Google street view image for 205 W 4th St, Waterloo, IL 62298

Off market nov 1984 for $55K

$292,657

Est. refi paymentEst. refi $384/mo

•

3 ba

•

2,800

sq ft

205 W 4th St, Waterloo, IL 62298

About this home

205 W 4th St is a 2,800 square foot house on a 0.25 acre lot with 4 bedrooms and 3 bathrooms. - it last sold on November 01, 1984 for $55,000. Based on Redfin's Waterloo data, we estimate the home's value is $292,657.

Single-familyProperty Type

1870Year Built

0.25 acresLot Size

$105Est. Price/Sq.Ft.

Source:Public Records

Redfin Estimate

$292,657

$238K since sold in November 1984$4,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 0.9% higher than the average sale price ($290K) of 6 comparable homes.

SOLD AUG 7, 2026
$345,000
A
4 beds3.5 baths2,803 sq ft
711 Morrison Ave, Waterloo, IL 62298
SOLD SEP 4, 2026
$275,000
B
4 beds2 baths3,004 sq ft
217 Magnolia Ave, Waterloo, IL 62298
SOLD JUL 15, 2026
$330,000
C
4 beds3 baths2,845 sq ft
454 Mary Dr, Waterloo, IL 62298
SOLD SEP 28, 2026
$249,900
D
4 beds2 baths1,380 sq ft
306 Walnut St, Waterloo, IL 62298
SOLD SEP 16, 2026
$290,000
E
3 beds2.5 baths2,296 sq ft
118 Jefferson Dr, Waterloo, IL 62298
SOLD JUN 1, 2026
$249,900
F
3 beds2.5 baths2,090 sq ft
308 Walnut St, Waterloo, IL 62298

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Sell

$273,774

Est. take-home

List your home with Redfin and save $2,927

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$1,838/mo

Redfin rental estimate

List your home for rent

Market trends in 62298, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.0%

+0.2% MoM

Median sale price

$338K

$5K MoM

Avg. days on market

46d

1 days MoM

Recently sold homes

7 MoM

New listings for sale

COMING SOON
$499,000
4 beds3 baths3,068 sq ft
6107 Briar Trl, Waterloo, IL 62298
$235,000
3 beds2 baths1,272 sq ft
2 Carol Dr, Waterloo, IL 62298
$285,000
4 beds2 baths2,060 sq ft
210 W 4th St, Waterloo, IL 62298
$215,000
3 beds1 bath1,797 sq ft
458 N Library St, Waterloo, IL 62298
$10,000
2 beds2 baths1,200 sq ft
5245 Timber Lake Dr, Waterloo, IL 62298
$320,000
3 beds2.5 baths2,598 sq ft
118 Osterhage Dr, Waterloo, IL 62298
$339,900
3 beds2 baths1,500 sq ft
711 Ward, Waterloo, IL 62298
$385,000
4 beds2 baths2,641 sq ft
106 Elmwood St, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 205 W 4th St

Year

Property tax

Land + Additions

Assessment*

2025

$5,052 (+16.1%)

$16,600 + $76,740

$93,340

2024

$4,351 (+0.5%)

$16,600 + $76,740

$93,340

2023

$4,328 (−0.1%)

$16,232 + $68,266

$84,498

2022

$4,333 (+2.9%)

$15,050 + $64,680

$79,730

2021

$4,210 (+33.6%)

$15,260 + $63,730

$78,990

2020

$3,151 (+0.2%)

$12,840 + $62,800

$75,640

2019

$3,144 (−1.5%)

$12,840 + $58,440

$71,280

2018

$3,191 (−14.1%)

$12,840 + $56,500

$69,340

2017

$3,717 (+15.6%)

$9,660 + $56,150

$65,810

2016

$3,214 (+0.8%)

$8,860 + $56,210

$65,070

2015

$3,190 (−0.3%)

$8,860 + $56,210

$65,070

2014

$3,198 (−11.8%)

$10,380 + $48,700

$59,080

2013

$3,625

$10,380 + $52,390

$62,770

Tax history for 205 W 4th St

Year

Property tax

Land + Additions

Assessment*

2025

$5,052 (+16.1%)

$16,600 + $76,740

$93,340

2024

$4,351 (+0.5%)

$16,600 + $76,740

$93,340

2023

$4,328 (−0.1%)

$16,232 + $68,266

$84,498

2022

$4,333 (+2.9%)

$15,050 + $64,680

$79,730

2021

$4,210 (+33.6%)

$15,260 + $63,730

$78,990

2020

$3,151 (+0.2%)

$12,840 + $62,800

$75,640

2019

$3,144 (−1.5%)

$12,840 + $58,440

$71,280

2018

$3,191 (−14.1%)

$12,840 + $56,500

$69,340

2017

$3,717 (+15.6%)

$9,660 + $56,150

$65,810

2016

$3,214 (+0.8%)

$8,860 + $56,210

$65,070

2015

$3,190 (−0.3%)

$8,860 + $56,210

$65,070

2014

$3,198 (−11.8%)

$10,380 + $48,700

$59,080

2013

$3,625

$10,380 + $52,390

$62,770

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Zoning

Central Business District

The Central Business District is intended to provide for areas in which pedestrian-oriented comparative shopping facilities for retail sales and services would be encouraged and inappropriate or incompatible uses would be prohibited. Refuse containers shall not be located in any required front or side yard setback area. Said containers shall be enclosed by either fencing of 6 ft in height or applicable screening.

Permitted uses

Include but are not limited to:

Community / recreation center
Bank
General retail
Restaurant
Tavern / bar / nightclub / micro-Brewery
Housing-Senior
Bed & breakfast
Office
Medical office
Theater / performing arts facility

Property details

Interior

Basement Information
Basement Sq. Ft: 1,400
Basement Type: Full

Bathroom Information
# of Bathroom Fixtures: 9

Heating & Cooling
Air Conditioning Type: Central

Exterior

Exterior Information
Physical Condition: Average
Exterior Wall: Masonry
Building Type: Single Family

Property Information
Subdivision Name: MARTINS ADD
Living Sq. Ft: 2,800
Ground Floor Sq. Ft: 1,400
Building Sq. Ft: 4,200
# of Stories: 2
Stories Type: 2
Legal Description: LOTS 29 & 30A MARTINS ADDN 0145248

Parking & Garage Information
Parking Type: Carport
Garage/Parking Sq. Ft: 486
Garage / Carport Type: Carport

Lot Information
# of Buildings: 1
Land Sq. Ft: 11,097
Legal Lot Number: 29
Acres: 0.25
Depth Footage: 155
Front Footage: 72
Zoning Code: WB3
County Use Description: IMPROVED RESIDENTIAL

Financial

Assessor Information
Assessment Year: 2025

Public facts

Beds: 4
Baths: 3.0
Sq. Ft.: 2,800
Stories: 2.0
Lot Size: 0.25 acres
Style: Single Family Residential
Year Built: 1870
Year Renovated: 1870
County: Monroe County
APN: 07-25-252-011-000

Home facts updated by county records on Aug 26, 2026

Around this home

Schools

Rogers Elementary School

Public 2-3 • Assigned • 0.6mi

10/10

Waterloo Junior High School

Public 6-8 • Assigned • 0.6mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.3mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$279,000 – $337,000

Reach more buyers when you sell with Redfin. Save up to $2,927 in fees. 3 minutes to get started.

Need the cash from your home fast? Sell to .

Nearby similar homes

$235,000

3 beds2 baths1,272 sq ft

2 Carol Dr, Waterloo, IL 62298

$220,000

3 beds1.5 baths2,304 sq ft

609 Willow Ln, Waterloo, IL 62298

$385,000

4 beds2 baths2,641 sq ft

106 Elmwood St, Waterloo, IL 62298

NEW CONSTRUCTION

$499,900

3 beds2 baths1,782 sq ft

516 Hayden Dr, Waterloo, IL 62298

$175,000

2 beds1 bath777 sq ft

319 S Main St, Waterloo, IL 62298

FOR SALE BY OWNER

$790,000

3 beds3 baths2,059 sq ft

420 Covington Dr, Waterloo, IL 62298

New listings for sale in 62298

COMING SOON

$499,000

4 beds3 baths3,068 sq ft

6107 Briar Trl, Waterloo, IL 62298

$235,000

3 beds2 baths1,272 sq ft

2 Carol Dr, Waterloo, IL 62298

$285,000

4 beds2 baths2,060 sq ft

210 W 4th St, Waterloo, IL 62298

$215,000

3 beds1 bath1,797 sq ft

458 N Library St, Waterloo, IL 62298

$10,000

2 beds2 baths1,200 sq ft

5245 Timber Lake Dr, Waterloo, IL 62298

$320,000

3 beds2.5 baths2,598 sq ft

118 Osterhage Dr, Waterloo, IL 62298

$339,900

3 beds2 baths1,500 sq ft

711 Ward, Waterloo, IL 62298

$385,000

4 beds2 baths2,641 sq ft

106 Elmwood St, Waterloo, IL 62298

Home values near 205 W 4th St

Data from public records.

Address	Redfin Estimate
210 West 4th St, Waterloo, IL 4 Beds \| 2 Baths \| 2060 Sq. Ft.	—
208 West 4th St, Waterloo, IL 2 Beds \| 4 Baths \| 1105 Sq. Ft.	$233,822

Address	Redfin Estimate
202 West 4th St, Waterloo, IL 4 Beds \| 3 Baths \| 1503 Sq. Ft.	$311,770
200 West 4th St, Waterloo, IL 4 Beds \| 4 Baths \| 1965 Sq. Ft.	$294,442

Address	Redfin Estimate
204 West 4th St, Waterloo, IL 8 Beds \| 6 Baths \| 2452 Sq. Ft.	$292,289
118 West 4th St, Waterloo, IL 2 Beds \| - Baths \| 986 Sq. Ft.	$137,843

Download the Redfin App on the Apple App Store

Download the Redfin App from the Google Play Store

Join us

Become an Agent

Get referrals

Careers

Find homes faster

About us

Find us

Subsidiaries

Affiliated Business

Countries

United States

Canada

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.

GreatSchools Ratings provided by GreatSchools.org.

Houses for rent in Waterloo	Agents near me	Glenview, IL homes for sale	Waterloo Housing Market
Houses for sale near me	Chicago, IL homes for sale	Evanston, IL homes for sale
Land for sale near me	Naperville, IL homes for sale	Oak Park, IL homes for sale
Open Houses near me	Schaumburg, IL homes for sale	Waterloo Property Records
Condos for sale near me	Arlington Heights, IL homes for sale	IL New Listings

Kirkwood homes for sale
St. Louis homes for sale
Webster Groves homes for sale

About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 205 W 4th St

Tax history for 205 W 4th St

Zoning

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 205 W 4th St

More real estate resources