OFF MARKET

Last listed at $238,500, CLOSED ON Jun 2014

$404,182

Est. refi paymentEst. refi $1,083/mo

•

3,180

sq ft

1307 Rachael Ln, Waterloo, IL 62298

About this home

Military Friendly seller to helpwith closing costs--The house is in a great location on the North side of Waterloo. Home sits on a cul-de-sac. It is a1600 sq ft(3200 sq ft total finished) atrium ranch with awalkout. There are 3 bedrooms on the main floor. The basement is fully finished with a living room, 3/4 bath, bar and gas fireplace. There is also 2 bedrooms in the basement that each have walk-in closets. Outside, there is a vinyl deck on the upper level with stairs leading to a large patio.

Single-familyProperty Type

1999Year Built

0.25 acresLot Size

$127Est. Price/Sq.Ft.

2 car garageParking

Listed by Courtney Marsh • Progressive Property Network

Listed by Whitney Wisnasky-Bettorf • Progressive Property Network

Bought with Linda Frierdich • Century 21 Advantage

Redfin checked: a minute ago

•Source:MARIS as Distributed by MLS Grid #4300293

Redfin Estimate

$404,182

$166K over list price of $239K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 1.8% higher than the average sale price ($397K) of 6 comparable homes.

SOLD JUL 9, 2026
$439,900
A
4 beds3 baths3,271 sq ft
1018 Creekside Dr, Waterloo, IL 62298
SOLD JUN 5, 2026
$474,900
B
4 beds3 baths2,869 sq ft
205 Crosswinds Ct, Waterloo, IL 62298
SOLD MAR 4, 2026
$399,000
C
4 beds3 baths2,536 sq ft
425 Mockingbird Ln, Waterloo, IL 62298
SOLD MAY 29, 2026
$225,000
D
3 beds2.5 baths2,912 sq ft
11 Kevin St, Waterloo, IL 62298
SOLD MAR 31, 2026
$499,000
E
4 beds3 baths3,084 sq ft
1613 Ontario Dr, Waterloo, IL 62298
SOLD AUG 7, 2026
$345,000
F
4 beds3.5 baths2,803 sq ft
711 Morrison Ave, Waterloo, IL 62298

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Earn from this home

Sell

$378,897

Est. take-home

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Refinance

Est. cash available

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Rent

$1,544/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.7%

+0.4% MoM

Median sale price

$335K

$28K MoM

Avg. days on market

47d

0 days MoM

Recently sold homes

16 MoM

New listings for sale

NEW 16 HRS AGO
$29,000
2 beds1 bath672 sq ft
4814 Timber Lake Ct, Waterloo, IL 62298
OPEN TODAY, 11AM TO 1PM
$275,000
3 beds2 baths2,076 sq ft
708 S Library St, Waterloo, IL 62298
OPEN SUN, 3PM TO 5PM
$525,000
3 beds2 baths1,760 sq ft
4375 Jj Rd, Waterloo, IL 62298
$180,000
2 beds1 bath768 sq ft
504 Stiening St, Waterloo, IL 62298
$379,900
3 beds2 baths2,134 sq ft
4609 Fountain Brook Dr, Waterloo, IL 62298
FOR SALE BY OWNER
$499,900
3 beds3 baths1,932 sq ft
207 Vancouver Dr, Waterloo, IL 62298
$485,000
3 beds3 baths2,534 sq ft
6730 Cardinal Dr, Waterloo, IL 62298
$898,000
4 beds3.5 baths4,100 sq ft
600 Covington Dr, Waterloo, IL 62298
$111,000
1 bed1 bath777 sq ft
319 S Main St, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 1307 Rachael Ln

Year

Property tax

Land + Additions

Assessment*

2025

$6,394 (+6.4%)

$16,840 + $93,700

$110,540

2024

$6,008 (+15.9%)

$16,840 + $93,700

$110,540

2023

$5,185 (+9.1%)

$16,454 + $91,046

$107,500

2022

$4,753

$15,240 + $73,300

$88,540

2021

$4,749 (+2.3%)

$15,450 + $65,130

$80,580

2020

$4,644 (+1.0%)

$13,050 + $65,870

$78,920

2019

$4,600 (+2.3%)

$13,050 + $62,430

$75,480

2018

$4,497 (+2.0%)

$13,050 + $60,950

$74,000

2017

$4,408 (+4.9%)

$10,110 + $60,390

$70,500

2016

$4,200 (+2.1%)

$9,390 + $59,440

$68,830

2015

$4,112 (+12.7%)

$9,390 + $59,440

$68,830

2014

$3,649 (+12.8%)

$10,910 + $57,070

$67,980

2013

$3,236

$10,910 + $45,760

$56,670

Tax history for 1307 Rachael Ln

Year

Property tax

Land + Additions

Assessment*

2025

$6,394 (+6.4%)

$16,840 + $93,700

$110,540

2024

$6,008 (+15.9%)

$16,840 + $93,700

$110,540

2023

$5,185 (+9.1%)

$16,454 + $91,046

$107,500

2022

$4,753

$15,240 + $73,300

$88,540

2021

$4,749 (+2.3%)

$15,450 + $65,130

$80,580

2020

$4,644 (+1.0%)

$13,050 + $65,870

$78,920

2019

$4,600 (+2.3%)

$13,050 + $62,430

$75,480

2018

$4,497 (+2.0%)

$13,050 + $60,950

$74,000

2017

$4,408 (+4.9%)

$10,110 + $60,390

$70,500

2016

$4,200 (+2.1%)

$9,390 + $59,440

$68,830

2015

$4,112 (+12.7%)

$9,390 + $59,440

$68,830

2014

$3,649 (+12.8%)

$10,910 + $57,070

$67,980

2013

$3,236

$10,910 + $45,760

$56,670

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.29 Acres

Year renovated

1999

Sq. Ft.

1,581

Year built

1999

Style

Single Family Residential

County

Monroe County

APN

07-13-101-111-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Total: 2
Parking Features: Attached, Garage
Garage Spaces: 2
Has Attached Garage
Has Garage

Interior

Bedroom Information
# of Bedrooms: 5
# of Bedrooms Main: 3
Main And Upper Level Bedrooms: 3
Upper Level Bedrooms: 0
Lower Level Bedrooms: 0

Bathroom Information
# of Full Baths (Total): 3
Main Level Bathrooms Full: 1

Room 1 Information
Room Type: Bedroom
Room Length: 12
Room Width: 11
Room Level: Main

Room 2 Information
Room Type: Kitchen
Room Length: 12
Room Width: 10
Room Level: Main

Room 3 Information
Room Type: Living Room
Room Length: 19
Room Width: 16
Room Level: Main

Room 4 Information
Room Type: Bedroom
Room Length: 16
Room Width: 16
Room Level: Main

Room 5 Information
Room Type: Bedroom
Room Length: 11
Room Width: 10
Room Level: Main

Room 6 Information
Room Type: Dining Room
Room Length: 14
Room Width: 11
Room Level: Main

Room 7 Information
Room Description: WET BAR
Room Length: 10
Room Width: 8
Room Level: Main

Basement Information
Has Basement
Basement Features: Walk-Out Access

Other Rooms Information
Room Count: 7

Fireplace Information
Has Fireplace
# of Fireplaces: 1

Heating & Cooling
Heating Information: Natural Gas, Forced Air
Cooling Information: Central Air

Interior Features
Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer

Exterior

Building Information
Roof: Asphalt, Shingle

Pool Information
Pool YN: 0

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Above Grade Finished Area: 1,590
Above Grade Finished Area Units: Square Feet
Below Grade Finished Area: 1,590
Below Grade Finished Area Units: Square Feet

Lot Information
Lot Size Area: 0.25
Lot Size Units: Acres
Lot Size Acres: 0.25
Lot Size Dimensions: .25 acres
Road Surface Type: Concrete

Financial

Tax Information
Tax Annual Amount: $3,222
Tax Year: 2012

Utilities

Utility Information
Water Source: Public
Sewer: Private Sewer

Location

Multi-Unit Information
Unit Count: 0

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: Rt. 3 to Warren Drive, west on Warren take left onto Rachael last house on right.
Address Line: 1307 RACHAEL Lane, Waterloo IL 62298

Public facts

Beds: 3
Baths: 5.0
Sq. Ft.: 1,581
Stories: 1.0
Lot Size: 0.29 acres
Style: Single Family Residential
Year Built: 1999
Year Renovated: 1999
County: Monroe County
APN: 07-13-101-111-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Information
Home Warranty YN: Yes

Home Information
Living Area: 3180
Living Area Units: Square Feet
Living Area Srch Sq Ft: 3180.00
Above Grade Finished Area Srch Sq Ft: 1590.00
Below Grade Finished Area Srch Sq Ft: 1590.00
Levels: One

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 1.8mi

Waterloo Junior High School

Public 6-8 • Assigned • 1.9mi

7/10

Waterloo High School

Public 9-12 • Assigned • 3.5mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 21 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$384,000 – $465,000

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Home values near 1307 Rachael Ln

Data from public records.

Address	Redfin Estimate
1330 Rachael Ln, Waterloo, IL 3 Beds \| 3.5 Baths \| 2343 Sq. Ft.	$327,020
1312 Rachael Ln, Waterloo, IL 4 Beds \| 8 Baths \| 2632 Sq. Ft.	$374,754

Address	Redfin Estimate
1302 Rachael Ln, Waterloo, IL 2 Beds \| 3 Baths \| 1213 Sq. Ft.	$209,413
1324 Rachael Ln, Waterloo, IL 4 Beds \| 6 Baths \| 2640 Sq. Ft.	$409,895

Address	Redfin Estimate
1320 Rachael Ln, Waterloo, IL 2 Beds \| 3 Baths \| 1257 Sq. Ft.	$224,591
1334 Rachael Ln, Waterloo, IL 3 Beds \| 5 Baths \| 1000 Sq. Ft.	$292,553

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2014. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 1307 Rachael Ln

Tax history for 1307 Rachael Ln

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 1307 Rachael Ln

More real estate resources