OFF MARKET

Last listed at $150,000, CLOSED ON Sep 2025

$206,101

Est. refi paymentEst. refi $1,060/mo

•

1,114

sq ft

207 Flower St, Waterloo, IL 62298

About this home

Charming 3-Bedroom Home Close to Downtown Waterloo! Live just minutes from all the action in downtown Waterloo in this inviting 3-bedroom, 2-bath home. The bright and comfortable layout includes a spacious primary bedroom with its own walk-in closet, plus two additional bedrooms and two full bathrooms. The unfinished basement offers plenty of storage or room to create your own space. Outside, you’ll find a generous lot with room to garden, play, or simply relax — complete with a storage shed for all your tools and toys. Whether you’re heading downtown for coffee, dinner, or community events, you’ll love having it all within easy reach. This is your chance to own a well-kept home in a great location — schedule your showing today!

Single-familyProperty Type

1924Year Built

5,227 sq ftLot Size

$185Est. Price/Sq.Ft.

Listed by Monica Schmidt • eXp Realty

Bought with Christopher Knysak • Century 21 Advantage

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #25055173

Redfin Estimate

$206,101

$56K over list price of $150K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 3.8% lower than the average sale price ($214K) of 5 comparable homes.

SOLD SEP 1, 2026
$225,000
A
3 beds2 baths1,413 sq ft
306 S Market St, Waterloo, IL 62298
SOLD JUL 27, 2026
$179,900
B
3 beds2 baths1,596 sq ft
108 Rau Street St, Waterloo, IL 62298
SOLD AUG 17, 2026
$236,000
C
3 beds2 baths1,600 sq ft
608 S Church St, Waterloo, IL 62298
SOLD JUL 31, 2026
$189,900
D
3 beds2 baths1,470 sq ft
203 E Mill St, Waterloo, IL 62298
SOLD AUG 3, 2026
$239,900
E
3 beds3 baths1,311 sq ft
206 Magnolia Ave, Waterloo, IL 62298

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$1,392/mo

Redfin rental estimate

List your home for rent

Market trends in 62298, IL

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.0%

+0.2% MoM

Median sale price

$337K

$5K MoM

Avg. days on market

46d

1 days MoM

Recently sold homes

5 MoM

New listings for sale

OPEN SUN, 1PM TO 3PM
$317,000
3 beds3 baths1,928 sq ft
408 N Moore St, Waterloo, IL 62298
$925,000
6 beds4.5 baths5,900 sq ft
324 Druscilla Ln, Waterloo, IL 62298
COMING SOON
$424,900
4 beds3 baths3,644 sq ft
624 Timberline Dr, Waterloo, IL 62298
$389,000
4 beds3 baths3,144 sq ft
1307 Rachael Ln, Waterloo, IL 62298
FOR SALE BY OWNER
$790,000
3 beds3 baths2,059 sq ft
420 Covington Dr, Waterloo, IL 62298
$314,900
3 beds2.5 baths1,765 sq ft
112 Jefferson, Waterloo, IL 62298
FOR SALE BY OWNER
$1,375,000
— beds— baths— sq ft
Rogers St, Waterloo, IL 62298
$199,900
3 beds1 bath1,121 sq ft
309 N Moore St, Waterloo, IL 62298
3D WALKTHROUGH
$525,000
4 beds3 baths2,540 sq ft
910 Taylor Dr, Waterloo, IL 62298
$638,000
3 beds4 baths3,406 sq ft
4176 State Route 156, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 207 Flower St

Date

Event

Price

Public Records

Sep 16, 2025

Sold

$155,000

$139/sq ft

MARIS as Distributed by MLS Grid #25055173

Sep 16, 2025

Sold

Aug 16, 2025

Contingent

—

Aug 15, 2025

Listed

$150,000

$135/sq ft

Aug 12, 2025

Coming Soon

$150,000

$135/sq ft

Public Records

Jun 30, 2021

Sold

$120,000

$108/sq ft

MARIS as Distributed by MLS Grid #21028067

Jun 24, 2021

Pending

—

May 15, 2021

Contingent

—

May 6, 2021

Listed

$119,900

$108/sq ft

+22

Located in downtown Waterloo, this home is close to all the action. The front covered porch with custom laid brick gives great curb appeal and the perfect place to enjoy your morning coffee. Inside, the home features three nice sized bedrooms and two full baths. Home has had a recent face lift and has new carpet and fresh paint throughout. Each bedroom has great closet space including a walk-in in the master bedroom. This home is situated on a deep lot and has a detached shed that could also be used for a workshop, storage or turn it into a garage! There's plenty of room to entertain or let the pets roam. This home is perfect for the first time home buyer, someone looking to downsize, or would also make a great investment property for rental use. If you've been looking for home in Waterloo, this is a great opportunity to own for less than what you may currently pay for rent. This one will not last long so make sure you come see it soon!

Public Records

Dec 17, 2020

Sold

$61,000

$55/sq ft

Public Records

Mar 1, 1995

Sold

$45,000

$40/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$2,674 (+7.3%)

$15,710 + $28,120

$43,830

2024

$2,492 (+0.3%)

$15,710 + $28,120

$43,830

2023

$2,485 (−4.3%)

$15,514 + $26,582

$42,096

2022

$2,595 (+4.5%)

$14,470 + $25,170

$39,640

2021

$2,483 (+7.1%)

$14,730 + $25,990

$40,720

2020

$2,318 (−1.1%)

$8,040 + $30,080

$38,120

2019

$2,343 (+1.7%)

$8,040 + $26,690

$34,730

2018

$2,304 (+2.8%)

$8,040 + $26,690

$34,730

2017

$2,241

$6,500 + $26,690

$33,190

2016

$2,242 (−7.6%)

$4,870 + $28,660

$33,530

2015

$2,425 (+17.0%)

$4,870 + $28,660

$33,530

2014

$2,072 (+0.5%)

$5,600 + $30,950

$36,550

2013

$2,062

$5,600 + $26,690

$32,290

Tax history for 207 Flower St

Year

Property tax

Land + Additions

Assessment*

2025

$2,674 (+7.3%)

$15,710 + $28,120

$43,830

2024

$2,492 (+0.3%)

$15,710 + $28,120

$43,830

2023

$2,485 (−4.3%)

$15,514 + $26,582

$42,096

2022

$2,595 (+4.5%)

$14,470 + $25,170

$39,640

2021

$2,483 (+7.1%)

$14,730 + $25,990

$40,720

2020

$2,318 (−1.1%)

$8,040 + $30,080

$38,120

2019

$2,343 (+1.7%)

$8,040 + $26,690

$34,730

2018

$2,304 (+2.8%)

$8,040 + $26,690

$34,730

2017

$2,241

$6,500 + $26,690

$33,190

2016

$2,242 (−7.6%)

$4,870 + $28,660

$33,530

2015

$2,425 (+17.0%)

$4,870 + $28,660

$33,530

2014

$2,072 (+0.5%)

$5,600 + $30,950

$36,550

2013

$2,062

$5,600 + $26,690

$32,290

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

5,362 Sq. Ft.

Year renovated

1924

Sq. Ft.

1,114

Year built

1924

Style

Single Family Residential

County

Monroe County

APN

07-25-203-020-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Total: 0
Parking Features: Alley Access, Off Street
Carport Spaces: 0

Interior

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 3
Main And Upper Level Bedrooms: 3
Upper Level Bedrooms: 0
Lower Level Bedrooms: 0

Bathroom Information
# of Full Baths (Total): 2
Main Level Bathrooms Half: 0
Main Level Bathrooms Full: 2
Main And Upper Level Bathrooms: 2
Upper Level Bathrooms Half: 0
Upper Level Bathrooms Full: 0
Lower Level Bathrooms Half: 0
Lower Level Bathrooms Full: 0

Room 1 Information
Room Type: Living Room
Room Dimensions: 15x13
Room Length: 15
Room Width: 13
Room Level: Main

Room 2 Information
Room Type: Kitchen
Room Dimensions: 11x14
Room Length: 11
Room Width: 14
Room Level: Main

Room 3 Information
Room Type: Bedroom
Room Dimensions: 15x13
Room Length: 15
Room Width: 13
Room Level: Main

Room 4 Information
Room Type: Bedroom 2
Room Dimensions: 13x9
Room Length: 13
Room Width: 9
Room Level: Main

Room 5 Information
Room Type: Bedroom 3
Room Dimensions: 12x8
Room Length: 12
Room Width: 8
Room Level: Main

Room 6 Information
Room Type: Bathroom
Room Dimensions: 9x5
Room Length: 9
Room Width: 5
Room Level: Main

Room 7 Information
Room Dimensions: 6x6
Room Length: 6
Room Width: 6
Room Level: Main

Basement Information
Has Basement
Basement Features: Crawl Space, Full, Unfinished

Other Rooms Information
Room Count: 7
# of Rooms: 5

Heating & Cooling
Heating Information: Forced Air
Cooling Information: Central Air

Interior Features
Interior Features: Eat-in Kitchen, Kitchen/Dining Room Combo, Walk-in Closet(s)
Appliances: Gas Cooktop, Dishwasher, Microwave, Gas Oven, Refrigerator

Exterior

Building Information
Construction Materials: Vinyl Siding

Exterior Features
Patio And Porch Features: Covered, Front Porch

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Other Structures: Shed(s)
Above Grade Finished Area: 1,114
Above Grade Finished Area Source: Other

Lot Information
Lot Features: Back Yard
Lot Size Acres: 0.12
Lot Size Source: Public Records

Financial

Tax Information
Tax Annual Amount: $2,485
Tax Annual Amount Description: No Exemptions
Tax Year: 2023
Property Assessment City Tax YN: 1

Utilities

Utility Information
Water Source: Public
Electric: Other
Sewer: Public Sewer

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Address Line: 207 Flower ST, WTRL IL 62298

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 1,114
Stories: 1.0
Lot Size: 5,362 square feet
Style: Single Family Residential
Year Built: 1924
Year Renovated: 1924
County: Monroe County
APN: 07-25-203-020-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Information
Seller Consider Concession YN: 1

Home Information
Living Area: 1114
Living Area Source: Other
Living Area Srch Sq Ft: 1114.00
Living Area Unknown YN: 0
Above Grade Finished Area Srch Sq Ft: 1114.00
Building Features: Basement
Public Records
Structure Type: House
Levels: One

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 0.5mi

Waterloo Junior High School

Public 6-8 • Assigned • 0.4mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.4mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$196,000 – $238,000

Sell confidently with a local market expert in Waterloo. 3 minutes to get started.

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New listings for sale in 62298

OPEN SUN, 1PM TO 3PM

$317,000

3 beds3 baths1,928 sq ft

408 N Moore St, Waterloo, IL 62298

$925,000

6 beds4.5 baths5,900 sq ft

324 Druscilla Ln, Waterloo, IL 62298

COMING SOON

$424,900

4 beds3 baths3,644 sq ft

624 Timberline Dr, Waterloo, IL 62298

$389,000

4 beds3 baths3,144 sq ft

1307 Rachael Ln, Waterloo, IL 62298

FOR SALE BY OWNER

$790,000

3 beds3 baths2,059 sq ft

420 Covington Dr, Waterloo, IL 62298

$314,900

3 beds2.5 baths1,765 sq ft

112 Jefferson, Waterloo, IL 62298

FOR SALE BY OWNER

$1,375,000

— beds— baths— sq ft

Rogers St, Waterloo, IL 62298

$199,900

3 beds1 bath1,121 sq ft

309 N Moore St, Waterloo, IL 62298

3D WALKTHROUGH

$525,000

4 beds3 baths2,540 sq ft

910 Taylor Dr, Waterloo, IL 62298

Home values near 207 Flower St

Data from public records.

Address	Redfin Estimate
201 Flower Street, Waterloo, IL 1 Beds \| 2 Baths \| 780 Sq. Ft.	$118,638
219 Flower Street, Waterloo, IL 3 Beds \| 3 Baths \| 928 Sq. Ft.	$203,974

Address	Redfin Estimate
225 Flower Street, Waterloo, IL 2 Beds \| 2 Baths \| 837 Sq. Ft.	$185,131
211 Flower Street, Waterloo, IL 2 Beds \| 2 Baths \| 1544 Sq. Ft.	$181,756

Address	Redfin Estimate
215 Flower Street, Waterloo, IL 2 Beds \| 2 Baths \| 900 Sq. Ft.	$181,976
204 Flower Street, Waterloo, IL 2 Beds \| 1 Baths \| 768 Sq. Ft.	$162,063

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2025. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 207 Flower St

Tax history for 207 Flower St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 207 Flower St

More real estate resources