OFF MARKET

Last listed at $289,900, CLOSED ON Nov 2023

$308,429

Est. refi paymentEst. refi $700/mo

•

1,626

sq ft

206 N Library St, Waterloo, IL 62298

About this home

Adorable and MOVE IN READY… this 4 bed- 2 bath Brick Bungalow is perfectly situated in the heart of Waterloo and walking distance to the shopping/dining district. Beautifully renovated with the perfect blend of modern amenities and classic charm in 2023 include all NEW plumbing, electric including all the outlets and fixtures, Full kitchen remodel (appliances coming) 2 new bathrooms, doors, baseboards, flooring and paint throughout. Roof, Windows and HVAC new in 2016. Immediately fall in love with the tall ceiling and family room that opens to the kitchen w/ loads of white cabinets, breakfast bar & breakfast nook. 2 generous sized bedrooms and full bath complete the main level. Find you way upstairs to 2 additional bedrooms and NEW full bath. Step outside to the NEW deck, where you'll find the detached 2-car oversized garage, utility shed and tons of privacy with the mature trees. Unfinished full basement has plenty of space for storage. Are you ready to Live Where you Love?

Single-familyProperty Type

1923Year Built

7,841 sq ftLot Size

$190Est. Price/Sq.Ft.

2 car garageParking

Listed by Mandy McGuire • Keller Williams Pinnacle

Bought with Rodney Wallner • BHHS Select Properties

Redfin checked: 3 minutes ago

•Source:MARIS as Distributed by MLS Grid #23058575

Redfin Estimate

$308,429

$19K over list price of $290K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 42.7% higher than the average sale price ($216K) of 5 comparable homes.

SOLD JUL 27, 2026
$179,900
A
3 beds2 baths1,596 sq ft
108 Rau Street St, Waterloo, IL 62298
SOLD AUG 17, 2026
$236,000
B
3 beds2 baths1,600 sq ft
608 S Church St, Waterloo, IL 62298
SOLD JUL 31, 2026
$189,900
C
3 beds2 baths1,470 sq ft
203 E Mill St, Waterloo, IL 62298
SOLD APR 29, 2026
$249,900
D
4 beds2 baths1,254 sq ft
412 Park St, Waterloo, IL 62298
SOLD MAR 13, 2026
$225,000
E
3 beds2 baths1,517 sq ft
239 N Main St, Waterloo, IL 62298

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Earn from this home

Sell

$288,640

Est. take-home

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Refinance

Est. cash available

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Rent

$1,386/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.5%

2.0% MoM

Median sale price

$311K

$19K MoM

Avg. days on market

47d

2 days MoM

Recently sold homes

10 MoM

New listings for sale

COMING SOON
$898,000
4 beds3.5 baths4,100 sq ft
600 Covington Dr, Waterloo, IL 62298
FOR SALE BY OWNER
$465,000
3 beds3 baths1,499 sq ft
6730 Cardinal Dr, Waterloo, IL 62298
$114,000
1 bed1 bath777 sq ft
319 S Main St, Waterloo, IL 62298
$225,000
3 beds2.5 baths1,852 sq ft
610 Laurel Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 206 N Library St

Date

Event

Price

MARIS as Distributed by MLS Grid #23058575

Nov 3, 2023

Pending

—

Nov 3, 2023

Sold

Oct 5, 2023

Contingent

—

Sep 30, 2023

Listed

$289,900

$178/sq ft

Sep 29, 2023

Coming Soon

$289,900

$178/sq ft

MARIS as Distributed by MLS Grid #23017597

Jun 5, 2023

Sold

Apr 4, 2023

Pending

—

Apr 3, 2023

Listed

$85,000

$52/sq ft

The 3 bedroom, 2 bathroom brick home in Waterloo school district is ready for a new owner. This home would be perfect for a handyman or an investor. The kitchen opens to the living room or dining room area with a breakfast bar. The basement has an area roughed out for a possible third bathroom. Home features a covered front porch and detached two car garage. Home is being sold as-is and seller will do no repair. Buyer and buyer's agency to verify all the information in the MLS including sq ft, features, taxes, and schools.

Public Records

Aug 6, 2018

Sold

$105,500

$65/sq ft

Public Records

Jun 9, 2017

Sold

$143,000

$88/sq ft

MARIS as Distributed by MLS Grid #17037354

Jun 8, 2017

Pending

—

Jun 8, 2017

Sold

May 24, 2017

Contingent

—

May 8, 2017

Listed

$149,900

$92/sq ft

+23

This charming all-brick 1.5 story home in downtown Waterloo has so much charm! Walk up to the home & fall in love with the huge covered front porch. Walk into the family room, with parquet flooring and plenty of windows, offering tons of natural light. On one side of the family room, find french doors leading to the living room; on the other side, find the breakfast bar & kitchen. The kitchen is complete with an eat-in area, plenty of counter & cabinet space, gas oven/rage, refrigerator, & dishwasher. Also on the main level, find a bedroom with built-in shelving & a full bath, & note that 9' ceilings run throughout the main level. Upstairs, find 2 bedrooms & a bonus room that could be used as a bedroom. The full basement is complete with a full bath & is partially finished. Outside, find a back porch, access to the basement, & a 2 car garage. This home also has recent updates, including the roof & windows in 2016 & water heater in 2011.

Public Records

May 27, 1999

Sold

$115,000

$71/sq ft

Public Records

Sep 1, 1993

Sold

$69,000

$42/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$4,277 (+6.5%)

$16,080 + $59,760

$75,840

2024

$4,014 (+7.2%)

$16,080 + $59,760

$75,840

2023

$3,743 (−0.7%)

$15,831 + $57,990

$73,821

2022

$3,768 (+8.1%)

$14,710 + $50,840

$65,550

2021

$3,487 (+3.3%)

$14,960 + $50,170

$65,130

2020

$3,374 (+1.6%)

$10,090 + $49,450

$59,540

2019

$3,322 (+1.6%)

$10,090 + $46,360

$56,450

2018

$3,270 (+3.1%)

$10,090 + $44,960

$55,050

2017

$3,173 (+4.1%)

$7,850 + $44,980

$52,830

2016

$3,049 (+12.5%)

$6,560 + $45,040

$51,600

2015

$2,709 (−0.3%)

$6,560 + $45,040

$51,600

2014

$2,718 (−2.8%)

$7,620 + $39,220

$46,840

2013

$2,797

$7,620 + $42,180

$49,800

Tax history for 206 N Library St

Year

Property tax

Land + Additions

Assessment*

2025

$4,277 (+6.5%)

$16,080 + $59,760

$75,840

2024

$4,014 (+7.2%)

$16,080 + $59,760

$75,840

2023

$3,743 (−0.7%)

$15,831 + $57,990

$73,821

2022

$3,768 (+8.1%)

$14,710 + $50,840

$65,550

2021

$3,487 (+3.3%)

$14,960 + $50,170

$65,130

2020

$3,374 (+1.6%)

$10,090 + $49,450

$59,540

2019

$3,322 (+1.6%)

$10,090 + $46,360

$56,450

2018

$3,270 (+3.1%)

$10,090 + $44,960

$55,050

2017

$3,173 (+4.1%)

$7,850 + $44,980

$52,830

2016

$3,049 (+12.5%)

$6,560 + $45,040

$51,600

2015

$2,709 (−0.3%)

$6,560 + $45,040

$51,600

2014

$2,718 (−2.8%)

$7,620 + $39,220

$46,840

2013

$2,797

$7,620 + $42,180

$49,800

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

1.5

Lot width

—

Lot depth

—

Lot size

7,730 Sq. Ft.

Year renovated

1923

Sq. Ft.

1,084

Year built

1923

Style

Single Family Residential

County

Monroe County

APN

07-25-203-013-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Covered Spaces: 2
Parking Features: Detached, Oversized, Rear/Side Entry
Garage Spaces: 2
Carport Spaces: 0
Has Garage

Interior

Bedroom Information
# of Bedrooms: 4
# of Bedrooms Main: 2

Bathroom Information
# of Full Baths (Total): 2
# of Main Level Bathrooms (Total): 1
# of Main and Upper Bathrooms: 2
Main Level # of Full Bathrooms: 1

Room 1 Information
Room Type: Living Room
Room Dimensions: 16x14
Room Length: 16
Room Width: 14
Room Level: Main

Room 2 Information
Room Type: Kitchen
Room Dimensions: 14x10
Room Length: 14
Room Width: 10
Room Level: Main

Room 3 Information
Room Type: Dining Room
Room Dimensions: 8x6
Room Length: 8
Room Width: 6
Room Level: Main

Room 4 Information
Room Type: Master Bedroom
Room Dimensions: 14x16
Room Length: 14
Room Width: 16
Room Level: Main

Room 5 Information
Room Type: Bedroom
Room Dimensions: 11x14
Room Length: 11
Room Width: 14
Room Level: Main

Room 6 Information
Room Type: Bathroom
Room Dimensions: 10x6
Room Length: 10
Room Width: 6
Room Level: Main

Room 7 Information
Room Type: Bedroom
Room Dimensions: 11x12
Room Length: 11
Room Width: 12
Room Level: Upper

Room 8 Information
Room Type: Bedroom
Room Dimensions: 12x12
Room Length: 12
Room Width: 12
Room Level: Upper

Room 9 Information
Room Type: Office
Room Dimensions: 13x8
Room Length: 13
Room Width: 8
Room Level: Upper

Room 10 Information
Room Type: Bathroom
Room Dimensions: 6x8
Room Length: 6
Room Width: 8
Room Level: Upper

Room 11 Information
Room Type: Laundry
Room Dimensions: 9x13
Room Length: 9
Room Width: 13
Room Level: Lower

Basement Information
Basement Features: Full, Unfinished

Other Rooms Information
# of Rooms: 8

Fireplace Information
Fireplace Features: None

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Electric

Interior Features
Interior Features: High Ceilings, Open Floorplan
Window Features: Panel Door(s)
Appliances: Dishwasher, Range, Refrigerator

Exterior

Building Information
Construction Materials: Brick Veneer

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Other Structures: Utility Building(s)
Above Grade Finished Area: 1,626
Above Grade Finished Area Source: Public Records
Below Grade Finished Area Source: County Records

Lot Information
Lot Features: Level Lot, Sidewalks, Streetlights
Lot Size Acres: 0.18
Lot Size Dimensions: 74' x 103' x 74' x 103'
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $3,768
Tax Year: 2022

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: Rt 3 - Illinois Ave - Right on N Moore St - Left on Flower St - Left on N Library St

Public facts

Beds: 2
Baths: 4.0
Sq. Ft.: 1,084
Stories: 1.5
Lot Size: 7,730 square feet
Style: Single Family Residential
Year Built: 1923
Year Renovated: 1923
County: Monroe County
APN: 07-25-203-013-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Date Information
Expected Active Date: Saturday, September 30, 2023

Home Information
Living Area: 1626
Levels: One and One Half

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 0.5mi

Waterloo Junior High School

Public 6-8 • Assigned • 0.5mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.5mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$294,000 – $355,000

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Home values near 206 N Library St

Data from public records.

Address	Redfin Estimate
303 N Library Street, Waterloo, IL 2 Beds \| 1 Baths \| 1264 Sq. Ft.	$170,561
211 N Library Street, Waterloo, IL 5 Beds \| 3 Baths \| 3212 Sq. Ft.	$287,550

Address	Redfin Estimate
208 N Library Street, Waterloo, IL 8 Beds \| 5 Baths \| - Sq. Ft.	—
207 N Library Street, Waterloo, IL 3 Beds \| 2 Baths \| 1064 Sq. Ft.	$225,341

Address	Redfin Estimate
301 N Library Street, Waterloo, IL 2 Beds \| 2 Baths \| 728 Sq. Ft.	$169,495
209 N Library Street, Waterloo, IL 3 Beds \| 3 Baths \| 1176 Sq. Ft.	$260,748

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2023. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 206 N Library St

Tax history for 206 N Library St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 206 N Library St

More real estate resources