Google street view image for 305 E 4th St, Waterloo, IL 62298

Off market

$329,777

•

5 ba

•

1,590

sq ft

305 E 4th St, Waterloo, IL 62298

About this home

305 E 4th St is a 1,590 square foot house on a 0.27 acre lot with 4 bedrooms and 5 bathrooms. Based on Redfin's Waterloo data, we estimate the home's value is $329,777.

Single-familyProperty Type

1941Year Built

0.27 acresLot Size

$207Est. Price/Sq.Ft.

Source:Public Records

Redfin Estimate

$329,777

$13K since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 52.7% higher than the average sale price ($216K) of 6 comparable homes.

SOLD JUL 31, 2026
$189,900
A
3 beds2 baths1,470 sq ft
203 E Mill St, Waterloo, IL 62298
SOLD SEP 1, 2026
$225,000
B
3 beds2 baths1,413 sq ft
306 S Market St, Waterloo, IL 62298
SOLD AUG 3, 2026
$239,900
C
3 beds3 baths1,311 sq ft
206 Magnolia Ave, Waterloo, IL 62298
SOLD JUL 27, 2026
$179,900
D
3 beds2 baths1,596 sq ft
108 Rau Street St, Waterloo, IL 62298
SOLD AUG 17, 2026
$236,000
E
3 beds2 baths1,600 sq ft
608 S Church St, Waterloo, IL 62298
SOLD MAR 13, 2026
$225,000
F
3 beds2 baths1,517 sq ft
239 N Main St, Waterloo, IL 62298

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Earn from this home

Sell

$308,763

Est. take-home

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Rent

$1,564/mo

Redfin rental estimate

List your home for rent

Market trends in 62298, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.0%

+0.2% MoM

Median sale price

$337K

$5K MoM

Avg. days on market

46d

1 days MoM

Recently sold homes

5 MoM

New listings for sale

$215,000
3 beds1 bath1,797 sq ft
458 N Library St, Waterloo, IL 62298
$10,000
2 beds2 baths1,200 sq ft
5245 Timber Lake Dr, Waterloo, IL 62298
$399,900
4 beds4 baths2,203 sq ft
720-722 Brittany Ct, Waterloo, IL 62298
$320,000
3 beds2.5 baths2,598 sq ft
118 Osterhage Dr, Waterloo, IL 62298
$339,900
3 beds2 baths1,500 sq ft
711 Ward, Waterloo, IL 62298
$385,000
4 beds2 baths2,641 sq ft
106 Elmwood St, Waterloo, IL 62298
$424,900
4 beds3 baths3,644 sq ft
624 Timberline Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 305 E 4th St

As the MLS and public records start to fill up, we'll list the details here.

Year

Property tax

Land + Additions

Assessment*

2025

$3,110 (−1.2%)

$16,700 + $89,080

$105,780

2024

$3,147 (−2.8%)

$16,700 + $89,080

$105,780

2023

$3,236 (−4.5%)

$16,327 + $75,215

$91,542

2022

$3,388 (−2.1%)

$15,150 + $71,240

$86,390

2021

$3,462 (−0.6%)

$15,350 + $70,540

$85,890

2020

$3,484 (+0.2%)

$12,940 + $67,680

$80,620

2019

$3,476 (−1.5%)

$12,940 + $65,000

$77,940

2018

$3,528

$12,940 + $67,870

$80,810

2017

$3,526 (−0.8%)

$9,880 + $67,880

$77,760

2016

$3,554 (+0.8%)

$9,110 + $67,930

$77,040

2015

$3,527 (+3.9%)

$9,110 + $67,930

$77,040

2014

$3,394

$10,620 + $69,210

$79,830

2013

$3,395

$10,620 + $64,750

$75,370

Tax history for 305 E 4th St

Year

Property tax

Land + Additions

Assessment*

2025

$3,110 (−1.2%)

$16,700 + $89,080

$105,780

2024

$3,147 (−2.8%)

$16,700 + $89,080

$105,780

2023

$3,236 (−4.5%)

$16,327 + $75,215

$91,542

2022

$3,388 (−2.1%)

$15,150 + $71,240

$86,390

2021

$3,462 (−0.6%)

$15,350 + $70,540

$85,890

2020

$3,484 (+0.2%)

$12,940 + $67,680

$80,620

2019

$3,476 (−1.5%)

$12,940 + $65,000

$77,940

2018

$3,528

$12,940 + $67,870

$80,810

2017

$3,526 (−0.8%)

$9,880 + $67,880

$77,760

2016

$3,554 (+0.8%)

$9,110 + $67,930

$77,040

2015

$3,527 (+3.9%)

$9,110 + $67,930

$77,040

2014

$3,394

$10,620 + $69,210

$79,830

2013

$3,395

$10,620 + $64,750

$75,370

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Zoning

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Interior

Basement Information
Basement Sq. Ft: 445

Bathroom Information
# of Bathroom Fixtures: 13

Fireplace Information
Has Fireplace

Exterior

Exterior Information
Physical Condition: Average
Foundation Type: Unknown With Crawlspace
Exterior Wall: Masonry
Building Type: Single Family

Property Information
Subdivision Name: WATERLOO
Living Sq. Ft: 1,590
Ground Floor Sq. Ft: 890
Building Sq. Ft: 2,391
# of Stories: 2
Stories Type: 2
Legal Description: LOTS 15B & 15C E OUTLOTS SEC 25

Parking & Garage Information
Parking Type: Frame Garage
Garage/Parking Sq. Ft: 396
Garage / Carport Type: Frame

Lot Information
# of Buildings: 1
Land Sq. Ft: 11,600
Legal Lot Number: 15B
Acres: 0.27
Depth Footage: 155
Front Footage: 85
Zoning Code: WR3
County Use Description: IMPROVED RESIDENTIAL

Financial

Assessor Information
Assessment Year: 2025

Public facts

Beds: 4
Baths: 5.0
Sq. Ft.: 1,590
Stories: 2.0
Lot Size: 0.27 acres
Style: Single Family Residential
Year Built: 1941
Year Renovated: 1941
County: Monroe County
APN: 07-25-282-019-000

Home facts updated by county records on Aug 26, 2026

Around this home

Schools

Rogers Elementary School

Public 2-3 • Assigned • 0.3mi

10/10

Waterloo Junior High School

Public 6-8 • Assigned • 0.4mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.2mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$314,000 – $380,000

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Nearby similar homes

NEW CONSTRUCTION

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New listings for sale in 62298

$215,000

3 beds1 bath1,797 sq ft

458 N Library St, Waterloo, IL 62298

$10,000

2 beds2 baths1,200 sq ft

5245 Timber Lake Dr, Waterloo, IL 62298

$399,900

4 beds4 baths2,203 sq ft

720-722 Brittany Ct, Waterloo, IL 62298

$320,000

3 beds2.5 baths2,598 sq ft

118 Osterhage Dr, Waterloo, IL 62298

$339,900

3 beds2 baths1,500 sq ft

711 Ward, Waterloo, IL 62298

$385,000

4 beds2 baths2,641 sq ft

106 Elmwood St, Waterloo, IL 62298

$424,900

4 beds3 baths3,644 sq ft

624 Timberline Dr, Waterloo, IL 62298

Home values near 305 E 4th St

Data from public records.

Address	Redfin Estimate
315 E 4th Street, Waterloo, IL 3 Beds \| 2 Baths \| 2996 Sq. Ft.	$328,366
300 E 4th Street, Waterloo, IL 3 Beds \| 2 Baths \| 1020 Sq. Ft.	$239,321

Address	Redfin Estimate
208 E 4th Street, Waterloo, IL 2 Beds \| 2 Baths \| 1831 Sq. Ft.	$249,888
308 E 4th Street, Waterloo, IL 3 Beds \| 4 Baths \| 1594 Sq. Ft.	$410,037

Address	Redfin Estimate
304 E 4th Street, Waterloo, IL 4 Beds \| 3 Baths \| 1420 Sq. Ft.	$264,436
314 E 4th Street, Waterloo, IL 2 Beds \| 1.5 Baths \| 884 Sq. Ft.	$205,198

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 305 E 4th St

Tax history for 305 E 4th St

Zoning

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 305 E 4th St

More real estate resources