SOLD NOV 14, 2025

Last listed at $375,000, CLOSED ON Nov 2025

$427,911

Est. refi paymentEst. refi $2,556/mo

•

2,208

sq ft

3019 Cedar Ridge Ln, Waterloo, IL 62298

About this home

Perfectly situated on ~5.0 mostly wooded acres, this Beautifully updated 3 bed & 3 bath home offers space, comfort, and versatility. Step inside to a bright and airy great room featuring rich natural wood floors, vaulted ceilings with a skylight, and an inviting wood-burning fireplace; an ideal space for gathering with family and friends. Open concept kitchen is complete with custom wood cabinetry, granite countertops and seamless flow into the adjacent dining room, which opens to a spacious wooden deck; perfect for outdoor entertaining. The primary suite features French doors that lead to a private balcony with breathtaking views where you can catch a glimpse of deer almost daily. Two additional generously sized bedrooms each with large closets and full bath round out the upper level. Make your way to the finished lower level and find the versatile rec/family room with direct access to a patio and a relaxing Jacuzzi tub. Don't forget the 2 car garage and if you desire more storage, there is plenty of open space to build the outbuilding you have always wanted. A perfect blend of country charm and modern updates makes this your perfect home to Live Where You Love! Seller is MOTIVATED!!!! Schedule your showing today.

Single-familyProperty Type

1978Year Built

5 acresLot Size

$194Est. Price/Sq.Ft.

2 car garageParking

Listed by Mandy McGuire • Keller Williams Pinnacle

Bought with Paula Peppers • Re/Max Signature Properties

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #25050531

Redfin Estimate

$427,911

$53K over list price of $375K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 10.9% higher than the average sale price ($386K) of 5 comparable homes.

SOLD MAR 2, 2026
$200,000
A
3 beds2.5 baths1,899 sq ft
8552 Naumann Dr, Waterloo, IL 62298
SOLD APR 15, 2026
$599,000
B
3 beds3 baths2,632 sq ft
147 Scott St, Columbia, IL 62236
SOLD JUN 18, 2026
$460,000
C
3 beds3 baths2,900 sq ft
451 Burroughs Rd, Columbia, IL 62236
SOLD MAY 1, 2026
$349,900
D
3 beds2.5 baths2,740 sq ft
513 Wedgewood Ln, Columbia, IL 62236
SOLD JUL 16, 2026
$320,000
E
3 beds2 baths2,437 sq ft
6 Dwight St, Waterloo, IL 62298

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Earn from this home

Sell

$401,264

Est. take-home

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Refinance

Est. cash available

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Rent

$1,532/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.5%

2.0% MoM

Median sale price

$311K

$19K MoM

Avg. days on market

47d

2 days MoM

Recently sold homes

10 MoM

New listings for sale

NEW 9 HRS AGO
$485,000
3 beds3 baths2,534 sq ft
6730 Cardinal Dr, Waterloo, IL 62298
$898,000
4 beds3.5 baths4,100 sq ft
600 Covington Dr, Waterloo, IL 62298
$114,000
1 bed1 bath777 sq ft
319 S Main St, Waterloo, IL 62298
$225,000
3 beds2.5 baths1,852 sq ft
610 Laurel Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 3019 Cedar Ridge Ln

Date

Event

Price

Public Records

Nov 17, 2025

Sold

$350,000

$159/sq ft

MARIS as Distributed by MLS Grid #25050531

Nov 14, 2025

Sold

Oct 16, 2025

Contingent

—

Sep 11, 2025

Price Changed

$375,000

$170/sq ft

Jul 29, 2025

Listed

$395,000

$179/sq ft

Jul 28, 2025

Price Changed

$395,000

$179/sq ft

Jul 25, 2025

Coming Soon

$425,000

$192/sq ft

MARIS as Distributed by MLS Grid #25024739

Jun 23, 2025

Price Changed

$440,000

$199/sq ft

Jun 9, 2025

Price Changed

$445,000

$202/sq ft

May 24, 2025

Price Changed

$449,000

$203/sq ft

May 6, 2025

Price Changed

$459,000

$208/sq ft

Apr 24, 2025

Listed

$470,000

$213/sq ft

Apr 21, 2025

Coming Soon

Public Records

Jun 1, 1985

Sold

$107,500

$49/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$4,900 (+9.2%)

$23,620 + $59,130

$82,750

2024

$4,486 (+10.2%)

$23,620 + $59,130

$82,750

2023

$4,071 (−4.7%)

$24,945 + $63,429

$88,374

2022

$4,273 (−3.5%)

$23,620 + $60,980

$84,600

2021

$4,428 (+24.0%)

$23,620 + $56,130

$79,750

2020

$3,571 (+15.3%)

$23,620 + $56,960

$80,580

2018

$3,097 (−7.5%)

$19,790 + $35,690

$55,480

2017

$3,347 (−7.2%)

$19,790 + $36,220

$56,010

2016

$3,607

$19,790 + $41,230

$61,020

2015

$3,605 (+3.6%)

$19,790 + $41,230

$61,020

2014

$3,479 (−0.3%)

$17,670 + $43,680

$61,350

2013

$3,488

$17,670 + $44,130

$61,800

Tax history for 3019 Cedar Ridge Ln

Year

Property tax

Land + Additions

Assessment*

2025

$4,900 (+9.2%)

$23,620 + $59,130

$82,750

2024

$4,486 (+10.2%)

$23,620 + $59,130

$82,750

2023

$4,071 (−4.7%)

$24,945 + $63,429

$88,374

2022

$4,273 (−3.5%)

$23,620 + $60,980

$84,600

2021

$4,428 (+24.0%)

$23,620 + $56,130

$79,750

2020

$3,571 (+15.3%)

$23,620 + $56,960

$80,580

2018

$3,097 (−7.5%)

$19,790 + $35,690

$55,480

2017

$3,347 (−7.2%)

$19,790 + $36,220

$56,010

2016

$3,607

$19,790 + $41,230

$61,020

2015

$3,605 (+3.6%)

$19,790 + $41,230

$61,020

2014

$3,479 (−0.3%)

$17,670 + $43,680

$61,350

2013

$3,488

$17,670 + $44,130

$61,800

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

5 Acres

Year renovated

1978

Sq. Ft.

1,488

Year built

1978

Style

Single Family Residential

County

Monroe County

APN

07-08-300-009-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Agricultural District

The Agricultural District of Monroe County encompasses areas where soil, water, vegetal, and topographical resources generally provide conditions well suited to the raising of crops and domestic animals. The district is designed to prevent the intrusion of nonagricultural land use and development which would hinder agricultural pursuits by reason of congestion on public roads, chemical and biological pollution of air and water, environmental conditions, soil erosion, and the depletion of natural cover causing runoff of storm water onto and across agricultural land. The district is designed to protect and preserve the areas of high agricultural productivity and is intended to preserve conditions suitable to agricultural purposes. Anyone applying for a permit for a residence in this Agriculture Zoned District must sign a certificate that they are aware that there might be a sight, smell, or sound of agriculture business in the area.

Permitted uses

Include but are not limited to:

Agriculture
Dairy
Greenhouse / nursery
Livestock production
Housing-Single unit
Housing-Other
Public service
Recreation
Agriculture-Cropland
Housing-Mobile home park

Property details

Parking

Parking Information
Parking Total: 2
Parking Features: Gravel
Garage Spaces: 2
Carport Spaces: 0
Has Attached Garage
Has Garage
Garage Size Description: 27' x 23'

Interior

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 0
Main And Upper Level Bedrooms: 3
Upper Level Bedrooms: 3
Lower Level Bedrooms: 0

Bathroom Information
# of Full Baths (Total): 3
Main Level Bathrooms Half: 0
Main Level Bathrooms Full: 0
Main And Upper Level Bathrooms: 2
Upper Level Bathrooms Half: 0
Upper Level Bathrooms Full: 2
Lower Level Bathrooms Half: 0
Lower Level Bathrooms Full: 1

Room 1 Information
Room Description: Foyer
Room Dimensions: 5x13
Room Length: 5
Room Width: 13
Room Level: Main

Room 2 Information
Room Type: Living Room
Room Dimensions: 22x13
Room Length: 22
Room Width: 13
Room Level: Main

Room 3 Information
Room Type: Kitchen
Room Dimensions: 10x15
Room Length: 10
Room Width: 15
Room Level: Main

Room 4 Information
Room Type: Dining Room
Room Dimensions: 10x12
Room Length: 10
Room Width: 12
Room Level: Main

Room 5 Information
Room Dimensions: 13x16
Room Length: 13
Room Width: 16
Room Level: Upper

Room 6 Information
Room Dimensions: 7x8
Room Length: 7
Room Width: 8
Room Level: Upper

Room 7 Information
Room Type: Bedroom
Room Dimensions: 11x12
Room Length: 11
Room Width: 12
Room Level: Upper

Room 8 Information
Room Type: Bedroom
Room Dimensions: 13x11
Room Length: 13
Room Width: 11
Room Level: Upper

Room 9 Information
Room Type: Bathroom
Room Dimensions: 8x5
Room Length: 8
Room Width: 5
Room Level: Upper

Room 10 Information
Room Type: Family Room
Room Dimensions: 17x17
Room Length: 17
Room Width: 17
Room Level: Lower

Room 11 Information
Room Type: Recreation Room
Room Dimensions: 15x14
Room Length: 15
Room Width: 14
Room Level: Lower

Room 12 Information
Room Type: Bathroom
Room Dimensions: 8x15
Room Length: 8
Room Width: 15
Room Level: Lower

Room 13 Information
Room Type: Laundry
Room Dimensions: 8x15
Room Length: 8
Room Width: 15
Room Level: Lower

Laundry Room Information
Laundry Features: In Basement, Laundry Room, Lower Level

Basement Information
Has Basement
Basement Features: Bathroom, Daylight, Egress Window, Exterior Entry, Partially Finished, Interior Entry, Partial, Storage Space, Walk-Out Access

Other Rooms Information
Room Count: 13
# of Rooms: 9

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Living Room, Masonry, Stone, Wood Burning

Heating & Cooling
Heating Information: Forced Air
Cooling Information: Central Air

Interior Features
Interior Features: Breakfast Bar, Crown Molding, Eat-in Kitchen, Granite Counters, High Ceilings, Kitchen Island, Open Floorplan, Storage, Vaulted Ceiling(s), Walk-in Closet(s)
Window Features: Skylight(s)
Appliances: ENERGY STAR Qualified Appliances, Stainless Steel Appliance(s), Dishwasher, Microwave, Electric Range, Refrigerator, Electric Water Heater
Flooring: Carpet, Ceramic Tile, Hardwood

Exterior

Building Information
Construction Materials: Brick, Cedar, Stone
Roof: Architectural Shingle

Exterior Features
Patio And Porch Features: Covered, Deck, Front Porch, Patio, See Remarks
Exterior Features: Private Yard
Fencing: None
Door Features: French Door(s), Panel Door(s), Pocket Door(s), Sliding Door(s)

Pool Information
Pool YN: 0
Pool Features: None

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Single Family Residence
Property Condition: Updated/Remodeled
Other Structures: Shed(s)
Above Grade Finished Area: 1,488
Above Grade Finished Area Source: Public Records
Below Grade Finished Area: 720
Below Grade Finished Area Source: Public Records

Lot Information
Lot Features: Back Yard, Front Yard, Gently Rolling, Heavy Woods, Irregular Lot, Landscaped, Level, Many Trees, Private, Wooded
Lot Size Acres: 5
Lot Size Dimensions: 5.0
Lot Size Source: Public Records
Road Surface Type: Chip And Seal
Road Frontage Type: Private Road
Frontage Length: 171

Financial

Tax Information
Tax Annual Amount: $4,486
Tax Annual Amount Description: Homestead Senior
Tax Year: 2024
Property Assessment City Tax YN: 0

Lease / Rent Details
Lease Considered YN: No

Financial Information
Second Mortgage YN: 0

Utilities

Utility Information
Water Source: Private, Well
Electric: Other
Sewer: Private Sewer, Septic Tank
Utilities: Phone Available, Underground Utilities

Location

HOA Information
Association Name: Cedar Ridge Estates
Has HOA
Association Fee: $200
Association Fee Frequency: Annually
Association Fee Includes: Maintenance Parking/Roads

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: Rt 3 - Hanover Rd - Left on Andy Rd - Right on Cedar Ridge Ln
Address Line: 3019 Cedar Ridge LN, WTRL IL 62298

Public facts

Beds: 3
Baths: 4.0
Sq. Ft.: 1,488
Stories: —
Lot Size: 5 acres
Style: Single Family Residential
Year Built: 1978
Year Renovated: 1978
County: Monroe County
APN: 07-08-300-009-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Information
Auction YN: 0
Home Warranty YN: No
Efficiency YN: 0
Seller Consider Concession YN: 1
Seller Paid Repairs Amount: 0.00

Home Information
Living Area: 2208
Living Area Source: Public Records
Living Area Srch Sq Ft: 2208.00
Living Area Unknown YN: 0
Above Grade Finished Area Srch Sq Ft: 1488.00
Below Grade Finished Area Srch Sq Ft: 720.00
Foundation Details: Concrete Perimeter
Building Features: Basement, Bathrooms, Kitchen Facilities, Lighting, Patio, Storage
Public Records
Structure Type: House
Levels: Two
Security Features: Smoke Detector(s)

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 5.0mi

Waterloo Junior High School

Public 6-8 • Assigned • 5.0mi

7/10

Waterloo High School

Public 9-12 • Assigned • 6.2mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

5/10 Heat Factor

7 days above 108° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.8 hours in June and 4.2 hours in December, which is comparable to the U.S. average for solar exposure.

9.8 hrs

4.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$407,000 – $493,000

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New listings for sale in 62298

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Home values near 3019 Cedar Ridge Ln

Data from public records.

Address	Redfin Estimate
3001 Cedar Ridge Ln, Waterloo, IL 4 Beds \| 3 Baths \| 2996 Sq. Ft.	$774,977
3030 Cedar Ridge Ln, Waterloo, IL 4 Beds \| 3 Baths \| 2702 Sq. Ft.	$486,751

Address	Redfin Estimate
3103 Cedar Ridge Ln, Waterloo, IL 4 Beds \| 3 Baths \| 2822 Sq. Ft.	$396,279
3121 Cedar Ridge Ln, Waterloo, IL 4 Beds \| 3 Baths \| 1308 Sq. Ft.	$374,281

Address	Redfin Estimate
3025 Cedar Ridge Ln, Waterloo, IL 3 Beds \| 4 Baths \| 2332 Sq. Ft.	$409,203
3120 Cedar Ridge Ln, Waterloo, IL 3 Beds \| 4 Baths \| 1470 Sq. Ft.	$481,411

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 3019 Cedar Ridge Ln

Tax history for 3019 Cedar Ridge Ln

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 3019 Cedar Ridge Ln

More real estate resources