detached, Garage Door Opener
Garage Spaces: 4
Carport Spaces: 0
Has Attached Garage
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 4
# of Bedrooms Main: 0

Bathroom Information
# of Full Baths (Total): 3
# of Half Baths (Total): 2
# of Main Level Bathrooms (Total): 2
# of Main and Upper Bathrooms: 4
Main Level # of Half Bathrooms: 2

Room 1 Information
Room Type: Dining Room
Room Dimensions: 12x13
Room Length: 12
Room Width: 13
Room Level: Second or Main

Room 2 Information
Room Type: Living Room
Room Dimensions: 15x12
Room Length: 15
Room Width: 12
Room Level: Second or Main

Room 3 Information
Room Type: Family Room
Room Dimensions: 15x19
Room Length: 15
Room Width: 19
Room Level: Second or Main

Room 4 Information
Room Type: Kitchen
Room Dimensions: 23x12
Room Length: 23
Room Width: 12
Room Level: Second or Main

Room 5 Information
Room Type: Bathroom
Room Dimensions: 5x5
Room Length: 5
Room Width: 5
Room Level: Second or Main

Room 6 Information
Room Type: Bathroom
Room Dimensions: 4x8
Room Length: 4
Room Width: 8
Room Level: Second or Main

Room 7 Information
Room Type: Laundry
Room Dimensions: 12x7
Room Length: 12
Room Width: 7
Room Level: Second or Main

Room 8 Information
Room Type: Master Bedroom
Room Dimensions: 13x18
Room Length: 13
Room Width: 18
Room Level: Third or Upper

Room 9 Information
Room Type: Master Bathroom
Room Dimensions: 9x13
Room Length: 9
Room Width: 13
Room Level: Third or Upper

Room 10 Information
Room Type: Bedroom
Room Dimensions: 10x11
Room Length: 10
Room Width: 11
Room Level: Third or Upper

Room 11 Information
Room Type: Bedroom
Room Dimensions: 13x11
Room Length: 13
Room Width: 11
Room Level: Third or Upper

Room 12 Information
Room Type: Bedroom
Room Dimensions: 11x10
Room Length: 11
Room Width: 10
Room Level: Third or Upper

Room 13 Information
Room Type: Bathroom
Room Dimensions: 9x5
Room Length: 9
Room Width: 5
Room Level: Third or Upper

Room 14 Information
Room Type: Family Room
Room Dimensions: 13x21
Room Length: 13
Room Width: 21
Room Level: First or Lower

Room 15 Information
Room Type: Other Room
Room Dimensions: 13x13
Room Length: 13
Room Width: 13
Room Level: First or Lower

Room 16 Information
Room Type: Bathroom
Room Dimensions: 4x9
Room Length: 4
Room Width: 9
Room Level: First or Lower

Basement Information
Has Basement
Basement Features: Bathroom in LL, Full, Partially Finished, Rec/Family Area

Other Rooms Information
# of Rooms: 14

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Gas

Heating & Cooling
Has Heating
Heating Information: Zoned
Cooling Information: Zoned

Interior Features
Interior Features: Carpets, Walk-in Closet(s), Some Wood Floors
Window Features: Bay/Bow Window, Sliding Glass Doors
Appliances: Dishwasher, Disposal, Double Oven, Microwave, Electric Oven, Refrigerator

Exterior

Building Information
Construction Materials: Brick, Vinyl Siding

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 2,403
Above Grade Finished Area Source: Other
Below Grade Finished Area: 687
Below Grade Finished Area Source: Other

Lot Information
Lot Features: Cul-De-Sac
Lot Size Acres: 0.62
Lot Size Dimensions: Irregular
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $5,385
Tax Year: 2017

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

HOA Information
Association Amenities: Underground Utilities
Association Fee Frequency: None

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: IL Rt 3 to Park St to Lakeview Drive to Paul Drive to Northern Circle

Public facts

Beds: 4
Baths: 6.0
Sq. Ft.: 1,287
Stories: 2.0
Lot Size: 0.62 acres
Style: Single Family Residential
Year Built: 1994
Year Renovated: 1994
County: Monroe County
APN: 07-25-349-054-000

Home facts updated by county records on Aug 26, 2026

Other

Home Information
Living Area: 3090
Levels: Two

Around this home

Schools

K - 12
Preschool & daycare

W J Zahnow Elementary School

Public PreK-1 • Assigned • 1.3mi

Waterloo Junior High School

Public 6-8 • Assigned • 1.3mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.3mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.15% chance of being in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

38°

21°

48°

28°

66°

42°

71°

52°

75°

57°

86°

68°

90°

72°

87°

66°

85°

60°

73°

52°

58°

41°

47°

30°

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$390,000 – $472,000

Sell confidently with a local market expert in Waterloo. 3 minutes to get started.

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Home values near 15 Northern Cir

Data from public records.

Address	Redfin Estimate
14 Northern Circle, Waterloo, IL 4 Beds \| 3 Baths \| 4317 Sq. Ft.	$413,350
11 Northern Circle, Waterloo, IL 4 Beds \| 4 Baths \| 2390 Sq. Ft.	$365,025
435 Paul Drive, Waterloo, IL 3 Beds \| 3 Baths \| 3100 Sq. Ft.	$441,154
403 Paul Drive, Waterloo, IL 3 Beds \| 3 Baths \| 1740 Sq. Ft.	$405,283
418 Paul Drive, Waterloo, IL 3 Beds \| 6 Baths \| 1772 Sq. Ft.	$354,990
481 Mary Drive, Waterloo, IL 3 Beds \| 3 Baths \| 2805 Sq. Ft.	$349,479
477 Mary Drive, Waterloo, IL 3 Beds \| 2 Baths \| 2678 Sq. Ft.	$324,112

Address	Redfin Estimate
10 Northern Circle, Waterloo, IL 4 Beds \| 4 Baths \| 2104 Sq. Ft.	$356,657
755 Lakeview Drive, Waterloo, IL 3 Beds \| 3 Baths \| 1944 Sq. Ft.	$295,644
407 Paul Drive, Waterloo, IL 3 Beds \| 2.5 Baths \| 1800 Sq. Ft.	$401,030
443 Paul Drive, Waterloo, IL 4 Beds \| 4 Baths \| 1144 Sq. Ft.	$322,232
473 Mary Drive, Waterloo, IL 3 Beds \| 2.5 Baths \| 2082 Sq. Ft.	$320,951
426 Paul Drive, Waterloo, IL 3 Beds \| 4 Baths \| 2006 Sq. Ft.	$298,470
422 Paul Drive, Waterloo, IL 3 Beds \| 2 Baths \| 1905 Sq. Ft.	$338,454

Address	Redfin Estimate
16 Northern Circle, Waterloo, IL 4 Beds \| 4 Baths \| 2642 Sq. Ft.	$366,068
702 Lake Drive, Waterloo, IL 4 Beds \| 4 Baths \| 1867 Sq. Ft.	$357,027
439 Paul Drive, Waterloo, IL 4 Beds \| 5 Baths \| 1546 Sq. Ft.	$415,026
409 Paul Drive, Waterloo, IL 3 Beds \| 3 Baths \| 1903 Sq. Ft.	$346,931
707 Paula Drive, Waterloo, IL 4 Beds \| 4 Baths \| 2268 Sq. Ft.	$315,344
430 Paul Drive, Waterloo, IL 3 Beds \| 3 Baths \| 2659 Sq. Ft.	$348,193
703 Paula Drive, Waterloo, IL 4 Beds \| 4 Baths \| 1984 Sq. Ft.	$297,244

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2019. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 15 Northern Cir

Tax history for 15 Northern Cir

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 15 Northern Cir

More real estate resources