OFF MARKET

Last listed at $172,900, closed on jan 2018

$284,906

Est. refi paymentEst. refi $1,426/mo

•

2,428

sq ft

312 E 4th St, Waterloo, IL 62298

About this home

Historic brick bungalow is the perfect mix of intact period millwork and updates including electric 200 amp panel box, wiring and plumbing 2012, windows 2003, furnace 2015, and kitchen and main floor bath remodel. 2 gorgeous decorative fireplaces grace the living and family rooms. This home has 2 kitchens, including the original 1900 cabinets and farm sink. Great flow and large spacious rooms with loads of ceiling fans and plaster in beautiful condition throughout the home. The main, remodeled kitchen has two spacious pantries, oak cabinets, and access to the covered back porch. The dining room and main floor bedroom have built-in window seats, and the upstairs rooms have loads of huge walk-in closet space. There is so much charm and character here! A large backyard has access to the detached garage with openers. The full basement is unfinished, and has back yard cellar style door access for moving those large items in. The office on the 2nd floor could easily be a 5th bedroom too!

Single-familyProperty Type

1900Year Built

8,712 sq ftLot Size

$117Est. Price/Sq.Ft.

2 car garageParking

Listed by Barbara Markham • RE/MAX Preferred

Bought with Tammy Hines • Tammy Mitchell Hines & Co.

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #17075400

Redfin Estimate

$284,906

$112K over list price of $173K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 22% higher than the average sale price ($234K) of 6 comparable homes.

SOLD SEP 28, 2026
$249,900
A
4 beds2 baths1,380 sq ft
306 Walnut St, Waterloo, IL 62298
SOLD OCT 9, 2026
$264,900
B
3 beds2 baths2,236 sq ft
523 Mary Dr, Waterloo, IL 62298
SOLD SEP 1, 2026
$225,000
C
3 beds2 baths1,413 sq ft
306 S Market St, Waterloo, IL 62298
SOLD JUL 31, 2026
$189,900
D
3 beds2 baths1,470 sq ft
203 E Mill St, Waterloo, IL 62298
SOLD AUG 17, 2026
$236,000
E
3 beds2 baths1,600 sq ft
608 S Church St, Waterloo, IL 62298
SOLD JUL 9, 2026
$235,500
F
4 beds2 baths2,268 sq ft
314 N Church St, Waterloo, IL 62298

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Earn from this home

Sell

$266,468

Est. take-home

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Refinance

Est. cash available

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Rent

$1,580/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

98.9%

+1.0% MoM

Median sale price

$342K

$5K MoM

Avg. days on market

45d

1 days MoM

Recently sold homes

4 MoM

New listings for sale

FOR SALE BY OWNER
$380,000
3 beds2 baths1,849 sq ft
107 Kurken Dr, Waterloo, IL 62298
NEW 9 HRS AGO
$495,000
4 beds2.5 baths1,895 sq ft
8329 Andy Rd, Waterloo, IL 62298
$549,900
5 beds3.5 baths3,950 sq ft
6131 Chantilly Bnd, Waterloo, IL 62298
$424,999
4 beds3.5 baths3,069 sq ft
1033 Turtle Dove Trl, Waterloo, IL 62298
$499,000
4 beds3 baths3,068 sq ft
6107 Briar Trl, Waterloo, IL 62298
$285,000
4 beds2 baths2,060 sq ft
210 W 4th St, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 312 E 4th St

Year

Property tax

Land + Additions

Assessment*

2025

$4,889 (+7.1%)

$16,230 + $69,650

$85,880

2024

$4,567 (+7.9%)

$16,230 + $69,650

$85,880

2023

$4,233 (−0.4%)

$15,937 + $67,221

$83,158

2022

$4,251 (+6.0%)

$14,810 + $58,550

$73,360

2021

$4,013 (+3.4%)

$15,060 + $57,650

$72,710

2020

$3,879 (+3.8%)

$10,860 + $56,750

$67,610

2019

$3,736 (+1.6%)

$10,860 + $53,150

$64,010

2018

$3,676 (+3.1%)

$10,860 + $50,330

$61,190

2017

$3,565 (+23.5%)

$8,350 + $50,330

$58,680

2016

$2,886 (+12.7%)

$7,220 + $41,950

$49,170

2015

$2,561 (−0.4%)

$7,220 + $41,950

$49,170

2014

$2,572 (−2.9%)

$8,410 + $36,190

$44,600

2013

$2,649

$8,410 + $39,070

$47,480

Tax history for 312 E 4th St

Year

Property tax

Land + Additions

Assessment*

2025

$4,889 (+7.1%)

$16,230 + $69,650

$85,880

2024

$4,567 (+7.9%)

$16,230 + $69,650

$85,880

2023

$4,233 (−0.4%)

$15,937 + $67,221

$83,158

2022

$4,251 (+6.0%)

$14,810 + $58,550

$73,360

2021

$4,013 (+3.4%)

$15,060 + $57,650

$72,710

2020

$3,879 (+3.8%)

$10,860 + $56,750

$67,610

2019

$3,736 (+1.6%)

$10,860 + $53,150

$64,010

2018

$3,676 (+3.1%)

$10,860 + $50,330

$61,190

2017

$3,565 (+23.5%)

$8,350 + $50,330

$58,680

2016

$2,886 (+12.7%)

$7,220 + $41,950

$49,170

2015

$2,561 (−0.4%)

$7,220 + $41,950

$49,170

2014

$2,572 (−2.9%)

$8,410 + $36,190

$44,600

2013

$2,649

$8,410 + $39,070

$47,480

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

1.5

Lot width

—

Lot depth

—

Lot size

8,796 Sq. Ft.

Year renovated

1900

Sq. Ft.

1,518

Year built

1900

Style

Single Family Residential

County

Monroe County

APN

07-25-286-005-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Features: Detached, Garage Door Opener, Rear/Side Entry
Garage Spaces: 2
Carport Spaces: 0
Has Garage

Interior

Bedroom Information
# of Bedrooms: 4
# of Bedrooms Main: 1

Bathroom Information
# of Full Baths (Total): 2
# of Main Level Bathrooms (Total): 1
# of Main and Upper Bathrooms: 2
Main Level # of Full Bathrooms: 1

Room 1 Information
Room Type: Living Room
Room Dimensions: 14x14
Room Length: 14
Room Width: 14
Room Level: Second or Main

Room 2 Information
Room Type: Family Room
Room Dimensions: 14x14
Room Length: 14
Room Width: 14
Room Level: Second or Main

Room 3 Information
Room Type: Kitchen
Room Dimensions: 12x12
Room Length: 12
Room Width: 12
Room Level: Second or Main

Room 4 Information
Room Type: Dining Room
Room Dimensions: 14x14
Room Length: 14
Room Width: 14
Room Level: Second or Main

Room 5 Information
Room Type: Kitchen
Room Dimensions: 11x12
Room Length: 11
Room Width: 12
Room Level: Second or Main

Room 6 Information
Room Type: Master Bedroom
Room Dimensions: 16x14
Room Length: 16
Room Width: 14
Room Level: Second or Main

Room 7 Information
Room Type: Bathroom
Room Dimensions: 6x5
Room Length: 6
Room Width: 5
Room Level: Second or Main

Room 8 Information
Room Type: Bedroom
Room Dimensions: 15x14
Room Length: 15
Room Width: 14
Room Level: Third or Upper

Room 9 Information
Room Type: Bedroom
Room Dimensions: 14x13
Room Length: 14
Room Width: 13
Room Level: Third or Upper

Room 10 Information
Room Type: Bedroom
Room Dimensions: 14x14
Room Length: 14
Room Width: 14
Room Level: Third or Upper

Room 11 Information
Room Type: Office
Room Dimensions: 14x8
Room Length: 14
Room Width: 8
Room Level: Third or Upper

Room 12 Information
Room Type: Bathroom
Room Dimensions: 14x5
Room Length: 14
Room Width: 5
Room Level: Third or Upper

Basement Information
Basement Features: Full, Sump Pump

Other Rooms Information
# of Rooms: 10

Fireplace Information
Has Fireplace
# of Fireplaces: 2
Fireplace Features: Non Functional

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Electric

Interior Features
Interior Features: High Ceilings, Historic/Period Mlwk, Carpets, Special Millwork, Walk-in Closet(s)
Window Features: Some Insulated Wndws
Appliances: Dishwasher, Electric Oven, Refrigerator

Exterior

Building Information
Construction Materials: Fl Brick/Stn Veneer

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 2,428
Above Grade Finished Area Source: Public Records
Below Grade Finished Area Source: Other

Lot Information
Lot Features: Sidewalks, Streetlights, Wood Fence
Lot Size Acres: 0.2
Lot Size Dimensions: 55 x 155
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $2,886
Tax Year: 2016

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: Market Street to East 4th
Cross Street: Morrison Ave

Public facts

Beds: 4
Baths: 4.0
Sq. Ft.: 1,518
Stories: 1.5
Lot Size: 8,796 square feet
Style: Single Family Residential
Year Built: 1900
Year Renovated: 1900
County: Monroe County
APN: 07-25-286-005-000

Home facts updated by county records on Aug 26, 2026

Other

Home Information
Living Area: 2428
Levels: One and One Half

Around this home

Schools

Rogers Elementary School

Public 2-3 • Assigned • 0.3mi

10/10

Waterloo Junior High School

Public 6-8 • Assigned • 0.4mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.2mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$271,000 – $328,000

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New listings for sale in 62298

FOR SALE BY OWNER

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Home values near 312 E 4th St

Data from public records.

Address	Redfin Estimate
315 East 4th St, Waterloo, IL 3 Beds \| 2 Baths \| 2996 Sq. Ft.	$335,664
308 East 4th St, Waterloo, IL 3 Beds \| 4 Baths \| 1594 Sq. Ft.	$410,450

Address	Redfin Estimate
304 East 4th St, Waterloo, IL 4 Beds \| 3 Baths \| 1420 Sq. Ft.	$264,601
314 East 4th St, Waterloo, IL 2 Beds \| 1.5 Baths \| 884 Sq. Ft.	$206,081

Address	Redfin Estimate
300 East 4th St, Waterloo, IL 3 Beds \| 2 Baths \| 1020 Sq. Ft.	$241,910
318 East 4th St, Waterloo, IL 3 Beds \| 3 Baths \| 1512 Sq. Ft.	$294,275

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2017. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 312 E 4th St

Tax history for 312 E 4th St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 312 E 4th St

More real estate resources