OFF MARKET

Last listed at $249,900, closed on aug 2021

$354,825

Est. refi paymentEst. refi $1,996/mo

•

2,076

sq ft

314 Ditchs Run, Waterloo, IL 62298

About this home

This beautiful 4 bedroom home is located on a 1/2 acre corner lot, minutes from downtown Waterloo and local businesses. The expansive living room has vaulted ceilings adding an airy feel & a stone gas fireplace that dominates one corner. The kitchen has newer stainless appliances, pantry, tons of cabinet and counter space, & center island. The master bath has a double sink & jetted tub, new flooring, the bedroom w/double walk-in closets. One of the bedrooms, off the kitchen, is being used as a family room. All bedrooms have huge closet space, many of them being walk-ins. The kitchen leads out to a good sized 17x15 covered patio w/ceiling fan, great for greeting a new morning or having friends or family over for some fun. The laundry room is a nice size and close to the bedrooms for easy access. The 3 car garage has plenty of space for storage and seller is offering a Cinch home warranty for $489. Open House on July 10, 11am - 1pm

Single-familyProperty Type

1999Year Built

0.5 acresLot Size

$171Est. Price/Sq.Ft.

3 car garageParking

Listed by Amy Hank • Keller Williams Marquee

Bought with Danyelle Johnson • Coldwell Banker Brown Realtors

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #21042591

Redfin Estimate

$354,825

$105K over list price of $250K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 10.9% higher than the average sale price ($320K) of 6 comparable homes.

SOLD SEP 11, 2026
$365,000
A
3 beds2 baths2,220 sq ft
101 Polo Run, Waterloo, IL 62298
SOLD JUL 31, 2026
$319,900
B
3 beds2 baths1,682 sq ft
810 Victorian Ave, Waterloo, IL 62298
SOLD JUL 9, 2026
$235,500
C
4 beds2 baths2,268 sq ft
314 N Church St, Waterloo, IL 62298
SOLD SEP 24, 2026
$324,900
D
3 beds2 baths1,792 sq ft
849 Blazing Star Dr, Waterloo, IL 62298
SOLD JUN 22, 2026
$360,000
E
4 beds2 baths2,148 sq ft
1041 W Fallen Lake Dr, Waterloo, IL 62298
SOLD SEP 25, 2026
$315,000
F
3 beds2 baths1,560 sq ft
1225 Sherwood Ln, Waterloo, IL 62298

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Earn from this home

Sell

$332,373

Est. take-home

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Refinance

Est. cash available

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Rent

$1,675/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.0%

+0.2% MoM

Median sale price

$337K

$5K MoM

Avg. days on market

46d

1 days MoM

Recently sold homes

5 MoM

New listings for sale

$215,000
3 beds1 bath1,797 sq ft
458 N Library St, Waterloo, IL 62298
$10,000
2 beds2 baths1,200 sq ft
5245 Timber Lake Dr, Waterloo, IL 62298
$399,900
4 beds4 baths2,203 sq ft
720-722 Brittany Ct, Waterloo, IL 62298
$320,000
3 beds2.5 baths2,598 sq ft
118 Osterhage Dr, Waterloo, IL 62298
$339,900
3 beds2 baths1,500 sq ft
711 Ward, Waterloo, IL 62298
$385,000
4 beds2 baths2,641 sq ft
106 Elmwood St, Waterloo, IL 62298
$424,900
4 beds3 baths3,644 sq ft
624 Timberline Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 314 Ditchs Run

Date

Event

Price

Public Records

Aug 10, 2021

Sold

$285,000

$137/sq ft

MARIS as Distributed by MLS Grid #21042591

Jul 13, 2021

Contingent

—

Jul 7, 2021

Listed

$249,900

$120/sq ft

Jun 17, 2021

Coming Soon

$249,900

$120/sq ft

Public Records

Jul 18, 2017

Sold

$230,000

$111/sq ft

MARIS as Distributed by MLS Grid #17039679

Jul 17, 2017

Pending

—

Jul 17, 2017

Sold

Jun 12, 2017

Contingent

—

Jun 12, 2017

Pending

—

Jun 7, 2017

Price Changed

$235,500

$113/sq ft

May 15, 2017

Listed

$244,000

$118/sq ft

+25

Sprawling 3 bedroom, 2 bath located on a large corner level lot with a 3 car garage. Spotless and ready to move in makes this well manicured home a must see. The living room has vaulted ceilings with stone gas fireplace. Each spacious bedroom is filled with an abundant amount of closet space. The master bedroom features double walk in closets. A 15x17 covered porch is an added plus to the backyard. Newer roof, HVAC, and water heater! Spacious family room located next to the kitchen with option to convert into additional bedroom. This home is located in the heart of Waterloo and is minutes away from local businesses and a walking path.

Public Records

May 23, 2005

Sold

$212,000

$102/sq ft

Public Records

Jan 18, 2000

Sold

$150,332

$72/sq ft

Public Records

Sep 17, 1999

Sold

$31,500

$15/sq ft

Join or sign in to view all info

Year

Property tax

Land + Additions

Assessment*

2025

$6,600 (+6.6%)

$18,300 + $95,610

$113,910

2024

$6,193 (+15.7%)

$18,300 + $95,610

$113,910

2023

$5,352 (+10.5%)

$17,637 + $92,990

$110,627

2022

$4,843 (+0.1%)

$16,190 + $75,030

$91,220

2021

$4,838 (+2.4%)

$16,340 + $65,660

$82,000

2020

$4,725 (+1.1%)

$13,870 + $66,420

$80,290

2019

$4,676 (+1.4%)

$13,870 + $62,820

$76,690

2018

$4,613 (+2.0%)

$13,870 + $61,250

$75,120

2017

$4,521 (+4.3%)

$12,270 + $59,910

$72,180

2016

$4,333 (−2.9%)

$11,910 + $58,910

$70,820

2015

$4,465 (+12.8%)

$11,910 + $58,910

$70,820

2014

$3,960 (−1.7%)

$13,500 + $59,800

$73,300

2013

$4,028

$13,500 + $55,580

$69,080

Tax history for 314 Ditchs Run

Year

Property tax

Land + Additions

Assessment*

2025

$6,600 (+6.6%)

$18,300 + $95,610

$113,910

2024

$6,193 (+15.7%)

$18,300 + $95,610

$113,910

2023

$5,352 (+10.5%)

$17,637 + $92,990

$110,627

2022

$4,843 (+0.1%)

$16,190 + $75,030

$91,220

2021

$4,838 (+2.4%)

$16,340 + $65,660

$82,000

2020

$4,725 (+1.1%)

$13,870 + $66,420

$80,290

2019

$4,676 (+1.4%)

$13,870 + $62,820

$76,690

2018

$4,613 (+2.0%)

$13,870 + $61,250

$75,120

2017

$4,521 (+4.3%)

$12,270 + $59,910

$72,180

2016

$4,333 (−2.9%)

$11,910 + $58,910

$70,820

2015

$4,465 (+12.8%)

$11,910 + $58,910

$70,820

2014

$3,960 (−1.7%)

$13,500 + $59,800

$73,300

2013

$4,028

$13,500 + $55,580

$69,080

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.5 Acres

Year renovated

1999

Sq. Ft.

2,076

Year built

1999

Style

Single Family Residential

County

Monroe County

APN

07-13-481-018-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Covered Spaces: 3
Parking Total: 0
Parking Features: Attached Garage, Rear/Side Entry
Garage Spaces: 3
Carport Spaces: 0
Has Attached Garage
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 4
# of Bedrooms Main: 4

Bathroom Information
# of Full Baths (Total): 2
# of Main Level Bathrooms (Total): 2
# of Main and Upper Bathrooms: 2
Main Level # of Full Bathrooms: 2

Room 1 Information
Room Type: Living Room
Room Dimensions: 20x18
Room Length: 20
Room Width: 18
Room Level: Second or Main

Room 2 Information
Room Type: Kitchen
Room Dimensions: 21x12
Room Length: 21
Room Width: 12
Room Level: Second or Main

Room 3 Information
Room Type: Master Bedroom
Room Dimensions: 15x14
Room Length: 15
Room Width: 14
Room Level: Second or Main

Room 4 Information
Room Type: Bedroom
Room Dimensions: 12x11
Room Length: 12
Room Width: 11
Room Level: Second or Main

Room 5 Information
Room Type: Bedroom
Room Dimensions: 15x11
Room Length: 15
Room Width: 11
Room Level: Second or Main

Room 6 Information
Room Type: Bedroom
Room Dimensions: 16x15
Room Length: 16
Room Width: 15
Room Level: Second or Main

Room 7 Information
Room Type: Master Bathroom
Room Dimensions: 10x6
Room Length: 10
Room Width: 6
Room Level: Second or Main

Room 8 Information
Room Type: Bathroom
Room Dimensions: 9x6
Room Length: 9
Room Width: 6
Room Level: Second or Main

Room 9 Information
Room Type: Laundry
Room Dimensions: 8x8
Room Length: 8
Room Width: 8
Room Level: Second or Main

Basement Information
Basement Features: Crawl Space, None

Other Rooms Information
# of Rooms: 7

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Gas

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Ceiling Fan(s), Electric

Interior Features
Interior Features: Open Floorplan, Carpets, Vaulted Ceiling, Walk-in Closet(s)
Window Features: Six Panel Door(s)
Appliances: Dishwasher, Disposal, Microwave, Gas Oven, Refrigerator, Stainless Steel Appliance(s)

Exterior

Building Information
Construction Materials: Brick Veneer

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 2,076
Above Grade Finished Area Source: Public Records
Below Grade Finished Area Source: County Records

Lot Information
Lot Features: Corner Lot, Cul-De-Sac, Level Lot, Streetlights
Lot Size Acres: 0.5
Lot Size Dimensions: 21780 sq ft
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $4,676
Tax Year: 2019

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

HOA Information
Association Amenities: Underground Utilities
Association Fee: $50
Association Fee Frequency: Annually

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: Rte 3 to N Market St to Bradford Ln to left on Mahala Dr to right on Ditchs Run
Cross Street: Mahala Dr

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 2,076
Stories: 1.0
Lot Size: 0.5 acres
Style: Single Family Residential
Year Built: 1999
Year Renovated: 1999
County: Monroe County
APN: 07-13-481-018-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Date Information
Expected Active Date: Wednesday, July 7, 2021

Home Information
Living Area: 2076
Levels: One

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 0.9mi

Waterloo Junior High School

Public 6-8 • Assigned • 1.0mi

7/10

Waterloo High School

Public 9-12 • Assigned • 2.6mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$338,000 – $409,000

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FOR SALE BY OWNER

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New listings for sale in 62298

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458 N Library St, Waterloo, IL 62298

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4 beds4 baths2,203 sq ft

720-722 Brittany Ct, Waterloo, IL 62298

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3 beds2.5 baths2,598 sq ft

118 Osterhage Dr, Waterloo, IL 62298

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711 Ward, Waterloo, IL 62298

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Home values near 314 Ditchs Run

Data from public records.

Address	Redfin Estimate
306 Ditchs Run, Waterloo, IL 3 Beds \| 2 Baths \| 1968 Sq. Ft.	$367,341
221 Ditchs Run, Waterloo, IL 3 Beds \| 3 Baths \| 2203 Sq. Ft.	$420,321

Address	Redfin Estimate
319 Ditchs Run, Waterloo, IL 4 Beds \| 5 Baths \| 3856 Sq. Ft.	$458,341
307 Ditchs Run, Waterloo, IL 3 Beds \| 6 Baths \| 2769 Sq. Ft.	$487,349

Address	Redfin Estimate
303 Ditchs Run, Waterloo, IL 3 Beds \| 4 Baths \| 2633 Sq. Ft.	$453,925
311 Ditchs Run, Waterloo, IL 4 Beds \| 3.5 Baths \| 4127 Sq. Ft.	$459,259

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2021. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 314 Ditchs Run

Tax history for 314 Ditchs Run

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 314 Ditchs Run

More real estate resources