Last listed at $489,900, CLOSED ON Oct 2022

$517,735

Est. refi paymentEst. refi $3,576/mo

•

4,521

sq ft

3241 Cedar Ridge Ln, Waterloo, IL 62298

About this home

This amazing home nestled on nearly 3 acres is sure to impress from the first second you see it! As you approach note the curb appeal offered by the beautiful brick front and extensive landscaping. Step inside to find the formal dining room on your left & sprawling family room straight ahead featuring gorgeous hardwood floors & great natural light pouring through the ample windows. The well appointed kitchen boasts a large center island, solid surface counters, & hearth room w/ stone fireplace & sliding door leading to the lovely covered patio. The spacious main bedroom suite features an attached bath w/ dual vanity, tub, & separate shower. Also on the main level find the laundry room, 1/2 bath, bedrooms 2 & 3, and full bath w/ linen closet. Step down to the beautiful finished, walk-out, lower level to find a huge family room/rec area, 4th bedroom, full bathroom, bonus room, & storage area. The rec area features a sliding door leading to the patio offering lovely scenic views!

Single-familyProperty Type

2016Year Built

2.85 acresLot Size

$115Est. Price/Sq.Ft.

2 car garageParking

Listed by Linda Frierdich • Century 21 Advantage

Bought with Betty Treat • BHHS Select Properties

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #22058487

Redfin Estimate

$517,735

$28K over list price of $490K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 7% lower than the average sale price ($556K) of 6 comparable homes.

SOLD FEB 3, 2026
$659,000
A
4 beds3.5 baths3,429 sq ft
7102 Clayton Rd, Waterloo, IL 62298
SOLD APR 17, 2026
$585,000
B
5 beds3.5 baths3,295 sq ft
7731 Briar Creek Ln, Waterloo, IL 62298
SOLD JUN 5, 2026
$474,900
C
4 beds3 baths2,869 sq ft
205 Crosswinds Ct, Waterloo, IL 62298
SOLD JUL 29, 2026
$850,000
D
3 beds3.5 baths2,590 sq ft
701 Williams Lndg, Waterloo, IL 62298
SOLD APR 17, 2026
$379,900
E
4 beds3 baths2,763 sq ft
432 Mockingbird Ln, Waterloo, IL 62298
SOLD JUL 23, 2026
$390,000
F
3 beds3 baths3,257 sq ft
1042 Illinois Ave, Waterloo, IL 62298

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Earn from this home

Sell

$485,932

Est. take-home

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Refinance

Est. cash available

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Rent

$2,009/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.5%

2.0% MoM

Median sale price

$311K

$19K MoM

Avg. days on market

47d

2 days MoM

Recently sold homes

10 MoM

New listings for sale

FOR SALE BY OWNER
$499,900
3 beds3 baths1,932 sq ft
207 Vancouver Dr, Waterloo, IL 62298
NEW 22 HRS AGO
$485,000
3 beds3 baths2,534 sq ft
6730 Cardinal Dr, Waterloo, IL 62298
$898,000
4 beds3.5 baths4,100 sq ft
600 Covington Dr, Waterloo, IL 62298
$111,000
1 bed1 bath777 sq ft
319 S Main St, Waterloo, IL 62298
$225,000
3 beds2.5 baths1,852 sq ft
610 Laurel Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 3241 Cedar Ridge Ln

Year

Property tax

Land + Additions

Assessment*

2025

$9,014 (+1.3%)

$17,710 + $138,500

$156,210

2024

$8,901 (+0.5%)

$17,710 + $138,500

$156,210

2023

$8,855 (+2.1%)

$18,704 + $140,820

$159,524

2022

$8,670 (+7.1%)

$17,710 + $133,340

$151,050

2021

$8,096 (+9.5%)

$17,710 + $127,790

$145,500

2020

$7,393 (−1.1%)

$17,710 + $115,490

$133,200

2019

$7,478 (−3.8%)

$17,710 + $101,240

$118,950

2018

$7,776 (+3.1%)

$17,710 + $101,240

$118,950

2017

$7,541 (+543.7%)

$17,710 + $102,260

$119,970

2016

$1,172 (+116.2%)

$17,870

2015

$542 (+4.0%)

$17,870

2014

$521 (+0.2%)

$8,330

2013

$520

$8,330

Tax history for 3241 Cedar Ridge Ln

Year

Property tax

Land + Additions

Assessment*

2025

$9,014 (+1.3%)

$17,710 + $138,500

$156,210

2024

$8,901 (+0.5%)

$17,710 + $138,500

$156,210

2023

$8,855 (+2.1%)

$18,704 + $140,820

$159,524

2022

$8,670 (+7.1%)

$17,710 + $133,340

$151,050

2021

$8,096 (+9.5%)

$17,710 + $127,790

$145,500

2020

$7,393 (−1.1%)

$17,710 + $115,490

$133,200

2019

$7,478 (−3.8%)

$17,710 + $101,240

$118,950

2018

$7,776 (+3.1%)

$17,710 + $101,240

$118,950

2017

$7,541 (+543.7%)

$17,710 + $102,260

$119,970

2016

$1,172 (+116.2%)

$17,870

2015

$542 (+4.0%)

$17,870

2014

$521 (+0.2%)

$8,330

2013

$520

$8,330

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

0.5

Stories

Lot width

—

Lot depth

—

Lot size

124,146

Year renovated

2016

Sq. Ft.

4,521

Year built

2016

Style

Single Family Residential

County

Monroe County

APN

07-09-301-018-000

Parking Spaces

Basement

Yes

Accessible

HOA Dues

$416 /month

Garage

Yes

Features

—

Last updated by owner on Jan 3, 2026.

Agricultural District

The Agricultural District of Monroe County encompasses areas where soil, water, vegetal, and topographical resources generally provide conditions well suited to the raising of crops and domestic animals. The district is designed to prevent the intrusion of nonagricultural land use and development which would hinder agricultural pursuits by reason of congestion on public roads, chemical and biological pollution of air and water, environmental conditions, soil erosion, and the depletion of natural cover causing runoff of storm water onto and across agricultural land. The district is designed to protect and preserve the areas of high agricultural productivity and is intended to preserve conditions suitable to agricultural purposes. Anyone applying for a permit for a residence in this Agriculture Zoned District must sign a certificate that they are aware that there might be a sight, smell, or sound of agriculture business in the area.

Permitted uses

Include but are not limited to:

Agriculture
Dairy
Greenhouse / nursery
Livestock production
Housing-Single unit
Housing-Other
Public service
Recreation
Agriculture-Cropland
Housing-Mobile home park

Property details

Parking

Parking Information
Covered Spaces: 2
Parking Features: Attached Garage, Garage Door Opener, Rear/Side Entry
Garage Spaces: 2
Carport Spaces: 0
Has Attached Garage
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 4
# of Bedrooms Main: 3

Bathroom Information
# of Full Baths (Total): 3
# of Half Baths (Total): 1
# of Main Level Bathrooms (Total): 3
# of Main and Upper Bathrooms: 3
Main Level # of Half Bathrooms: 1
Main Level # of Full Bathrooms: 2

Room 1 Information
Room Type: Family Room
Room Dimensions: 16x17
Room Length: 16
Room Width: 17
Room Level: Main

Room 2 Information
Room Type: Kitchen
Room Dimensions: 25x16
Room Length: 25
Room Width: 16
Room Level: Main

Room 3 Information
Room Type: Hearth Room
Room Dimensions: 11x13
Room Length: 11
Room Width: 13
Room Level: Main

Room 4 Information
Room Type: Dining Room
Room Dimensions: 13x14
Room Length: 13
Room Width: 14
Room Level: Main

Room 5 Information
Room Type: Bedroom
Room Dimensions: 12x13
Room Length: 12
Room Width: 13
Room Level: Main

Room 6 Information
Room Type: Bathroom
Room Dimensions: 10x8
Room Length: 10
Room Width: 8
Room Level: Main

Room 7 Information
Room Type: Bedroom
Room Dimensions: 13x11
Room Length: 13
Room Width: 11
Room Level: Main

Room 8 Information
Room Type: Laundry
Room Dimensions: 6x8
Room Length: 6
Room Width: 8
Room Level: Main

Room 9 Information
Room Type: Bathroom
Room Dimensions: 5x5
Room Length: 5
Room Width: 5
Room Level: Main

Room 10 Information
Room Type: Master Bedroom
Room Dimensions: 16x14
Room Length: 16
Room Width: 14
Room Level: Main

Room 11 Information
Room Type: Master Bathroom
Room Dimensions: 14x10
Room Length: 14
Room Width: 10
Room Level: Main

Room 12 Information
Room Type: Recreation Room
Room Dimensions: 16x38
Room Length: 16
Room Width: 38
Room Level: Lower

Room 13 Information
Room Type: Bonus Room
Room Dimensions: 9x22
Room Length: 9
Room Width: 22
Room Level: Lower

Room 14 Information
Room Type: Bedroom
Room Dimensions: 15x11
Room Length: 15
Room Width: 11
Room Level: Lower

Room 15 Information
Room Type: Bathroom
Room Dimensions: 10x5
Room Length: 10
Room Width: 5
Room Level: Lower

Basement Information
Has Basement
Basement Features: Bathroom in LL, Full, Rec/Family Area, Sleeping Area, Walk-Out Access

Other Rooms Information
# of Rooms: 15

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Gas

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Electric

Interior Features
Interior Features: Carpets, Some Wood Floors
Window Features: Sliding Glass Doors
Appliances: Dishwasher, Disposal, Double Oven, Dryer, Microwave, Range, Refrigerator, Washer

Exterior

Building Information
Construction Materials: Brk/Stn Veneer Frnt, Vinyl Siding

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 2,421
Above Grade Finished Area Source: Public Records
Below Grade Finished Area: 2,100
Below Grade Finished Area Source: Other

Lot Information
Lot Features: None
Lot Size Acres: 2.85
Lot Size Dimensions: 486 x 255
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $7,393
Tax Year: 2020

Utilities

Utility Information
Water Source: Public
Sewer: Septic Tank

Location

HOA Information
Association Amenities: Underground Utilities
Association Fee: $416
Association Fee Frequency: Annually

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: IL Rt 3 to Hanover Rd to Andy Rd to Cedar Ridge Ln

Public facts

Beds: 4
Baths: 0.5
Sq. Ft.: 4,521
Stories: 1.0
Parking Spaces: 2
Basement: Yes
Accessible: No
Lot Size: 2.85 acres
Style: Single Family Residential
Year Built: 2016
Year Renovated: 2016
County: Monroe County
APN: 07-09-301-018-000
HOA Dues: $416/month
Garage: Yes
Features: —

Home facts updated by owner on Jan 3, 2026

Other

Home Information
Living Area: 4521
Builder Name: JL Schaefer
Levels: One

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 4.3mi

Waterloo Junior High School

Public 6-8 • Assigned • 4.3mi

7/10

Waterloo High School

Public 9-12 • Assigned • 5.6mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.8 hours in June and 4.2 hours in December, which is comparable to the U.S. average for solar exposure.

9.8 hrs

4.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$492,000 – $596,000

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New listings for sale in 62298

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Home values near 3241 Cedar Ridge Ln

Data from public records.

Address	Redfin Estimate
3222 Cedar Ridge Ln, Waterloo, IL 2 Beds \| 3 Baths \| 1223 Sq. Ft.	$370,441
3223 Cedar Ridge Ln, Waterloo, IL 3 Beds \| 4 Baths \| 2176 Sq. Ft.	$425,067

Address	Redfin Estimate
3204 Cedar Ridge Ln, Waterloo, IL 3 Beds \| 4 Baths \| 1677 Sq. Ft.	$417,322
3240 Cedar Ridge Ln, Waterloo, IL 3 Beds \| 4 Baths \| 1462 Sq. Ft.	$512,948

Address	Redfin Estimate
3246 Cedar Ridge Ln, Waterloo, IL 3 Beds \| 4 Baths \| 1444 Sq. Ft.	$366,483
3174 Cedar Ridge Ln, Waterloo, IL 4 Beds \| 3 Baths \| 2317 Sq. Ft.	$563,689

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2022. This data may not show owner updates. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 3241 Cedar Ridge Ln

Tax history for 3241 Cedar Ridge Ln

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 3241 Cedar Ridge Ln

More real estate resources