OFF MARKET

Last listed at $249,900, CLOSED ON Sep 2017

$379,540

Est. refi paymentEst. refi $1,995/mo

•

2,822

sq ft

3103 Cedar Rdg, Waterloo, IL 62298

About this home

AMAZING SETTING....located on 7 acres between Waterloo and Columbia. This 4 bedroom, 3 bath ranch home w/3 sides brick, thermal windows, updated kitchen cabinets, hardwood entry, hallway and in 2 bedrooms boasts 2 large wood burning fireplaces on main and lower levels with a walk-out basement. Deck on back of house has sliding glass doors from master bedroom and living room with a view of the beautiful private, tree-lined back yard. Enjoy the serene setting on the covered back porch (27 x 10) with ceiling fan. Home is all electric and has zoned HVAC, 2 water heaters, city water (inside) and a well (outside) water. Lower level has large laundry room as well as finished family room and unfinished bonus room. Over sized 2 car garage in addition to a pole barn (23 x 40) allows for plenty of covered space. Property has apple tree, wild blackberries, pecan trees and black walnut trees. Horses allowed. This home is being sold as is -- just needs some TLC to call it home!

Single-familyProperty Type

1978Year Built

7 acresLot Size

$134Est. Price/Sq.Ft.

2 car garageParking

Listed by Jane Crawford • Concept Real Estate Co Inc

Bought with Dave Rusteberg • Century 21 Advantage

Redfin checked: a minute ago

•Source:MARIS as Distributed by MLS Grid #17054615

Redfin Estimate

$379,540

$130K over list price of $250K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 21% higher than the average sale price ($314K) of 6 comparable homes.

SOLD MAR 2, 2026
$200,000
A
3 beds2.5 baths1,899 sq ft
8552 Naumann Dr, Waterloo, IL 62298
SOLD MAY 29, 2026
$387,000
B
5 beds2 baths2,020 sq ft
7725 Forest Hills Ln, Waterloo, IL 62298
SOLD NOV 14, 2025
$375,000
C
3 beds3 baths2,208 sq ft
3019 Cedar Ridge Ln, Waterloo, IL 62298
SOLD MAR 30, 2026
$330,000
D
4 beds3 baths1,800 sq ft
3456 Hanover Rd, Columbia, IL 62236
SOLD JUN 26, 2026
$200,000
E
3 beds1 bath1,512 sq ft
3028 Hh Rd, Waterloo, IL 62298
SOLD FEB 25, 2026
$389,900
F
3 beds3 baths1,803 sq ft
517 Grand Ave, Waterloo, IL 62298

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Earn from this home

Sell

$355,670

Est. take-home

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Refinance

Est. cash available

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Rent

$1,616/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.5%

2.0% MoM

Median sale price

$311K

$19K MoM

Avg. days on market

47d

2 days MoM

Recently sold homes

10 MoM

New listings for sale

NEW 13 HRS AGO
$485,000
3 beds3 baths2,534 sq ft
6730 Cardinal Dr, Waterloo, IL 62298
$898,000
4 beds3.5 baths4,100 sq ft
600 Covington Dr, Waterloo, IL 62298
$114,000
1 bed1 bath777 sq ft
319 S Main St, Waterloo, IL 62298
$225,000
3 beds2.5 baths1,852 sq ft
610 Laurel Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 3103 Cedar Rdg

Year

Property tax

Land + Additions

Assessment*

2025

$7,084 (−3.4%)

$27,000 + $97,000

$124,000

2024

$7,335 (−0.3%)

$27,000 + $97,000

$124,000

2023

$7,358 (+16.0%)

$28,515 + $103,994

$132,509

2022

$6,342 (+10.8%)

$27,000 + $99,500

$126,500

2021

$5,725 (+6.7%)

$27,000 + $81,050

$108,050

2020

$5,367 (−6.8%)

$27,000 + $68,960

$95,960

2019

$5,758 (+14.2%)

$27,000 + $60,970

$87,970

2018

$5,040 (+2.1%)

$23,260 + $69,660

$92,920

2017

$4,938 (+2.9%)

$23,260 + $56,520

$79,780

2016

$4,797 (−0.4%)

$23,260 + $55,910

$79,170

2015

$4,816 (+12.2%)

$23,260 + $55,910

$79,170

2014

$4,291 (−0.3%)

$20,610 + $59,340

$79,950

2013

$4,306

$20,610 + $54,280

$74,890

Tax history for 3103 Cedar Rdg

Year

Property tax

Land + Additions

Assessment*

2025

$7,084 (−3.4%)

$27,000 + $97,000

$124,000

2024

$7,335 (−0.3%)

$27,000 + $97,000

$124,000

2023

$7,358 (+16.0%)

$28,515 + $103,994

$132,509

2022

$6,342 (+10.8%)

$27,000 + $99,500

$126,500

2021

$5,725 (+6.7%)

$27,000 + $81,050

$108,050

2020

$5,367 (−6.8%)

$27,000 + $68,960

$95,960

2019

$5,758 (+14.2%)

$27,000 + $60,970

$87,970

2018

$5,040 (+2.1%)

$23,260 + $69,660

$92,920

2017

$4,938 (+2.9%)

$23,260 + $56,520

$79,780

2016

$4,797 (−0.4%)

$23,260 + $55,910

$79,170

2015

$4,816 (+12.2%)

$23,260 + $55,910

$79,170

2014

$4,291 (−0.3%)

$20,610 + $59,340

$79,950

2013

$4,306

$20,610 + $54,280

$74,890

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

2.5

Stories

Lot width

—

Lot depth

—

Lot size

304,920

Year renovated

2023

Sq. Ft.

2,822

Year built

1978

Style

Single Family Residential

County

Monroe County

APN

07-08-400-009-000

Parking Spaces

Basement

Yes

Accessible

HOA Dues

—

Garage

Yes

Features

Views, Pool

Last updated by owner on Jan 8, 2024.

Agricultural District

The Agricultural District of Monroe County encompasses areas where soil, water, vegetal, and topographical resources generally provide conditions well suited to the raising of crops and domestic animals. The district is designed to prevent the intrusion of nonagricultural land use and development which would hinder agricultural pursuits by reason of congestion on public roads, chemical and biological pollution of air and water, environmental conditions, soil erosion, and the depletion of natural cover causing runoff of storm water onto and across agricultural land. The district is designed to protect and preserve the areas of high agricultural productivity and is intended to preserve conditions suitable to agricultural purposes. Anyone applying for a permit for a residence in this Agriculture Zoned District must sign a certificate that they are aware that there might be a sight, smell, or sound of agriculture business in the area.

Permitted uses

Include but are not limited to:

Agriculture
Dairy
Greenhouse / nursery
Livestock production
Housing-Single unit
Housing-Other
Public service
Recreation
Agriculture-Cropland
Housing-Mobile home park

Property details

Parking

Parking Information
Parking Features: Attached Garage, Garage Door Opener
Garage Spaces: 2
Carport Spaces: 0
Has Attached Garage
Has Garage

Interior

Bedroom Information
# of Bedrooms: 4
# of Bedrooms Main: 3

Bathroom Information
# of Full Baths (Total): 3
# of Main Level Bathrooms (Total): 2
# of Main and Upper Bathrooms: 2
Main Level # of Full Bathrooms: 2

Room 1 Information
Room Type: Den
Room Dimensions: 22x13
Room Length: 22
Room Width: 13
Room Level: Second or Main

Room 2 Information
Room Type: Dining Room
Room Dimensions: 14x10
Room Length: 14
Room Width: 10
Room Level: Second or Main

Room 3 Information
Room Type: Living Room
Room Dimensions: 20x14
Room Length: 20
Room Width: 14
Room Level: Second or Main

Room 4 Information
Room Type: Master Bedroom
Room Dimensions: 15x13
Room Length: 15
Room Width: 13
Room Level: Second or Main

Room 5 Information
Room Type: Master Bathroom
Room Dimensions: 8x5
Room Length: 8
Room Width: 5
Room Level: Second or Main

Room 6 Information
Room Type: Bedroom
Room Dimensions: 11x11
Room Length: 11
Room Width: 11
Room Level: Second or Main

Room 7 Information
Room Type: Bedroom
Room Dimensions: 11x11
Room Length: 11
Room Width: 11
Room Level: Second or Main

Room 8 Information
Room Type: Bathroom
Room Dimensions: 8x5
Room Length: 8
Room Width: 5
Room Level: Second or Main

Room 9 Information
Room Type: Bedroom
Room Dimensions: 14x13
Room Length: 14
Room Width: 13
Room Level: First or Lower

Room 10 Information
Room Type: Bathroom
Room Dimensions: 6x4
Room Length: 6
Room Width: 4
Room Level: First or Lower

Room 11 Information
Room Type: Laundry
Room Dimensions: 21x13
Room Length: 21
Room Width: 13
Room Level: First or Lower

Room 12 Information
Room Type: Other Room
Room Dimensions: 13x10
Room Length: 13
Room Width: 10
Room Level: First or Lower

Basement Information
Basement Features: Bathroom in LL, Fireplace in LL, Full, Partially Finished, Rec/Family Area, Sump Pump, Walk-Out Access

Other Rooms Information
# of Rooms: 8

Fireplace Information
Has Fireplace
# of Fireplaces: 2
Fireplace Features: Woodburning Fireplce

Heating & Cooling
Has Heating
Heating Information: Dual, Forced Air, Zoned
Cooling Information: Electric, Zoned

Interior Features
Interior Features: Center Hall Plan, Carpets, Some Wood Floors
Window Features: Sliding Glass Doors, Some Insulated Wndws, Some Tilt-In Windows
Appliances: Central Vacuum, Dishwasher, Microwave, Electric Oven

Exterior

Building Information
Construction Materials: Brick

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 1,722
Above Grade Finished Area Source: Public Records
Below Grade Finished Area: 486
Below Grade Finished Area Source: Other

Lot Information
Lot Features: Backs to Trees/Woods, Suitable for Horses, Wooded
Lot Size Acres: 7
Lot Size Dimensions: 640 x 490 x 492 x 614
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $4,816
Tax Year: 2016

Utilities

Utility Information
Water Source: Public, Well
Sewer: Aerobic Septic

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: Route 3 to Hanover Road - Andy Road - Cedar Ridge Lane - home on right. Two pink crepe myrtle bushes at end of driveway.
Cross Street: Andy Road

Public facts

Beds: 4
Baths: 2.5
Sq. Ft.: 2,822
Stories: 1.0
Parking Spaces: 2
Basement: Yes
Accessible: No
Lot Size: 7 acres
Style: Single Family Residential
Year Built: 1978
Year Renovated: 2023
County: Monroe County
APN: 07-08-400-009-000
HOA Dues: —
Garage: Yes
Features: Views, Pool

Home facts updated by owner on Jan 8, 2024

Other

Home Information
Living Area: 1722
Levels: One

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 4.7mi

Waterloo Junior High School

Public 6-8 • Assigned • 4.7mi

7/10

Waterloo High School

Public 9-12 • Assigned • 5.9mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.8 hours in June and 4.2 hours in December, which is comparable to the U.S. average for solar exposure.

9.8 hrs

4.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$377,000 – $456,000

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Home values near 3103 Cedar Rdg

Data from public records.

Address	Redfin Estimate
3019 Cedar Ridge Lane, Waterloo, IL 3 Beds \| 3 Baths \| 2208 Sq. Ft.	$427,911
3030 Cedar Ridge Lane, Waterloo, IL 4 Beds \| 3 Baths \| 2702 Sq. Ft.	$486,751

Address	Redfin Estimate
3138 Cedar Ridge Lane, Waterloo, IL 3 Beds \| 4 Baths \| 1335 Sq. Ft.	$440,002
3121 Cedar Ridge Lane, Waterloo, IL 4 Beds \| 3 Baths \| 1308 Sq. Ft.	$374,281

Address	Redfin Estimate
3025 Cedar Ridge Lane, Waterloo, IL 3 Beds \| 4 Baths \| 2332 Sq. Ft.	$409,203
3120 Cedar Ridge Lane, Waterloo, IL 3 Beds \| 4 Baths \| 1470 Sq. Ft.	$481,411

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2017. This data may not show owner updates. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 3103 Cedar Rdg

Tax history for 3103 Cedar Rdg

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 3103 Cedar Rdg

More real estate resources