Last listed at $149,500, closed on oct 2016

$236,268

Est. refi paymentEst. refi $946/mo

•

1,228

sq ft

423 S Church, Waterloo, IL 62298

About this home

Single-familyProperty Type

0.4 acresLot Size

$192Est. Price/Sq.Ft.

3 garage spacesParking

Listed by Michelle Miller • Miller & Associates - Waterloo

Bought with Michelle Miller • Miller & Associates - Waterloo

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #16070112

Redfin Estimate

$236,268

$87K over list price of $150K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 7.5% lower than the average sale price ($255K) of 6 comparable homes.

SOLD AUG 26, 2026
$215,000
A
2 beds1 bath1,304 sq ft
405 Veterans Dr, Waterloo, IL 62298
SOLD MAY 28, 2026
$262,293
B
2 beds1.5 baths1,336 sq ft
1159 Lakeview Dr, Waterloo, IL 62298
SOLD AUG 3, 2026
$224,900
C
3 beds1 bath1,128 sq ft
429 Sunset Dr, Waterloo, IL 62298
SOLD SEP 25, 2026
$300,000
D
2 beds2 baths2,244 sq ft
411 Washington Dr, Waterloo, IL 62298
SOLD JUN 1, 2026
$229,900
E
3 beds2 baths1,318 sq ft
627 Mark Dr, Waterloo, IL 62298
SOLD JUL 9, 2026
$300,000
F
3 beds2 baths1,318 sq ft
409 Hartman Ln, Waterloo, IL 62298

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Sell

$220,621

Est. take-home

List your home with Redfin and save $2,363

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$1,432/mo

Redfin rental estimate

List your home for rent

Market trends in 62298, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.9%

+1.0% MoM

Median sale price

$342K

$5K MoM

Avg. days on market

45d

1 days MoM

Recently sold homes

4 MoM

New listings for sale

$549,900
5 beds3.5 baths3,950 sq ft
6131 Chantilly Bnd, Waterloo, IL 62298
$424,999
4 beds3.5 baths3,069 sq ft
1033 Turtle Dove Trl, Waterloo, IL 62298
$499,000
4 beds3 baths3,068 sq ft
6107 Briar Trl, Waterloo, IL 62298
$285,000
4 beds2 baths2,060 sq ft
210 W 4th St, Waterloo, IL 62298
$215,000
3 beds1 bath1,797 sq ft
458 N Library St, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 423 S Church

Year

Property tax

Land + Additions

Assessment*

2025

$2,272 (−1.2%)

$17,600 + $60,170

$77,770

2024

$2,298 (−2.8%)

$17,600 + $60,170

$77,770

2023

$2,364 (−4.5%)

$17,109 + $58,212

$75,321

2022

$2,475 (−2.1%)

$15,730 + $47,400

$63,130

2021

$2,529 (−0.6%)

$10,720 + $39,110

$49,830

2020

$2,545 (+0.2%)

$10,720 + $39,110

$49,830

2019

$2,539 (−1.5%)

$10,720 + $39,110

$49,830

2018

$2,577 (−2.2%)

$10,720 + $39,110

$49,830

2017

$2,635 (+16.5%)

$10,720 + $39,110

$49,830

2016

$2,262 (−14.8%)

$10,720 + $39,110

$49,830

2015

$2,656 (+22.4%)

$10,720 + $39,110

$49,830

2014

$2,170

$12,300 + $43,740

$56,040

2013

$2,170

$12,300 + $43,030

$55,330

Tax history for 423 S Church

Year

Property tax

Land + Additions

Assessment*

2025

$2,272 (−1.2%)

$17,600 + $60,170

$77,770

2024

$2,298 (−2.8%)

$17,600 + $60,170

$77,770

2023

$2,364 (−4.5%)

$17,109 + $58,212

$75,321

2022

$2,475 (−2.1%)

$15,730 + $47,400

$63,130

2021

$2,529 (−0.6%)

$10,720 + $39,110

$49,830

2020

$2,545 (+0.2%)

$10,720 + $39,110

$49,830

2019

$2,539 (−1.5%)

$10,720 + $39,110

$49,830

2018

$2,577 (−2.2%)

$10,720 + $39,110

$49,830

2017

$2,635 (+16.5%)

$10,720 + $39,110

$49,830

2016

$2,262 (−14.8%)

$10,720 + $39,110

$49,830

2015

$2,656 (+22.4%)

$10,720 + $39,110

$49,830

2014

$2,170

$12,300 + $43,740

$56,040

2013

$2,170

$12,300 + $43,030

$55,330

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.4 Acres

Year renovated

1959

Sq. Ft.

1,228

Year built

1959

Style

Single Family Residential

County

Monroe County

APN

07-25-406-031-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Features: Attached Garage, Detached, Garage Door Opener
Garage Spaces: 3
Has Carport
Carport Spaces: 1
Has Attached Garage
Has Garage

Interior

Bedroom Information
# of Bedrooms: 2
# of Bedrooms Main: 2

Bathroom Information
# of Full Baths (Total): 1
# of Main Level Bathrooms (Total): 1
# of Main and Upper Bathrooms: 1
Main Level # of Full Bathrooms: 1

Room 1 Information
Room Type: Bedroom
Room Dimensions: 15x12
Room Length: 15
Room Width: 12
Room Level: Second or Main

Room 2 Information
Room Type: Bedroom
Room Dimensions: 13x11
Room Length: 13
Room Width: 11
Room Level: Second or Main

Room 3 Information
Room Type: Bathroom
Room Dimensions: 10x5
Room Length: 10
Room Width: 5
Room Level: Second or Main

Room 4 Information
Room Type: Dining Room
Room Dimensions: 15x14
Room Length: 15
Room Width: 14
Room Level: Second or Main

Room 5 Information
Room Type: Living Room
Room Dimensions: 15x14
Room Length: 15
Room Width: 14
Room Level: Second or Main

Room 6 Information
Room Type: Kitchen
Room Dimensions: 19x11
Room Length: 19
Room Width: 11
Room Level: Second or Main

Basement Information
Basement Features: Full

Other Rooms Information
# of Rooms: 6

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Gas

Interior Features
Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator

Exterior

Building Information
Construction Materials: Brick Veneer

Property Information
Ownership Type: Private
Development Status: Unknown
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 1,228
Above Grade Finished Area Source: Public Records
Below Grade Finished Area Source: County Records

Lot Information
Lot Features: None
Lot Size Acres: 0.4
Lot Size Dimensions: .40
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $2,170
Tax Year: 2014

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

HOA Information
Association Fee Frequency: None

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: Rt. 3 to Mill to S. Church house on right

Public facts

Beds: 2
Baths: 3.0
Sq. Ft.: 1,228
Stories: 1.0
Lot Size: 0.4 acres
Style: Single Family Residential
Year Built: 1959
Year Renovated: 1959
County: Monroe County
APN: 07-25-406-031-000

Home facts updated by county records on Aug 26, 2026

Other

Home Information
Living Area: 1228
Levels: One

Around this home

Schools

Rogers Elementary School

Public 2-3 • Assigned • 0.6mi

10/10

Waterloo Junior High School

Public 6-8 • Assigned • 0.7mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.1mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$225,000 – $272,000

Reach more buyers when you sell with Redfin. Save up to $2,363 in fees. 3 minutes to get started.

Need the cash from your home fast? Sell to .

Nearby similar homes

$749,500

5 beds5.5 baths2,520 sq ft

5025 Edinburg Ct, Columbia, IL 62236

NEW CONSTRUCTION

$709,000

4 beds3 baths3,660 sq ft

208 Donna Ct, Columbia, IL 62236

$372,500

4 beds2 baths2,641 sq ft

106 Elmwood St, Waterloo, IL 62298

$225,000

3 beds2 baths1,176 sq ft

513 N Moore St, Waterloo, IL 62298

$264,000

3 beds2 baths2,076 sq ft

708 S Library St, Waterloo, IL 62298

NEW CONSTRUCTION

$499,900

3 beds2 baths1,782 sq ft

516 Hayden Dr, Waterloo, IL 62298

New listings for sale in 62298

$549,900

5 beds3.5 baths3,950 sq ft

6131 Chantilly Bnd, Waterloo, IL 62298

$424,999

4 beds3.5 baths3,069 sq ft

1033 Turtle Dove Trl, Waterloo, IL 62298

$499,000

4 beds3 baths3,068 sq ft

6107 Briar Trl, Waterloo, IL 62298

$285,000

4 beds2 baths2,060 sq ft

210 W 4th St, Waterloo, IL 62298

$215,000

3 beds1 bath1,797 sq ft

458 N Library St, Waterloo, IL 62298

Home values near 423 S Church

Data from public records.

Address	Redfin Estimate
414 S Church Street, Waterloo, IL 3 Beds \| 1 Baths \| 1270 Sq. Ft.	$149,979
409 S Church Street, Waterloo, IL 2 Beds \| 1 Baths \| 1142 Sq. Ft.	$160,006

Address	Redfin Estimate
421 S Church Street, Waterloo, IL 3 Beds \| 1.5 Baths \| 1110 Sq. Ft.	$262,791
413 S Church Street, Waterloo, IL 3 Beds \| 2 Baths \| 888 Sq. Ft.	$160,740

Address	Redfin Estimate
427 S Church Street, Waterloo, IL 5 Beds \| 2.5 Baths \| 3203 Sq. Ft.	$365,707
415 S Church Street, Waterloo, IL 3 Beds \| 3 Baths \| 1577 Sq. Ft.	$273,372

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2016. This data may not match . Learn more.

Download the Redfin App on the Apple App Store

Download the Redfin App from the Google Play Store

Join us

Become an Agent

Get referrals

Careers

Find homes faster

About us

Find us

Subsidiaries

Affiliated Business

Countries

United States

Canada

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.

GreatSchools Ratings provided by GreatSchools.org.

Houses for rent in Waterloo	Agents near me	Glenview, IL homes for sale	Waterloo Housing Market
Houses for sale near me	Chicago, IL homes for sale	Evanston, IL homes for sale
Land for sale near me	Naperville, IL homes for sale	Oak Park, IL homes for sale
Open Houses near me	Schaumburg, IL homes for sale	Waterloo Property Records
Condos for sale near me	Arlington Heights, IL homes for sale	IL New Listings

Kirkwood homes for sale
St. Louis homes for sale
Webster Groves homes for sale

About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 423 S Church

Tax history for 423 S Church

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 423 S Church

More real estate resources