Google street view image for 400 Flower St, Waterloo, IL 62298

Off market sep 1989 for $45K

$212,057

Est. refi paymentEst. refi $314/mo

•

3 ba

•

1,928

sq ft

400 Flower St, Waterloo, IL 62298

About this home

400 Flower St is a 1,928 square foot house on a 6,561 square foot lot with 2 bedrooms and 3 bathrooms. - it last sold on September 01, 1989 for $45,000. Based on Redfin's Waterloo data, we estimate the home's value is $212,057.

Single-familyProperty Type

1880Year Built

6,561 sq ftLot Size

$110Est. Price/Sq.Ft.

Source:Public Records

Redfin Estimate

$212,057

$167K since sold in September 1989$2,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 8.8% lower than the average sale price ($233K) of 6 comparable homes.

SOLD AUG 3, 2026
$239,900
A
3 beds3 baths1,311 sq ft
206 Magnolia Ave, Waterloo, IL 62298
SOLD JUL 27, 2026
$179,900
B
3 beds2 baths1,596 sq ft
108 Rau Street St, Waterloo, IL 62298
SOLD JUN 1, 2026
$249,900
C
3 beds2.5 baths2,090 sq ft
308 Walnut St, Waterloo, IL 62298
SOLD MAY 15, 2026
$265,000
D
2 beds2 baths2,088 sq ft
240 N Main St, Waterloo, IL 62298
SOLD AUG 17, 2026
$236,000
E
3 beds2 baths1,600 sq ft
608 S Church St, Waterloo, IL 62298
SOLD SEP 1, 2026
$225,000
F
3 beds2 baths1,413 sq ft
306 S Market St, Waterloo, IL 62298

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Earn from this home

Sell

$197,800

Est. take-home

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Refinance

Est. cash available

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Rent

$1,589/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

98.9%

+1.0% MoM

Median sale price

$342K

$5K MoM

Avg. days on market

45d

1 days MoM

Recently sold homes

4 MoM

New listings for sale

FOR SALE BY OWNER
$380,000
3 beds2 baths1,849 sq ft
107 Kurken Dr, Waterloo, IL 62298
NEW 2 HRS AGO
$495,000
4 beds2.5 baths1,895 sq ft
8329 Andy Rd, Waterloo, IL 62298
$549,900
5 beds3.5 baths3,950 sq ft
6131 Chantilly Bnd, Waterloo, IL 62298
$424,999
4 beds3.5 baths3,069 sq ft
1033 Turtle Dove Trl, Waterloo, IL 62298
$499,000
4 beds3 baths3,068 sq ft
6107 Briar Trl, Waterloo, IL 62298
$285,000
4 beds2 baths2,060 sq ft
210 W 4th St, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 400 Flower St

Year

Property tax

Land + Additions

Assessment*

2025

$2,972 (−12.5%)

$15,890 + $43,370

$59,260

2024

$3,397 (+8.4%)

$15,890 + $43,370

$59,260

2023

$3,134 (+43.3%)

$15,683 + $52,699

$68,382

2022

$2,188 (−14.6%)

$14,590 + $46,100

$60,690

2021

$2,562 (−2.7%)

$5,680 + $39,650

$45,330

2020

$2,632 (−1.3%)

$5,680 + $39,650

$45,330

2019

$2,666 (−3.0%)

$5,680 + $39,650

$45,330

2018

$2,749 (+3.2%)

$5,680 + $39,650

$45,330

2017

$2,663 (+1.3%)

$5,680 + $39,650

$45,330

2016

$2,629 (+10.0%)

$5,680 + $39,650

$45,330

2015

$2,391 (−0.5%)

$5,680 + $39,650

$45,330

2014

$2,403 (−2.9%)

$6,570 + $35,480

$42,050

2013

$2,476

$6,570 + $38,200

$44,770

Tax history for 400 Flower St

Year

Property tax

Land + Additions

Assessment*

2025

$2,972 (−12.5%)

$15,890 + $43,370

$59,260

2024

$3,397 (+8.4%)

$15,890 + $43,370

$59,260

2023

$3,134 (+43.3%)

$15,683 + $52,699

$68,382

2022

$2,188 (−14.6%)

$14,590 + $46,100

$60,690

2021

$2,562 (−2.7%)

$5,680 + $39,650

$45,330

2020

$2,632 (−1.3%)

$5,680 + $39,650

$45,330

2019

$2,666 (−3.0%)

$5,680 + $39,650

$45,330

2018

$2,749 (+3.2%)

$5,680 + $39,650

$45,330

2017

$2,663 (+1.3%)

$5,680 + $39,650

$45,330

2016

$2,629 (+10.0%)

$5,680 + $39,650

$45,330

2015

$2,391 (−0.5%)

$5,680 + $39,650

$45,330

2014

$2,403 (−2.9%)

$6,570 + $35,480

$42,050

2013

$2,476

$6,570 + $38,200

$44,770

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Zoning

Central Business District

The Central Business District is intended to provide for areas in which pedestrian-oriented comparative shopping facilities for retail sales and services would be encouraged and inappropriate or incompatible uses would be prohibited. Refuse containers shall not be located in any required front or side yard setback area. Said containers shall be enclosed by either fencing of 6 ft in height or applicable screening.

Permitted uses

Include but are not limited to:

Community / recreation center
Bank
General retail
Restaurant
Tavern / bar / nightclub / micro-Brewery
Housing-Senior
Bed & breakfast
Office
Medical office
Theater / performing arts facility

Property details

Interior

Bathroom Information
# of Bathroom Fixtures: 7

Heating & Cooling
Air Conditioning Type: Central

Exterior

Exterior Information
Physical Condition: Average
Foundation Type: Unknown With Crawlspace
Exterior Wall: Masonry
Building Type: Single Family

Property Information
Subdivision Name: J B MOORES ADD
Living Sq. Ft: 1,928
Ground Floor Sq. Ft: 1,496
Building Sq. Ft: 1,928
# of Stories: 1
Stories Type: 1
Legal Description: LOTS 7B & 8B J B MOORES ADDN

Parking & Garage Information
Parking Type: Frame Garage
Garage/Parking Sq. Ft: 576
Garage / Carport Type: Frame

Lot Information
# of Buildings: 1
Land Sq. Ft: 6,561
Legal Lot Number: 7B
Acres: 0.15
Depth Footage: 67
Front Footage: 95
Zoning Code: WB3
County Use Description: IMPROVED RESIDENTIAL

Financial

Assessor Information
Assessment Year: 2025

Public facts

Beds: 2
Baths: 3.0
Sq. Ft.: 1,928
Stories: 1.0
Lot Size: 6,561 square feet
Style: Single Family Residential
Year Built: 1880
Year Renovated: 1880
County: Monroe County
APN: 07-25-249-002-000

Home facts updated by county records on Aug 26, 2026

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 0.6mi

Waterloo Junior High School

Public 6-8 • Assigned • 0.6mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.5mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$202,000 – $244,000

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Nearby similar homes

FOR SALE BY OWNER

$380,000

3 beds2 baths1,849 sq ft

107 Kurken Dr, Waterloo, IL 62298

$375,000

4 beds2.5 baths3,536 sq ft

242 Gall Rd, Columbia, IL 62236

$339,900

3 beds2 baths1,500 sq ft

711 Ward, Waterloo, IL 62298

$264,000

3 beds2 baths2,076 sq ft

708 S Library St, Waterloo, IL 62298

$599,000

3 beds4 baths3,406 sq ft

4176 State Route 156, Waterloo, IL 62298

FOR SALE BY OWNER

$790,000

3 beds3 baths2,059 sq ft

420 Covington Dr, Waterloo, IL 62298

New listings for sale in 62298

FOR SALE BY OWNER

$380,000

3 beds2 baths1,849 sq ft

107 Kurken Dr, Waterloo, IL 62298

NEW 2 HRS AGO

$495,000

4 beds2.5 baths1,895 sq ft

8329 Andy Rd, Waterloo, IL 62298

$549,900

5 beds3.5 baths3,950 sq ft

6131 Chantilly Bnd, Waterloo, IL 62298

$424,999

4 beds3.5 baths3,069 sq ft

1033 Turtle Dove Trl, Waterloo, IL 62298

$499,000

4 beds3 baths3,068 sq ft

6107 Briar Trl, Waterloo, IL 62298

$285,000

4 beds2 baths2,060 sq ft

210 W 4th St, Waterloo, IL 62298

Home values near 400 Flower St

Data from public records.

Address	Redfin Estimate
308 Flower Street, Waterloo, IL 2 Beds \| 1.5 Baths \| 1011 Sq. Ft.	$177,631
307 Flower Street, Waterloo, IL 3 Beds \| 1 Baths \| 1427 Sq. Ft.	$193,453

Address	Redfin Estimate
313 Flower Street, Waterloo, IL 3 Beds \| 2 Baths \| 844 Sq. Ft.	$184,013
311 Flower Street, Waterloo, IL 2 Beds \| 4 Baths \| 960 Sq. Ft.	$231,530

Address	Redfin Estimate
315 Flower Street, Waterloo, IL 4 Beds \| 4 Baths \| 1523 Sq. Ft.	$224,915
309 Flower Street, Waterloo, IL 2 Beds \| 2 Baths \| 810 Sq. Ft.	$201,626

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 400 Flower St

Tax history for 400 Flower St

Zoning

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 400 Flower St

More real estate resources