SOLD JUN 5, 2026

CLOSED ON Jun 2026

$198,000

•

832

sq ft

209 Oak St, Waterloo, IL 62298

Track this home’s value and nearby sales activity

About this home

Charming 2-bedroom, 1-bath home offering comfort, functionality, and easy living right in the heart of Waterloo! This move-in ready home features fresh paint throughout, new baseboards and trim, updated fixtures, and a beautifully refreshed bathroom with a new vanity and medicine cabinet. The kitchen includes new stainless steel appliances, a convenient pantry, and space for dining. Additional highlights include a new electric panel, an unfinished basement for storage or future potential, a covered carport for protected parking, and a detached shed—perfect for tools, hobbies, or lawn equipment. New windows will be installed prior to closing, adding even more value and efficiency. Enjoy a low-maintenance lifestyle just minutes from local shops, dining, schools, nightlife, parades, and community festivals. A great opportunity to own a well-updated home in a prime Waterloo location!

Single-familyProperty Type

1965Year Built

3,571 sq ftLot Size

$238Price/Sq.Ft.

1 spaceParking

Listed by Amy Hank • Keller Williams Pinnacle

Bought with Amy Hank • Keller Williams Pinnacle

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #26023364

Redfin Estimate

$209,628

$12K over list price of $198K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 26.7% higher than the average sale price ($165K) of 6 comparable homes.

SOLD MAY 8, 2026
$199,900
A
2 beds1 bath840 sq ft
508 Stiening St, Waterloo, IL 62298
SOLD APR 16, 2026
$185,000
B
2 beds1 bath980 sq ft
207 Hoener Ave, Waterloo, IL 62298
SOLD JUN 18, 2026
$118,000
C
1 bed1 bath672 sq ft
410 S Market St, Waterloo, IL 62298
SOLD AUG 26, 2026
$215,000
D
2 beds1 bath1,304 sq ft
405 Veterans Dr, Waterloo, IL 62298
SOLD JUN 18, 2026
$124,900
E
2 beds1 bath764 sq ft
106 Columbia Ave, Waterloo, IL 62298
SOLD JUL 14, 2026
$150,000
F
2 beds2 baths1,410 sq ft
539 S Main St, Waterloo, IL 62298

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Market trends in 62298, IL

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.0%

+0.2% MoM

Median sale price

$337K

$5K MoM

Avg. days on market

46d

1 days MoM

Recently sold homes

5 MoM

New listings for sale

$925,000
6 beds4.5 baths5,900 sq ft
324 Druscilla Ln, Waterloo, IL 62298
COMING SOON
$424,900
4 beds3 baths3,644 sq ft
624 Timberline Dr, Waterloo, IL 62298
$389,000
4 beds3 baths3,144 sq ft
1307 Rachael Ln, Waterloo, IL 62298
FOR SALE BY OWNER
$790,000
3 beds3 baths2,059 sq ft
420 Covington Dr, Waterloo, IL 62298
$395,000
2 beds1 bath1,474 sq ft
4878 Sportsman Rd, Waterloo, IL 62298
$314,900
3 beds2.5 baths1,765 sq ft
112 Jefferson, Waterloo, IL 62298
$339,500
3 beds2.5 baths2,971 sq ft
214 Osterhage Dr, Waterloo, IL 62298
FOR SALE BY OWNER
$1,375,000
— beds— baths— sq ft
Rogers St, Waterloo, IL 62298
$199,900
3 beds1 bath1,121 sq ft
309 N Moore St, Waterloo, IL 62298
3D WALKTHROUGH
$525,000
4 beds3 baths2,540 sq ft
910 Taylor Dr, Waterloo, IL 62298
See all

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Rental estimate

Est. $1,340 per month, based on comparable rentals

Sale and tax history for 209 Oak St

Sale History
Tax History

Date

Event

Price

MARIS as Distributed by MLS Grid #26023364

Jun 5, 2026

Sold

Apr 24, 2026

Contingent

—

Apr 22, 2026

Listed

$198,000

$238/sq ft

Apr 17, 2026

Coming Soon

$198,000

$238/sq ft

Public Records

Feb 26, 2026

Sold

$135,000

$162/sq ft

MARIS as Distributed by MLS Grid #26007531

Feb 26, 2026

Listed

$135,000

$162/sq ft

Feb 25, 2026

Sold

2-bedroom, 1-bath home offering comfort, functionality, and outdoor space. The kitchen features a center island—perfect for meal prep, casual dining, or entertaining—while the efficient layout maximizes every square foot. Enjoy the convenience of a covered carport for protected parking and a detached shed providing additional storage for tools, hobbies, or lawn equipment. There is an unfinished basement which includes the washer and dryer. This home delivers practical living with low maintenance and everyday ease.

Public Records

Mar 1, 2011

Sold

$114,000

$137/sq ft

Public Records

May 27, 2005

Sold

$112,000

$135/sq ft

Public Records

Nov 7, 2000

Sold

$75,000

$90/sq ft

Public Records

Sep 15, 2000

Sold

$83,000

$100/sq ft

Public Records

Aug 1, 1996

Sold

$73,000

$88/sq ft

Public Records

Sep 1, 1994

Sold

$65,000

$78/sq ft

Public Records

Jul 1, 1989

Sold

$47,000

$56/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$3,174 (+6.7%)

$15,440 + $36,580

$52,020

2024

$2,974 (+15.5%)

$15,440 + $36,580

$52,020

2023

$2,576

$15,292 + $34,946

$50,238

2022

$2,575 (+22.0%)

$14,280 + $26,810

$41,090

2021

$2,110 (+0.6%)

$14,570 + $25,830

$40,400

2020

$2,097 (+1.2%)

$6,550 + $25,840

$32,390

2019

$2,071 (+2.7%)

$6,550 + $24,870

$31,420

2018

$2,018 (+1.4%)

$6,550 + $24,150

$30,700

2017

$1,989 (+6.8%)

$5,520 + $23,540

$29,060

2016

$1,863 (+3.6%)

$3,620 + $24,240

$27,860

2015

$1,797 (+5.1%)

$3,620 + $24,240

$27,860

2014

$1,709 (+9.4%)

$4,110 + $22,980

$27,090

2013

$1,562

$4,110 + $20,350

$24,460

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

3,571 Sq. Ft.

Year renovated

1965

Sq. Ft.

832

Year built

1965

Style

Single Family Residential

County

Monroe County

APN

07-25-406-029-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Has Carport
Carport Spaces: 1

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 2
# of Bedrooms Main: 2
Main And Upper Level Bedrooms: 2
Upper Level Bedrooms: 0
Lower Level Bedrooms: 0

Bathroom Information
# of Full Baths (Total): 1
Main Level Bathrooms Half: 0
Main Level Bathrooms Full: 1
Main And Upper Level Bathrooms: 1
Upper Level Bathrooms Half: 0
Upper Level Bathrooms Full: 0
Lower Level Bathrooms Half: 0
Lower Level Bathrooms Full: 0

Laundry Room Information
Laundry Features: In Basement

Basement Information
Has Basement
Basement Features: Full, Unfinished

Other Rooms Information
Room Count: 0
# of Rooms: 4

Heating & Cooling
Heating Information: Forced Air
Cooling Information: Central Air

Interior Features
Appliances: Stainless Steel Appliance(s), Disposal, Microwave, Range, Refrigerator, Water Heater

Exterior

Building Information
Construction Materials: Vinyl Siding

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Above Grade Finished Area: 832
Above Grade Finished Area Source: Public Records
Below Grade Finished Area Source: Other

Lot Information
Lot Features: Front Yard
Lot Size Acres: 0.082
Lot Size Source: Public Records

Financial

Tax Information
Tax Annual Amount: $2,974
Tax Year: 2024

Utilities

Utility Information
Water Source: Public
Electric: Other
Sewer: Public Sewer
Utilities: Electricity Connected

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Address Line: 209 Oak ST, WTRL IL 62298

Public facts

Beds: 2
Baths: 2.0
Sq. Ft.: 832
Stories: 1.0
Lot Size: 3,571 square feet
Style: Single Family Residential
Year Built: 1965
Year Renovated: 1965
County: Monroe County
APN: 07-25-406-029-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Information
Home Warranty YN: No
Seller Consider Concession YN: 1

Home Information
Living Area: 832
Living Area Source: Public Records
Living Area Srch Sq Ft: 832.00
Above Grade Finished Area Srch Sq Ft: 832.00
Below Grade Finished Area Srch Sq Ft: 0.00
Building Features: Basement
Public Records
Levels: One

Around this home

Schools

Rogers Elementary School

Public 2-3 • Assigned • 0.7mi

10/10

Waterloo Junior High School

Public 6-8 • Assigned • 0.7mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.1mi

6/10

Provided by GreatSchools

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

92/ 100

Exceptional sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.2 hrs

6.9 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$200,000 – $242,000

Sell confidently with a local market expert in Waterloo.

Nearby similar homes

$395,000

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New listings for sale in 62298

$925,000

6 beds4.5 baths5,900 sq ft

324 Druscilla Ln, Waterloo, IL 62298

COMING SOON

$424,900

4 beds3 baths3,644 sq ft

624 Timberline Dr, Waterloo, IL 62298

$389,000

4 beds3 baths3,144 sq ft

1307 Rachael Ln, Waterloo, IL 62298

FOR SALE BY OWNER

$790,000

3 beds3 baths2,059 sq ft

420 Covington Dr, Waterloo, IL 62298

$395,000

2 beds1 bath1,474 sq ft

4878 Sportsman Rd, Waterloo, IL 62298

$314,900

3 beds2.5 baths1,765 sq ft

112 Jefferson, Waterloo, IL 62298

$339,500

3 beds2.5 baths2,971 sq ft

214 Osterhage Dr, Waterloo, IL 62298

FOR SALE BY OWNER

$1,375,000

— beds— baths— sq ft

Rogers St, Waterloo, IL 62298

$199,900

3 beds1 bath1,121 sq ft

309 N Moore St, Waterloo, IL 62298

Home values near 209 Oak St

Data from public records.

Address	Redfin Estimate
216 Oak St, Waterloo, IL 2 Beds \| 2 Baths \| 1091 Sq. Ft.	$222,405
206 Oak St, Waterloo, IL 2 Beds \| 2 Baths \| 1144 Sq. Ft.	$194,479

Address	Redfin Estimate
208 Oak St, Waterloo, IL 3 Beds \| 3 Baths \| 1300 Sq. Ft.	$256,414
204 Oak St, Waterloo, IL 3 Beds \| 3 Baths \| 896 Sq. Ft.	$209,159

Address	Redfin Estimate
210 Oak St, Waterloo, IL 2 Beds \| 2 Baths \| 2069 Sq. Ft.	$253,337
211 Oak St, Waterloo, IL 2 Beds \| 1 Baths \| 1091 Sq. Ft.	$197,779

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2026. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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209 Oak St, Waterloo, IL 62298

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About this home

Redfin Estimate

Market trends in 62298, IL

Homeowner tools

Sale and tax history for 209 Oak St

Public record

Property details

Parking

Interior

Exterior

Financial

Utilities

Location

Public facts

Other

Around this home

Schools

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 209 Oak St

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