SOLD MAY 15, 2026

CLOSED ON May 2026

$265,000

•

2,088

sq ft

240 N Main St, Waterloo, IL 62298

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About this home

Charming all-brick home located in the heart of downtown Waterloo! Built in 1928, this 2 bedroom, 1 bathroom home is full of character and timeless appeal. The main level features a welcoming living room highlighted by a stunning fireplace, two comfortable bedrooms, and a full bath. The kitchen offers great functionality with appliances included. Unique custom stained glass windows add charm you won’t find in today’s builds. The partially finished basement provides additional living space with a second living room, flex room perfect for an office or guest area, a full bathroom, and laundry/storage space. Outside, enjoy the home’s excellent curb appeal along with a detached 2-car garage. Conveniently located near downtown shops, dining, and amenities, this home offers the perfect blend of charm, space, and location.

Single-familyProperty Type

1928Year Built

6,703 sq ftLot Size

$127Price/Sq.Ft.

2 car garageParking

Listed by Brooke Mitchell • Keller Williams Pinnacle

Bought with Tammy Hines • Tammy Mitchell Hines & Co.

Redfin checked: a minute ago

•Source:MARIS as Distributed by MLS Grid #26016344

Redfin Estimate

$281,527

$17K over list price of $265K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 33.4% higher than the average sale price ($211K) of 6 comparable homes.

SOLD JUL 27, 2026
$179,900
A
3 beds2 baths1,596 sq ft
108 Rau Street St, Waterloo, IL 62298
SOLD SEP 1, 2026
$225,000
B
3 beds2 baths1,413 sq ft
306 S Market St, Waterloo, IL 62298
SOLD AUG 28, 2026
$285,000
C
2 beds2 baths2,290 sq ft
719 Waterloo Dr, Waterloo, IL 62298
SOLD JUL 14, 2026
$150,000
D
2 beds2 baths1,410 sq ft
539 S Main St, Waterloo, IL 62298
SOLD AUG 17, 2026
$236,000
E
3 beds2 baths1,600 sq ft
608 S Church St, Waterloo, IL 62298
SOLD JUL 31, 2026
$189,900
F
3 beds2 baths1,470 sq ft
203 E Mill St, Waterloo, IL 62298

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Market trends in 62298, IL

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.0%

+0.2% MoM

Median sale price

$337K

$5K MoM

Avg. days on market

46d

1 days MoM

Recently sold homes

5 MoM

New listings for sale

NEW 10 HRS AGO
$314,900
3 beds2.5 baths1,765 sq ft
112 Jefferson, Waterloo, IL 62298
OPEN SUN, 11AM TO 1PM
$339,500
3 beds2.5 baths2,971 sq ft
214 Osterhage Dr, Waterloo, IL 62298
COMING SOON
$925,000
6 beds4.5 baths5,900 sq ft
324 Druscilla Ln, Waterloo, IL 62298
COMING SOON
$389,000
4 beds3 baths3,144 sq ft
1307 Rachael Ln, Waterloo, IL 62298
FOR SALE BY OWNER
$1,375,000
— beds— baths— sq ft
Rogers St, Waterloo, IL 62298
OPEN SAT, 11AM TO 1PM
$199,900
3 beds1 bath1,121 sq ft
309 N Moore St, Waterloo, IL 62298
OPEN SUN, 2:30PM TO 4PM
$525,000
4 beds3 baths2,540 sq ft
910 Taylor Dr, Waterloo, IL 62298
$638,000
3 beds4 baths3,406 sq ft
4176 State Route 156, Waterloo, IL 62298
FOR SALE BY OWNER
$795,000
5 beds5 baths1,895 sq ft
207 Links Ln, Waterloo, IL 62298
FOR SALE BY OWNER
$46,900
Studio— baths— sq ft
124 Kurken Dr, Waterloo, IL 62298
See all

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Rental estimate

Est. $1,408 per month, based on comparable rentals

Sale and tax history for 240 N Main St

Sale History
Tax History

Date

Event

Price

Public Records

May 19, 2026

Sold

$254,000

$122/sq ft

MARIS as Distributed by MLS Grid #26016344

May 15, 2026

Sold

May 14, 2026

Pending

—

Apr 8, 2026

Contingent

—

Mar 20, 2026

Listed

$265,000

$127/sq ft

Public Records

Aug 15, 2019

Sold

$180,000

$86/sq ft

MARIS as Distributed by MLS Grid #19053202

Aug 14, 2019

Pending

—

Aug 14, 2019

Sold

Jul 17, 2019

Contingent

—

Jul 15, 2019

Listed

$179,900

$86/sq ft

+25

Cozy and adorable all brick home located blocks from downtown Waterloo restaurants and shops. This home is well-maintained and newly updated with many extras that make it ready to move in. Recently refinished hardwood floors add charm to the first level. New updates include Quartz countertop, refrigerator, sink and faucet. All new ceiling fans and light fixtures throughout the house. New furnace and air conditioning unit along with thermo pane tilt-in windows throughout the house and finished basement. Upper level has been updated with new wiring, improved insulated ceiling and bug barrier. Concrete driveway, garage and front sidewalk complete the updates with a beautiful touch. The dining room overlooks the breakfast bar and 15X8 sunroom. The living room features a brick gas fireplace. The bedrooms and full bath complete the main level. Located in the lower level you will find a family room, bedroom, bathroom and laundry room. Come explore this lovely home and you will fall in love.

Public Records

May 16, 2016

Sold

$142,000

$68/sq ft

Public Records

Apr 15, 2003

Sold

$121,700

$58/sq ft

Public Records

Apr 10, 1987

Sold

$60,500

$29/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$3,956 (+6.7%)

$15,930 + $54,650

$70,580

2024

$3,706 (+7.6%)

$15,930 + $54,650

$70,580

2023

$3,446 (−0.6%)

$15,715 + $52,900

$68,615

2022

$3,468 (+10.6%)

$14,610 + $46,190

$60,800

2021

$3,136 (+3.2%)

$14,880 + $45,540

$60,420

2020

$3,038 (+29.4%)

$9,290 + $44,860

$54,150

2019

$2,347 (−3.8%)

$9,290 + $42,120

$51,410

2017

$2,439 (+5.7%)

$7,330 + $39,570

$46,900

2016

$2,308 (+25.6%)

$5,900 + $39,620

$45,520

2015

$1,838 (−1.4%)

$5,900 + $39,620

$45,520

2014

$1,865 (−3.6%)

$6,840 + $31,870

$38,710

2013

$1,934

$6,840 + $34,450

$41,290

Public record

Public record
Zoning

Beds

Baths

Stories

1.5

Lot width

—

Lot depth

—

Lot size

6,703 Sq. Ft.

Year renovated

1928

Sq. Ft.

1,188

Year built

1928

Style

Single Family Residential

County

Monroe County

APN

07-24-450-012-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Garage Spaces: 2
Has Garage

Interior

Bedroom Information
# of Bedrooms: 2
# of Bedrooms Main: 2
Main And Upper Level Bedrooms: 2
Upper Level Bedrooms: 0
Lower Level Bedrooms: 0

Bathroom Information
# of Full Baths (Total): 2
Main Level Bathrooms Half: 0
Main Level Bathrooms Full: 1
Main And Upper Level Bathrooms: 1
Upper Level Bathrooms Half: 0
Upper Level Bathrooms Full: 0
Lower Level Bathrooms Half: 0
Lower Level Bathrooms Full: 1

Laundry Room Information
Laundry Features: In Basement

Basement Information
Has Basement
Basement Features: Bathroom, Partially Finished, Storage Space

Other Rooms Information
Room Count: 0
# of Rooms: 7

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Family Room, Gas Log

Heating & Cooling
Heating Information: Forced Air, Natural Gas
Cooling Information: Central Air

Interior Features
Appliances: Dishwasher, Range, Refrigerator, Gas Water Heater

Exterior

Building Information
Construction Materials: Brick

Pool Information
Pool YN: 0

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Attached Property
Above Grade Finished Area: 1,188
Above Grade Finished Area Source: Public Records
Below Grade Finished Area: 900
Below Grade Finished Area Source: Other

Lot Information
Lot Features: Back Yard, Few Trees
Lot Size Acres: 0.1539
Lot Size Dimensions: .15
Lot Size Source: Public Records

Financial

Tax Information
Tax Annual Amount: $3,706
Tax Year: 2024
Property Assessment City Tax YN: 1

Lease / Rent Details
Lease Considered YN: No

Financial Information
Second Mortgage YN: 0

Utilities

Utility Information
Water Source: Public
Electric: Other
Sewer: Public Sewer
Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Address Line: 240 N Main ST, WTRL IL 62298

Public facts

Beds: 2
Baths: 3.0
Sq. Ft.: 1,188
Stories: 1.5
Lot Size: 6,703 square feet
Style: Single Family Residential
Year Built: 1928
Year Renovated: 1928
County: Monroe County
APN: 07-24-450-012-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Information
Auction YN: 0
Home Warranty YN: No
Seller Consider Concession YN: 1

Home Information
Living Area: 2088
Living Area Source: Other
Living Area Srch Sq Ft: 2088.00
Living Area Unknown YN: 0
Above Grade Finished Area Srch Sq Ft: 1188.00
Below Grade Finished Area Srch Sq Ft: 900.00
Building Features: Basement, Bathrooms
Public Records
Levels: One and One Half

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 0.3mi

Waterloo Junior High School

Public 6-8 • Assigned • 0.2mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.6mi

6/10

Provided by GreatSchools

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

97/ 100

Exceptional sunlight

Sunscore

This home receives average direct sun exposure in Waterloo. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.4 hrs

6.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$268,000 – $324,000

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New listings for sale in 62298

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FOR SALE BY OWNER

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OPEN SUN, 2:30PM TO 4PM3D WALKTHROUGH

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Home values near 240 N Main St

Data from public records.

Address	Redfin Estimate
239 N Main Street, Waterloo, IL 3 Beds \| 2 Baths \| 1517 Sq. Ft.	$270,675
259 N Main Street, Waterloo, IL 2 Beds \| 2 Baths \| 1260 Sq. Ft.	$243,610

Address	Redfin Estimate
228 N Main Street, Waterloo, IL - Beds \| - Baths \| - Sq. Ft.	—
258 N Main Street, Waterloo, IL 5 Beds \| 3 Baths \| 1974 Sq. Ft.	$300,509

Address	Redfin Estimate
237 N Main Street, Waterloo, IL 3 Beds \| 2 Baths \| 1260 Sq. Ft.	$220,573
257 N Main Street, Waterloo, IL 2 Beds \| 2 Baths \| 1040 Sq. Ft.	$214,763

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2026. This data may not match . Learn more.

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240 N Main St, Waterloo, IL 62298

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About this home

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Market trends in 62298, IL

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Sale and tax history for 240 N Main St

Public record

Property details

Parking

Interior

Exterior

Financial

Utilities

Location

Public facts

Other

Around this home

Schools

Climate risks

Historical weather

Sun exposure

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New listings for sale in 62298

Home values near 240 N Main St

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