OFF MARKET

Last listed at $319,900, closed on may 2015

$517,078

Est. refi paymentEst. refi $2,048/mo

•

3,064

sq ft

3808 Stable Rdg, Waterloo, IL 62298

About this home

This lovely ranch home exudes PEACE & TRANQUILITY!!! Who needs a vacation when you can wake up and experience this gorgeous lake view every day! The newly added sunroom and deck offer the perfect opportunity to relax in your own little paradise! This four bedroom predominant brick ranch is loaded with upgrades and features! Soaring ceilings, beautiful flooring, gas fireplace, luxury master bathroom, columns & lighted plant shelf, decorative door, aluminum fencing, extensive landscaping and oversized two car garage. The kitchen features stainless steel appliances, an island and crown molding on the staggered cabinetry. The open staircase leads to a part finished basement with a family room w/ fireplace, game room, den w/ closet & bathroom. Lots of updates to this fabulous home include: sunroom, roof, gutters, appliances, laundry room cabinets, fencing, re-painted interior, exterior coach lights, water softener, water heater, bedroom flooring, some windows, and so much more! Must See!!

Single-familyProperty Type

2002Year Built

1.09 acresLot Size

$169Est. Price/Sq.Ft.

2 car garageParking

Listed by Tammy Hines • Tammy Mitchell Hines & Co.

Bought with Linda Frierdich • Century 21 Advantage

Redfin checked: a few seconds ago

•Source:MARIS as Distributed by MLS Grid #4313458

Redfin Estimate

$517,078

$197K over list price of $320K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 25.9% higher than the average sale price ($411K) of 6 comparable homes.

SOLD APR 17, 2026
$535,000
A
4 beds3 baths3,744 sq ft
3713 Weeping Willow Ct, Waterloo, IL 62298
SOLD JUL 23, 2026
$375,000
B
4 beds3 baths3,014 sq ft
421 Hartmann Ln, Waterloo, IL 62298
SOLD JUL 23, 2026
$390,000
C
3 beds3 baths3,257 sq ft
1042 Illinois Ave, Waterloo, IL 62298
SOLD AUG 26, 2026
$368,500
D
4 beds3.5 baths2,706 sq ft
1316 Summerfield, Waterloo, IL 62298
SOLD DEC 22, 2025
$397,000
E
4 beds3 baths3,248 sq ft
3707 Clover Dell Ln, Waterloo, IL 62298
SOLD JUN 2, 2026
$399,000
F
4 beds3 baths3,449 sq ft
624 Katie Dr, Waterloo, IL 62298

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Earn from this home

Refinance

Est. cash available

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Rent

$2,002/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

98.9%

+1.0% MoM

Median sale price

$342K

$5K MoM

Avg. days on market

45d

1 days MoM

Recently sold homes

4 MoM

New listings for sale

NEW 11 HRS AGO
$285,000
3 beds2 baths1,770 sq ft
609 Paula Dr, Waterloo, IL 62298
3D WALKTHROUGH
$560,000
4 beds3 baths2,741 sq ft
476 Hayden Dr, Waterloo, IL 62298
$329,000
3 beds2 baths1,762 sq ft
745 N Market St, Waterloo, IL 62298
$267,500
3 beds1.5 baths2,491 sq ft
902 Evansville Ave, Waterloo, IL 62298
$399,900
3 beds2 baths1,584 sq ft
5842 Deer Hill Rd, Waterloo, IL 62298
COMING SOON
$299,900
2 beds3 baths1,616 sq ft
713 Willow Ln, Waterloo, IL 62298
$30,000
Studio— baths784 sq ft
238 Grand Ave Unit A, Waterloo, IL 62298
OPEN NOV 21, 10AM TO 12PM
$300,000
3 beds2.5 baths3,797 sq ft
5723 Konarick Rd, Waterloo, IL 62298
$345,000
3 beds3 baths2,887 sq ft
715 Legion Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 3808 Stable Rdg

Year

Property tax

Land + Additions

Assessment*

2025

$8,355 (+7.1%)

$12,350 + $138,970

$151,320

2024

$7,799 (+4.0%)

$12,350 + $138,970

$151,320

2023

$7,499 (+7.2%)

$13,043 + $132,720

$145,763

2022

$6,994 (+8.9%)

$12,350 + $121,650

$134,000

2021

$6,422 (−2.9%)

$12,350 + $111,880

$124,230

2020

$6,616 (−0.6%)

$12,350 + $100,160

$112,510

2019

$6,656 (+6.5%)

$12,350 + $99,980

$112,330

2018

$6,247 (+3.2%)

$12,350 + $98,570

$110,920

2017

$6,055 (+33.0%)

$12,350 + $89,880

$102,230

2016

$4,554 (−11.2%)

$12,350 + $67,910

$80,260

2015

$5,128 (−0.9%)

$12,350 + $67,910

$80,260

2014

$5,177 (+0.1%)

$12,350 + $75,700

$88,050

2013

$5,171

$12,350 + $76,490

$88,840

Tax history for 3808 Stable Rdg

Year

Property tax

Land + Additions

Assessment*

2025

$8,355 (+7.1%)

$12,350 + $138,970

$151,320

2024

$7,799 (+4.0%)

$12,350 + $138,970

$151,320

2023

$7,499 (+7.2%)

$13,043 + $132,720

$145,763

2022

$6,994 (+8.9%)

$12,350 + $121,650

$134,000

2021

$6,422 (−2.9%)

$12,350 + $111,880

$124,230

2020

$6,616 (−0.6%)

$12,350 + $100,160

$112,510

2019

$6,656 (+6.5%)

$12,350 + $99,980

$112,330

2018

$6,247 (+3.2%)

$12,350 + $98,570

$110,920

2017

$6,055 (+33.0%)

$12,350 + $89,880

$102,230

2016

$4,554 (−11.2%)

$12,350 + $67,910

$80,260

2015

$5,128 (−0.9%)

$12,350 + $67,910

$80,260

2014

$5,177 (+0.1%)

$12,350 + $75,700

$88,050

2013

$5,171

$12,350 + $76,490

$88,840

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

1.09 Acres

Year renovated

2002

Sq. Ft.

2,164

Year built

2002

Style

Single Family Residential

County

Monroe County

APN

10-04-181-009-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residential District

The Single-Family Residential Districts of Monroe County, as differentiated herein, and the district locations as depicted on the Monroe County Zone District map, reflect the wide variety of physical and social characteristics found in Monroe County, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing or planned community facilities and social needs of the County

Permitted uses

Include but are not limited to:

Housing-Single unit
Public service
Housing-Mobile home park

Property details

Parking

Parking Information
Parking Total: 2
Parking Features: Attached, Garage
Garage Spaces: 2
Has Attached Garage
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 4
# of Bedrooms Main: 4
Main And Upper Level Bedrooms: 4
Upper Level Bedrooms: 0
Lower Level Bedrooms: 0

Bathroom Information
# of Full Baths (Total): 3
Main Level Bathrooms Full: 1

Room 1 Information
Room Type: Dining Room
Room Length: 12
Room Width: 11
Room Level: Main

Room 2 Information
Room Description: Foyer
Room Length: 13
Room Width: 11
Room Level: Main

Room 3 Information
Room Description: Foyer
Room Length: 14
Room Width: 11
Room Level: Lower

Room 4 Information
Room Description: Foyer
Room Length: 25
Room Width: 15
Room Level: Lower

Room 5 Information
Room Description: Foyer
Room Length: 17
Room Width: 13
Room Level: Lower

Room 6 Information
Room Length: 16
Room Width: 12
Room Level: Main

Room 7 Information
Room Length: 13
Room Width: 11
Room Level: Main

Room 8 Information
Room Length: 12
Room Width: 11
Room Level: Main

Room 9 Information
Room Length: 12
Room Width: 10
Room Level: Main

Room 10 Information
Room Type: Kitchen
Room Length: 20
Room Width: 12
Room Level: Main

Room 11 Information
Room Description: Foyer
Room Length: 9
Room Width: 5
Room Level: Main

Room 12 Information
Room Type: Family Room
Room Length: 20
Room Width: 20
Room Level: Main

Basement Information
Has Basement
Basement Features: Full

Other Rooms Information
Room Count: 12

Fireplace Information
Has Fireplace
# of Fireplaces: 2

Heating & Cooling
Heating Information: Natural Gas, Forced Air
Cooling Information: Central Air

Interior Features
Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator

Exterior

Building Information
Roof: Asphalt, Shingle

Exterior Features
Patio And Porch Features: Deck
Fencing: Fenced

Pool Information
Pool YN: 0

Waterfront Information
On Waterfront
Waterfront Features: Lake

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Above Grade Finished Area: 2,164
Above Grade Finished Area Units: Square Feet
Below Grade Finished Area: 900
Below Grade Finished Area Units: Square Feet

Lot Information
Lot Features: Waterfront
Lot Size Area: 1.09
Lot Size Units: Acres
Lot Size Acres: 1.09
Lot Size Dimensions: 177 x 245 x 259 x 213
Road Surface Type: Concrete

Financial

Tax Information
Tax Annual Amount: $5,171
Tax Year: 2013

Utilities

Utility Information
Water Source: Public
Sewer: Private Sewer

Location

Multi-Unit Information
Unit Count: 0

HOA Information
Association Fee: $500
Association Fee Frequency: Annually
Association Fee Includes: Other

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: Route 3 to west on 156; south on F Road; turn left on Chantilly Bend and left on Stable Ridge Run
Cross Street: CHANTILLY VILLAGE
Address Line: 3808 STABLE RIDGE, Waterloo IL 62298

Public facts

Beds: 4
Baths: 5.0
Sq. Ft.: 2,164
Stories: 1.0
Lot Size: 1.09 acres
Style: Single Family Residential
Year Built: 2002
Year Renovated: 2002
County: Monroe County
APN: 10-04-181-009-000

Home facts updated by county records on Aug 26, 2026

Other

Home Information
Living Area: 3064
Living Area Units: Square Feet
Living Area Srch Sq Ft: 3064.00
Above Grade Finished Area Srch Sq Ft: 2164.00
Below Grade Finished Area Srch Sq Ft: 900.00
Levels: One

Around this home

Schools

K - 12
Preschool & daycare

W J Zahnow Elementary School

Public PreK-1 • Assigned • 4.2mi

Waterloo Junior High School

Public 6-8 • Assigned • 4.2mi

7/10

Waterloo High School

Public 9-12 • Assigned • 3.9mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.15% chance of being in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.2 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$492,000 – $595,000

Sell confidently with a local market expert in Waterloo. 3 minutes to get started.

Nearby similar homes

$599,000

3 beds4 baths3,406 sq ft

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Renovated farmhouse • Vaulted foyer • Updated kitchen

NEW CONSTRUCTION

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NEW CONSTRUCTION

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Spacious patio • Egress windows • 3 garage spots

New listings for sale in 62298

NEW 11 HRS AGO

$285,000

3 beds2 baths1,770 sq ft

609 Paula Dr, Waterloo, IL 62298

Updated kitchen • Sunroom addition • Attached basement

3D WALKTHROUGH

$560,000

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Large patio • Open concept layout • Center island

$329,000

3 beds2 baths1,762 sq ft

745 N Market St, Waterloo, IL 62298

Full brick ranch • Large sunroom • Small workshop area

$267,500

3 beds1.5 baths2,491 sq ft

902 Evansville Ave, Waterloo, IL 62298

Full brick ranch • Natural light • Breakfast bar

$399,900

3 beds2 baths1,584 sq ft

5842 Deer Hill Rd, Waterloo, IL 62298

All brick ranch • 4.7 wooded acres • New deck

COMING SOON

$299,900

2 beds3 baths1,616 sq ft

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Full brick ranch • Corner lot • Main level living

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Studio— baths784 sq ft

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Storage shed • Manageable lot • Prime location

OPEN NOV 21, 10AM TO 12PM

$300,000

3 beds2.5 baths3,797 sq ft

5723 Konarick Rd, Waterloo, IL 62298

2.5 acres • Finished basement • 30 x 40 pole barn

$345,000

3 beds3 baths2,887 sq ft

715 Legion Dr, Waterloo, IL 62298

Full brick home • Hardwood floors • Large picture window

Home values near 3808 Stable Rdg

Data from public records.

Address	Redfin Estimate
3802 Stable Ridge Run, Waterloo, IL 3 Beds \| 4 Baths \| 1781 Sq. Ft.	$397,801
6227 Chantilly Bnd, Waterloo, IL 3 Beds \| 3.5 Baths \| 4563 Sq. Ft.	$538,836
6136 Chantilly Bnd, Waterloo, IL 4 Beds \| 5 Baths \| 2254 Sq. Ft.	$503,272
3719 Weeping Willow Ct, Waterloo, IL 3 Beds \| 3 Baths \| 3159 Sq. Ft.	$510,281
6214 Chantilly Bnd, Waterloo, IL 3 Beds \| 4 Baths \| 2152 Sq. Ft.	$451,660
3700 Weeping Willow Ct, Waterloo, IL 4 Beds \| 3.5 Baths \| 3743 Sq. Ft.	$798,245
3713 Weeping Willow Ct, Waterloo, IL 4 Beds \| 3 Baths \| 3744 Sq. Ft.	$545,927

Address	Redfin Estimate
3823 Stable Ridge Run, Waterloo, IL 3 Beds \| 2.5 Baths \| 1944 Sq. Ft.	$453,105
6131 Chantilly Bnd, Waterloo, IL 5 Beds \| 3.5 Baths \| 3950 Sq. Ft.	—
6142 Chantilly Bnd, Waterloo, IL 3 Beds \| 4 Baths \| 2259 Sq. Ft.	$473,098
6220 Chantilly Bnd, Waterloo, IL 3 Beds \| 5 Baths \| 2090 Sq. Ft.	$502,266
6149 Chantilly Bnd, Waterloo, IL 4 Beds \| 4 Baths \| 1949 Sq. Ft.	$444,471
6209 Chantilly Bnd, Waterloo, IL 4 Beds \| 2.5 Baths \| 3706 Sq. Ft.	$526,719
6232 Chantilly Bnd, Waterloo, IL 3 Beds \| 4 Baths \| 2236 Sq. Ft.	$474,299

Address	Redfin Estimate
3817 Stable Ridge Run, Waterloo, IL 3 Beds \| 2.5 Baths \| 1900 Sq. Ft.	$560,477
6137 Chantilly Bnd, Waterloo, IL 3 Beds \| 5 Baths \| 2390 Sq. Ft.	$535,922
6124 Chantilly Bnd, Waterloo, IL 4 Beds \| 3.5 Baths \| 3368 Sq. Ft.	$503,298
3707 Weeping Willow Ct, Waterloo, IL 5 Beds \| 3.5 Baths \| 2858 Sq. Ft.	$626,528
6148 Chantilly Bnd, Waterloo, IL 3 Beds \| 4 Baths \| 1923 Sq. Ft.	$456,028
3712 Weeping Willow Ct, Waterloo, IL 3 Beds \| 4 Baths \| 1990 Sq. Ft.	$431,446

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2014. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 3808 Stable Rdg

Tax history for 3808 Stable Rdg

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 3808 Stable Rdg

More real estate resources